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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Fujifilm - instax mini 13 Instant Film Camera - Frost Blue
FujifilmDesignRounded iconic design with a metallic logo. Easily twist the lens to turn on and offSelfie MirrorBuilt-in selfie mirror for easy selfies. Use...
View full detailsFujifilm - instax mini 13 Instant Film Camera - Clay White
FujifilmDesignRounded iconic design with a metallic logo. Easily twist the lens to turn on and offSelfie MirrorBuilt-in selfie mirror for easy selfies. Use...
View full detailsWORX - WA0828 Garage Cover for Landroid Vision Cloud 2WD 4WD Robotic Lawn Mowers - Black
WorxAll-Weather ShelterThis robotic lawn mower garage provides reliable protection against extreme weather conditions including scorching heat heavy ra...
View full detailsMSI - MAG 321UPXB QD-OLED 32" QD-OLED UHD 240Hz 0.03ms Gaming Monitor with Display HDR True 400 (DisplayPort HDMI) - Black
MSIQD-OLED PanelWith stunning image quality and fast response time.Refresh Rate Response timeFastest 0.03ms GtG response time and 240Hz refresh rate....
View full detailsMicrosoft - Surface Pro - 12" Touchscreen - Snapdragon X Plus (8 Core) - 8GB Memory - 256GB UFS - Device Only - Platinum
MicrosoftBrilliant DisplayImmersive Brilliance or Incredible image quality The 13" PixelSense Flow touchscreen offers a vibrant and immersive viewing exper...
View full detailsAlienware - 16X Aurora 16" 3K OLED Gaming Laptop - Intel Core Ultra 7 270HX 2026 16GB Memory NVIDIA GeForce RTX 5060 512GB Storage - Blue
DellBrilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness.Intelligent processingIntel Core Ultra HX processors i...
View full detailsLG - 75" Class 7S Series QNED AI Mini LED 4K Smart webOS TV (2026)
LGDynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LEDSee your scr...
View full detailsDell - 16" 2K Touchscreen Laptop - Intel Core Ultra 7 355 2026 - 16GB Memory - 512GB Storage - Copilot+ PC - Celestial Blue
DellSleek build. Uncompromising powerFeaturing Series 3 Intel Core Ultra processors with built-in AI that accelerates creative work smooths gaming stre...
View full detailsFrigidaire - 8000 BTU 350 Sq. Ft. Smart Window Air Conditioner with Remote - White
FrigidaireCool Off Bedrooms Home OfficesThis 8000 BTU window air conditioner cools rooms up to 350 sq ft making it a great fit for bedrooms small home offic...
View full detailsSennheiser - MOMENTUM 5 Bluetooth Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Black
SennheiserTruth In Sound Engineered In GermanyThrough the craft and precision of German Engineering we create remarkable audio experiences that you don’t ju...
View full detailsInsignia - 512GB SDXC UHS-I Memory Card Read Speed Up to 200MB/s
InsigniaStorage Capacity512GB storage space for storing photos videos games and other digital content¿Actual storage capacity shown by device's OS may be l...
View full detailsAOC - 27G50F2 27" IPS Panel LED FHD G-Sync Compatible 180hz Gaming Monitor - Black
AOCIPS PanelExperience the advantages of IPS technology including vibrant colors and wide viewing angles for an immersive gaming experience and unleas...
View full detailsASUS ProArt PA279CRV - LED monitor - 4K - 27" - HDR
ASUSASUS ProArt PA279CRV - LED monitor - 27" - 3840 x 2160 4K 60 Hz - IPS - 350 cd/m² - 10001 - HDR10 - 5 ms - 2xHDMI 2xDisplayPort USB-C - speakers
Middle Atlantic U2 - rack shelf - 2U
AVIMiddle Atlantic U2 - Rack shelf - 2U
Glorious - Model D Lightweight Wired Optical Gaming Mouse with Customizable RGB - Wired - Black
GloriousSize styleErgonomic lightweight mouse for gaming. Built for speed control and comfort with optimal weight and high durability. Ideal for medium an...
View full detailsHyperX - OMEN 16" 165Hz 2K Gaming Laptop - Intel Core Ultra 7 356H (2026) - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Shadow Black
HyperXIntel Evo platform powered by Intel Core Ultra 7 356H processorNo tradeoffs. Delivers what matters incredible battery life powerful performance bui...
View full detailsMicrosoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Elite (12 Core) 2026 - 16GB - 512GB Storage - Black
MicrosoftBrilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...
View full detailsJBL - Go 5 - Ultra-portable waterproof and drop-proof speaker - 2026 - White
JBLBig sound in the palm of your handThe JBL Go 5 packs louder legendary JBL sound with even deeper bass than before. It's seriously big sound from a ...
View full detailsMicrosoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Elite (12 Core) 2026 - 16GB - 1TB Storage - Dune
MicrosoftBrilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...
View full detailsJBL - Go 5 - Ultra-portable waterproof and drop-proof speaker - 2026 - Purple
JBLBig sound in the palm of your handThe JBL Go 5 packs louder legendary JBL sound with even deeper bass than before. It's seriously big sound from a ...
View full detailsMicrosoft - Surface Pro - 13" OLED Touchscreen - Snapdragon X2 Elite (12 Core) 2026 - 16GB Memory - 1TB SSD - Device Only - Black
MicrosoftBrilliant OLED DisplayIncredible image quality The 13" PixelSense touchscreen [1] with OLED and enriched HDR [2] tech unveils crisper whites lumin...
View full detailsMicrosoft - Surface Pro - 13" Touchscreen - Snapdragon X2 Plus (10 Core) 2026 - 16GB Memory - 512GB SSD - Device Only - Black
MicrosoftBrilliant LCD DisplayThe 13" PixelSense touchscreen [1] with LCD and enriched HDR [2] tech gives you sharp detail smooth scrolling and colors so ri...
View full detailsMicrosoft - Surface Pro - 13" Touchscreen - Snapdragon X2 Plus (10 Core) 2026 - 16GB Memory - 256GB SSD - Device Only - Platinum
MicrosoftBrilliant LCD DisplayThe 13" PixelSense touchscreen [1] with LCD and enriched HDR [2] tech gives you sharp detail smooth scrolling and colors so ri...
View full detailsHP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Gray Wood
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsTurtle Beach - Afterglow Wireless RGB Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Clear
Turtle BeachCustom RGB LightingGlow up your setup with adjustable 4 preset lighting modes enhanced by a clear shell that reveals the inner circuitry. Adjust br...
View full detailsTCL - 450 Sq. Ft. 10000 BTU 3-in-1 Smart Portable Air Conditioner - White
TCLCompact Design. Powerful Performance.Powerfully cools up to 450 sq. ft. with a compact footprint that is only 14.1in x 16.5in perfect for living ro...
View full detailsSprocket 3.5 x 4.25 Zink Sticky-Backed Photo Paper (100 Pack) Compatible with HP Sprocket 3x4 Photobooth - White
HPBigger Is BetterMore photo more joy. Get brilliant full-color prints in a generous 3.5" x 4.25" size. Our premium paper brings your memorable momen...
View full detailsBosch - 100 Series 5.8 Cu. Ft. Slide-In Electric Convection Range with Steam-Assist - Stainless Steel
BoschCapacity5.8 cubic feet oven cavity fits large roasting pans for your turkey or multiple baking sheets.Backlit DisplaySleek backlit display user int...
View full detailsSamsung - 27" S3 (S36GD) LED FHD 100Hz Curved Monitor (HDMI D-sub) - Black
Samsung1800R Curved ScreenAn immersive viewing experience with a curved monitor that wraps more closely around your field of vision. It creates a wider vi...
View full detailsLegion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - WindowsOS - 32GB with 1TB SSD - Windows
LenovoLenovo Pure Sight Gaming DisplayFeel every pulse of the game with the native landscape 8" Lenovo PureSight display offering a larger ultra-vibrant ...
View full detailsSamsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Stainless Steel Look
SamsungCounter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...
View full detailsSony - 65" Class BRAVIA 8 II OLED 4K UHD Smart Google TV (2025)
SonyPure black and our highest OLED brightnessOver 8 million self-lit pixels are precisely controlled to produce pure black with our highest OLED brigh...
View full detailsSamsung - 77 Class S95F Series OLED 4K UHD SamsungVision AI Smart Tizen TV (2025)
SamsungNQ4 AI Gen3 ProcessorPowered by 128 neural networks our most powerful 4K AI processor leverages AI to deliver an mind-blowing 4K TV experience. No ...
View full detailsSony - 75" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)
SonyPowerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...
View full detailsRoborock - Saros 10 Ultra Thin Self-Lifting Robot Vacuum and Mop 22000 Pa Suction Hyper Force and Multi-Fuction Dock - White
RoborockThe Thinnest Roborock Ever 3.14-Inch DesignAt just 3.14 inches the Roborock Saros 10’s ultra-slim design reaches under low furniture and into tight...
View full detailsLenovo - Yoga Slim 7x- Copilot+ PC - 14" 2K OLED Touchscreen Laptop - Snapdragon X2 Elite X2E-88-100 2026 - 32GB Memory- 1TB SSD - Cosmic Blue
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.