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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Insignia - Charge Station for Meta Quest 3 and 3S - White

Insignia
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Quick-connect Charging systemDrop-and-go convenience—controllers auto-align in the dock's cradle via precision charging pins while the headset snap...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Lenovo - Yoga 7i 2-in-1 - Copilot+ PC - 16" 2K Touchscreen Laptop - Intel Core Ultra 5 Processor 2024 - 16GB Memory - 512GB SSD - Luna Grey

Lenovo
Original price $1,010.99 - Original price $1,010.99
Original price
$1,010.99
$1,010.99 - $1,010.99
Current price $1,010.99

Copilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...

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Original price $1,010.99 - Original price $1,010.99
Original price
$1,010.99
$1,010.99 - $1,010.99
Current price $1,010.99

Samsung - 32" Class F6000F Series LED Full HD Smart Tizen TV (2025)

Samsung
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

HDRSee your content as it’s meant to be seen—from the subtle highlights in a dark moody alleyway to the deep shadows cast on a bright and sunny aft...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

MSI - THIN A15 15.6" 144Hz FHD Gaming Laptop - AMD R5-7535HS - GeForce RTX 4050 - 8GB Memory - 512GBSSD - Black

MSI
Original price $851.99 - Original price $851.99
Original price
$851.99
$851.99 - $851.99
Current price $851.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $851.99 - Original price $851.99
Original price
$851.99
$851.99 - $851.99
Current price $851.99

SCUF - Valor Pro Wired Performance Controller for Xbox Series XS Xbox One and PC - White

SCUF
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Faster GameplayFeatures four embedded rear paddles you can configure up to 16 functions and with our Instant Triggers that eliminate trigger pull s...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Hisense - 75" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)

HISENSE
Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99

Hi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...

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Original price $703.99 - Original price $703.99
Original price
$703.99
$703.99 - $703.99
Current price $703.99

Samsung - 27" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung
Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

OLED in 4KExplore worlds with unparalleled clarity. This OLED screen delivers crystal-clear 4K quality on a 27" display with an incredible pixel de...

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Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

Meta - Quest 3S 128GB Virtual Reality Headset Without Wires — Thirty-Three Percent More Memory — 2X Graphical Processing - White

Meta
Original price $396.99 - Original price $396.99
Original price
$396.99
$396.99 - $396.99
Current price $396.99

NO WIRES MORE FUNBreak free from cords. Game play exercise and explore immersive worlds — untethered and without limits.2X GRAPHICAL PROCESSING POW...

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Original price $396.99 - Original price $396.99
Original price
$396.99
$396.99 - $396.99
Current price $396.99

ecobee - Smart Thermostat Essential - Programmable Wi-Fi Thermostat - Works with Siri Alexa and Google Assistant - White

EcoBee
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

An energy-saving thermostat that pays for itselfSave up to 23 every year on heating and cooling costs. That’s about 250 a year in savings meaning t...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

ASUS- ExpertBook CX54 14" Chromebook Laptop with Intel Core Ultra 5-16GB Memory-256GB SSD

ASUS
Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

Sony - 55" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony
Original price $816.99 - Original price $816.99
Original price
$816.99
$816.99 - $816.99
Current price $816.99

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $816.99 - Original price $816.99
Original price
$816.99
$816.99 - $816.99
Current price $816.99

ASUS - ROG Astral NVIDIA GeForce RTX 5090 32GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $4,770.99 - Original price $4,770.99
Original price
$4,770.99
$4,770.99 - $4,770.99
Current price $4,770.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4Quad-fan designBoosts air flow and pressure by up to 20Patented vapor chamberWit...

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Original price $4,770.99 - Original price $4,770.99
Original price
$4,770.99
$4,770.99 - $4,770.99
Current price $4,770.99

PLAUD - NotePin Memory Capsule Smart AI Voice/Audio Recorder - V2 - Cosmic Grey

PLAUD
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

AI memory capsuleEnables users to search and retrieve information effortlessly from recorded audio enhancing productivity.Cloud storageProvides eas...

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Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

LG - 27" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 27" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

NETGEAR - Nighthawk BE3600 Dual-Band Wi-Fi 7 Router - Black

NETGEAR
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

BE3600 dual-band Wi-Fi routerFast Wi-Fi 7 speeds up to 3.6 Gbps for gaming smooth streaming video conferencing and entertainment.Wi-Fi 7 1.2 times ...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

AOC - 27" Q27G40XMN Mini-LED QHD 180hz Gaming Monitor - Black

AOC
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Mini-LED panel technologyExperience clarity vibrant colors and richer contrast with Mini-LED technology.Quad HD ResolutionExperience stunning clari...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Blink - Outdoor 2K+ Wireless Smart Security Camera 2K video Two-way audio w/ noise cancellation Smart detection - 3CAM - Black

Blink
Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

2K video resolutionDon't miss a detail. See every frame like never before with sharper 2K clarity and 4x zoom.Color Vision in Low LightEven in low ...

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Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

ZAGG - Pro Keys 2 Connect Apple iPad Pro 13 Apple iPad Air (M4) 13" 2026 (M3) 13" 2025 (M2) 13" 2024 - Black

ZAGG
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Durable ProtectionSturdy polycarbonate provides up to 6.6 feet of drop protection.USB-C Direct ConnectPro Keys Connect draws power from the iPad—no...

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Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

bella PRO - Barista Elite Espresso Drink Station+ - Stainless Steel

Bella Pro
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

20-Bar High-Pressure Brewing SystemDelivers bold flavor and a beautiful crema every time for true coffeehouse quality.One-Touch BrewingBrew single ...

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Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Insignia - HDMI 2-Output Splitter with HDR Pass-Through - Black

Insignia
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Gain 2 HDMI outputs with one connectionConnect your laptop gaming device or streaming stick to view on two displays simultaneously.Supports 4K reso...

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Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Amazon - Kindle Scribe without Front Light 16GB (newest model) — 11 paper-like display — Thinner lighter faster - 2025 - Graphite

AMAZON
Original price $475.99 - Original price $475.99
Original price
$475.99
$475.99 - $475.99
Current price $475.99

Feels just like paperTextured surface and ultra-fast responsiveness for a natural writing experience. Included Premium Pen requires no charging.Thi...

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Original price $475.99 - Original price $475.99
Original price
$475.99
$475.99 - $475.99
Current price $475.99

Peak Design - Cuff Leather Camera Strap Wrist - Black

Peak Design
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Premium full-grain bovine leathersoft durable and patinas gracefully over timeCustom sealed finish on bottom of strapfor optimal glide/gripNo visib...

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Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

Sennheiser - HDB 630 Closed-back Wireless Headphones - Black

Sennheiser
Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Audiophile tuningSennheiser’s in-house 42 mm transducer and refined acoustic design deliver a neutral audiophile sound with lifelike mids stunning ...

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Original price $401.99 - Original price $401.99
Original price
$401.99
$401.99 - $401.99
Current price $401.99

Therabody - RecoveryTherm Cube - Instant Hot Cold Contrast Therapy For Targeted Pain Relief - Black

Therabody
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Instant relief at the touch of a buttonPowered by our proprietary Cryothermal Technology RecoveryTherm Cube delivers fast precisely-controlled cold...

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Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Bose - SoundLink Flex (2nd Gen) Portable Bluetooth Speaker with Waterproof/Dustproof Design - Fog Gray

Bose
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Sound that takes you places.Hit the road in hi-fi with the surprisingly powerful performance of SoundLink Flex. It’s clear balanced high-fidelity a...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Ring - Floodlight Cam Pro (2nd Gen) Retinal 4K for ultra-clear video 10x Zoom ultra-bright motion-activated floodlights - White

Ring
Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

Retinal 4K with 10x Enhanced ZoomSee the ultimate clarity and color and catch detail even at a distance with wide-angle 4K video.Live View Two-Way...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

DJI - Mic 3 (2 TX + 1 RX + Charging Case) - Black

DJI
Original price $241.99 - Original price $241.99
Original price
$241.99
$241.99 - $241.99
Current price $241.99

Small Lightweight VersatileThe DJI Mic 3 Transmitter is compact lightweight and discreet. It supports both magnetic and clip-on attachment methods....

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Original price $241.99 - Original price $241.99
Original price
$241.99
$241.99 - $241.99
Current price $241.99

Beats - Powerbeats Fit True Wireless Active Noise Canceling Earbuds - Jet Black

Beats
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

High-performance earbuds for working out with universal secure-fit wingtips that gently tuck in your ear for exceptional stability and all-day comf...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

JLab - JBuds Party Speaker - Mulberry

JLab
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Room Shaking Lab Quality SoundEnjoy chest thumping sound via dual 2.5 full-frequency drivers and two 2 passive woofers. With 30 watts of power this...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Peak Design - Form Leather Camera Strap Standard - Black

Peak Design
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Premium full-grain bovine leathersoft durable and patinas gracefully over timeCustom sealed finish on bottom of strapfor optimal glide/gripNo visib...

View full details
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Insta360 - Ace Pro2 Octa Edition - Dual Battery - Black

Insta360
Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Best-in-Class HardwareA 1/1.3" 8K sensor and Leica SUMMARIT lens deliver stunning 4K60fps Active HDR and 8K30fps video.Groundbreaking Dual AI ChipN...

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Original price $353.99 - Original price $353.99
Original price
$353.99
$353.99 - $353.99
Current price $353.99

Nacon - Wired Controller for Playstation 4 Windows - Black

Nacon
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Offically LicensedLicensed for PlayStation 4 and compatible with PC. Featuring the official PlayStation 4 controller layout including touch pad SH...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

MSI - Prestige 13AI+ - Ukiyoe Edition 13.3"OLED Laptop- Intel Core Ultra 7-258V Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

MSI
Original price $2,053.99 - Original price $2,053.99
Original price
$2,053.99
$2,053.99 - $2,053.99
Current price $2,053.99

Copilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...

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Original price $2,053.99 - Original price $2,053.99
Original price
$2,053.99
$2,053.99 - $2,053.99
Current price $2,053.99

8BitDo - Ultimate 2C Bluetooth Gaming Controller for Nintendo Switch Nintendo Switch 2 - Transparent Black

8BitDo
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Universal compatibility for Switch and Switch 2The 8BitDo Ultimate 2C Bluetooth Controller seamlessly connects to Switch and Switch 2 via Bluetooth...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Shark - Detect Pro Lift-Away ADV Bagless Upright Vacuum with DuoClean Detect Anti-Allergen and Odor Neutralizer Technology - Evergreen

Shark
Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

Stronger SuctionUltra-powerful suction across all floor types and everywhere above floor for a whole-home clean.DuoClean DetectTwo-brushroll system...

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Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

Insignia - 3.1 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look

Insignia
Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

3.1 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...

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Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.