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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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bObsweep - Dustin Self-Empty Robot Vacuum Mop with 100-Day Dock SLAM Navigation Activated Charcoal Filtration - Plus Version with 8000 Pa Suction

Bobsweep
Original price $781.99 - Original price $781.99
Original price
$781.99
$781.99 - $781.99
Current price $781.99

Powerful Suction for Deep CleaningDustin Plus delivers a 8000 Pa suction power effortlessly lifting dust dirt and debris from carpets area rugs har...

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Original price $781.99 - Original price $781.99
Original price
$781.99
$781.99 - $781.99
Current price $781.99

Hyperice - Normatec 3 Legs System - Black

Hyperice
Original price $982.99 - Original price $982.99
Original price
$982.99
$982.99 - $982.99
Current price $982.99

Intuitive refreshed designNormatec 3’s refreshed system design features an intuitive interface reduced weight and the ability to unlock next-level ...

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Original price $982.99 - Original price $982.99
Original price
$982.99
$982.99 - $982.99
Current price $982.99

JBL - PartyBox 720 Portable Party Speaker - 2025 - Black

JBL
Original price $1,280.99 - Original price $1,280.99
Original price
$1,280.99
$1,280.99 - $1,280.99
Current price $1,280.99

Superior JBL Pro SoundWe’re cranking out 800 watts of JBL Pro Sound—loud clean and full of deep bass from those two massive 9 woofers. The tweeters...

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Original price $1,280.99 - Original price $1,280.99
Original price
$1,280.99
$1,280.99 - $1,280.99
Current price $1,280.99

Ultimate Ears - MINIROLL Ultra-Portable Waterproof Bluetooth Speaker with 131 ft Range - Revive Gray

Logitech
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Crisp clear and bassy soundSurprisingly big bass in one petite portable speaker.Effortless Bluetooth pairing for 12 hours of boomThe MINIROLL porta...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia
Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $176.99 - Original price $176.99
Original price
$176.99
$176.99 - $176.99
Current price $176.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black

HyperX
Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $84.99 - Original price $84.99
Original price
$84.99
$84.99 - $84.99
Current price $84.99

UAG - Metropolis SE Case for iPad Pro 11" (Gen 5 /M4 chip) - Black

Uag
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Lightweight ConstructionOur iPad Pro 11" (5th Gen 2024 M4) case features a featherlight composite construction with a soft impact-resistant core fo...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

BIRDFY - 2 Smart Bird Feeder with Camera Dual-Angle ViewsAI Identifies 6000+ BirdsSolar-Powered Motion Detection - Green

Birdfy
Original price $479.99 - Original price $479.99
Original price
$479.99
$479.99 - $479.99
Current price $479.99

Wide-Angle Videos Bird Portrait.While the wide-angle lens captures video clips the smart portrait lens automatically zooms in sending feather-deta...

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Original price $479.99 - Original price $479.99
Original price
$479.99
$479.99 - $479.99
Current price $479.99

Ring - Indoor Cam Plus Plug-In Retinal 2K for enhanced video quality 4x Zoom Low-Light Sight for color in near dark - White

Ring
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Capture it all with Retinal 2K videoSee every detail of your home or business in full view — powered by Retinal 2K. (Video quality may vary based o...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

PowerA - Enhanced Wired Controller for Nintendo Switch - Various

PowerA
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

3.5 mm audio jackMappable gaming buttonsDetachable cableDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensedOfficially licensed b...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White

Insignia
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Amazon - Echo Show 8 (newest model) Vibrant HD 8.7" display with spatial audio designed for Alexa+ - Graphite

AMAZON
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Powerfully smart beautifully builtThe redesigned 8.7" smart display features a vibrant HD touchscreen built-in smart home hub AZ3 Pro chip for powe...

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Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Insignia - 7 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

Insignia - 30 in. Wide 4 Elements 5.3 Cu. Ft. Freestanding Electric Range with Dual-Size Burner and Storage Drawer - White

Insignia
Original price $717.99 - Original price $717.99
Original price
$717.99
$717.99 - $717.99
Current price $717.99

5.3 cu. ft. oven capacityA large capacity with two oven racks and six position options help you cook meals. The oven heats from 170 to 500 F (77 to...

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Original price $717.99 - Original price $717.99
Original price
$717.99
$717.99 - $717.99
Current price $717.99

Fellow - Atmos Vacuum Airtight Canister 0.7L - Matte Black

Fellow
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Keep it freshAirtight is good but vacuum sealed is better. Atmos takes the hassle (and oxygen) out of storing coffee. Hidden inside its magic lid i...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Logitech - Wave Keys for Mac and Lift Vertical for Mac Wireless Ergonomic Keyboard and Mouse Bundle for macOS/iPadOS - Off-White

Logitech
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Designed for All-Day ComfortWave Keys for Mac and Lift for Mac is an ergonomic wireless mouse and keyboard combo shaped to place your hands wrists ...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

SCUF - VALOR PRO Wireless Performance Controller for Xbox Series XS Xbox One and PC - Steel Grey

SCUF
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

FASTER GAMEPLAYFeatures four rear paddles so you can react faster in-game and with our instant triggers that eliminate trigger pull shaving millise...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

SCUF - VALOR PRO Wireless Performance Controller for Xbox Series XS Xbox One and PC - Black

SCUF
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

FASTER GAMEPLAYFeatures four rear paddles so you can react faster in-game and with our instant triggers that eliminate trigger pull shaving millise...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

ASUS - Premium 2-in-1 Hard Case for ROG Xbox Ally - Black

ASUS
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

All-weather ProtectionWater-repellent fabric keeps your machine safe from any accidental spills and inclement weather while the whole case stays se...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

DJI - OSMO NANO Standard Combo (64GB) - Black

DJI
Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

Ultra-Lightweight Effortlessly WearableWith its ultra-compact design dual-sided magnetic mounting and versatile accessory options Osmo Nano can be ...

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Original price $437.99 - Original price $437.99
Original price
$437.99
$437.99 - $437.99
Current price $437.99

De'Longhi - Magnifica Plus Fully Automatic Espresso Machine - Silver

De'Longhi
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

18 One-Touch RecipesEnjoy Espresso Latte Macchiatos Cappuccinos Americanos Iced Coffee more at the touch of a button. With 4 drink sizes and 5 int...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Bosch - 100 Series 26 Cu. Ft. French Door Bottom Freezer Smart Refrigerator with External Ice and Water - Stainless Steel

Bosch
Original price $2,385.99 - Original price $2,385.99
Original price
$2,385.99
$2,385.99 - $2,385.99
Current price $2,385.99

Energy Savings with Energy Star CertificationEnergy Star Qualified for year round energy and money savingsExternal Ice and Water DispenserThe exter...

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Original price $2,385.99 - Original price $2,385.99
Original price
$2,385.99
$2,385.99 - $2,385.99
Current price $2,385.99

Nespresso - Vertuo Next Deluxe Bundle by Breville - Dark Chrome

Nespresso
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Sleek modern new designA modern and pure design with a smaller footprint and chromed accents and premium coloursCentrifusion technologyJust insert...

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Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Digipower - Universal Camera Battery Charger - Black

Digipower
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Adjustable contactsMakes it easy to charge any lithium ion rechargeable camera battery. Slide the charger contacts into position to start chargin...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Ninja - Luxe Caf Pro Series 4 in 1 Espresso Drip Coffee Cold Hot Brew Tamper Grinder Scale Hands-Free Frother - Stainless Steel

Ninja
Original price $844.99 - Original price $844.99
Original price
$844.99
$844.99 - $844.99
Current price $844.99

4 Machines in 1Brew without limits with no guesswork espresso well-balanced drip coffee rapid cold brew and an independent hot water system. 5 espr...

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Original price $844.99 - Original price $844.99
Original price
$844.99
$844.99 - $844.99
Current price $844.99

PlayStation 5 Slim Console Digital Edition 825GB - PlayStation 5

Sony Computer Entertainment Am
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Slim DesignWith PS5 Digital Edition players get powerful gaming technology packed inside a sleek and compact console design.825GB of StorageKeep yo...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

eero - 6+ Dual-band Mesh Wi-Fi 6 Router (1-pack) - White

Eero
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

A GIGABIT SPEED ROUTER FOR LESSAn eero 6+ (1-pack) covers up to 1500 sq. ft. with wifi delivers wifi speeds up to a gigabit and supports 75+ connec...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Apple - 35W Dual USB-C Port Compact Power Adapter - White

Apple
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Compatible with most USB-C-enabled devicesFrom iPhone 8 and later; iPad Pro (1st generation and later); iPad Air (3rd generation and later) all App...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

JBL - Clip 5 Portable Bluetooth Speaker - 2024 - White

JBL
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Ultra-portable JBL pro soundDon't let its little size fool you. The JBL Clip 5 packs a serious musical punch delivering big JBL pro sound with punc...

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Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

ASUS - ROG Swift 32" Dual Mode (4K 240Hz FHD 480Hz) OLED 0.03ms Gaming Monitor with FreeSync and HDR (DisplayPort HDMI) - Black

ASUS
Original price $1,259.99 - Original price $1,259.99
Original price
$1,259.99
$1,259.99 - $1,259.99
Current price $1,259.99

Dual Mode 4K UHD 240Hz Or Full HD 480HzThe 32-inch 4K QD-OLED panel of the PG32UCDP opens up a world of unbelievably lifelike gaming and entertai...

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Original price $1,259.99 - Original price $1,259.99
Original price
$1,259.99
$1,259.99 - $1,259.99
Current price $1,259.99

Sanus - Sonos Arc Extendable TV Soundbar Mount - Black

Sanus
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

The sound of your Arc moves with your TVEasily move your Arc soundbar speaker by attaching your SANUS soundbar mount to a full-motion TV mount the ...

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Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Logitech - Combo Touch iPad Air 11-inch - Latest Model (M2 M3 M4) iPad Air (5th gen) Keyboard Case with Detachable Keyboard - Oxford Gray

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

CompatibilityiPad Air 11-inch - Latest Model (M2 M3 M4) iPad Air (5th gen) - A2902 A2903 A2904 A2588 A2589 A2591Use-your-way ModesMultiple use mo...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

GE - 1.0 Cu. Ft. Convection Countertop Microwave with Air Fry - Stainless Steel

GE
Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer built into your microwave.ConvectionAchieve cris...

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Original price $249.99 - Original price $249.99
Original price
$249.99
$249.99 - $249.99
Current price $249.99

Logitech - MX Keys S for Mac Advanced Full-size Wireless Scissor Keyboard with Backlit keys for MacBook iMac iPad - Space Gray

Logitech
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Mastered for MacWith a Mac key layout and matching Apple finishes Logi Options+ functions for macOS USB C charging Logitech MX Keys S for Mac makes...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Marshall - Major V Wireless On-Ear Bluetooth Headphones with Lightweight Foldable Design and Microphone for Calls - Black

Marshall
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Marshall Signature SoundThunderous bass smooth mids and crisp treble. Major V delivers the Marshall signature sound you know and love. We also redu...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG
Original price $291.99 - Original price $291.99
Original price
$291.99
$291.99 - $291.99
Current price $291.99

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $291.99 - Original price $291.99
Original price
$291.99
$291.99 - $291.99
Current price $291.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.