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Original price $474.99 - Original price $474.99
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$474.99
$474.99 - $474.99
Current price $474.99

Samsung - HW-S700D 3.1 Channel S-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...

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Original price $474.99 - Original price $474.99
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Original price $763.99 - Original price $763.99
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Frigidaire - 24" Built-In Tub Dishwasher with 3rd Rack EvenDry System 49 dBA - Stainless Steel

Frigidaire

Unlike traditional spray arms our BladeSpray arm rotates in two directions so you get better water coverage that reaches every corner.Third Level R...

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Original price $763.99 - Original price $763.99
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Original price $104.99 - Original price $104.99
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$104.99
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Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - White

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $104.99 - Original price $104.99
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Original price $1,446.99 - Original price $1,446.99
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ZLINE - 30 inches - Convertible Externally Vented - Wall Range Hood - Black

ZLINE

Easy-to-useEasy-to-use push button controls let's you easily control fan speed and lighting4-Speed Fan Control4-Speed Fan Control (120/240/320/400 ...

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Original price $1,446.99 - Original price $1,446.99
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Original price $1,221.99 - Original price $1,221.99
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KitchenAid - 24" Top Control Built-In Dishwasher with 360 Max Jets Third Rack and ProDry System 44 dBA - Stainless Steel

Kitchenaid

50+ Total Wash Jetsprovide complete cleaning coverage for dishes across all three racks eliminating the need for pre-rinsing. With 3x more jets tha...

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Original price $1,221.99 - Original price $1,221.99
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Original price $403.99 - Original price $403.99
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$403.99
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Pioneer - 55" Class LED 4K UHD Smart Roku TV

Pioneer

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $403.99 - Original price $403.99
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$403.99
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Original price $139.99 - Original price $139.99
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$139.99
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Reolink - Altas Series B630 2K 4MP Battery Indoor/Outdoor Wireless WiFi Security Camera with Pre-Record and ColorX - White

Reolink

Pre-Record Never Miss A MomentCapture footage of critical events BEFORE the camera triggers recording When Pre-Record is enabled camera will save ...

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Original price $139.99 - Original price $139.99
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$139.99
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Original price $274.99 - Original price $274.99
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Apple - AirPods Pro 3 Wireless Active Noise Cancelling Earbuds with Heart Rate Sensing Feature - White

Apple

WORLD’S BEST IN-EAR ACTIVE NOISE CANCELLATION—Reduces up to 2x more unwanted noise than AirPods Pro 2 so you can stay fully immersed in the moment....

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Original price $274.99 - Original price $274.99
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Original price $494.99 - Original price $494.99
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$494.99
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NETGEAR - Orbi 370 Series BE5000 Dual-Band Mesh Wi-Fi 7 System (4-pack) - White

NETGEAR

BE5000 dual-band mesh Wi-Fi router and satellitesOrbi 370 Series with Wi-Fi 7 delivers speeds up to 5 Gbps for consistent performance across up to ...

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Original price $494.99 - Original price $494.99
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Original price $215.99 - Original price $215.99
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$215.99
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Reolink - Go Series G440 4K 8MP Solar Outdoor Wireless 4G LTE Pan Tilt Security Camera with 32GB SD Card - Grey - Gray

Reolink

No Wi-Fi Required - Off-Grid ReadyOutdoor camera uses 3G or 4G LTE cellular connectivity to stream footage. Ideal for locations with spotty / no Wi...

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Original price $215.99 - Original price $215.99
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$215.99
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Original price $122.99 - Original price $122.99
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$122.99
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Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44000 DPI - Wireless - Black

Logitech

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

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Original price $122.99 - Original price $122.99
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$122.99
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Original price $1,591.99 - Original price $1,591.99
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Samsung - Galaxy Tab S11 Ultra - 14.6" 1TB - Wi-Fi -with S-Pen - Gray

Samsung

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

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Original price $1,591.99 - Original price $1,591.99
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Original price $533.99 - Original price $533.99
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$533.99
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Insignia - 24 Front Control Built-In Dishwasher with DishSense ENERGY STAR Certification and Operating Sound Level 52 dBA - White

Insignia

14 place settingsFits your whole family’s dishes with a removable silverware basket that fits on the right side of the lower rack.Four wash cycles...

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Original price $533.99 - Original price $533.99
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$533.99
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Original price $1,091.99 - Original price $1,091.99
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ZLINE - 30 inches - Externally Vented - Island Range Hood - Stainless steel

ZLINE

400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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Original price $1,091.99 - Original price $1,091.99
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$1,091.99
$1,091.99 - $1,091.99
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Original price $723.99 - Original price $723.99
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$723.99
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Canon - RF85mm F2 Macro IS STM Medium Telephoto Lens for EOS R-Series Cameras - Black

Canon

Compatible with most Canon EOS Mirrorless camerasFor use with your existing Canon mirrorless camera.Medium telephoto lens gets you closer to your s...

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Original price $723.99 - Original price $723.99
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$723.99
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Original price $1,593.99 - Original price $1,593.99
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LG - 5.8 Cu. Ft. Smart Freestanding Gas True Convection Range with EasyClean and InstaView - Stainless Steel

LG

Large Capacity (5.8 cu. ft.) Gas Single OvensThe size of your oven shouldn't dictate what you can cook or for how many people. This 5.8 cubic foot ...

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Original price $1,593.99 - Original price $1,593.99
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$1,593.99
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Original price $2,192.99 - Original price $2,192.99
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$2,192.99
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Current price $2,192.99

ZLINE - 48 inches - Convertible Externally Vented - Wall Range Hood - Black

ZLINE

Easy-to-useEasy-to-use push button controls let's you easily control fan speed and lighting4-Speed Fan Control4-Speed Fan Control (120/240/320/400 ...

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Original price $2,192.99 - Original price $2,192.99
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$2,192.99
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Original price $55.99 - Original price $55.99
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$55.99
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Current price $55.99

ZAGG - Glass Elite VisionGuard+ Apple iPad 10.2" (Gen 9 8 7) - Clear

invisibleSHIELD

Extreme shatter protection4x stronger than traditional glass screen protection. This is our strongest glass screen protection ever.Contains antimic...

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Original price $55.99 - Original price $55.99
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$55.99
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Original price $88.99 - Original price $88.99
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$88.99
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Current price $88.99

Shokz - OpenRun Wireless Bone Conduction Open-Ear Bluetooth Endurance Headphones - Black

Aftershokz

Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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Original price $88.99 - Original price $88.99
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$88.99
$88.99 - $88.99
Current price $88.99
Original price $657.99 - Original price $657.99
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$657.99
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Samsung - 1.1 cu. ft. Smart SLIM Over-the-Range Microwave with 550 CFM Hood Ventilation - Stainless Steel

Samsung

550 CFM Hood VentilationEven in its slim size it’s the most powerful ventilation system among Over-the-Range microwaves in the industry. The 550 CF...

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Original price $657.99 - Original price $657.99
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$657.99
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Original price $142.99 - Original price $142.99
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$142.99
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Current price $142.99

BenQ - GW2490 23.8" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black

BenQ

100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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Original price $142.99 - Original price $142.99
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$142.99
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Original price $455.99 - Original price $455.99
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$455.99
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Breville - Juice Fountain Cold XL Juicer - Brushed Stainless Steel

Breville

Juices fruits and vegetables of varying texturesYou can use the low speed to juice soft fruits and vegetables such as strawberries grapes cucumbers...

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Original price $455.99 - Original price $455.99
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$455.99
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Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99

Logitech - G502 Lightspeed Wireless Optical Gaming Mouse with RGB Lighting - Wireless - Black

Logitech

HERO 25K sensorNext-gen sensor delivering 25600 DPI class-leading performance accuracy and energy efficiency.Customizable LIGHTSYNC RGB lightingFul...

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Original price $115.99 - Original price $115.99
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$115.99
$115.99 - $115.99
Current price $115.99
Original price $2,179.99 - Original price $2,179.99
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$2,179.99
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Current price $2,179.99

Frigidaire - Gallery 27.8 Cu. Ft. French Door Refrigerator with Adjustable Temp Drawer - Smudge Proof Stainless Steel

Frigidaire

CrispSeal Plus Crispers with Auto HumidityHelp prevent produce from spoiling advanced CrispSeal Plus Crispers with Auto Humidity technology automat...

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Original price $2,179.99 - Original price $2,179.99
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$2,179.99
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Current price $2,179.99
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Fujifilm - instax mini 12 Instant Film Camera - Lilac Purple

Fujifilm

Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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Original price $97.99 - Original price $97.99
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$97.99
$97.99 - $97.99
Current price $97.99
Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99

Fujifilm - instax mini 12 Instant Film Camera - Mint Green

Fujifilm

Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99
Original price $97.99 - Original price $97.99
Original price
$97.99
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Current price $97.99

Fujifilm - instax mini 12 Instant Film Camera - Clay White

Fujifilm

Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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Original price $97.99 - Original price $97.99
Original price
$97.99
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Current price $97.99
Original price $97.99 - Original price $97.99
Original price
$97.99
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Current price $97.99

Fujifilm - instax mini 12 Instant Film Camera - Blossom Pink

Fujifilm

Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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Original price $97.99 - Original price $97.99
Original price
$97.99
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Current price $97.99
Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

Sony - WH-1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Black

Sony

Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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Original price $308.99 - Original price $308.99
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$308.99
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Original price $112.99 - Original price $112.99
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$112.99
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Current price $112.99

Sharper Image - Powerboost Move Deep Tissue Travel Percussion Massager - Gray

Sharper Image

DEEP TISSUE MASSAGE Let the Sharper Image Powerboost Move be your sports recovery sidekick It targets sore muscles and relieves tension with deep-t...

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Original price $112.99 - Original price $112.99
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$112.99
$112.99 - $112.99
Current price $112.99
Original price $359.99 - Original price $359.99
Original price
$359.99
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eero - Pro 6E Tri-band Mesh Wi-Fi 6E System (3-pack) - White

Eero

Blazing fast Wi-Fi 6E speedsAn eero Pro 6E (3-pack) covers up to 6000 sq. ft. with wifi delivers wifi speeds up to 2.3 Gbps when using both wired (...

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Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
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Original price $1,286.99 - Original price $1,286.99
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$1,286.99
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Current price $1,286.99

Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that which reacts quickly to temperature fluct...

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Original price $1,286.99 - Original price $1,286.99
Original price
$1,286.99
$1,286.99 - $1,286.99
Current price $1,286.99
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Sony Interactive Entertainment - DualSense Wireless Controller for PS5 PC Mac Mobile - Galactic Purple

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Ninja - Coffee 12-Cup Coffee Brewer - Silver

Shark

Coffee BarBrew up to 12 cups of your favorite beverage.Keep coffee hot and ready to serveIncluded glass carafe makes it easy to serve guests or pou...

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Original price $117.99 - Original price $117.99
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$117.99
$117.99 - $117.99
Current price $117.99
Original price $228.99 - Original price $228.99
Original price
$228.99
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Current price $228.99

reMarkable - 2 - Type Folio keyboard for your 10.3'' paper tablet - Ink Black - Black Ink

ReMarkable

Thin profile neatly hidden keyboardAdd comfortable focused typing to your paper tablet with a slim tactile keyboard. When not in use the keyboard n...

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Original price $228.99 - Original price $228.99
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$228.99
$228.99 - $228.99
Current price $228.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

RØDE - LAVALIER GO Professional Wearable Microphone - Black

Rode

MicrophoneDiscreet 4.5mm miniature microphoneCondenser microphoneHigh-quality omnidirectional condenser capsule. Enables recording of voiceovers na...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.