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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Hisense - 32" Class QD4 Series Hi-QLED HD Smart Roku TV (2026)

HISENSE
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Hi-QLED ColorHi-QLED technology makes every shade scene and skin tone look true-to-life rendering every scene convincingly real just as the creator...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Shark - Stratos Upright Vacuum with DuoClean PowerFins HairPro Self-Cleaning Brushroll Odor Neutralizer Technology - Navy

Euro-Pro
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

Ultra-powerful SuctionUltra-powerful suction and the best hair pickup of any Shark vacuum.DuoClean PowerFins HairProA two brushroll system digs dee...

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Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

GoPro - Dual Battery Charger + Battery for HERO12 Black/HERO11 Black/HERO10 Black/HERO9 Black - Black

GoPro
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

Compatible with GoPro HERO12 Black HERO11 Black HERO10 Black HERO9 Black batteriesHelps keep your GoPro charged and ready to go.1.5' cord lengthEns...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

GE - Cync 8 Foot Indoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

GE
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

GE - 4.5 Cu. Ft. Top Load Washer with Water Level Control Deep Fill Quick Wash and Glass Lid - White with Matte Black

GE
Original price $812.99 - Original price $812.99
Original price
$812.99
$812.99 - $812.99
Current price $812.99

Water Level ControlThis top load washer with water level control and Extra Rinse option allows you to use as much or as little water as necessary t...

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Original price $812.99 - Original price $812.99
Original price
$812.99
$812.99 - $812.99
Current price $812.99

GE Profile - UltraFast 4.8 Cu. Ft. High-Efficiency Smart Front Load Washer and Electric Dryer Combo with Ventless Heat Pump - Carbon Graphite

GE Profile
Original price $2,514.99 - Original price $2,514.99
Original price
$2,514.99
$2,514.99 - $2,514.99
Current price $2,514.99

2-in-1 Washer/DryerWash and dry a large load of laundry in about 90 minutes without the hassle of transferring clothes from the washer to the dryer...

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Original price $2,514.99 - Original price $2,514.99
Original price
$2,514.99
$2,514.99 - $2,514.99
Current price $2,514.99

Razer - Naga V2 Pro MMO Optical Gaming Mouse with Interchangeable Side Plates in 2 6 12 Button Configurations - Wireless - Black

Razer
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Absolute Adaptability and ControlThe Razer Naga V2 Pro comes with a set of 12 6 and 2-button magnetic side plates allowing you adapt to any game ge...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Marshall - Stanmore III Bluetooth Home Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary / RCA Inputs - Cream

Marshall
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Home-filling SoundStanmore III has an even wider soundstage than its predecessor delivering home-filling Marshall signature sound that has been re-...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Breville - the Oracle Jet Espresso Machine - Brushed Stainless

Breville
Original price $2,224.99 - Original price $2,224.99
Original price
$2,224.99
$2,224.99 - $2,224.99
Current price $2,224.99

Dynamic Touch ScreenSimply swipe and select from your specialty cafe favorites with new cold brew and cold espresso. A dynamic screen that is 4x ri...

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Original price $2,224.99 - Original price $2,224.99
Original price
$2,224.99
$2,224.99 - $2,224.99
Current price $2,224.99

Microsoft - Surface Pro 12" Keyboard for Pro 12" - Ocean

Microsoft
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Surface Pro 12" KeyboardA sleek comfortable and durable keyboardBest-in-class for typingFull-sized backlit modern keyboard with dedicated special k...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

GE - 0.7 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

0.7 Cu. Ft. Capacity700 Watts (IEC-705 test procedure).Optional Hanging KitFrees up counter space.Convenience Cooking ControlsOperating made quick ...

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Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

TP-Link - Tapo DL110 Smart Wi-Fi Deadbolt Lock - Lock/Unlock using Keypad App or Fingerprint Recognition - Replaces Most Locks - Black

TP Link
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

6 Ways to Securely AccessLock and unlock by fingerprint passcode Wi-Fi close-range Bluetooth voice commands or with included backup keys.1-Year Bat...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

JBL - PartyLight Beam bluetooth projection party light - 2024 - Black

JBL
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Take your party to the next levelThe JBL PartyLight Beam syncs automatically with JBL PartyBox lightshow or your music turning your party into an a...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

RCA Commercial TV - RCA 55" 4K Hospitality LED TV with Premium Sound

RCA Commercial TV
Original price $756.99 - Original price $756.99
Original price
$756.99
$756.99 - $756.99
Current price $756.99

Premium SoundImmersive High-quality audio from premium downfiring speakersMTI PortIntegrating 3rd-party set-top boxes it grants greater control and...

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Original price $756.99 - Original price $756.99
Original price
$756.99
$756.99 - $756.99
Current price $756.99

SimpliSafe - Smart Lock Series 2 - White - White

Simplisafe
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Your door is always secureLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of wh...

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Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Insignia - Premium Mouse Pad with Wrist Rest - Pink

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Cooluli - Curve 1.7 cuft Freestanding Compressor Fridge - Pink

Cooluli
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Built to LastPremium constructed body made from a single piece of metal ensuring durability and efficiency1.7 Cubic Feet of Storage CapacityRoom fo...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Apple - Pencil (USB-C) - White

Apple
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

EASY AND NATURAL—Write sketch and draw with pixel-perfect precision. Apple Pencil (USB-C) does it all with low latency and tilt sensitivity. Apple ...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Ninja - FrostVault 50qt Hard Cooler with Dry Zone - Cloud White

Ninja
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

FrostVault TechnologyCold transfers into FrostVault Dry Zone to keep food cool dry and separate at food-safe temperatures (under 40 F) for days.Eas...

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Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Oura Ring 4 Charger - Size 12 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Wasserstein - Mountable Solar Kit for Ring Video Doorbell 3 and 3 Plus - Black

Wasserstein
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Compatible with Ring Video Doorbell 3 and 3 PlusFor use with your existing device.5V solar chargerFeatures a mounting bracket with built-in solar p...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Whirlpool - 5.0 Cu. Ft. Gas Burner Range with Air Fry for Frozen Foods - Stainless Steel

Whirlpool
Original price $1,142.99 - Original price $1,142.99
Original price
$1,142.99
$1,142.99 - $1,142.99
Current price $1,142.99

5-in-1 OvenCook however you want with 5 cooking modes in 1 oven Air Fry Convect Bake Broil Frozen Bake and Bake cycles.Air FryAir fry chicken nugge...

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Original price $1,142.99 - Original price $1,142.99
Original price
$1,142.99
$1,142.99 - $1,142.99
Current price $1,142.99

Samsung - 1.6 cu. ft. Over-the-Range Microwave with Auto Cook - Stainless Steel

Samsung
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Auto CookNo more guesswork as to how long to microwave a dish. Just enter the food and weight and the pre-programmed setting will cook it perfectly...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

RØDE - DS2 Microphone Stand

Rode
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Sturdy BaseHeavy base for perfect balance on a desk or other flat surface. Ideal for devices up to 900gPivot PointsTwo pivot points for ultra-flexi...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Sony - ULT FIELD 7 Wireless Speaker - Black

Sony
Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Hit the button. Feel the bassPress the ULT button to boost your bass. Select ULT1 for deeper lower frequency bass. Select ULT2 for powerful punchy ...

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Original price $414.99 - Original price $414.99
Original price
$414.99
$414.99 - $414.99
Current price $414.99

Sonos - Roam 2 Portable Smart Speaker with Waterproof and Dustproof Design (Each) - White

Sonos Inc
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Size-defying soundPrecision-engineered drivers deliver incredible clarity and bass that packs a punch. Automatic Trueplay fine-tunes the sound for ...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Ocean

Microsoft
Original price $989.99 - Original price $989.99
Original price
$989.99
$989.99 - $989.99
Current price $989.99

Copilot+ PC. A new AI era begins for YouTurn your ideas from text prompts into generated artwork. With Recall search across time to find the conten...

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Original price $989.99 - Original price $989.99
Original price
$989.99
$989.99 - $989.99
Current price $989.99

Turtle Beach - Stealth Ultra Wireless Controller with Charge Dock 30-Hour Battery Designed for Xbox Series XS Windows PC Android - Black

Turtle Beach
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Lag-Free Wireless TechnologyOur proprietary lag-free 2.4 GHz wireless connection and built-in Bluetooth technology gives you the freedom to play wi...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

ZAGG - Pro Stylus 2 Active Dual-Tip Pencil Stylus with Wireless Charging - Gray

Zagg Incorporated
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Wireless chargingThe Pro Stylus 2 attaches magnetically to the included wireless charging cradle. It also works with any wireless Qi-charger.Dual-t...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Sharp - 2.2 cu. ft. 1200W Microwave with Inverter Cooking - Stainless - Stainless Steel

Sharp
Original price $275.99 - Original price $275.99
Original price
$275.99
$275.99 - $275.99
Current price $275.99

2.2 cu. ft. 1200 Watt Microwave Oven with Inverter Technology by SharpXL Family-Size Microwave Oven in Stainless Steel features our most generous c...

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Original price $275.99 - Original price $275.99
Original price
$275.99
$275.99 - $275.99
Current price $275.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP
Original price $949.99 - Original price $949.99
Original price
$949.99
$949.99 - $949.99
Current price $949.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $949.99 - Original price $949.99
Original price
$949.99
$949.99 - $949.99
Current price $949.99

JBL - SoundGear Sense Hybrid Open-Ear headphones with detachable neckband - 2024 - Black

JBL
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

JBL OpenSound TechnologyOpenSound technology in the JBL Soundgear Sense earbuds provides a natural sound experience with almost zero sound leakage....

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

TP-Link - AX1800 Nano Wi-Fi 6 Wireless USB Adapter - Black

TP Link
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

ASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White

ASUS
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

SteelSeries Arctis Nova 5P - for PlayStation - headset

Steel Series
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Whirlpool - 24" Top Control Built-in Stainless Steel Tub Dishwasher with 3rd Rack Water Repellent Silverware Basket 41 dBA - Stainless Steel

Whirlpool
Original price $979.99 - Original price $979.99
Original price
$979.99
$979.99 - $979.99
Current price $979.99

3rd rack with extra wash actionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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Original price $979.99 - Original price $979.99
Original price
$979.99
$979.99 - $979.99
Current price $979.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.