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Original price $1,515.99 - Original price $1,515.99
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Current price $1,515.99

16 P4G1i16 U7255U 32G 1TBHP SmartBuy P4G1i16 U7 255U 16 32GB/1T PC Intel U7 255U 16 WUXGA AG LED UWVA UMA Webcam 32GB DDR5 1TB SSD ax6G+BT 3C Batt FPS W11 Pro64 1yr Wrty

HP

16 P4G1i16 U7255U 32G 1TBHP SmartBuy P4G1i16 U7 255U 16 32GB/1T PC Intel U7 255U 16 WUXGA AG LED UWVA UMA Webcam 32GB DDR5 1TB SSD ax6G+BT 3C Batt ...

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Original price $1,515.99 - Original price $1,515.99
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Original price $171.99 - Original price $171.99
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$171.99
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Current price $171.99

ViewSonic - VA2756A-MHD 27" IPS LED FHD 120Hz Monitor (VGA HDMI) - Black

ViewSonic

Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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Original price $171.99 - Original price $171.99
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$171.99
$171.99 - $171.99
Current price $171.99
Original price $234.99 - Original price $234.99
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$234.99
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Current price $234.99

SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $234.99 - Original price $234.99
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Original price $234.99 - Original price $234.99
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$234.99
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Current price $234.99

SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - Black

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $234.99 - Original price $234.99
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$234.99
$234.99 - $234.99
Current price $234.99
Original price $234.99 - Original price $234.99
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$234.99
$234.99 - $234.99
Current price $234.99

SteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $234.99 - Original price $234.99
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$234.99
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Current price $234.99
Original price $67.99 - Original price $67.99
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$67.99
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ZAGG - Glass Elite Samsung Galaxy Tab 11 Ultra - Clear

ZAGG

5X StrongerGlass Elite is 5x stronger than traditional glass screen protection.Maximum Scratch PreventionIon exchange technology increases strength...

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Original price $67.99 - Original price $67.99
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Original price $495.99 - Original price $495.99
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$495.99
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Current price $495.99

Mysa - Smart Programmable WiFi Thermostat (3-Pack) - White

Mysa

Smart deviceApp-controlled thermostat works with Android or iOS devices home's Wi-Fi and Alexa Google Assistant and Apple HomeKit voice assistantsP...

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Original price $495.99 - Original price $495.99
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$495.99
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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99

JLab - Epic Pods ANC True Wireless Earbuds - Black

JLab

Lab Quality SoundHybrid Dual Drivers with Knowles BAHi Res AudioHi-Res Audio LDAC or AACAdaptive ANCAdaptive Noise cancelation up to 42dBBattery Li...

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Original price $100.99 - Original price $100.99
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Original price $449.99 - Original price $449.99
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$449.99
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LG - 55 Class UA7050 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $449.99 - Original price $449.99
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Original price $214.99 - Original price $214.99
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$214.99
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Current price $214.99

Sharp - 1.4 cu ft Countertop Microwave - Black

Sharp

1100 Watt1.4 cu. ft. 1100 Watt Microwave Oven by SharpSensor CookSensor Cook Menu for Precise Cooking and ReheatingConvenient KeysConvenient +30 Ke...

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Original price $214.99 - Original price $214.99
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Original price $142.99 - Original price $142.99
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$142.99
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ViewSonic - 23.6" VA LED Curved FHD 100Hz Monitor (VGA HDMI) - Black

ViewSonic

Full HD23.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $142.99 - Original price $142.99
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$142.99
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Original price $180.99 - Original price $180.99
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$180.99
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Cricut - Joy Xtra Smart Cutting Machine - White

Provocraft

MaterialsWorks with 50+ materials including popular materials like vinyl iron-on cardstockCompatibleCompatible with your home inkjet printer to pr...

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Original price $180.99 - Original price $180.99
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Original price $177.99 - Original price $177.99
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$177.99
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Hifonics - ELITE 12" 600W Dual-Voice Subwoofer - Blue

Hifonics

Secure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...

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Original price $177.99 - Original price $177.99
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$177.99
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Original price $276.99 - Original price $276.99
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$276.99
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ViewSonic - VG2452 24 IPS FHD Ergonomic Monitor (USB Hub HDMI DisplayPort) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $276.99 - Original price $276.99
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$276.99
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Original price $346.99 - Original price $346.99
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$346.99
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Current price $346.99

ViewSonic - VG2752-2K 27 IPD QHD Ergonomic Monitor (USB HUB HDMI DisplayPort) - Black

ViewSonic

Viewable screen size and panel type27in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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Original price $346.99 - Original price $346.99
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$346.99
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Current price $346.99
Original price $143.99 - Original price $143.99
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$143.99
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Current price $143.99

Marshall - Major V Wireless On-Ear Headphones - Black

Marshall

MARSHALL SIGNATURE SOUNDThunderous bass smooth mids and crisp treble. Major V delivers the Marshall signature sound you know and love. We also redu...

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Original price $143.99 - Original price $143.99
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Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99

ecobee - SmartSensor for Doors and Windows (2-Pack) - White

EcoBee

Receive instant notification when a door or window is opened or closed.Real-time notifications whenever a door or window is opened or closed throug...

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Original price $82.99 - Original price $82.99
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$82.99
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Original price $125.99 - Original price $125.99
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$125.99
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Marshall - Minor IV True Wireless Earbuds - Black

Marshall

MARSHALL SIGNATURE SOUNDMarshall signature sound always takes centre stage in our products and Minor IV is no different. Hit play and you'll unleas...

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Original price $125.99 - Original price $125.99
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$125.99
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Original price $445.99 - Original price $445.99
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$445.99
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MantelMount - Pull Down TV Wall Mount for Most 45" - 90" TVs - Black

MantelMount

Compatible with most 45" - 90" TVsSupports up to 115 lbs. for sturdy support.High-grade steel materialDelivers a durable design and provides a slee...

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Original price $445.99 - Original price $445.99
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Original price $220.99 - Original price $220.99
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$220.99
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Crucial - T500 2TB Internal SSD PCIe Gen 4x4 NVMe M.2

Crucial

Lightning speedsGet incredible performance with sequential reads/writes up to 7400/7000MB/s and random read/writes up to 1.18/1.44M IOPsCompatibleR...

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Original price $220.99 - Original price $220.99
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Original price $82.99 - Original price $82.99
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$82.99
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SaharaCase - Raider-X Series Hand Strap Case for Samsung Galaxy Tab S10 FE Tab S8 Tab S9 and Tab S9 FE - Black

SaharaCase

Designed for use with Samsung Galaxy Tab S10 FE Tab S8 Tab S9 and Tab S9 FEFor a precise fit.Robust TPU and plastic materialsThe triple-hardened co...

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Original price $82.99 - Original price $82.99
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$82.99
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Original price $1,381.99 - Original price $1,381.99
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Current price $1,381.99

Reolink - 12MP Security Camera System Outdoor 16CH 4TB NVR 8 PoE Wired Cameras with 2-Way Audio NVS16-12MB8 - White

Reolink

Number Of Channels16Recording Resolution1080p 720p 3 MP 4 MP 5 MP 8 MP 12 MPInstalled Drive4TB Hard Drive expandable to 12TBSupported Video CodecsH...

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Original price $1,381.99 - Original price $1,381.99
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Original price $129.99 - Original price $129.99
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$129.99
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GoTrax - Scout 2.0 Electric Scooter w/ 3mi Max Operating Range 6mph Max Speed - Blue

GoTrax

Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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Original price $129.99 - Original price $129.99
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$129.99
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Original price $385.99 - Original price $385.99
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$385.99
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Polk Audio - Monitor XT70 Tower Speaker - Midnight Black

Polk Audio

High Performance Tower SpeakerFeaturing a 1" Tweeter a 6.5" Dynamically Balanced Woofer and (2) 6.5" Passive Radiators the Monitor XT70 offers smoo...

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Original price $385.99 - Original price $385.99
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$385.99
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Original price $88.99 - Original price $88.99
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$88.99
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Current price $88.99

Wacom - Intuos Graphic Drawing Tablet - Software Included (Wireless) - Black

Wacom

Works With ChromebookThis product is tested and certified as Works With Chromebook which means it meets Google’s compatibility standards and is com...

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Original price $88.99 - Original price $88.99
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$88.99
$88.99 - $88.99
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Original price $95.99 - Original price $95.99
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$95.99
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Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile and Tablet - Quartz

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $95.99 - Original price $95.99
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$95.99
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Original price $595.99 - Original price $595.99
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$595.99
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Amana - 24" Front Control Built-In Dishwasher with Triple Filter Wash and 59 dBA - Stainless Steel

Amana

Triple Filter Wash SystemThe Triple Filter Wash System helps you skip the pre-rinse so you can spend less time scrubbing.59 dBAThis Amana Dishwashe...

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Original price $595.99 - Original price $595.99
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Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Marshall - Monitor III A.N.C. Wireless Noise Cancelling Over-the-Ear Headphones - Black

Marshall

70 HOURS OF WIRELESS PLAYTIME WITH ACTIVE NOISE CANCELLATIONYou know that moment when your favourite part of a track is about to drop and then you ...

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Original price $314.99 - Original price $314.99
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$314.99
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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

CORSAIR - CX-M Series CX750M Semi-Modular Low-Noise ATX Power Supply - Black

Corsair

Low-Noise OperationA rifle bearing fan ensures longer life than conventional bearings with less noise letting you focus more on the task at hand wh...

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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99
Original price $179.99 - Original price $179.99
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$179.99
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Current price $179.99

Reolink - NVC-D12M 12MP Add-On Outdoor Network Dome Camera with Night Vision - White

Reolink

Image Sensor12 MP 1/2.5" CMOSFocal Length4mmLens Field of ViewHorizontal 100.4 Vertical 50.6Power SourceDC PoE 802.3af (15 W)Illumination2 x 850 nm...

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Original price $179.99 - Original price $179.99
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$179.99
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Current price $179.99
Original price $87.99 - Original price $87.99
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$87.99
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Current price $87.99

Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance

Philips

Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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Original price $87.99 - Original price $87.99
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$87.99
$87.99 - $87.99
Current price $87.99
Original price $1,234.99 - Original price $1,234.99
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Current price $1,234.99

Samsung - 2.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and AI Smart Dial - White

Samsung

Super Speed WashWash a full load in just 40 minutes without sacrificing cleaning performance.AI Smart DialSamsung’s easy to use AI Smart Dial simpl...

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Original price $1,234.99 - Original price $1,234.99
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$1,234.99
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Original price $880.99 - Original price $880.99
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$880.99
$880.99 - $880.99
Current price $880.99

LG - 17.5 Cu. Ft. Garage Ready Top-Freezer Refrigerator with Reversible Doors - Stainless Steel

LG

Large Capacity 17.5 cu. ft.Get more space for groceries in a great feature-packed top mount refrigerator. Nothing beats the convenience of having m...

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Original price $880.99 - Original price $880.99
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$880.99
$880.99 - $880.99
Current price $880.99
Original price $1,216.99 - Original price $1,216.99
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$1,216.99
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Current price $1,216.99

NewAir - 24 Built-in Dual Zone 18 Bottle and 58 Can French Door Wine and Beverage Fridge with SplitShelf and Recessed Kickplate - Stainless steel

Newair

Cools Your Complete CollectionAccommodates up to 18 wine bottles and 48 beverage cans allowing you to enjoy all your favorite drinks and entertain ...

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Original price $1,216.99 - Original price $1,216.99
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$1,216.99
$1,216.99 - $1,216.99
Current price $1,216.99
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Reolink - NVC-B12M 12MP Add-On Outdoor Network Bullet Camera with Night Vision - White

Reolink

Image Sensor12 MP 1/2.5" CMOSFocal Length4mmLens Field of ViewHorizontal 93 Vertical 49Power SourceDC PoE 802.3af (15 W)Illumination2 x 850 nm IR L...

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Original price $179.99 - Original price $179.99
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$179.99
$179.99 - $179.99
Current price $179.99
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Samsung - Odyssey G30D 32" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Original price $206.99 - Original price $206.99
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$206.99
$206.99 - $206.99
Current price $206.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.