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Original price $1,322.99 - Original price $1,322.99
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Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Silver

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
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$1,322.99 - $1,322.99
Current price $1,322.99
Original price $1,660.99 - Original price $1,660.99
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Current price $1,660.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,660.99 - Original price $1,660.99
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$1,660.99 - $1,660.99
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Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99

SaharaCase - ProTouch Slim Keyboard Case with Track Pad for Samsung Galaxy Tab S10 Lite (2025) and Tab S10 FE - Black

Sahara

Designed for use with Samsung Galaxy Tab S10 Lite (2025) and Tab S10 FEFor a precise fit.Pu Leather and TPU materialsCrafted from triple-hardened T...

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Original price $158.99 - Original price $158.99
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$158.99 - $158.99
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Original price $392.99 - Original price $392.99
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$392.99
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Current price $392.99

Insignia - 4.5 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look

Insignia

4.5 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...

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Original price $392.99 - Original price $392.99
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$392.99
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Original price $150.99 - Original price $150.99
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$150.99
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MB Quart - Discus 8" 500W Dual-Voice Subwoofer - Red

MB Quart

Secure Stainless Push Insert TerminalsFor a high-end connection with corrosion-resistant nickel-plated design for easier installation.Compact roun...

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Original price $150.99 - Original price $150.99
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Original price $866.99 - Original price $866.99
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$866.99
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bObsweep - Dustin Plus Self-Empty Robot Vacuum Mop with 100-Day Dock 8000 Pa Suction and Activated Charcoal Odor Filtration - True Black

Bobsweep

Powerful Suction for Deep CleaningDustin Plus delivers a 8000 Pa suction power effortlessly lifting dust dirt and debris from carpets area rugs har...

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Original price $866.99 - Original price $866.99
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$866.99
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Original price $525.99 - Original price $525.99
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$525.99
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Samsung - BEFX-H Series Business Pro TV 55" Class 4K UHD LED 2025 Model

Samsung

Samsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp imagesBetter ContrastHigh Dynami...

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Original price $525.99 - Original price $525.99
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Original price $440.99 - Original price $440.99
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EcoFlow - River 3 Plus (Wireless) Portable Power Station (286 Wh Capacity) - Black

EcoFlow

Strong output performance600W high-rated output powerwith true upgraded drive capable of driving high-power appliances. 7 output ports able to simu...

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Original price $440.99 - Original price $440.99
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Original price $232.99 - Original price $232.99
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$232.99
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Oladance - OWS Pro Wearable Stereo True Wireless Open Ear Headphones - Porcelain White

Oladance

A new definition of listeningOWS Pro lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening ...

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Original price $232.99 - Original price $232.99
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$232.99
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Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

HYTE - CNVS Intense Play Mouse Pad - Black

HYTE

50-Pixel qRGB ArrayIndustry leading brightness with 50 high fidelity per pixel lighting zones. Be immersed in life with new qRGB performance and &l...

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Original price $117.99 - Original price $117.99
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Original price $154.99 - Original price $154.99
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$154.99
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HYTE - Official Star Rail Silver Wolf Keycap Set and Mouse Pad - Purple

HYTE

ProfileCherry profile MX-compatible keycapsMaterialsDye-sublimated PBT plasticBase Kit Compatibility252 caps fits majority of all keyboard layouts ...

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Original price $154.99 - Original price $154.99
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Original price $98.99 - Original price $98.99
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$98.99
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Vornado - VH240 1500 Watt Indoor Electric Fan Space Heater with Advanced Safety Features - Black

Vornado

Heat DifferentlyGently heat all in the air in a small to medium-sized room through Vortex Heat Circulation without using intense heat similar to ho...

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $158.99 - Original price $158.99
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$158.99
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Logitech - Wave Keys and Lift Vertical Mouse Wireless Ergonomic Keyboard and Mouse Bundle with Cushioned Palm Rest - Graphite

Logitech

Feel the Wave. Feel the LiftWave Keys ergonomic wireless keyboard and Lift vertical ergonomic mouse are matched to turn your desk life into a feel-...

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Original price $158.99 - Original price $158.99
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$158.99
$158.99 - $158.99
Current price $158.99
Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,322.99 - Original price $1,322.99
Original price
$1,322.99
$1,322.99 - $1,322.99
Current price $1,322.99
Original price $194.99 - Original price $194.99
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$194.99
$194.99 - $194.99
Current price $194.99

Garmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Large - Black - (2022)

Garmin

Simple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...

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Original price $194.99 - Original price $194.99
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$194.99
$194.99 - $194.99
Current price $194.99
Original price $207.99 - Original price $207.99
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$207.99
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Current price $207.99

Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Stainless Steel

Insignia

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $207.99 - Original price $207.99
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$207.99
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Original price $341.99 - Original price $341.99
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$341.99
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MSI MAG Z790 TOMAHAWK MAX WIFI - motherboard - ATX - LGA1700 Socket - Z790

MSI

Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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Original price $341.99 - Original price $341.99
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$341.99
$341.99 - $341.99
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Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99

Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99
Original price $91.99 - Original price $91.99
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$91.99
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Current price $91.99

SaharaCase - Raider Series Heavy Duty Case with Hand Strap for Samsung Galaxy Tab S10 Lite (2025) Tab S10 FE S9 and S9 FE - Iridescent Blue

Sahara

Designed for use with Samsung Galaxy Tab S10 Lite (2025) Tab S10 FE S9 and S9 FEFor a precise fit.Robust TPU and rubber materialsCrafted from tripl...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $637.99 - Original price $637.99
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$637.99
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Current price $637.99

Polk Audio - Polk Reserve R900 Height Module Speaker for 3D Immersive Sound 1" Pinnacle Ring Tweeter 4" Turbine Cone Woofer - White

Polk Audio

Height Module for Multidimensional SoundFeaturing the new 1" Pinnacle Ring Radiator Tweeter and a 4" Turbine Cone Woofers the R900 Height Module de...

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Original price $637.99 - Original price $637.99
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$637.99
$637.99 - $637.99
Current price $637.99
Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

Insignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

bObsweep - Bio Auto-Empty Robot Vacuum Mop with 100-Day 1-Gal Dock Activate Charcoal Odor Filtration Made of Bio-Based Plastic - Rock

Bobsweep

Suction that Works4500 Pa suction lifts dust and scraps off soft and hard floors ensuring thorough cleaning on various surfaces including area rugs...

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Original price $308.99 - Original price $308.99
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$308.99
$308.99 - $308.99
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Original price $325.99 - Original price $325.99
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$325.99
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bObsweep - UltraVision Pet Self-Empty Robot Vacuum Mop 180-Day Capacity 13000 Pa Suction Object-aware Tech - Gunmetal

Bobsweep

Formidable 13K Suction PowerBoasting 13000 Pa of suction strength UltraVision Pet effortlessly lifts debris and dirt from floors ensuring deep clea...

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Original price $325.99 - Original price $325.99
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$325.99
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Original price $839.99 - Original price $839.99
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$839.99
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75 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $839.99 - Original price $839.99
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$839.99
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Current price $839.99
Original price $117.99 - Original price $117.99
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$117.99
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Current price $117.99

HYTE - Eclipse HG10 Wireless Gaming Headset for PC - Lunar Gray

HYTE

Up to 30 Hour Long Battery LifeOur wireless headset is designed to give you high sound quality and ridiculously long battery life without any of th...

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Original price $117.99 - Original price $117.99
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$117.99
$117.99 - $117.99
Current price $117.99
Original price $1,396.99 - Original price $1,396.99
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$1,396.99
$1,396.99 - $1,396.99
Current price $1,396.99

Polk Audio - Polk Reserve R700 Tower Speaker 1" Pinnacle Ring Tweeter Dual 6.5" Turbine Cone Woofers Dual 8" Long-Throw Drivers - Brown

Polk Audio

Powerful Premium Stereo Floorstanding SpeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter dual 6.5" Turbine Cone Woofer the technologically...

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Original price $1,396.99 - Original price $1,396.99
Original price
$1,396.99
$1,396.99 - $1,396.99
Current price $1,396.99
Original price $637.99 - Original price $637.99
Original price
$637.99
$637.99 - $637.99
Current price $637.99

Polk Audio - Polk Reserve R900 Height Module Speaker for 3D Immersive Sound 1" Pinnacle Ring Tweeter 4" Turbine Cone Woofer - Brown

Polk Audio

Height Module for Multidimensional SoundFeaturing the new 1" Pinnacle Ring Radiator Tweeter and a 4" Turbine Cone Woofers the R900 Height Module de...

View full details
Original price $637.99 - Original price $637.99
Original price
$637.99
$637.99 - $637.99
Current price $637.99
Original price $218.99 - Original price $218.99
Original price
$218.99
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Current price $218.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $232.99 - Original price $232.99
Original price
$232.99
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Current price $232.99

Oladance - OWS Pro Wearable Stereo True Wireless Open Ear Headphones - Misty Black

Oladance

A new definition of listeningOWS Pro lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening ...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99
Original price $172.99 - Original price $172.99
Original price
$172.99
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Current price $172.99

Victrola - Pair of Solar Charging Bluetooth Outdoor Rock Speakers - Sand

Victrola

Solar chargingOutdoor solar charging rock speakers with 5 Watts of powerful stereo sound and a waterproof level of IPX4.Wireless Bluetooth connecti...

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Original price $172.99 - Original price $172.99
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$172.99
$172.99 - $172.99
Current price $172.99
Original price $347.99 - Original price $347.99
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$347.99
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Current price $347.99

Insignia - 5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $347.99 - Original price $347.99
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$347.99
$347.99 - $347.99
Current price $347.99
Original price $494.99 - Original price $494.99
Original price
$494.99
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Current price $494.99

Roku - 65" Class 4K HDR LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 65" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $494.99 - Original price $494.99
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$494.99
$494.99 - $494.99
Current price $494.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

SaharaCase - Raider Series Heavy Duty Case with Hand Strap for Samsung Galaxy Tab S10 Lite (2025) Tab S10 FE S9 and S9 FE - Sunset Sorbet

Sahara

Designed for use with Samsung Galaxy Tab S10 Lite (2025) Tab S10 FE S9 and S9 FEFor a precise fit.Robust TPU and rubber materialsCrafted from tripl...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

SaharaCase - Inspire Series Folio Case for Apple iPad Pro (M4) 13" 2024 - Desert Rose

SaharaCase

Designed for use with Apple iPad Pro (M4) 13" 2024Complement your device with this lightweight formfitting case.Ergonomic open-button designProvide...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99
Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

ZAGG - Pro Keys 2 Connect Apple iPad (A16/Gen10) - Black

ZAGG

Durable ProtectionSturdy polycarbonate provides up to 6.6 feet of drop protection.USB-C Direct ConnectPro Keys Connect draws power from the iPad—no...

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Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99
Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

ZAGG - Pro Keys 2 Connect Apple iPad Air 11" (M2 M3) - Black

ZAGG

Durable ProtectionSturdy polycarbonate provides up to 6.6 feet of drop protection.USB-C Direct ConnectPro Keys Connect draws power from the iPad—no...

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Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.