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Order by December 12 for best chance of Christmas delivery!

State-of-the-Art-Kitchen

Original price $214.99 - Original price $214.99
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Sharp - 1.4 cu ft Countertop Microwave - Black

Sharp

1100 Watt1.4 cu. ft. 1100 Watt Microwave Oven by SharpSensor CookSensor Cook Menu for Precise Cooking and ReheatingConvenient KeysConvenient +30 Ke...

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Original price $214.99 - Original price $214.99
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Original price $106.99 - Original price $106.99
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Fellow - Atmos Vacuum Airtight Canister 1.2L - Clear Glass

Fellow

Keep it freshAirtight is good but vacuum sealed is better. Atmos takes the hassle (and oxygen) out of storing coffee. Hidden inside its magic lid i...

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Original price $106.99 - Original price $106.99
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Original price $113.99 - Original price $113.99
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Bella - VersaBrew 2-in 1 Coffee Maker 60oz Tank 35149 - Blossom

Bella

Brew Your WayEnjoy the flexibility of brewing an instant single-serve cup in 8oz 10oz or 12oz sizes with grounds or pods or brew a full 12-cup cara...

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Original price $113.99 - Original price $113.99
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Original price $131.99 - Original price $131.99
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Bella - Fits-anywhere Kitchenware VersaBrew 2-in-1 Coffee System - Oatmilk

Bella

2-in-1 coffee makerBrew single-serve coffee in 8-oz. 10-oz. or 12-oz. sizes; or brew 8-cup 10-cup or 12-cup carafes for even more coffee.Brew your ...

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Original price $131.99 - Original price $131.99
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Original price $131.99 - Original price $131.99
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Bella - Fits-anywhere Kitchenware VersaBrew 2-in-1 Coffee System - Plum

Bella

2-in-1 coffee makerBrew single-serve coffee in 8-oz. 10-oz. or 12-oz. sizes; or brew 8-cup 10-cup or 12-cup carafes for even more coffee.Brew your ...

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Original price $131.99 - Original price $131.99
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Original price $347.99 - Original price $347.99
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De'Longhi - EC885M Dedica Arte Pump Espresso Machine - Stainless Steel

Delonghi

15-Bar Professional PressureAssures quality results with adjustable controls for personal preferencesMy LatteArt Steam WandMakes it easy to achieve...

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Original price $347.99 - Original price $347.99
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Original price $1,170.99 - Original price $1,170.99
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Frigidaire - 21.4 Cu. Ft. Side-by-Side Counter-Depth Refrigerator with Fresh Storage Crispers Drawer - Fingerprint-Resistant Stainless Look

Frigidaire

Flexible Interior Organization SystemEasily organize your family's favorite foods with our organization system that allows you to make the most of ...

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Original price $1,170.99 - Original price $1,170.99
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Original price $595.99 - Original price $595.99
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Amana - 24" Front Control Built-In Dishwasher with Triple Filter Wash and 59 dBA - Stainless Steel

Amana

Triple Filter Wash SystemThe Triple Filter Wash System helps you skip the pre-rinse so you can spend less time scrubbing.59 dBAThis Amana Dishwashe...

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Original price $595.99 - Original price $595.99
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Original price $880.99 - Original price $880.99
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LG - 17.5 Cu. Ft. Garage Ready Top-Freezer Refrigerator with Reversible Doors - Stainless Steel

LG

Large Capacity 17.5 cu. ft.Get more space for groceries in a great feature-packed top mount refrigerator. Nothing beats the convenience of having m...

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Original price $880.99 - Original price $880.99
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Original price $1,216.99 - Original price $1,216.99
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NewAir - 24 Built-in Dual Zone 18 Bottle and 58 Can French Door Wine and Beverage Fridge with SplitShelf and Recessed Kickplate - Stainless steel

Newair

Cools Your Complete CollectionAccommodates up to 18 wine bottles and 48 beverage cans allowing you to enjoy all your favorite drinks and entertain ...

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Original price $1,216.99 - Original price $1,216.99
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Original price $942.99 - Original price $942.99
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NewAir - 15 Built-in 29 Bottle Dual Zone Compressor Wine Fridge with Beech Wood Shelves - Black Stainless Steel

Newair

Ideal CapacityStore up to 29 wine bottles.Dual zoneStore whites at 40 to 55 degrees in the upper zone and reds at 50 to 66 degrees in the lower zon...

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Original price $942.99 - Original price $942.99
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Original price $1,726.99 - Original price $1,726.99
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Frigidaire - 20 Cu. Ft. Counter Depth French Door Refrigerator with Internal Water Dispenser - Fingerprint-Resistant Stainless Steel Look

Frigidaire

Internal Water DispenserInternal water dispenser gives you fresh filtered water while achieving a clean exterior finish in your kitchen.Large Door ...

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Original price $1,726.99 - Original price $1,726.99
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Original price $1,593.99 - Original price $1,593.99
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LG - 5.8 Cu. Ft. Smart Freestanding Gas True Convection Range with EasyClean and InstaView - PrintProof Stainless Steel

LG

Large Capacity (5.8 cu. ft.) Gas Single OvensThe size of your oven shouldn't dictate what you can cook or for how many people. This 5.8 cubic foot ...

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Original price $1,593.99 - Original price $1,593.99
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Original price $835.99 - Original price $835.99
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Windster Hoods - 30 inches - Convertible - Wall Range Hood - Stainless Steel/Glass

Windster

535 cfm top exhaust capacityQuickly pull smoke and cooking odors out of the air.3-speed exhaust fanAllows easy adjustments to meet your needs.Elect...

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Original price $835.99 - Original price $835.99
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Original price $832.99 - Original price $832.99
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Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Large Capacity 47 dBA - Stainless Steel

Whirlpool

3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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Original price $832.99 - Original price $832.99
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Original price $1,485.99 - Original price $1,485.99
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Frigidaire - 22.3 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Silver

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that reacts quickly to temperature fluctuation...

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Original price $1,485.99 - Original price $1,485.99
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Original price $412.99 - Original price $412.99
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KitchenAid - Artisan Series 5 Quart Tilt-Head Stand Mixer - KSM150PSER - Empire Red

Panasonic

Built to take it all onwith the durable and built-to-last metal construction and 59 touchpoints around the mixer bowl for great mixing results.5 Qu...

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Original price $412.99 - Original price $412.99
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Original price $849.99 - Original price $849.99
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GE - 4.8 Cu. Ft. Freestanding Gas Range with Precise Simmer Burner and Sealed Cooktop Burners - Stainless Steel

GE

13000 BTU burnerDelivers a wide range of heat output ideal for most cooking requirementsBig view windowLarge clear window makes checking food easyP...

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Original price $849.99 - Original price $849.99
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Original price $702.99 - Original price $702.99
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Insignia - 61-Bottle Wine Cooler - Stainless steel

Insignia

61-bottle capacityBuilt-in cabinet stores up to 61 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps win...

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Original price $702.99 - Original price $702.99
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Original price $566.99 - Original price $566.99
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Breville- the Combi Wave 3 in 1 1.1 Cu. Ft. Convection Microwave- Brushed Stainless Steel

Breville

Brushed stainless steel casing provides durability and styleThe exterior offers an attractive complement to your existing kitchen decor.Large 12.4"...

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Original price $566.99 - Original price $566.99
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Original price $900.99 - Original price $900.99
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Frigidaire - 18.3 Cu. Ft. Garage Ready Top-Freezer Refrigerator - Stainless Steel

Frigidaire

Electromechanical controlsMake operation simple.Generous storageIncludes 2 fixed door racks and a full-width glass shelf to create plenty of space ...

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Original price $900.99 - Original price $900.99
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Original price $1,907.99 - Original price $1,907.99
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KitchenAid - 24.8 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Kitchenaid

PrintShield finishResists smudges and fingerprints. The specialized coating for stainless steel is easy to clean with just water and a soft cloth s...

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Original price $1,907.99 - Original price $1,907.99
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Original price $642.99 - Original price $642.99
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NewAir - Freestanding 28 Bottle Dual Zone Compressor Wine Fridge with Adjustable Racks and Exterior Digital Thermostat - Stainless Steel

Newair

Ideal CapacityHolds 28 standard bottles.Dual zonePreserve your entire collection at the perfect temperature in one place.Double pane insulating gla...

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Original price $642.99 - Original price $642.99
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Original price $552.99 - Original price $552.99
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GE - 24" Front Control Built-In Plastic Tub Dishwasher with Steam - Stainless Steel

GE

Reliable PerformanceThis American made dishwasher is durable long-lasting and dependable. Its consistent performance will give you totally clean an...

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Original price $552.99 - Original price $552.99
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Original price $823.99 - Original price $823.99
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GE - 4.8 Cu. Ft. Freestanding Gas Range - White

GE

13000 BTU burnerDelivers a wide range of heat output ideal for most cooking requirementsBig view windowLarge clear window makes checking food easyP...

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Original price $823.99 - Original price $823.99
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Original price $3,320.99 - Original price $3,320.99
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GE - 27" Single Electric Wall Oven with Built-In Microwave - Stainless steel

General Electric

Fit GuaranteeReplacing a similar wall oven from GE or another brand GE wall ovens are guaranteed for an exact fit to make replacement easy. See o...

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Original price $3,320.99 - Original price $3,320.99
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Original price $132.99 - Original price $132.99
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Cuisinart - Custom Classic Toaster Oven Broiler 0.5 cu. ft - Stainless Steel

Cuisinart

Simple operationRubberized easy-grip dials make it easy to select functions.Evenly toast foodsThe Always Even shade control monitors the temperatur...

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Original price $132.99 - Original price $132.99
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Original price $430.99 - Original price $430.99
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Insignia - 29 Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel Look

Insignia

3.3 cu. ft. capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...

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Original price $430.99 - Original price $430.99
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Original price $392.99 - Original price $392.99
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Insignia - 4.5 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look

Insignia

4.5 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...

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Original price $392.99 - Original price $392.99
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Original price $207.99 - Original price $207.99
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Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Stainless Steel

Insignia

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $207.99 - Original price $207.99
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Original price $206.99 - Original price $206.99
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Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $206.99 - Original price $206.99
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Original price $308.99 - Original price $308.99
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Insignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia

Freestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $308.99 - Original price $308.99
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Original price $347.99 - Original price $347.99
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Insignia - 5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $347.99 - Original price $347.99
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Original price $338.99 - Original price $338.99
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Broan - 30 inches - Convertible - Wall Range Hood - Stainless Steel

Broan

EZ1 Installation System Easy single person installation in half the time for both professional and DiY installersADA Compatible The purchase of a r...

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Original price $338.99 - Original price $338.99
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Original price $474.99 - Original price $474.99
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Fellow - Ode Brew Grinder Gen 2 - Matte White

Fellow

Unique and durable BurrsWith unique two-stage grinding geometry Ode Gen 2 Brew Burrs produce a sweet balanced and complex cup with enough clarity t...

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Original price $474.99 - Original price $474.99
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Original price $2,261.99 - Original price $2,261.99
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LG - 27.1 Cu. Ft. Side-by-Side Smart Refrigerator with Craft Ice - PrintProof Black Stainless Steel

LG

Ultra-Large Capacity 27.1 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.1 cu. ft. of space but the vertical door...

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Original price $2,261.99 - Original price $2,261.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.