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Order by December 12 for best chance of Christmas delivery!

State-of-the-Art-Kitchen

Original price $516.99 - Original price $516.99
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Nespresso - Vertuo Creatista by Breville - Stainless Steel

Nespresso

6 cup sizesEspresso (single and double) Coffee (5 8 and 12 oz) Cold Brew (12 oz) Pour-Over Style (18 oz)Auto milkBreville steam wand provides quali...

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Original price $516.99 - Original price $516.99
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Original price $132.99 - Original price $132.99
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Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Black

Ninja

Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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Original price $132.99 - Original price $132.99
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Original price $3,683.99 - Original price $3,683.99
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GE Profile - 28 Cu. Ft. 4-Door French Door Smart Refrigerator with Fully Convertible Temperature Zone - Stainless Steel

GE Profile

Fully Convertible Temperature ZoneChoose the best temperature for your needs in this innovative fully convertible zone that includes Fridge Freezer...

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Original price $3,683.99 - Original price $3,683.99
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Original price $167.99 - Original price $167.99
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Ninja - NeverClog Cold Press Juicer - Charcoal

Ninja

Non-Stop JuicingPowers through tough ingredients for powerful non-stop juicing.Control PulpTotal Pulp Control allows for customized juice with two ...

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Original price $167.99 - Original price $167.99
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Original price $1,340.99 - Original price $1,340.99
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Breville - Barista Touch Impress Espresso Machine - Brushed Stainless Steel

Breville

Cold Coffee SettingsNew Cold Brew and Cold Espresso Extracting at lower temperatures reduces acidic notes producing a light smooth flavor profile....

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Original price $1,340.99 - Original price $1,340.99
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Original price $566.99 - Original price $566.99
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Breville - Joule 1.0 Cubic Ft Oven Air Fryer Pro - Brushed Stainless Steel

Breville

Breville+Breville+ is a new ecosystem of guided recipes live and on-demand classes cook guides and more. Your culinary co-pilot gives you step-by-s...

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Original price $566.99 - Original price $566.99
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Original price $1,865.99 - Original price $1,865.99
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Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $1,865.99 - Original price $1,865.99
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Original price $2,074.99 - Original price $2,074.99
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Samsung - BESPOKE Side-by-Side Counter Depth Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Counter DepthGet more workspace while enhancing your kitchen's look with our counter-depth refrigerator design. Its sleek built-in style blends in ...

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Original price $2,074.99 - Original price $2,074.99
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Original price $2,391.99 - Original price $2,391.99
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LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Dual Ice - Stainless Steel

LG

Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG Counter-Depth MAX French Do...

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Original price $2,391.99 - Original price $2,391.99
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Original price $559.99 - Original price $559.99
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Vitamix - Ascent X2 Blender - Shadow Black

VitaMix

IncludedAscent X2 blender motor base 48-ounce container S2 low-profile tamper tamper holder and digital recipe book; this kitchen blender container...

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Original price $559.99 - Original price $559.99
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Original price $875.99 - Original price $875.99
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Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel

Whirlpool

2024 Good HouseKeeping Best Kitchen Gear AwardNamed Great Value Range in Good Housekeeping's 2024 Best Kitchen Gear Awards our electric range incor...

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Original price $875.99 - Original price $875.99
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Original price $78.99 - Original price $78.99
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$78.99
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bella PRO - 20-Cup Digital Rice Cooker - Stainless Steel

Bella Pro Series

650-watts of powerSteams rice and stews vegetables a variety of other foods.20-cup capacityProvides enough room to prepare large quantities.Slow c...

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Original price $78.99 - Original price $78.99
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Original price $704.99 - Original price $704.99
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De'Longhi - Magnifica Start Automatic Coffee Espresso Machine with Milk Frother for Hot Iced Lattes Coffee More ECAM22022B - Black

De'Longhi

Simplicity Meets Creativity Easily craft all your favorite drinks at home including classics like latte iced latte iced coffee iced macchiatoespres...

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Original price $704.99 - Original price $704.99
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Original price $156.99 - Original price $156.99
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GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE

1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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Original price $156.99 - Original price $156.99
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Original price $248.99 - Original price $248.99
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GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

GE

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $248.99 - Original price $248.99
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Original price $242.99 - Original price $242.99
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Ninja - FrostVault 30qt Hard Cooler with Dry Zone - Slate Gray

Ninja

FrostVault TechnologyCold transfers into FrostVault Dry Zone to keep food cool dry and separate at food-safe temperatures (under 40 F) for days.Eas...

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Original price $242.99 - Original price $242.99
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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99

Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Sage Green

Ninja

Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99
Original price $155.99 - Original price $155.99
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bella PRO - 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie - Stainless Steel

Bella Pro Series

Extra-large 12.6-quart capacityFits a 10-inch pizza 2.2 lbs. of french fries 4 slices of bread and a 4 lb. chicken.1500W of powerHigh Performance C...

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Original price $155.99 - Original price $155.99
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Original price $132.99 - Original price $132.99
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Ninja - Pods Grounds Specialty Single-Serve Iced Coffee Maker K-Cup Pod Compatible with Foldaway Milk Frother - Stone

Ninja

Brew With Pods Or GroundsBrew a single-serve cup of coffee with grounds for ultimate flavor or with a coffee pod for ultimate convenience in one sm...

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Original price $132.99 - Original price $132.99
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Original price $224.99 - Original price $224.99
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Ninja - Flip Toaster Oven Air Fryer - Gray

Ninja

Reclaim your counter spaceTakes up 50 less space when you flip it up and away to store against your backsplashOvenCrisp TechnologyInfrared heating ...

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Original price $224.99 - Original price $224.99
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Original price $310.99 - Original price $310.99
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LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Black Stainless Steel

LG

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $310.99 - Original price $310.99
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Original price $1,171.99 - Original price $1,171.99
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Samsung - Smart Freestanding Electric Range 6.3 cu. ft. with Air Fry Convection+ and Griddle - Stainless Steel

Samsung

ENERGY STAR CertifiedOur ranges are ENERGY STAR Certified recognized by the EPA for delivering cutting-edge energy efficiency along with the latest...

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Original price $1,171.99 - Original price $1,171.99
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Original price $303.99 - Original price $303.99
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Ninja - FrostVault 50qt Hard Cooler with Dry Zone - Cloud White

Ninja

FrostVault TechnologyCold transfers into FrostVault Dry Zone to keep food cool dry and separate at food-safe temperatures (under 40 F) for days.Eas...

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Original price $303.99 - Original price $303.99
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Original price $151.99 - Original price $151.99
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Cuisinart - Automatic Grind and Brew 12 Cup Coffeemaker - Black/Stainless

Cuisinart

Blade grinderBlade grinder automatically grinds whole beans before brewing for fresh ground flavorCarafe12-Cup Glass CarafeControlsSimple controls ...

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Original price $151.99 - Original price $151.99
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Original price $1,080.99 - Original price $1,080.99
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GE - 5.3 Cu. Ft. Freestanding Gas Convection Range with Steam Cleaning and EasyWash Oven Tray - Stainless Steel

GE

EasyWash Oven TrayOven cleaning is easier than ever with the industry-first EasyWash Oven Tray. This enameled tray is easily removed and rinsed cle...

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Original price $1,080.99 - Original price $1,080.99
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Original price $658.99 - Original price $658.99
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Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Auto Dimming Glass Touch Controls - White Glass

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $658.99 - Original price $658.99
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Original price $861.99 - Original price $861.99
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GE - 5.3 Cu. Ft. Freestanding Electric Range with Steam Cleaning and 4 Burner Radiant Cooktop - White

GE

4 Burner Radiant CooktopThis expansive 4 burner electric cooktop offers a flexible cooking solution that accommodates any pot or pan and is a great...

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Original price $861.99 - Original price $861.99
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Original price $1,865.99 - Original price $1,865.99
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LG - Standard-Depth MAX 31.7 Cu. Ft. French Door Smart Refrigerator with Internal Water Dispenser - Stainless Steel

LG

Capacity 31.7 cu. ft. Standard-Depth MAXThis impressive 31.7 cu. ft. French Door refrigerator offers room for some of the biggest shopping expediti...

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Original price $1,865.99 - Original price $1,865.99
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Original price $2,432.99 - Original price $2,432.99
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LG - Counter-Depth MAX 23.7 Cu. Ft. French Door Smart Refrigerator with Zero Clearance - Stainless Steel

LG

Zero Clearance Hinge SystemZero Clearance185; hinges let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in lo...

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Original price $2,432.99 - Original price $2,432.99
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Original price $94.99 - Original price $94.99
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$94.99
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Insignia - .7 Cu. Ft. Compact Microwave - White

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $94.99 - Original price $94.99
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Current price $94.99
Original price $377.99 - Original price $377.99
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Philips - Baristina Automatic Espresso Machine - Black

Philips

Fresh Is BestFreshly ground beans give you the greatest coffee aroma.Real Espresso Made SimpleBaristina grinds tamps and brews with a 16-bar pressu...

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Original price $377.99 - Original price $377.99
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Original price $358.99 - Original price $358.99
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Nespresso - Vertuo Lattissima by De'Longhi - Black

De'Longhi

Signature Coffees and EspressosVertuo Lattissima offers a variety of coffee formats in 6 sizes including 5 8 12 and 18 fl. oz coffees as well as si...

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Original price $358.99 - Original price $358.99
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Original price $208.99 - Original price $208.99
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LG - 0.9 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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Original price $208.99 - Original price $208.99
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Original price $997.99 - Original price $997.99
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Whirlpool - 24" Top Control Built-in Tub Dishwasher with 3rd Rack Water Repellent Silverware Basket 41 dBA - Stainless Steel

Whirlpool

3rd rack with extra wash actionThe 3rd rack with extra wash action provides targeted cleaning for bowls mugs and utensils that you’d normally load ...

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Original price $997.99 - Original price $997.99
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Original price $1,313.99 - Original price $1,313.99
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Caf - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack UltraWash and 44 dBA - Stainless steel

GE Cafe

CustomFit Top Rack with Ultra WashLoad your way in this dishwasher with a customizable top rack. The CustomFit Top Rack can be configured to maximi...

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Original price $1,313.99 - Original price $1,313.99
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Original price $3,941.99 - Original price $3,941.99
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Current price $3,941.99

Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Smart Refrigerator with AI Family Hub+ - Stainless Steel

Samsung

AI Family Hub +AI Family Hub+ features a 32" screen for an enhanced user experience. It utilizes AI for image recognition and recipe recommendation...

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Original price $3,941.99 - Original price $3,941.99
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Current price $3,941.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.