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Order by December 12 for best chance of Christmas delivery!

State-of-the-Art-Kitchen

Original price $1,230.99 - Original price $1,230.99
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KitchenAid - 24" Front Control Built-In Tub Dishwasher with Third Rack ProDry System and 44 dBA - Stainless Steel

Kitchenaid

50+ Total Wash Jetsprovide complete cleaning coverage for dishes across all three racks eliminating the need for pre-rinsing. With 3x more jets tha...

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Original price $1,230.99 - Original price $1,230.99
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Current price $1,230.99
Original price $678.99 - Original price $678.99
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Ninja - Luxe Caf Premier Series 3-in-1 Espresso Coffee and Cold Brew Machine with Grinder and Scale and Hands-Free Frother - Cyberspace

Ninja

3 Machines In 1Brew without limits with no guesswork espresso well-balanced drip coffee and rapid cold brew. 2 Espresso Styles — double shot or qua...

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Original price $678.99 - Original price $678.99
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Current price $678.99
Original price $2,297.99 - Original price $2,297.99
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KitchenAid - 5.3 Cu. Ft. Smart Slide-In Electric Range with Two Even-Heat Hyper Elements and Convection Cooking Modes - Stainless Steel

Kitchenaid

Most Powerful KitchenAid 30-Inch Electric Range AvailableOur Most Powerful 30-Inch Electric Range Available. Based on total wattage.Two Even-Heat H...

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Original price $2,297.99 - Original price $2,297.99
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Original price $1,369.99 - Original price $1,369.99
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Whirlpool - 5.0 Cu. Ft. Slide-In Electric Convection Range with Air Cooking Technology and Smart Features - Stainless Steel

Whirlpool

Air Cooking technologyExperience the difference with the dynamic air flow and intense heat of Air Fry and Air BakingCooking Modesake your favorite ...

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Original price $1,369.99 - Original price $1,369.99
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Original price $2,516.99 - Original price $2,516.99
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KitchenAid - 5.3 Cu. Ft. Smart Slide-In Electric Range with Two Even-Heat Hyper Elements and Convection Cooking Modes - Juniper

Kitchenaid

Most Powerful KitchenAid 30-Inch Electric Range AvailableOur Most Powerful 30-Inch Electric Range Available. Based on total wattage.Two Even-Heat H...

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Original price $2,516.99 - Original price $2,516.99
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Original price $1,429.99 - Original price $1,429.99
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Whirlpool - 5.0 Slide-In Gas Range with Air Cooking Technology - Stainless Steel

Whirlpool

Air Cooking technologyExperience the difference with the dynamic air flow and intense heat of Air Fry and Air BakingNo Preheat Air FrySave time wit...

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Original price $1,429.99 - Original price $1,429.99
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Original price $206.99 - Original price $206.99
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Sharp - 1.1 cu ft Countertop Microwave With Sensor Cooking - Black

Sharp

1000 Watt1.1 cu. ft. 1000 Watt Microwave Oven by SharpConvenient KeysConvenient +30 Key for Instant Start and Adding TimePreset ButtonsEasy-to-Use ...

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Original price $206.99 - Original price $206.99
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Original price $221.99 - Original price $221.99
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$221.99
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Insignia - 1.7 Cu. Ft. Over-the-Range Microwave with 2-Stage Cooking - White

Insignia

Spacious 1.7 cu. ft. interiorFits larger dishes allowing you to cook or reheat more food.Removes steam and odors from your stovetopThe 2-speed exha...

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Original price $221.99 - Original price $221.99
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Original price $192.99 - Original price $192.99
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Insignia - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Inverter Technology - Stainless Steel

Insignia

Sensor cook functionHeats your food to the ideal temperature every time.Inverter technologyDelivers a constant stream of power to provide even heat...

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Original price $192.99 - Original price $192.99
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Original price $4,000.99 - Original price $4,000.99
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KitchenAid - 30" Built-In Electric Convection Combination Wall Oven with Microwave and Air Fry Mode - Stainless Steel

Kitchenaid

Even-Heat True Convectionfeatures a unique bow-tie design with a heating element and fan that circulates hot air throughout the entire oven providi...

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Original price $4,000.99 - Original price $4,000.99
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Original price $143.99 - Original price $143.99
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bella PRO - 6-Slice Air Fryer Toaster Oven (0.88 Cu. Ft.) - Oatmilk

Bella Pro

Powerful 1500-watt systemHeats quickly and cooks evenly.0.88 cu. ft. interiorSpacious 25L capacity fits 6 slices of bread a 12" pizza or an 8"x12" ...

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Original price $143.99 - Original price $143.99
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Current price $143.99
Original price $1,516.99 - Original price $1,516.99
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Bosch - 500 Series 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack and AutoAir 44 dBA - Stainless Steel

Bosch

Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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Original price $1,516.99 - Original price $1,516.99
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Original price $1,467.99 - Original price $1,467.99
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Bosch - 300 Series 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack 46 dBA - Stainless Steel

Bosch

Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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Original price $1,467.99 - Original price $1,467.99
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Original price $401.99 - Original price $401.99
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$401.99
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Breville - Smart Oven Air Fryer - Black Truffle

Breville

Breville+Breville+ is a new ecosystem of guided recipes live and on-demand classes cook guides and more. Your culinary co-pilot gives you step-by-s...

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Original price $401.99 - Original price $401.99
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Current price $401.99
Original price $143.99 - Original price $143.99
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$143.99
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bella PRO - 6-Slice Air Fryer Toaster Oven (0.88 Cu. Ft.) - Stainless Steel

Bella Pro

Powerful 1500-watt systemHeats quickly and cooks evenly.0.88 cu. ft. interiorSpacious 25L capacity fits 6 slices of bread a 12" pizza or an 8"x12" ...

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Original price $143.99 - Original price $143.99
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$143.99 - $143.99
Current price $143.99
Original price $2,622.99 - Original price $2,622.99
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KitchenAid - 5.0 Cu. Ft. Slide-In Gas True Convection Range with Self Clean Steam Clean and 2-in-1 Burner - Juniper

Kitchenaid

Most Powerful KitchenAid 30-Inch Gas Range AvailableOur Most Powerful 30-Inch Gas Ranges Available. 63K total BTU through 5 individual burners. Bas...

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Original price $2,622.99 - Original price $2,622.99
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Original price $1,119.99 - Original price $1,119.99
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Breville - the Smart Oven Pizzaiolo - Black Truffle

Breville

Element IQ SystemOur Element iQ system's algorithms steer power to where and when its needed to achieve the optimum cooking performance and ensure ...

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Original price $1,119.99 - Original price $1,119.99
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Original price $995.99 - Original price $995.99
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Frigidaire - Gallery 24" Tub Built-In Dishwasher with CleanBoost Technology - Stainless Steel

Frigidaire

Adaptive Quick WashThe Adaptive Quick Wash Cycle adjusts cleaning performance and resources based on soil level for the cleanest and fastest quick ...

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Original price $995.99 - Original price $995.99
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Original price $1,370.99 - Original price $1,370.99
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LG - 6.3 Cu. Ft. Freestanding Electric True Convection Smart Range with Air Fry and InstaView - Stainless Steel

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $1,370.99 - Original price $1,370.99
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Original price $832.99 - Original price $832.99
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Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash 46 dBA - Fingerprint Resistant Matte Black Steel

Samsung

StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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Original price $832.99 - Original price $832.99
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$832.99
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Current price $832.99
Original price $1,294.99 - Original price $1,294.99
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KitchenAid - 1.1 Cu. Ft. Convection Flush Built-In Over-the-Range Microwave with Air Fry Mode - Stainless Steel

Kitchenaid

Air Fry ModeReplaces a countertop air fryer for all of the crisping with none of the clutter. Triple heating elements and a fan circulate hot air a...

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Original price $1,294.99 - Original price $1,294.99
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Original price $3,252.99 - Original price $3,252.99
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LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Four Kinds of Ice - Stainless Steel

LG

Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG French Door Counter-Depth M...

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Original price $3,252.99 - Original price $3,252.99
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Original price $3,580.99 - Original price $3,580.99
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Current price $3,580.99

LG - Counter-Depth MAX 25.5 Cu. Ft. French Door Smart Refrigerator with Mirror InstaView - Stainless Steel

LG

Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. This LG 25.5 cu. ft. French Door Counter-Depth MAX Smart Refrigerator with M...

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Original price $3,580.99 - Original price $3,580.99
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Original price $206.99 - Original price $206.99
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Sharp - 1.1 cu. ft. 1000W Countertop Microwave - White

Sharp

1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in White takes up less space on your countertop and is our smallest oven for a...

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Original price $206.99 - Original price $206.99
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Original price $3,008.99 - Original price $3,008.99
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KitchenAid - 26.8 Cu. Ft. Standard-Depth French Door Refrigerator with Exterior Ice and Water Dispenser - Stainless Steel with PrintShield„¢ Finish

Kitchenaid

Platinum Colored Interior with Metallic AccentsAdds style inside the refrigerator to complement the quality ingredients you keep on hand. Sleek sil...

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Original price $3,008.99 - Original price $3,008.99
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Original price $164.99 - Original price $164.99
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Nespresso - Vertuo Pop+ Coffee and Espresso Maker by De'Longhi with Milk Frother - Liquorice Black

De'Longhi

Signature Coffees And EspressosVertuo Pop+ offers a variety of coffee formats in 5 sizes including 5 8 12oz coffees as well as single and double es...

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Original price $164.99 - Original price $164.99
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Current price $164.99
Original price $301.99 - Original price $301.99
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Ninja - FrostVault 50qt Hard Cooler with Dry Zone - Slate Gray

Ninja

FrostVault TechnologyCold transfers into FrostVault Dry Zone to keep food cool dry and separate at food-safe temperatures (under 40 F) for days.Eas...

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Original price $301.99 - Original price $301.99
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Original price $2,860.99 - Original price $2,860.99
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Samsung - Bespoke 23 Cu. Ft. 4-Door Flex French Door Counter Depth Refrigerator with Auto Open Door - Stainless Steel

Samsung

Beverage ZoneBeverage Zone has two temperature settings made for your drink of choice desserts and more.Color CustomizationCustomize the design of ...

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Original price $2,860.99 - Original price $2,860.99
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Current price $2,860.99
Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99

Ninja - ProChef Wireless Thermometer Indoor Outdoor 700F extended battery life long range connection waterproof - Black/Silver

Ninja

Flareup ResistantUp to 700F protection so you can cook in just about any environment. So go ahead and sear grill char high-heat roast saute and bak...

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Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99
Original price $2,827.99 - Original price $2,827.99
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Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Refrigerator with Auto Open Door - Stainless Steel

Samsung

Beverage ZoneBeverage Zone has two temperature settings made for your drink of choice desserts and more.Color CustomizationCustomize the design of ...

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Original price $2,827.99 - Original price $2,827.99
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Original price $908.99 - Original price $908.99
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De'Longhi - La Specialista Opera Espresso Machine - Silver

De'Longhi

Built-In Burr GrinderWith 15 settings the built in grinder ensures the optimal grind size for every roast level of coffee beans single or double do...

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Original price $908.99 - Original price $908.99
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Current price $908.99
Original price $790.99 - Original price $790.99
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$790.99
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Current price $790.99

Maytag - 24" Front Control Built-In Tub Dishwasher with PowerBlast Cycle and 50 dBA - Stainless Steel

Maytag

PowerBlast cycleThe PowerBlast cycle scours away stubborn foods like egg yolk peanut butter and even dried-on oatmeal. High-pressure jets rotating ...

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Original price $790.99 - Original price $790.99
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Original price $1,111.99 - Original price $1,111.99
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Maytag - 30-Inch Wide Electric Range With No Preheat Air Fry and Air Baking - 5.3 cu. ft - Stainless Steel

Maytag

No Preheat Air FryStrapped for time No Preheat Air Fry eliminates the preheat process and cooks fried foods fast—delivering a crispy-on-the-outside...

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Original price $1,111.99 - Original price $1,111.99
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Current price $1,111.99
Original price $500.99 - Original price $500.99
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Current price $500.99

Samsung - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - Stainless Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $500.99 - Original price $500.99
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Original price $97.99 - Original price $97.99
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Current price $97.99

Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Cool Gray

Ninja

Blend Twist GoDetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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Original price $97.99 - Original price $97.99
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Current price $97.99
Original price $1,198.99 - Original price $1,198.99
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Current price $1,198.99

Maytag - 30-Inch Wide Gas Range With No Preheat Air Fry and Air Baking - 5.0 cu. ft. - Stainless Steel

Maytag

No Preheat Air FryStrapped for time No Preheat Air Fry eliminates the preheat process and cooks fried foods fast—delivering a crispy-on-the-outside...

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Original price $1,198.99 - Original price $1,198.99
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Current price $1,198.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.