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TV & Home Theater

  • Original price $128.99 - Original price $128.99
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    Honeywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver

    Honeywell

    Comfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...

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    Original price $128.99 - Original price $128.99
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  • Original price $254.99 - Original price $254.99
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    NL SHAPES BLK HEX SM

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $254.99 - Original price $254.99
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    Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $174.99 - Original price $174.99
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    Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $165.99 - Original price $165.99
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  • Original price $86.99 - Original price $86.99
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    Philips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...

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    Original price $86.99 - Original price $86.99
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  • Original price $107.99 - Original price $107.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $107.99 - Original price $107.99
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  • Original price $75.99 - Original price $75.99
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    Philips - Hue E12 Bluetooth 50W Smart LED Bulb - White and Color Ambiance

    Philips

    Classic Style Modern FeaturesThe Philips Hue E12 candelabra bulb brings classic style and modern smart lighting features to your chandelier or scon...

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    Original price $75.99 - Original price $75.99
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  • Original price $92.99 - Original price $92.99
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    Philips - Hue Bluetooth Slim Downlight 6" - White and Color Ambiance

    Philips

    Canless designThe slim downlight installs easily into any ceiling thanks to its slim profile. Place them in spaces such as narrow hallways or rooms...

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    Original price $92.99 - Original price $92.99
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  • Original price $156.99 - Original price $156.99
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    Govee - Glide Wall Light (8+2)

    Govee

    Breathtaking Multi-Color LightingOur patented RGBIC tech lets Glide display up to 57 colors at one time and 16 million colors total allowing for be...

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    Original price $156.99 - Original price $156.99
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  • Original price $189.99 - Original price $189.99
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    Sanus - Wireless Speaker Stands for Sonos Era 300 (Pair) - Black

    Sanus Systems

    Blends inSeamlessly blends with Sonos Era 300 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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    Original price $189.99 - Original price $189.99
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  • Original price $179.99 - Original price $179.99
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    Nanoleaf - Lines 60 Degrees Smarter Kit (9 Light Lines) - Multicolor

    Nanoleaf

    Backlit Modular LightingDesign your own unique layouts for a stunning and futuristic ambient glow.Music VisualizerWatch the lights react and dance ...

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    Original price $179.99 - Original price $179.99
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  • Original price $181.99 - Original price $181.99
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    Insignia - 42" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $181.99 - Original price $181.99
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  • Original price $111.99 - Original price $111.99
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    Insignia - 32" Class F20 Series LED HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $111.99 - Original price $111.99
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  • Original price $134.99 - Original price $134.99
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    Insignia - 32" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $134.99 - Original price $134.99
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  • Original price $110.99 - Original price $110.99
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    Insignia - 24" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $110.99 - Original price $110.99
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  • Original price $114.99 - Original price $114.99
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    SANUS Elite - Advanced Tilt 4D TV Wall Mount for Most TVs 42"-90" up to 150lbs- Extends 6.8" for Easy Cable Access and Max Tilt - Black

    Sanus Systems

    Advanced Tilt 4D TV Wall MountAdvanced technology tilts TV in four directions for easy cable hookup and improved viewing angles.Easy Cable HookupMo...

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    Original price $114.99 - Original price $114.99
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    Philips - Hue Go Bluetooth Table Lamp - White and Color Ambiance

    Philips

    A truly portable smart lightThe Hue Go portable smart light can truly go wherever you want thanks to its built-in rechargeable battery. Enjoy 2.5 h...

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    Original price $114.99 - Original price $114.99
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  • Original price $1,341.99 - Original price $1,341.99
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    TCL - 75" Class Q7 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $1,341.99 - Original price $1,341.99
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  • Original price $493.99 - Original price $493.99
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    TCL - 55" Class Q5 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $493.99 - Original price $493.99
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  • Original price $2,002.99 - Original price $2,002.99
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    TCL - 85" Class Q7 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $2,002.99 - Original price $2,002.99
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  • Original price $254.99 - Original price $254.99
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    Insignia - 50" Class F30 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $254.99 - Original price $254.99
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  • Original price $1,283.99 - Original price $1,283.99
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    Epson - Home Cinema 2350 4K PRO-UHD Smart Streaming Projector with Android TV 3-Chip 3LCD HDR10 2800 Lumens Bluetooth - White

    Epson

    4K PRO-UHDAn amazing 4K experience utilizing advanced processing for resolution enhancement color and image processing; HDR102 and HLG support prod...

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    Original price $1,283.99 - Original price $1,283.99
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  • Original price $1,437.99 - Original price $1,437.99
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    Sony - 75" Class X85K 4K HDR LED Google TV

    Sony

    4K HDR Processor X1Intelligent TV processing delivers a picture that is smooth and clear full of rich colors and detailed contrast.TRILUMINOS PRORe...

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    Original price $1,437.99 - Original price $1,437.99
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  • Original price $254.99 - Original price $254.99
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    Samsung - 32" Class M4500 Series LED HD Smart Tizen TV

    Samsung

    31.5" screen (measured diagonally from corner to corner)A good size for a small living room bedroom or dorm room.720p resolution for quality HD ima...

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    Insignia - Universal Projector Ceiling Mount - Black

    Insignia

    30 lb. (13.6 kg) capacityWorks with most home theater and business projectors.Fits most projectors with 3- or 4-bolt mounting systemsOffers univers...

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    Original price $73.99 - Original price $73.99
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  • Original price $230.99 - Original price $230.99
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    LG - 27" Class LED Full HD Smart TV with webOS

    LG

    27 FHD (1920 x 1080) IPS DisplayFrom sharp imagery to spot-on color watch your brightest ideas come to life in Full High Res Definition on a 27 inc...

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    Original price $230.99 - Original price $230.99
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    LG - 24 Class LED HD Smart TV with webOS

    LG

    24 HD (1366 x 768) DisplayConnect your laptop media player or gaming console to a display that’s smart enough that it can be used as a TV and monit...

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    Original price $158.99 - Original price $158.99
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  • Original price $182.99 - Original price $182.99
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    TCL - 32" Class S3 S-Class 1080p FHD HDR LED Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $182.99 - Original price $182.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.