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TV & Home Theater

  • Original price $60.99 - Original price $60.99
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    TP-Link - Tapo Smart Wi-Fi Light Dimmer Switch with Matter (4-Pack) - Replaces Most Traditional Switches - White

    TP Link

    Replaces Most Traditional Light SwitchesUpgrade your home by raplacing your traditional light switches with TP-Link Tapo Smart Switches. Works in t...

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    Original price $60.99 - Original price $60.99
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    Sony - Ultra-slim TV Wall Mount Sits 1.02 From Wall - Black

    Sony

    Hang your TV flush to the wallMake the most of your living space. The WL905 ultra-slim wall mount bracket is designed to hang select Sony BRAVIA OL...

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    Original price $474.99 - Original price $474.99
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    Samsung - 55 Class Q70D Series QLED 4K Smart Tizen TV (2024)

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content.100 Color Volume with Quantum DotTake...

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    Original price $1,126.99 - Original price $1,126.99
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    Hisense - 75" Class U8 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details with ...

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    Original price $1,933.99 - Original price $1,933.99
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    Sanus - Premium Outdoor Full-Motion Mount for TVs 40"-85" - Black

    Sanus Systems

    WeatherproofIncludes corrosion-resistant coating and stainless-steel hardware for outdoor useStable and secureFeaturing our motion lock knobs to ho...

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    Original price $297.99 - Original price $297.99
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    SANUS Elite - Swivel TV Stand for TVs 40"-86" - Sturdy Base with Swivel Height Adjustment

    Sanus Systems

    Elite Swivel TV Stand - Great Stand for Homes Renters and ApartmentsTable-top TV base that recreates the sleek look and feel of a mounted TV.Anti-S...

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    Original price $186.99 - Original price $186.99
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    TCL - 75" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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    Original price $716.99 - Original price $716.99
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    TCL - 50" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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    Original price $283.99 - Original price $283.99
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  • Original price $790.99 - Original price $790.99
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    Samsung - 75 Class DU6950 Series Crystal UHD 4K Smart Tizen TV (2024)

    Samsung

    PurColorSee a wide spectrum of colors than traditional RGB models with PurColor . From green turf to an amazing sunset you’ll enjoy true to life pi...

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    Original price $790.99 - Original price $790.99
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    TCL - 85" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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    Original price $988.99 - Original price $988.99
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  • Original price $559.99 - Original price $559.99
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    TCL - 65" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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    Original price $559.99 - Original price $559.99
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    TCL - 55" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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    Original price $439.99 - Original price $439.99
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    Philips - Hue Solo Lightstrip 5m (16ft) - White and Color Ambiance

    Philips

    Includes one Hue Solo 5 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

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    Original price $99.99 - Original price $99.99
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  • Original price $135.99 - Original price $135.99
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    Toshiba - 32" Class V35 Series LED HD Smart Fire TV (2024)

    Toshiba

    Fire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen.HD resolutionWith the...

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    Original price $135.99 - Original price $135.99
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  • Original price $1,167.99 - Original price $1,167.99
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    Samsung - 70 Class Q60D Series QLED 4K Smart Tizen TV (2024)

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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    Original price $1,167.99 - Original price $1,167.99
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  • Original price $98.99 - Original price $98.99
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    Philips - Hue A19 Bluetooth 60W LED Smart Bulbs (3-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance.Light recipesE...

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    Original price $98.99 - Original price $98.99
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  • Original price $105.99 - Original price $105.99
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    ecobee - SmartCamera with voice control - Black/White

    EcoBee

    HD Video and Night VisionStream continuous ultra-clear 1080p HD video to your phone day or night. Feel like you're home even when you’re notPerson ...

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    Original price $105.99 - Original price $105.99
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    Amazon - Smart Programmable Thermostat with Alexa C-Wire Required - White

    AMAZON

    Smart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...

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    Original price $105.99 - Original price $105.99
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    SANUS Elite - Super Slim Fixed-Position TV Wall Mount for Most TVs 32"-80" up to 150lbs -

    Sanus Systems

    Super Thin profile allows TV to be just .67" from the wallYour sleek thin TV hangs like a piece of art on the wall.TV Wall Mount Compatible with mo...

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    Original price $110.99 - Original price $110.99
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  • Original price $114.99 - Original price $114.99
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    Mount-It - Dual Monitor Desk Mount - Black

    Bower

    CompatibilityMI-4762 is compatible with 75mm x 75mm and 100mm x 100mm VESA patterns and screens up to 32"Weight CapacityEach counterbalanced gas sp...

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    Original price $114.99 - Original price $114.99
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  • Original price $84.99 - Original price $84.99
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    Govee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi

    Govee

    Smart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...

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    Original price $84.99 - Original price $84.99
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    TP-Link - Tapo TTB10 Smart Sensor Starter Kit - Motion Detector Contact Sensors and Hub Included - White

    TP Link

    Window Door SafeguardStay informed of every moment. Monitor doors windows cabinets refrigerators and mailboxes for suspicious activity and receive...

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    Original price $70.99 - Original price $70.99
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  • Original price $609.99 - Original price $609.99
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    LG - 55" Class NanoCell 75UQA Series LED 4K UHD Smart webOS TV (2022)

    LG

    NanoCell DisplayClearly experience a vivid world of color with deep black.A Billion Rich ColorsColor your world with over a billion colors for a li...

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    Original price $609.99 - Original price $609.99
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    Govee - AI Gaming TV Sync Box Kit for 55-65 inch TVs

    Govee

    Advanced technologySupports HDMI 2.0 2K-144FPS/4K-60FPS Dolby Horizon HDR 10+ ARC CEC Alexa and Google AssistantMore HDMI-output portsThree HDMI-in...

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    Original price $284.99 - Original price $284.99
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    Sanus - Premium Series Fixed-Position Tt TVs 65"-95" up to 180 lbs - Black

    Sanus Systems

    TV Wall Mount Compatible with most 65"-95" TVs - Perfect for 65 75 85 inch TVs and moreUp to 180 lbs. for sturdy support.Easy to hide and access ca...

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    Original price $112.99 - Original price $112.99
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    Ergotron 100 Series Pivot Double - mounting kit - for flat panel

    Ergotron

    Ergotron 100 Series - Mounting kit (double pivot) - for flat panel - gray black - screen size up to 32"

    Original price $106.99 - Original price $106.99
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  • Original price $585.99 - Original price $585.99
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    Insignia - 70" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $585.99 - Original price $585.99
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  • Original price $667.99 - Original price $667.99
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    Insignia - 75" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $667.99 - Original price $667.99
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  • Original price $78.99 - Original price $78.99
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    ecobee - SmartSensor for Doors and Windows (2-Pack) - White

    EcoBee

    Receive instant notification when a door or window is opened or closed.Real-time notifications whenever a door or window is opened or closed throug...

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    Original price $78.99 - Original price $78.99
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  • Original price $589.99 - Original price $589.99
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    LG - 50 Class 75 Series QNED 4K UHD Smart webOS TV (2023)

    LG

    Quantum Dot NanoCellLG QNED combines cutting-edge Quantum Dots with LG's NanoCell technology to create uniquely bright colorful images. Dimming Pro...

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    Original price $589.99 - Original price $589.99
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    Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Gold

    GOOGLE

    The right temp right where you want it.The Nest Learning Thermostat works with any Nest Temperature Sensor. Put the included 2nd gen sensor in any ...

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    Original price $318.99 - Original price $318.99
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    Samsung - 98 Class Q80C QLED 4K UHD Smart Tizen TV (2023)

    Samsung

    Direct Full ArraySuper precise LEDs are the secret to this TV’s straight fire contrast. See incredible contrast even in sunlit rooms with our Direc...

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    Original price $5,285.99 - Original price $5,285.99
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    Samsung - 65 Class DU8000 Series Crystal UHD Smart Tizen TV (2024)

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Original price $831.99 - Original price $831.99
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  • Original price $393.99 - Original price $393.99
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    $393.99
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    Samsung - 50 Class DU7200 Series Crystal UHD 4K Smart Tizen TV (2024)

    Samsung

    PurColorSee a wide spectrum of colors than traditional RGB models with PurColor . From green turf to an amazing sunset you’ll enjoy true to life pi...

    View full details
    Original price $393.99 - Original price $393.99
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    $393.99
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  • Original price $666.99 - Original price $666.99
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    Samsung - 60 Class DU7200 Series Crystal UHD 4K Smart Tizen TV (2024)

    Samsung

    PurColorSee a wide spectrum of colors than traditional RGB models with PurColor . From green turf to an amazing sunset you’ll enjoy true to life pi...

    View full details
    Original price $666.99 - Original price $666.99
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    $666.99
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    Samsung - 43 Class DU7200 Series Crystal UHD 4K Smart Tizen TV (2024)

    Samsung

    PurColorSee a wide spectrum of colors than traditional RGB models with PurColor . From green turf to an amazing sunset you’ll enjoy true to life pi...

    View full details
    Original price $324.99 - Original price $324.99
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    $324.99
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    Current price $324.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.