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TV & Home Theater

Rent To Own TV & Home Theater – Transform Your Entertainment with Flexible Financing

Upgrade your home entertainment system with top-quality TVs and home theater equipment from Finance My Cart. Whether you're looking for the latest 4K TV, a smart TV, soundbars, or a full surround sound system, we offer premium brands like Samsung, LG, Sony, and more. With our rent-to-own and buy now, pay later payment plans, you can bring the cinema experience home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Create your perfect entertainment setup today with flexible financing that works for you!

Original price $140.99 - Original price $140.99
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$140.99
$140.99 - $140.99
Current price $140.99

Insignia - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 22" - Black

Insignia

Compatible with most 42" 90" TVsHolds up to 120 lbs. (54.43 kg) for sturdy support.Narrow 3.11" profileFits close to the wall for a discreet look.E...

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Original price $140.99 - Original price $140.99
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$140.99
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Current price $140.99
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Rocketfish - Tilting TV Wall Mount for Most 32"-55" TVs - Black

Rocketfish

Compatible with most 32" to 55" TVsHolds up to 80 lbs. for sturdy support.Narrow 2.04" profileFits close to the wall for a discreet look.Adjustable...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99
Original price $360.99 - Original price $360.99
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$360.99
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Current price $360.99

Sanus - Premium Series Full Motion TV Wall Mount for Most 42"-85" TVs - Extends 28" - Black

Sanus

Premium In- Wall Full-Motion TV Wall Mount Compatible with most 42- 85 inch TVsUp to 135 lbs for sturdy support.Cable and power knockoutsTidy cable...

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Original price $360.99 - Original price $360.99
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$360.99
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Current price $360.99
Original price $848.99 - Original price $848.99
Original price
$848.99
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Current price $848.99

LG 50UR340C9UD UR340C Series - 50" LED-backlit LCD TV - 4K - for digital signage

LG Electronics

50" UHD (3840x2160)with HDR for vivid colors built-in speakers.Enjoy HD TV channels and programs onlinewith ATSC digital tuner.60 Hz refresh ratet...

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Original price $848.99 - Original price $848.99
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$848.99
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Current price $848.99
Original price $992.99 - Original price $992.99
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$992.99
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Current price $992.99

Chief ConnexSys Adjustable Wall Mount - For Monitors 42-80" - Black mounting kit - for video wall - black

Chief

Compatible with Chief 1-1/2" NPT ceiling platesAs well as select Chief accessories for wide-ranging use.Notched designAllows easy height adjustment...

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Original price $992.99 - Original price $992.99
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$992.99
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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

Roku - 32" Class Select Series Full HD Smart RokuTV

Roku

The smart TV that makes senseRoku Select Series TVs are built by Roku to bring viewers a brilliant streaming experience at an incredible value.Made...

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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99
Original price $161.99 - Original price $161.99
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$161.99
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Current price $161.99

Peerless-AV - SmartMountXT Tilt Display Wall Mount For Most 39" - 75" Flat Panel Displays

Peerless Industries

Hook-and-Hang InstallationDisplay is easily installed by a single personEasy-Glide AdaptorsHook onto the wall plate for quick simple and secure ins...

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Original price $161.99 - Original price $161.99
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$161.99
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Current price $161.99
Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99

Sanus VisionMount Universal VMPR1B - mounting kit - for projector - black

Sanus

Conceal hardwareConceal exposed hardware with decorative coverEasily adjustEasily adjust your TV without toolsHardware includedHardware includedHea...

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Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99
Original price $113.99 - Original price $113.99
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$113.99
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Current price $113.99

SANUS Elite - Advanced Full-Motion 4D + Shift TV Wall Mount for TVs 19"-43" up to 40 lbs - Shifts up to 4" for Perfect Placement - Black

Sanus

Fine tune your setupAfter install shift your TV 2" up or 2" down to position your TV right where you need it.Easily adjustable for your needsEasily...

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Original price $113.99 - Original price $113.99
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$113.99
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Current price $113.99
Original price $349.99 - Original price $349.99
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$349.99
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Current price $349.99

SANUS Elite - Advanced Full-Motion 4D + Shift TV Wall Mount for TVs 42"-90" up to 125 lbs - Shifts up to 8" for Perfect Placement - Black

Sanus

Fine tune your setupAfter install shift your TV 4" up or 4" down to position your TV right where you need it.Movement assist for very large TVsLowe...

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Original price $349.99 - Original price $349.99
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$349.99
$349.99 - $349.99
Current price $349.99
Original price $211.99 - Original price $211.99
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$211.99
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Current price $211.99

SANUS Elite - Advanced Full-Motion 4D + Shift TV Wall Mount for TVs 32"-65" up to 70 lbs - Shifts up to 6" for Perfect Placement - Black

Sanus

Fine tune your setupAfter install shift your TV 3" up or 3" down to position your TV right where you need it.Easily adjustable for your needsEasily...

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Original price $211.99 - Original price $211.99
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$211.99
$211.99 - $211.99
Current price $211.99
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Insignia - Tilting TV Wall Mount for Most 47 90 TVs - Black

Insignia

Tilting designTilts -10 and 5 to improve your viewing angle and reduce glare.Fits 47 90 TVsHolds up to 130 lbs. (59 kg) mounting your large TV to ...

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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99
Original price $70.99 - Original price $70.99
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$70.99
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Current price $70.99

Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance

Philips

Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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Original price $70.99 - Original price $70.99
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$70.99
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Current price $70.99
Original price $1,283.99 - Original price $1,283.99
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$1,283.99
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Current price $1,283.99

Epson - Home Cinema 2350 4K PRO-UHD Smart Streaming Projector with Android TV - White

Epson

4K PRO-UHDAn amazing 4K experience utilizing advanced processing for resolution enhancement color and image processing; HDR102 and HLG support prod...

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Original price $1,283.99 - Original price $1,283.99
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$1,283.99
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Current price $1,283.99
Original price $43.99 - Original price $43.99
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$43.99
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Current price $43.99

Best Buy essentials - Fixed TV Wall Mount for Most 3790" TVs - Black

Best Buy essentials

Compatible with most 3790" TVsHolds TVs up to 165 lbs. for sturdy support you can trust.VESA compliantSupports VESA patterns from 200 200 to 600 ...

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Original price $43.99 - Original price $43.99
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$43.99
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Current price $43.99
Original price $302.99 - Original price $302.99
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$302.99
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Current price $302.99

Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Key/Fingerprint Access - Satin Nickel

Kwikset

Features SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....

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Original price $302.99 - Original price $302.99
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$302.99
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Current price $302.99
Original price $111.99 - Original price $111.99
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$111.99
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Current price $111.99

Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $111.99 - Original price $111.99
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$111.99
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Current price $111.99
Original price $441.99 - Original price $441.99
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$441.99
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Current price $441.99

Insignia - 55" Class F30 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $441.99 - Original price $441.99
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$441.99
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Current price $441.99
Original price $88.99 - Original price $88.99
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$88.99
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Current price $88.99

MEE audio Connect - Bluetooth wireless audio transmitter for TV

MEElectronics

HD wireless sound for your TVBluetooth audio transmitter sends audio wirelessly from your TV to Bluetooth headphones or speakersHear your TV better...

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Original price $88.99 - Original price $88.99
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$88.99
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Current price $88.99
Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

Twinkly - Candies Heart Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly

Charming multicolor RGB LED light shapesDelight in the charming light shape of hearts while adding a touch of wonder to your home decor; 200 LED li...

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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99
Original price $628.99 - Original price $628.99
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$628.99
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Current price $628.99

Toshiba - 65" Class C350 Series LED 4K UHD Smart Fire TV

Toshiba

Fire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen. Subscriptions may be...

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Original price $628.99 - Original price $628.99
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$628.99
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Current price $628.99
Original price $99.99 - Original price $99.99
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$99.99
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Current price $99.99

Sanus - TV Media In-Wall Box - 17" - White

Sanus

Complete SolutionIncludes box trim ring cover hook and loop strap extra mounting plate complete instructions and cutting templateIdeal for use behi...

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Original price $99.99 - Original price $99.99
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$99.99
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Current price $99.99
Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99

Chief CPA330 mounting component - for flat panel - black

Chief

Compatible with Chief 1-1/2" NPT ceiling platesAs well as select Chief accessories for wide-ranging use.Notched designAllows easy height adjustment...

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Original price $97.99 - Original price $97.99
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$97.99
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Current price $97.99
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

TCL - 55" Class S4 S-Class 4K UHD HDR LED Smart TV with Google TV

TCL
Out of stock

4K Ultra HD Resolution Experience incredible detail with 4X the resolution of 1080p Full HDTVs. Motion Rate 240 with MEMC Frame Insertion Combines ...

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Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99
Sold out
Original price $295.99 - Original price $295.99
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$295.99
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Current price $295.99

Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

Honeywell Home

Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

Original price $295.99 - Original price $295.99
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$295.99
$295.99 - $295.99
Current price $295.99
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

View full details
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99
Original price $260.99 - Original price $260.99
Original price
$260.99
$260.99 - $260.99
Current price $260.99

SANUS Elite - Adjustable-Height Speaker Stands for Sonos Era 100 and 300 Speakers (Pair) - White

Sanus

Designed for the Sonos Era 100 and 300 speakersSeamlessly blends with Sonos Era 100 300 wireless speakerHeight Adjustment17 Inches of height adjus...

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Original price $260.99 - Original price $260.99
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$260.99
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Current price $260.99
Original price $244.99 - Original price $244.99
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$244.99
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Current price $244.99

SANUS Elite - Height Adjustable Speaker Stands for Sonos Era 100 and Sonos Era 300 Speakers - Sold in Pairs - Black

Sanus

Designed for the Sonos Era 100 and 300 speakersSeamlessly blends with Sonos Era 100 300 wireless speaker.Height Adjustable Speaker Stands17 Inches...

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Original price $244.99 - Original price $244.99
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$244.99
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Current price $244.99
Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99

Sanus - Soundbar TV Mount Designed for the Sonos Beam Soundbar - Gen 1 2 - Compatible with TVs 37"-70" - Black

Sanus

Designed in collaberation with Sonos to fit the Sonos Beam SoundbarEasily and securely mount Sonos Beam Gen 1 2.Compatible with most mounted TVs fr...

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Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99
Original price $280.99 - Original price $280.99
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$280.99
$280.99 - $280.99
Current price $280.99

Peerless-AV - SmartMount Articulating Retractable Tilt Swivel Display Wall Mount For Most 32" - 50" Flat Panel Displays - Black

Peerless Industries

SmartMount Universal Articulating Mount For 32" to 50" TV's

Original price $280.99 - Original price $280.99
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$280.99
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Current price $280.99
Original price $869.99 - Original price $869.99
Original price
$869.99
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Current price $869.99

Roku - 55" Class Pro Series Mini-LED QLED 4K Smart RokuTV

Roku

Elevate your entertainmentFor TV buffs with taste—the Roku Pro Series TV is your centerpiece. Enjoy a powerfully simple streaming experience with b...

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Original price $869.99 - Original price $869.99
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$869.99
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Current price $869.99
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Sanus - TV Media In-Wall Box - 9" - White

Sanus

Complete SolutionIncludes box trim ring cover hook and loop strap extra mounting plate complete instructions and cutting templateIdeal for use behi...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Sanus - TV Media In-Wall Box W/ Power Supply Kit - 9" - White

Sanus

Complete SolutionIncludes box trim ring cover hook and loop strap extra mounting plate junction box and outlet complete instructions and cutting te...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99
Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99

SANUS Elite - Adjustable Speaker Wall Mount for Sonos Era 100 and Era 300 Speakers - Pair - White

Sanus

Designed for the Sonos Era 100 and Era 300 speakersDesigned to blend seamlessly behind the Sonos Era 100 or 300 speakersOptimal listeningSpeaker ti...

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Original price $96.99 - Original price $96.99
Original price
$96.99
$96.99 - $96.99
Current price $96.99
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Sanus - Wireless Speaker Stands for Sonos Era 100 (Pair) - Black

Sanus

Blends inSeamlessly blends with Sonos Era 100 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Sanus - Wireless Speaker Stands for Sonos Era 100 (Pair) - White

Sanus

Blends inSeamlessly blends with Sonos Era 100 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.