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TV & Home Theater

Rent To Own TV & Home Theater – Transform Your Entertainment with Flexible Financing

Upgrade your home entertainment system with top-quality TVs and home theater equipment from Finance My Cart. Whether you're looking for the latest 4K TV, a smart TV, soundbars, or a full surround sound system, we offer premium brands like Samsung, LG, Sony, and more. With our rent-to-own and buy now, pay later payment plans, you can bring the cinema experience home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Create your perfect entertainment setup today with flexible financing that works for you!

Original price $89.99 - Original price $89.99
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$89.99
$89.99 - $89.99
Current price $89.99

SANUS Elite - Advanced Full-Motion 4D + Shift TV Wall Mount for TVs 19"-43" up to 40 lbs - Shifts up to 4" for Perfect Placement - Black

Sanus

Fine tune your setupAfter install shift your TV 2" up or 2" down to position your TV right where you need it.Easily adjustable for your needsEasily...

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Original price $89.99 - Original price $89.99
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$89.99
$89.99 - $89.99
Current price $89.99
Original price $354.99 - Original price $354.99
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$354.99
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Current price $354.99

SANUS Elite - Advanced Full-Motion 4D + Shift TV Wall Mount for TVs 42"-90" up to 125 lbs - Shifts up to 8" for Perfect Placement - Black

Sanus

Fine tune your setupAfter install shift your TV 4" up or 4" down to position your TV right where you need it.Movement assist for very large TVsLowe...

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Original price $354.99 - Original price $354.99
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$354.99
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Current price $354.99
Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99

SANUS Elite - Height Adjustable Speaker Stands for Sonos Era 100 and Sonos Era 300 Speakers - Sold in Pairs - Black

Sanus

Designed for the Sonos Era 100 and 300 speakersSeamlessly blends with Sonos Era 100 300 wireless speaker.Height Adjustable Speaker Stands17 Inches...

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Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99
Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99

Sanus - In-Wall Cable Concealer Power Grommet Kit for Mounted TVs - White

Sanus

Hide mounted TV power cords and cablesRun wires inside a wall for a neat clean space.Prewired design for easy DIY install - no electrician neededIn...

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Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99
Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99

Sanus - In-Wall Cable Concealer TV and Soundbar Power Kit for Mounted TVs and Soundbars - White

Sanus

Hide mounted TV and soundbar power cords and cablesTuck the cables inside a wall for a neat clean space.Prewired design for easy DIY install - no e...

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Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99
Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99

SANUS Elite - Adjustable Speaker Wall Mount for Sonos Era 100 and Era 300 Speakers - Pair - Black

Sanus

Designed for the Sonos Era 100 and Era 300 speakersDesigned to blend seamlessly behind the Sonos Era 100 or 300 speakersOptimal listeningSpeaker ti...

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Original price $96.99 - Original price $96.99
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$96.99
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Current price $96.99
Original price $68.99 - Original price $68.99
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$68.99
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Current price $68.99

GE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color

General Electric

Bendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...

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Original price $68.99 - Original price $68.99
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$68.99
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Current price $68.99
Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99

Sanus - In-Wall Cable Concealer Recessed Power Kit for Mounted TVs - White

Sanus

Hide mounted TV power cords and cablesRun wires inside a wall for a neat clean space.Prewired design for easy DIY install - no electrician neededIn...

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Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99
Original price $123.99 - Original price $123.99
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$123.99
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Current price $123.99

Philips - Hue Solo Lightstrip 5m (16ft) - White and Color Ambiance

Philips

Includes one Hue Solo 5 meter lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth and easily co...

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Original price $123.99 - Original price $123.99
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$123.99
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Original price $248.99 - Original price $248.99
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$248.99
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Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - Black

Govee

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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Original price $248.99 - Original price $248.99
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Original price $81.99 - Original price $81.99
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$81.99
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Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi

Govee

Reliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $126.99 - Original price $126.99
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$126.99
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Govee - Outdoor 500 Lumens Wi-Fi Smart LED Wall Light - Multi

Govee

Charming lighting effectsGovee Outdoor Wall Light can simultaneously display 3 colors horizontally providing an immersive DIY experience with 45 sc...

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Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99
Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99

TCL - 50" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99
Original price $979.99 - Original price $979.99
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$979.99
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Current price $979.99

TCL - 85" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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Original price $979.99 - Original price $979.99
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$979.99
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Current price $979.99
Original price $120.99 - Original price $120.99
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$120.99
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Current price $120.99

Roku - Wall Mount Kit for 65 Pro Series TV - Ultra-Slim with Minimalist Flat Design - Hinged Mount for Easy Access to Cables - Black

Roku

Mount your Roku Pro Series flat against the wall like a work of art.Hinged bracket for easy access to cables and inputs.Designed for Roku Pro Serie...

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Original price $120.99 - Original price $120.99
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$120.99
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Current price $120.99
Original price $382.99 - Original price $382.99
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$382.99
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Current price $382.99

Skylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - Silver

Skylight

FeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...

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Original price $382.99 - Original price $382.99
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$382.99
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Original price $1,312.99 - Original price $1,312.99
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Samsung - 75 Class Q8F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 AI ProcessorEnjoy your content in stunning 4K quality even if the original source is of lower resolution. Plus get the most out of what you are ...

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Original price $1,312.99 - Original price $1,312.99
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Current price $1,312.99
Original price $82.99 - Original price $82.99
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$82.99
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Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

Govee

Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

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Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99
Original price $163.99 - Original price $163.99
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$163.99
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Current price $163.99

SANUS Elite - Advanced Full-Motion 4D + Shift TV Wall Mount for TVs 32"-65" up to 70 lbs - Shifts up to 6" for Perfect Placement - Black

Sanus

Fine tune your setupAfter install shift your TV 3" up or 3" down to position your TV right where you need it.Easily adjustable for your needsEasily...

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Original price $163.99 - Original price $163.99
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$163.99
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Current price $163.99
Original price $1,244.99 - Original price $1,244.99
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Current price $1,244.99

Samsung - 65 Class Q80D Series QLED 4K Smart Tizen TV (2024)

Samsung

Direct Full ArraySee incredible contrast even in sunlit rooms. Get caught up in the details as you experience precision controlled contrast with de...

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Original price $1,244.99 - Original price $1,244.99
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$1,244.99
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Current price $1,244.99
Original price $207.99 - Original price $207.99
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$207.99
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Current price $207.99

Philips - Hue Solo Lightstrip 10m (33ft) - White and Color Ambiance

Philips

Includes one Hue Solo 10 meter or 32 feet lightstripSeamless blend of multicolor light in a single LED stripSet the mood instantly with Bluetooth a...

View full details
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99
Original price $100.99 - Original price $100.99
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$100.99
$100.99 - $100.99
Current price $100.99

Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99
Original price $99.99 - Original price $99.99
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$99.99
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Current price $99.99

Philips - Hue Bluetooth Slim Downlight 6" - White and Color Ambiance

Philips

Canless designThe slim downlight installs easily into any ceiling thanks to its slim profile. Place them in spaces such as narrow hallways or rooms...

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Original price $99.99 - Original price $99.99
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$99.99
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Current price $99.99
Original price $910.99 - Original price $910.99
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$910.99
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Current price $910.99

LG - 75 Class UR9000 Series LED 4K UHD Smart webOS TV (2023)

LG

4K UpscalingEnjoy movies and TV shows upscaled to 4K for a sharper image and more lifelike details.178;Filmmaker ModeLand in the center of the acti...

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Original price $910.99 - Original price $910.99
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$910.99
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Current price $910.99
Original price $120.99 - Original price $120.99
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$120.99
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Current price $120.99

Roku - Wall Mount Kit for 75 Pro Series TV - Ultra-Slim with Minimalist Flat Design - Hinged Mount for Easy Access to Cables - Black

Roku

Mount your Roku Pro Series flat against the wall like a work of art.Hinged bracket for easy access to cables and inputs.Designed for Roku Pro Serie...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99
Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99

Govee - Smart Table Lamp 2 Pro Sound by JBL - Multi

Govee

Sound by JBL with stereo pairingPremium JBL audio with stereo pairing for powerful immersive sound and synchronized lighting.Clearer visuals DIY21...

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Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99
Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

LG - 50 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99
Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99

Nanoleaf - Matter Smart Floor Lamp - Multicolor

Nanoleaf

Slim Minimalistic DesignSuits any home decor aesthetic.Dynamic Color-Changing AnimationsCreate customize your own colorful lighting effects with ...

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Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99
Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99

Govee - RGBIC Smart Table Lamp 2S - Multi

Govee

RGBIC 16 million colors16 million RGB colors and 60+ scenes offer dynamic lighting—controllable via 4 methods.3 Control optionsConvenience via Tou...

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Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99
Original price $52.99 - Original price $52.99
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$52.99
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Current price $52.99

Insignia - RCA to HDMI Converter - Black

Insignia

One-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...

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Original price $52.99 - Original price $52.99
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$52.99
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Current price $52.99
Original price $49.99 - Original price $49.99
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$49.99
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Current price $49.99

Amazon - Fire TV Stick 4K Plus (newest model) AI-powered Fire TV Search Wi-Fi 6 Streaming Device 8 GB free live TV - Black

AMAZON

Advanced 4K streamingElevate your entertainment with the next generation of our 4K stick with improved streaming performance optimized for 4K TVs.P...

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Original price $49.99 - Original price $49.99
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$49.99
$49.99 - $49.99
Current price $49.99
Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99

LG - 43 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $248.99 - Original price $248.99
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$248.99
$248.99 - $248.99
Current price $248.99
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

LG - 75 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

View full details
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99
Original price $106.99 - Original price $106.99
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$106.99
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Current price $106.99

Govee - Smart Mini Panel Lights 10 Packs - RGBIC - Multi

Govee

Unlimited DIY Modeling PossibilitiesThis square light can be freely spliced by pressing to the connecting pieces¿¿through four sides greatly enhanc...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99
Original price $4,636.99 - Original price $4,636.99
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$4,636.99
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Current price $4,636.99

TCL - 98" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $4,636.99 - Original price $4,636.99
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$4,636.99
$4,636.99 - $4,636.99
Current price $4,636.99
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Roku - 32" Class Select Series Full HD (1080p) LED Smart RokuTV (2025)

Roku

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. Our intuitive interf...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.