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  • Original price $621.99 - Original price $621.99
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    Current price $621.99

    Insignia - 6.7 Cu. Ft. Electric Dryer - White

    Insignia

    6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.Manual dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick Dry Time Dry an...

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    Original price $621.99 - Original price $621.99
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    $621.99
    $621.99 - $621.99
    Current price $621.99
  • Original price $545.99 - Original price $545.99
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    $545.99
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    Current price $545.99

    Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry - White

    Insignia

    6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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    Original price $545.99 - Original price $545.99
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    $545.99
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    Current price $545.99
  • Original price $594.99 - Original price $594.99
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    Current price $594.99

    Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry and My Cycle Memory - White

    Insignia

    6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.10 manual and sensor dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick D...

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    Original price $594.99 - Original price $594.99
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    $594.99
    $594.99 - $594.99
    Current price $594.99
  • Original price $731.99 - Original price $731.99
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    $731.99
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    Insignia - 6.7 Cu. Ft. Gas Dryer - White

    Insignia

    LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

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    Original price $731.99 - Original price $731.99
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    $731.99
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    Current price $731.99
  • Original price $690.99 - Original price $690.99
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    $690.99
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    Current price $690.99

    Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry - White

    Insignia

    6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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    Original price $690.99 - Original price $690.99
    Original price
    $690.99
    $690.99 - $690.99
    Current price $690.99
  • Original price $702.99 - Original price $702.99
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    $702.99
    $702.99 - $702.99
    Current price $702.99

    Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry and My Cycle Memory - White

    Insignia

    LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

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    Original price $702.99 - Original price $702.99
    Original price
    $702.99
    $702.99 - $702.99
    Current price $702.99
  • Original price $622.99 - Original price $622.99
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    $622.99
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    Current price $622.99

    Insignia - 61-Bottle Wine Cooler - Stainless Steel

    Insignia

    61-bottle capacityBuilt-in cabinet stores up to 61 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps win...

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    Original price $622.99 - Original price $622.99
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    $622.99
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    Current price $622.99
  • Original price $519.99 - Original price $519.99
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    $519.99
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    Current price $519.99

    Insignia - 65" Class F30 Series LED 4K UHD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $519.99 - Original price $519.99
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    $519.99
    $519.99 - $519.99
    Current price $519.99
  • Original price $377.99 - Original price $377.99
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    Current price $377.99

    Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.Direct LED BacklightEnjoy uniform brightness and rich con...

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    Original price $377.99 - Original price $377.99
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    Current price $377.99
  • Original price $472.99 - Original price $472.99
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    Current price $472.99

    Insignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - Stainless Steel Look

    Insignia

    7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...

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    Original price $472.99 - Original price $472.99
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    $472.99
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    Current price $472.99
  • Original price $442.99 - Original price $442.99
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    $442.99
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    Current price $442.99

    Insignia - 7 Cu. Ft. Garage Ready Upright Convertible Freezer with ENERGY STAR Certification - White

    Insignia

    7 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Storage optionsFour adjustable and one fixed glass shelf...

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    Original price $442.99 - Original price $442.99
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    $442.99
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    Current price $442.99
  • Original price $86.99 - Original price $86.99
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    Insignia - 7-Port USB-C Hub - Gray

    Insignia

    7-port hubConnects various devices to your laptop with a USB-C port.HDMI port with 4K resolution at 60HzLets you mirror or extend your screen while...

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    Original price $86.99 - Original price $86.99
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    $86.99
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    Current price $86.99
  • Original price $381.99 - Original price $381.99
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    $381.99
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    Current price $381.99

    Insignia - 7.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    7 cu. ft. capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110F (-17.8 t...

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    Original price $381.99 - Original price $381.99
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    $381.99
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    Current price $381.99
  • Original price $379.99 - Original price $379.99
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    $379.99
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    Current price $379.99

    Insignia - 7.0 Cu. Ft. Garage Ready-Chest Freezer - White

    Insignia

    7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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    Original price $379.99 - Original price $379.99
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    $379.99
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    Current price $379.99
  • Original price $585.99 - Original price $585.99
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    $585.99
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    Current price $585.99

    Insignia - 70" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $585.99 - Original price $585.99
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    $585.99
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    Current price $585.99
  • Original price $667.99 - Original price $667.99
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    $667.99
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    Current price $667.99

    Insignia - 75" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $667.99 - Original price $667.99
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    $667.99
    $667.99 - $667.99
    Current price $667.99
  • Original price $53.99 - Original price $53.99
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    $53.99
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    Current price $53.99

    Insignia - 75" Tripod Projector Screen - Black/White

    Insignia

    75" diagonal screenWith a 36.8"H x 65.4"W viewing area offers a clear view from multiple vantage points.169 aspect ratioProvides a widescreen view ...

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    Original price $53.99 - Original price $53.99
    Original price
    $53.99
    $53.99 - $53.99
    Current price $53.99
  • Original price $42.99 - Original price $42.99
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    $42.99
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    Current price $42.99

    Insignia - 8' 4K Ultra HD HDMI Cable - Black

    Insignia

    Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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    Original price $42.99 - Original price $42.99
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    $42.99
    $42.99 - $42.99
    Current price $42.99
  • Original price $847.99 - Original price $847.99
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    $847.99
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    Current price $847.99

    Insignia - 85" Class F50 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $847.99 - Original price $847.99
    Original price
    $847.99
    $847.99 - $847.99
    Current price $847.99
  • Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99

    Insignia - Adjustable Standing Desk with Electronic Control - 47.2"

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

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    Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99
  • Original price $425.99 - Original price $425.99
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    $425.99
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    Current price $425.99

    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Black

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

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    Original price $425.99 - Original price $425.99
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    $425.99
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    Current price $425.99
  • Original price $430.99 - Original price $430.99
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    $430.99
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    Current price $430.99

    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Mahogany

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

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    Original price $430.99 - Original price $430.99
    Original price
    $430.99
    $430.99 - $430.99
    Current price $430.99
  • Original price $426.99 - Original price $426.99
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    $426.99
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    Current price $426.99

    Insignia - Adjustable Standing Desk with Electronic Control - 47.2" - Oak

    Insignia

    Standing or sitting positions19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Electric...

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    Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99
  • Original price $451.99 - Original price $451.99
    Original price
    $451.99
    $451.99 - $451.99
    Current price $451.99

    Insignia - Adjustable Standing Desk with Electronic Controls - 55.1" wide - Black

    Insignia

    Raise or lower your desktop19.7 in. (50 cm) height adjustment allows the desk to be used while standing (48.4 in.) or sitting (28.7 in.).Memory fun...

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    Original price $451.99 - Original price $451.99
    Original price
    $451.99
    $451.99 - $451.99
    Current price $451.99
  • Original price $78.99 - Original price $78.99
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    $78.99
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    Current price $78.99

    Insignia - AM/FM Radio Portable CD Boombox with Bluetooth - Silver/Black

    Insignia

    CD-RW CD-R and CD-DA playback formatsFor listening to your favorite music.Bluetooth technologyWirelessly stream from any Bluetooth device.Built-in ...

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    Original price $78.99 - Original price $78.99
    Original price
    $78.99
    $78.99 - $78.99
    Current price $78.99
  • Original price $27.99 - Original price $27.99
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    $27.99
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    Current price $27.99

    Insignia - Bluetooth 5.0 USB Adapter for Laptops and Desktops Compatible with Windows 8.1 10 and 11 - Black

    Insignia

    Compatible with Windows 8.1 10 and 11Not compatible with TVs Mac OS IOS Android Chrome OS Linux and gaming systems.Bluetooth 5.0 technologyAllows y...

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    Original price $27.99 - Original price $27.99
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    $27.99
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    Current price $27.99
  • Original price $22.99 - Original price $22.99
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    $22.99
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    Current price $22.99

    Insignia - Bumper Case for ROG Ally - Black

    Insignia

    Precision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...

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    Original price $22.99 - Original price $22.99
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    $22.99
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    Current price $22.99
  • Original price $71.99 - Original price $71.99
    Original price
    $71.99
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    Current price $71.99

    Insignia - Charge Station for Meta Quest 3 - White

    Insignia

    Integrated chargingCharges 2 Meta Quest 3 Touch plus controllers and headset simultaneouslyEasy Drop-in DesignCharge your headset with quick-connec...

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    Original price $71.99 - Original price $71.99
    Original price
    $71.99
    $71.99 - $71.99
    Current price $71.99
  • Original price $122.99 - Original price $122.99
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    $122.99
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    Current price $122.99

    Insignia - Computer Desk 47" Wide - Light Oak

    Insignia

    Sturdy designMetal legs help provide stability while the tabletop provides a stable work surface that holds up to 70 lbs. (31.8 kg).Plenty of works...

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    Original price $122.99 - Original price $122.99
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    $122.99
    $122.99 - $122.99
    Current price $122.99
  • Original price $145.99 - Original price $145.99
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    $145.99
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    Current price $145.99

    Insignia - Computer Desk with Drawer 47" Wide - Dark Oak

    Insignia

    Sturdy designMetal legs provide stability while the particleboard tabletop provides a stable work surface that holds up to 80 lbs. (36.3 kg).Plenty...

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    Original price $145.99 - Original price $145.99
    Original price
    $145.99
    $145.99 - $145.99
    Current price $145.99
  • Original price $38.99 - Original price $38.99
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    $38.99
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    Current price $38.99

    Insignia - Desk Mat - Black

    Insignia

    Large size15.75 H x 31.5 W in (40 x 80 cm) size is large enough to complement most setups.Non-slip baseKeeps the mouse pad in place while you work ...

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    Original price $38.99 - Original price $38.99
    Original price
    $38.99
    $38.99 - $38.99
    Current price $38.99
  • Original price $42.99 - Original price $42.99
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    $42.99
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    Current price $42.99

    Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

    Insignia

    Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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    Original price $42.99 - Original price $42.99
    Original price
    $42.99
    $42.99 - $42.99
    Current price $42.99
  • Original price $35.99 - Original price $35.99
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    $35.99
    $35.99 - $35.99
    Current price $35.99

    Insignia - Display Stand for Quest 3 - White

    Insignia

    Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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    Original price $35.99 - Original price $35.99
    Original price
    $35.99
    $35.99 - $35.99
    Current price $35.99
  • Original price $91.99 - Original price $91.99
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    $91.99
    $91.99 - $91.99
    Current price $91.99

    Insignia - Dock Station for ROG Ally Steam Deck Legion Go and other type-c mobile devices

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $843.99 - Original price $843.99
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    $843.99
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    Current price $843.99

    Insignia - Dual Zone Wine and Beverage Cooler with Glass Doors - Stainless Steel

    Insignia

    Customizable storage optionsStock up on your favorites and store 42 standard wine bottles. Or you can mix it up and store 21 wine bottles on one si...

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    Original price $843.99 - Original price $843.99
    Original price
    $843.99
    $843.99 - $843.99
    Current price $843.99
  • Original price $170.99 - Original price $170.99
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    $170.99
    $170.99 - $170.99
    Current price $170.99

    Insignia - Ergonomic Mesh Office Chair with Adjustable Arms - Black

    Insignia

    5-pointed star base with wheelsMakes it easy to move around your workspace.Adjustable seat and arm restFits your body’s specific needs.Swivel and t...

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    Original price $170.99 - Original price $170.99
    Original price
    $170.99
    $170.99 - $170.99
    Current price $170.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.