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  • Original price $118.99 - Original price $118.99
    Original price
    $118.99
    $118.99 - $118.99
    Current price $118.99

    Insignia - Essential PC Gaming Chair - Black

    Insignia

    Adjustable seat heightFits your body by moving up or down 17.72 21.26 inches (45 54 cm).Swivel and tilt mechanismLets you customize the chair to ...

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    Original price $118.99 - Original price $118.99
    Original price
    $118.99
    $118.99 - $118.99
    Current price $118.99
  • Original price $69.99 - Original price $69.99
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    $69.99
    $69.99 - $69.99
    Current price $69.99

    Insignia - Fixed TV Wall Mount For Most 40"-70" TVs - Black

    Insignia

    Compatible with most 40"-70" TVsUp to 100 lbs. for sturdy support.VESA compliant200 x 200 to 600 x 400To obtain additional screws for your product ...

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    Original price $69.99 - Original price $69.99
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    $69.99
    $69.99 - $69.99
    Current price $69.99
  • Original price $141.99 - Original price $141.99
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    $141.99
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    Current price $141.99

    Insignia - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 22" - Black

    Insignia

    Compatible with most 42" 90" TVsHolds up to 120 lbs. (54.43 kg) for sturdy support.Narrow 3.11" profileFits close to the wall for a discreet look.E...

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    Original price $141.99 - Original price $141.99
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    $141.99
    $141.99 - $141.99
    Current price $141.99
  • Original price $34.99 - Original price $34.99
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    $34.99
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    Current price $34.99

    Insignia - HDMI to VGA Adapter - Cool gray

    Insignia

    HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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    Original price $34.99 - Original price $34.99
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    $34.99
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    Current price $34.99
  • Original price $327.99 - Original price $327.99
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    $327.99
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    Current price $327.99

    Insignia - L-Shaped Computer Desk with Hutch - Black

    Insignia

    Sturdy designMetal legs help provide stability while the particleboard tabletop offers a stable work surface that holds up to 100 lbs. (45.4 kg).Pl...

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    Original price $327.99 - Original price $327.99
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    $327.99
    $327.99 - $327.99
    Current price $327.99
  • Original price $352.99 - Original price $352.99
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    $352.99
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    Current price $352.99

    Insignia - Mobile TV Cart with Shelves for Most 32-90" TVs - Black

    Insignia

    Suitable for most 32 to 90 in. (81-228.6 cm) TVsSturdy construction supports up to 130 lbs. (58.96 kg).Roll from room to room3 in. (7.62 cm) swivel...

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    Original price $352.99 - Original price $352.99
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    $352.99
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    Current price $352.99
  • Original price $646.99 - Original price $646.99
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    Current price $646.99

    Insignia - NS-RTM18WHD2 - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $646.99 - Original price $646.99
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    $646.99
    $646.99 - $646.99
    Current price $646.99
  • Original price $31.99 - Original price $31.99
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    Current price $31.99

    Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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    Original price $31.99 - Original price $31.99
    Original price
    $31.99
    $31.99 - $31.99
    Current price $31.99
  • Original price $31.99 - Original price $31.99
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    Current price $31.99

    Insignia - Performance Grips + Straps for Meta Quest 3 - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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    Original price $31.99 - Original price $31.99
    Original price
    $31.99
    $31.99 - $31.99
    Current price $31.99
  • Original price $19.99 - Original price $19.99
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    Current price $19.99

    Insignia - Precision Thumbstick Multi-pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

    Insignia

    Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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    Original price $19.99 - Original price $19.99
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    $19.99
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    Current price $19.99
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    Current price $19.99

    Insignia - Precision Thumbstick Multi-pack for Xbox Series XS and Xbox One Controllers - Multi Color

    Insignia

    Enhances GripTexturized surfaces embedded onto a rubber coveringIncreased ComfortCustomize the stick height to a position that is most comfortableI...

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    Original price $19.99 - Original price $19.99
    Original price
    $19.99
    $19.99 - $19.99
    Current price $19.99
  • Original price $24.99 - Original price $24.99
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    $24.99
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    Current price $24.99

    Insignia - Premium Mouse Pad with Wrist Rest - Black

    Insignia

    Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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    Original price $24.99 - Original price $24.99
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    $24.99
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    Current price $24.99
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    Insignia - Premium Mouse Pad with Wrist Rest - Black White

    Insignia

    Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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    Original price $24.99 - Original price $24.99
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    $24.99
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    Current price $24.99
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    Current price $24.99

    Insignia - Premium Mouse Pad with Wrist Rest - Natural

    Insignia

    Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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    Original price $24.99 - Original price $24.99
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    $24.99
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    Current price $24.99
  • Original price $24.99 - Original price $24.99
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    Current price $24.99

    Insignia - Premium Mouse Pad with Wrist Rest - Pink

    Insignia

    Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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    Original price $24.99 - Original price $24.99
    Original price
    $24.99
    $24.99 - $24.99
    Current price $24.99
  • Original price $393.99 - Original price $393.99
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    $393.99
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    Current price $393.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Creamy vanilla

    Insignia

    Retro detailsOld-school metal handles and a cream color give this fridge a retro charm that will stand out as a great accent piece.Compact but spac...

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    Original price $393.99 - Original price $393.99
    Original price
    $393.99
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    Current price $393.99
  • Original price $364.99 - Original price $364.99
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    $364.99
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    Current price $364.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Mint

    Insignia

    Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

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    Original price $364.99 - Original price $364.99
    Original price
    $364.99
    $364.99 - $364.99
    Current price $364.99
  • Original price $368.99 - Original price $368.99
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    $368.99
    $368.99 - $368.99
    Current price $368.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Red

    Insignia

    Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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    Original price $368.99 - Original price $368.99
    Original price
    $368.99
    $368.99 - $368.99
    Current price $368.99
  • Original price $362.99 - Original price $362.99
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    $362.99
    $362.99 - $362.99
    Current price $362.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Creamy vanilla

    Insignia

    Retro detailsOld-school metal handles and a cream color give this fridge a retro charm that will stand out as a great accent piece.Compact but spac...

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    Original price $362.99 - Original price $362.99
    Original price
    $362.99
    $362.99 - $362.99
    Current price $362.99
  • Original price $362.99 - Original price $362.99
    Original price
    $362.99
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    Current price $362.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Mint

    Insignia

    Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

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    Original price $362.99 - Original price $362.99
    Original price
    $362.99
    $362.99 - $362.99
    Current price $362.99
  • Original price $366.99 - Original price $366.99
    Original price
    $366.99
    $366.99 - $366.99
    Current price $366.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Red

    Insignia

    Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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    Original price $366.99 - Original price $366.99
    Original price
    $366.99
    $366.99 - $366.99
    Current price $366.99
  • Original price $76.99 - Original price $76.99
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    $76.99
    $76.99 - $76.99
    Current price $76.99

    Insignia - Rog Ally Docking Station

    Insignia

    Explore a New DimensionUnleash the full potential of ROG Ally with the power of HDMI 4K60Hz output to TVs and monitors ensuring a crystal-clear dis...

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    Original price $76.99 - Original price $76.99
    Original price
    $76.99
    $76.99 - $76.99
    Current price $76.99
  • Original price $90.99 - Original price $90.99
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    $90.99
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    Current price $90.99

    Insignia - Tilting TV Wall Mount for Most 47 90 TVs - Black

    Insignia

    Tilting designTilts -10 and 5 to improve your viewing angle and reduce glare.Fits 47 90 TVsHolds up to 130 lbs. (59 kg) mounting your large TV to ...

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    Original price $90.99 - Original price $90.99
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    $90.99
    $90.99 - $90.99
    Current price $90.99
  • Original price $97.99 - Original price $97.99
    Original price
    $97.99
    $97.99 - $97.99
    Current price $97.99

    Insignia - TV Stand for Most Flat-Panel TVs Up to 65" - Black

    Insignia

    Holds your flat-panel plasma or LCD TVSupports TVs up to 65" (measured diagonally from corner to corner) with a maximum weight of 60 lbs.Plastic an...

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    Original price $97.99 - Original price $97.99
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    $97.99
    $97.99 - $97.99
    Current price $97.99
  • Original price $324.99 - Original price $324.99
    Original price
    $324.99
    $324.99 - $324.99
    Current price $324.99

    Insignia - TV Stand for Most Flat-Panel TVs Up to 75" - Gray

    Insignia

    Supports TVs up to 75"Sturdy mount and top shelf supports most flat screen TVs up to 75 in. (190.5 cm) and 100 lbs. (45.4 kg).Integrated flat-panel...

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    Original price $324.99 - Original price $324.99
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    $324.99
    $324.99 - $324.99
    Current price $324.99
  • Original price $102.99 - Original price $102.99
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    $102.99
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    Current price $102.99

    Insignia - TV Stand for Most TVs Up to 55 - Black

    Insignia

    Supports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral black colorSolid black finish matches your e...

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    Original price $102.99 - Original price $102.99
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    $102.99
    $102.99 - $102.99
    Current price $102.99
  • Original price $264.99 - Original price $264.99
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    $264.99
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    Current price $264.99

    Insignia - TV Stand for Most TVs Up to 55 with Gaming Nook - Dark Gray

    Insignia

    Supports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral dark gray colorSolid dark gray finish matche...

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    Original price $264.99 - Original price $264.99
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    $264.99
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    Current price $264.99
  • Original price $324.99 - Original price $324.99
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    $324.99
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    Current price $324.99

    Insignia - TV Stand for Most TVs Up to 80 with Gaming Nook - Black

    Insignia

    Supports TVs up to 80Sturdy tabletop holds most TVs up to 80 (203.2 cm) and 135 lbs. (61.24 kg).Neutral black colorBlack finish with a champagne sh...

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    Original price $324.99 - Original price $324.99
    Original price
    $324.99
    $324.99 - $324.99
    Current price $324.99
  • Original price $97.99 - Original price $97.99
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    $97.99
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    Current price $97.99

    Insignia - Universal 180W High Power Laptop Charger - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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    Original price $97.99 - Original price $97.99
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    $97.99
    $97.99 - $97.99
    Current price $97.99
  • Original price $96.99 - Original price $96.99
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    Current price $96.99

    Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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    Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99
  • Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99

    Insignia - Universal 180W High-Power Laptop Charger - Black

    Insignia

    Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthExtra long cor...

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    Original price $96.99 - Original price $96.99
    Original price
    $96.99
    $96.99 - $96.99
    Current price $96.99
  • Original price $73.99 - Original price $73.99
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    $73.99
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    Current price $73.99

    Insignia - Universal Projector Ceiling Mount - Black

    Insignia

    30 lb. (13.6 kg) capacityWorks with most home theater and business projectors.Fits most projectors with 3- or 4-bolt mounting systemsOffers univers...

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    Original price $73.99 - Original price $73.99
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    $73.99
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    Current price $73.99
  • Original price $64.99 - Original price $64.99
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    $64.99
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    Current price $64.99

    Insignia - Universal TV Feet Replacement Kit for TVs 49"-77" or 100 lbs - Black

    Insignia

    Universal TV feet replacementCompatible with TVs between 49" and 77" and up to 100 lbs.Height adjustableLets you place soundbars gaming systems and...

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    Original price $64.99 - Original price $64.99
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    $64.99
    $64.99 - $64.99
    Current price $64.99
  • Original price $67.99 - Original price $67.99
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    $67.99
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    Current price $67.99

    Insignia - USB 3.0 to DisplayPort Adapter - White

    Insignia

    USB 3.0 to DisplayPort AdapterMirror or extend your computer’s display by connecting from your computer’s USB port to a DisplayPort-enabled monitor...

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    Original price $67.99 - Original price $67.99
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    $67.99
    $67.99 - $67.99
    Current price $67.99
  • Original price $71.99 - Original price $71.99
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    Current price $71.99

    Insignia - USB to Dual HDMI Adapter - White

    Insignia

    USB 3.0 to HDMIMirror or extend your computer’s display by connecting from your computer’s USB-A port to HDMI-enabled monitor TV or Projector.For W...

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    Original price $71.99 - Original price $71.99
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    $71.99
    $71.99 - $71.99
    Current price $71.99
  • Original price $66.99 - Original price $66.99
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    $66.99
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    Current price $66.99

    Insignia - USB to HDMI Adapter - Black

    Insignia

    USB 3.0 to HDMIMirrors or extends your screen to a second monitor for better presentations and multitasking.4K resolutionProvides a high-quality vi...

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    Original price $66.99 - Original price $66.99
    Original price
    $66.99
    $66.99 - $66.99
    Current price $66.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.