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Lease-to-Own Grills & Smokers – Fire Up Your BBQs with Affordable Payments

Get your perfect grill or smoker today without the upfront cost! Choose from top brands like Weber, Traeger, Char-Broil, and Pit Boss. With Finance My Cart, you can take advantage of our lease-to-own and buy now, pay later options, making it easy to start grilling with flexible monthly payments. Upgrade your outdoor cooking setup and enjoy delicious BBQs all season long.

Shop Now – Get Your Grill Today and Pay Over Time!

Lease-to-Own Outdoor Furniture, Power Tools, Pizza Ovens & More with Flexible Payment Plans

Up your outdoor entertaining game with Finance My Cart! From electric outdoor power tools to wood-fired pizza ovens, smokers, and portable speakers, we have everything to help you enjoy the season. Gather around a fire pit, cook delicious meals, or set up an outdoor movie night—without the upfront cost. With our lease-to-own and buy now, pay later options, you can get everything you need today with affordable payments.

Shop Now and Create Your Perfect Outdoor Space!

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Lease to Own Gaming PCs – Get the Power You Need with Flexible Payments

Upgrade your gaming setup with high-performance PCs from brands like Alienware, MSI, and ASUS. With our lease-to-own and buy now, pay later options, enjoy powerful gameplay and next-gen performance with affordable payments—no matter your credit.

Shop Now and Power Up Your Play!

Lease to Own Laptops – Get the Perfect Laptop with Easy Payments

Need a reliable laptop for work, school, or gaming? We’ve got you covered! Choose from top brands like Apple, Dell, HP, and ASUS—without worrying about a big upfront cost. With lease-to-own and buy now, pay later options, you can bring home the latest MacBooks, gaming laptops, and business laptops with affordable monthly payments. No matter your credit, we offer flexible financing solutions so you can stay connected and productive.

Find Your Perfect Laptop Today – Shop Now!

Lease to Own Cameras & Drones – Capture Every Moment with Easy Financing

Ready to capture stunning photos and breathtaking aerial shots? Get the latest DSLRs, mirrorless cameras, action cams, and drones from brands like Canon, Nikon, Sony, and DJI with lease-to-own and buy now, pay later options. No matter your credit, we offer flexible financing solutions to help you start creating today.

Start Capturing Like a Pro – Shop Now!

Lease to Own TVs – Get the Big Screen Experience with Easy Payments

Bring home the ultimate entertainment with a brand-new Smart TV from top brands like Samsung, LG, Sony, and Vizio—without the upfront cost! Choose from 4K UHD, OLED, or QLED TVs with our lease-to-own and buy now, pay later options. Upgrade your home theater with affordable monthly payments, flexible financing, and free shipping—no matter your credit!

Shop Now and Start Streaming in Stunning Clarity!

Inform U Blog

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What is Finance My Cart?

Finance My Cart is your destination for thousands of lease-to-own electronics, appliances, tech, audio, and gaming must-haves. We serve the full credit spectrum with finance options for bad credit, good credit, and everything in-between. Pay as little as $1 down to get the name brand lease-to-own electronics you need for home, school, work, or play.

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease-to-own/rent-to-own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the electronics and other essentials you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Can I shop at Finance My Cart even if I have bad credit?

Yes! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Instead of bad credit, can we just call it “less than perfect" credit?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.