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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $169.99 - Original price $169.99
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$169.99
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Current price $169.99

HyperX - Cloud III Wireless Gaming Headset for PC PS5 PS4 and Nintendo Switch - Black

HyperX

Up to 120 hours of Battery LifePut on the Cloud III Wireless and you might not have to charge again for weeks. Enjoy up to 120 hours of battery lif...

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Original price $169.99 - Original price $169.99
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$169.99
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Current price $169.99
Original price $256.99 - Original price $256.99
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$256.99
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Current price $256.99

Pioneer - 43" Class LED 4K UHD Smart Xumo TV

Pioneer

Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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Original price $256.99 - Original price $256.99
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$256.99
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Current price $256.99
Original price $270.99 - Original price $270.99
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$270.99
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Current price $270.99

Ray-Ban Meta - Wayfarer Large (Gen 1) glasses with Meta AI Audio Photo Video Compatibility - Green Lenses - Shiny Black

Meta

Iconic style meets Meta AICapture photos and videos listen to music make hands-free calls or ask Meta AI questions on-the-go.Meta AITake on life wi...

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Original price $270.99 - Original price $270.99
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$270.99
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Current price $270.99
Original price $228.99 - Original price $228.99
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$228.99
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Current price $228.99

WD - BLACK SN770M 2TB Internal SSD PCIe Gen 4 x4 M.2 2230 for ROG Ally and Steam Deck

Western Digital

Supercharge your handheld gaming deviceUpgrade compatible handheld devices such as the ASUS ROG Ally and Steam Deck with speeds up to 5150 MB/s for...

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Original price $228.99 - Original price $228.99
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Current price $228.99
Original price $56.99 - Original price $56.99
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$56.99
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Current price $56.99

Meta - Quest 3 Silicone Facial Interface - Black

Meta

Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

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Original price $56.99 - Original price $56.99
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$56.99
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Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

Polaroid - Go Gen 2 Everything Box - White

Polaroid

CompactSmallest instant camera in the worldRecycled materialsClassic look made of 30 recycled materialsImproved PicturesImproved picture qualitySel...

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Original price $134.99 - Original price $134.99
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$134.99
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Original price $654.99 - Original price $654.99
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$654.99
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NETGEAR - Nighthawk BE19000 Tri-band Wi-Fi Router - Black

NETGEAR

BE19000 tri-band Wi-Fi routerUnlock the next generation of highly interactive gaming 4K/8K streaming UHD videoconferencing and AR/VR entertainment ...

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Original price $654.99 - Original price $654.99
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Original price $4,452.99 - Original price $4,452.99
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Sony - 98" Class BRAVIA XR X90L LED 4K UHD Smart Google TV (2023)

Sony

Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

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Original price $4,452.99 - Original price $4,452.99
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Current price $4,452.99
Original price $281.99 - Original price $281.99
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$281.99
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Current price $281.99

Fujifilm - INSTAX MINI Evo Instant Film Camera - Brown

Fujifilm

Compact and PortableThe INSTAX MINI Evo Brown Instant Film Camera is designed to be compact and portable making it easy to take with you wherever y...

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Original price $281.99 - Original price $281.99
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$281.99
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Current price $281.99
Original price $876.99 - Original price $876.99
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$876.99
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Current price $876.99

Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

Lenovo

Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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Original price $876.99 - Original price $876.99
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$876.99
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Current price $876.99
Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99

Samsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black

Samsung

Built-In SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99
Original price $497.99 - Original price $497.99
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$497.99
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Current price $497.99

Samsung - 9100 PRO 4TB Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14800 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $497.99 - Original price $497.99
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$497.99
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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

Samsung - 9100 PRO 1TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $218.99 - Original price $218.99
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$218.99
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Original price $520.99 - Original price $520.99
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$520.99
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Current price $520.99

Samsung - 9100 PRO 4TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14800 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $520.99 - Original price $520.99
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$520.99
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Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Samsung - 9100 PRO 2TB with Heatsink Internal SSD PCIe Gen 5x4 NVMe Speeds Up to 14700 MB/s

Samsung

PCIe 5.0 PerformanceSupercharge your workflow and gaming with lightning-fast PCIe 5.0 boasting sequential read/write speeds up to 14800/13400 MB/s....

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Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99
Original price $332.99 - Original price $332.99
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$332.99
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Current price $332.99

LG - UltraGear 27" QHD 240Hz 1ms NVIDIA G-SYNC and AMD FreeSync Premium with DisplayHDR 400 (HDMI DisplayPort USB) - Black

LG

Serious Connection Options for Serious GamersEnjoy smoother vivid colors and high-resolution graphics thanks to HDMI 2.1 and DisplayPort 1.4. Both ...

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Original price $332.99 - Original price $332.99
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Current price $332.99
Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

Razer - Viper V3 HyperSpeed Lightweight Optical Gaming Mouse with 280 Hour Battery Life - Wireless - Black

Razer

82 g Lightweight DesignFeaturing a mass centralized design the Razer Viper V3 HyperSpeed ensures seamless consistent swipes crucial to competitive ...

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Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99
Original price $814.99 - Original price $814.99
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Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $814.99 - Original price $814.99
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Original price $710.99 - Original price $710.99
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$710.99
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Current price $710.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $710.99 - Original price $710.99
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$710.99
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Current price $710.99
Original price $602.99 - Original price $602.99
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$602.99
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Current price $602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Purple

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
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$602.99
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Current price $602.99
Original price $927.99 - Original price $927.99
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$927.99
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Current price $927.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $927.99 - Original price $927.99
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$927.99
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Current price $927.99
Original price $602.99 - Original price $602.99
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$602.99
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Current price $602.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $602.99 - Original price $602.99
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$602.99
$602.99 - $602.99
Current price $602.99
Original price $710.99 - Original price $710.99
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$710.99
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Current price $710.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

Apple

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $710.99 - Original price $710.99
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$710.99
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Current price $710.99
Original price $927.99 - Original price $927.99
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$927.99
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Current price $927.99

Apple - 13-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

Apple

13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $927.99 - Original price $927.99
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$927.99
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Current price $927.99
Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99

Disney - Lorcana Archazia's Island Card Sleeve (Ursula)

Disney

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Original price $25.99 - Original price $25.99
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Original price $170.99 - Original price $170.99
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Higround - Performance 65 65 Wired Hall-Effect Linear Dynamic Actuation Switch Rapid Trigger Gaming Keyboard with RGB Lighting - Black Ice

Higround

Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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Original price $170.99 - Original price $170.99
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$170.99
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Original price $276.99 - Original price $276.99
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$276.99
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Higround - Summit 2.0 65 65 Wired Mechanical Lubed Dreamland Linear Switch Gaming Keyboard with RGB - Snow Stone

Higround

Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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Original price $276.99 - Original price $276.99
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$276.99
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Current price $276.99
Original price $37.99 - Original price $37.99
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$37.99
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Barbie Project Friendship - Nintendo Switch

Outright Games

Play as BarbiePlay as Barbie and Barbie as you work together with friends and family to complete challenges and quests to help the community.Explor...

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Original price $37.99 - Original price $37.99
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$37.99
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Current price $37.99
Original price $429.99 - Original price $429.99
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$429.99
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Current price $429.99

Philips - Hue Play HDMI Sync Box 8K - Black

Philips

HDMI 2.1 CERTIFIED FOR THE HIGHEST QUALITY CONTENTWith an ultra-fast refresh rate you can sync your Hue lights to the highest quality video content...

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Original price $429.99 - Original price $429.99
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$429.99
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Current price $429.99
Original price $461.99 - Original price $461.99
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$461.99
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Current price $461.99

ASUS - CX14 14" FHD Chromebook Plus Laptop with Google AI - Intel Core 3 - 8GB Memory - 128GB eMMC - Misty Grey

ASUS

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $461.99 - Original price $461.99
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$461.99
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Current price $461.99
Original price $147.99 - Original price $147.99
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$147.99
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Current price $147.99

Belkin - 11-in-1 USB C Hub with 4K HDMI DP VGA 100W PD Docking Station for MacBook Pro Air and more - Dark Gray

Belkin

Ultimate workstationTurn your laptop computer into the ultimate workstation with this USB-C docking station that includes 11-ports that include 4K ...

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Original price $147.99 - Original price $147.99
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$147.99
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Current price $147.99
Original price $1,696.99 - Original price $1,696.99
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Current price $1,696.99

HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—windows ...

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Original price $1,696.99 - Original price $1,696.99
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$1,696.99
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Current price $1,696.99
Original price $235.99 - Original price $235.99
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$235.99
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Current price $235.99

JBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Latte

JBL

4.5-inch (114mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp cone...

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Original price $235.99 - Original price $235.99
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$235.99
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Current price $235.99
Original price $260.99 - Original price $260.99
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$260.99
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Current price $260.99

JBL - Stage2 245C 2.5-Way Quad 4.5-inch (114mm) Center Channel Loudspeaker - Each - Latte

JBL

Quad 4.5-inch (114mm) Polycellulose Ribbed Cone WoofersEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pul...

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Original price $260.99 - Original price $260.99
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$260.99
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Current price $260.99
Original price $55.99 - Original price $55.99
Original price
$55.99
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Current price $55.99

8BitDo - SN30 Pro Wireless Controller for Switch Windows macOS Android and Steam Deck with Hall Effect Joysticks - Gray

8BitDo

Hall effect joysticks and triggersUpgraded robust long lasting. Offering a higher precision and sensitivity.Compatible with ApplePlay on iOS iPadOS...

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Original price $55.99 - Original price $55.99
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$55.99
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Current price $55.99
Original price $360.99 - Original price $360.99
Original price
$360.99
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Current price $360.99

JBL - Stage2 260F 2.5-Way Dual 6.5-inch (165mm) Floorstanding Loudspeaker - Each - Espresso

JBL

Dual 6.5-inch (165mm) Polycellulose Ribbed Cone WoofersThe 260F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary m...

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Original price $360.99 - Original price $360.99
Original price
$360.99
$360.99 - $360.99
Current price $360.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.