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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $45.99 - Original price $45.99
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    ASUS ROG 65W Charger Dock Supports HDMI 2.0 with USB Type-A and USB Type-C for ROG

    ASUS

    Charge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...

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    Original price $45.99 - Original price $45.99
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  • Original price $312.99 - Original price $312.99
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    Polk Audio - Atrium5 5" Outdoor Speakers (Pair) - Black

    Polk Audio

    5" long-throw mineral-filled polypropylene cone driverWith butyl rubber surrounds pumps out surprising bass response from a compact design.3/4" ano...

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    Original price $312.99 - Original price $312.99
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  • Original price $38.99 - Original price $38.99
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    Logitech - F310 Gaming Pad - Blue/Black

    Logitech

    Broad game supportThe Logitech Gamepad F310 works with old standbys to today's biggest titles so it's easy to set up and use with your favorite gam...

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    Original price $38.99 - Original price $38.99
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  • Original price $1,018.99 - Original price $1,018.99
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    Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1TB SSD - Artic Grey

    Lenovo

    Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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  • Original price $1,434.99 - Original price $1,434.99
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    Dell - 16" 13th Generation Gaming Laptop - Intel Core i9 - NVIDIA - GeForce RTX 4060 - 8GB - 32GB Memory - 1TB SSD - Metallic Nightshade

    Dell

    Spacious 16-inch ScreenThe 2560x1600 QHD+ resolution and 16-inch display makes your favorite games look next level - while it works harder and mult...

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    Original price $1,434.99 - Original price $1,434.99
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  • Original price $995.99 - Original price $995.99
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    Apple - MacBook Air 13-inch Laptop - M3 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $995.99 - Original price $995.99
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  • Original price $430.99 - Original price $430.99
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    Dell - Inspiron 15.6" FHD Laptop - AMD Ryzen 5 with 8GB Memory - 512GB SSD - Carbon Black

    Dell

    Plenty of PortsConnect all your devices with a variety of ports.Type with EaseWrite and calculate quickly with roomy keypads separate numeric keypa...

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    Original price $430.99 - Original price $430.99
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  • Original price $1,658.99 - Original price $1,658.99
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    Dell - Inspiron 16 2-in-1 Touch Screen Laptop - Intel Core Ultra 7 with 32GB Memory 1TB SSD - Midnight Blue

    Dell

    Strong performance to power your projects and creative pursuitsHigh-end processors memory graphics battery life fast connectivity for strong perfor...

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    Original price $1,658.99 - Original price $1,658.99
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  • Original price $94.99 - Original price $94.99
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    Fujifilm - Instax Mini 12 Instant Film Camera - Purple

    Fujifilm

    Easy operationEasily twist the lens to turn on and off.BatteriesUses (2) AA batteries.Compact and cute designAvailable in 5 colors Pastel Blue Min...

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    Original price $94.99 - Original price $94.99
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  • Original price $99.99 - Original price $99.99
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    WD - BLACK SN770 500GB Internal SSD PCIe Gen 4 x4

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceImprove in-game responsiveness and streaming with the PCIe Gen4 interface for a performance boost you can see and fee...

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    Original price $99.99 - Original price $99.99
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  • Original price $81.99 - Original price $81.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment (2024 release) - Hibiscus

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $81.99 - Original price $81.99
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  • Original price $967.99 - Original price $967.99
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    Samsung HG55CU700NF HCU7000 Series - 55" LED-backlit LCD TV - Crystal UHD - 4K - for hotel / hospitality

    Samsung

    Samsung HG55CU700NF - 55" Diagonal Class HCU7000 Series LED-backlit LCD TV - Crystal UHD - hotel / hospitality - Tizen OS - 4K UHD (2160p) 3840 x 2...

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    Original price $967.99 - Original price $967.99
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  • Original price $753.99 - Original price $753.99
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    Lenovo ThinkPad E16 Gen 2 - 16" - AMD Ryzen 5 - 7535U - 8 GB RAM - 256 GB SSD - English

    Lenovo

    Lenovo ThinkPad E16 Gen 2 21M5 - 180-degree hinge design - AMD Ryzen 5 - 7535U / up to 4.55 GHz - Win 11 Pro - Radeon 660M - 8 GB RAM - 256 GB SSD ...

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    Original price $753.99 - Original price $753.99
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  • Original price $805.99 - Original price $805.99
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    MSI MAG 271QPX QD-OLED - OLED monitor - 26.5" - HDR

    MSI

    MSI MAG 271QPX QD-OLED - OLED monitor - gaming - 26.5" - 2560 x 1440 WQHD 360 Hz - 1000 cd/m² - 15000001 - DisplayHDR 400 True Black - 0.03 ms - 2...

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    Original price $805.99 - Original price $805.99
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  • Original price $1,686.99 - Original price $1,686.99
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    HP ENVY 16 INCH LAPTOP PC 16-H1010NR

    HP

    HP ENVY 16 INCH LAPTOP PC 16-H1010NR

    Original price $1,686.99 - Original price $1,686.99
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  • Original price $142.99 - Original price $142.99
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    ViewSonic VX2416a - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic VX2416a - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 120 Hz - IPS - 250 cd/m² - 13001 - 1 ms - HDMI Displ...

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    Original price $142.99 - Original price $142.99
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  • Original price $732.99 - Original price $732.99
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    Samsung BE65D-H BED-H Series - 65" LED-backlit LCD TV - Crystal UHD - 4K - for digital signage

    Samsung

    Samsung BE65D-H - 65" Diagonal Class BED-H Series LED-backlit LCD TV - Crystal UHD - digital signage - Smart TV - Tizen OS - 4K UHD (2160p) 3840 x ...

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    Original price $732.99 - Original price $732.99
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  • Original price $336.99 - Original price $336.99
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    SteelSeries Arctis Nova Pro - for Xbox - headset

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $336.99 - Original price $336.99
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  • Original price $125.99 - Original price $125.99
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    Alienware - AW620M Wireless Optical Gaming Mouse - Lunar Light

    Alienware

    Fit for a Gamer's GripMaintain the upper hand in any adventure with a full sized sculpted design. The right-handed asymmetrical shape offers slip r...

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    Original price $125.99 - Original price $125.99
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  • Original price $934.99 - Original price $934.99
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    Samsung - 34" Odyssey OLED G8 Curved Ultra-WQHD 175Hz 0.03ms FreeSync Prem Pro G-Sync Compatible Smart Glare Free Gaming Monitor - Silver

    Samsung

    OLED in Ultra-WQHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to new h...

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    Original price $934.99 - Original price $934.99
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  • Original price $53.99 - Original price $53.99
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    The Karate Kid Street Rumble - PlayStation 4

    GameMill Entertainment

    Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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    Original price $53.99 - Original price $53.99
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  • Original price $712.99 - Original price $712.99
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    GoTrax - Z4 LITE Folding eBike w/ 25mi Max Operating Range and 20mph Max Speed - Black

    GoTrax

    Digital displayQuick readouts on speed battery life pedal assist headlight control and more.Folding frameThe easy folding frame makes your e-bike t...

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    Original price $712.99 - Original price $712.99
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  • Original price $273.99 - Original price $273.99
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    WD Black WD8002FZBX - hard drive - 8 TB - gaming - SATA 6Gb/s

    Western Digital

    Gaming Performance and CapacityWD_BLACK is purpose-built to enhance your PC gaming experience. Available with an impressive 256 MiB of DRAM cache o...

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    Original price $273.99 - Original price $273.99
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    GoTrax - XR LITE Commuting Electric Scooter w/5mi Max Operating Range 12mph Max Speed - Black

    GoTrax

    Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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    Original price $273.99 - Original price $273.99
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  • Original price $2,261.99 - Original price $2,261.99
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    Acer - Predator Helios 18 Gaming Laptop - 18" 2560 x 1600 IPS 240Hz Intel i9-14900HX GeForce RTX 4080 - 32GB DDR5 1TB SSD - Abyssal Black

    Acer

    Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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    Original price $2,261.99 - Original price $2,261.99
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  • Original price $75.99 - Original price $75.99
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    Samsung - Galaxy Watch Ultra Trail Band - Dark Gray

    Samsung

    Customize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...

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    Original price $75.99 - Original price $75.99
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  • Original price $180.99 - Original price $180.99
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    Alienware - Pro Wireless Optical Gaming Ambidextrous Mouse - Lunar Light

    Alienware

    Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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    Original price $180.99 - Original price $180.99
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  • Original price $360.99 - Original price $360.99
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    LG - My View 32" VA UHD 60Hz Smart Monitor (HDMI USB-C) - White

    LG

    MyView Smart Monitor IntroLG MyView Smart Monitor is designed for multitasking while you work play and watch. Connect the 27 display to a laptop de...

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    Original price $360.99 - Original price $360.99
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  • Original price $434.99 - Original price $434.99
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    Alienware - AW2724HF 27" IPS FHD 360Hz .5-ms FreeSync Gaming Monitor (HDMI DisplayPort) - Dark side of the Moon

    Alienware

    Full HD 1920 x 1080 resolutionThe 27 FHD display gives you more visual real estate than the typical 25 high-speed display putting you in the middle...

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    Original price $434.99 - Original price $434.99
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  • Original price $115.99 - Original price $115.99
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    Polaroid Hi-Print 2x3 Pocket Photo Printer Gen 2 Bundle - White

    Polaroid

    CompactSmallest instant camera in the worldRecycled materialsClassic look made of 30 recycled materialsImproved PicturesImproved picture qualitySel...

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    Original price $115.99 - Original price $115.99
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  • Original price $2,385.99 - Original price $2,385.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 18-core GPU - 1TB SSD - Silver

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,385.99 - Original price $2,385.99
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  • Original price $2,873.99 - Original price $2,873.99
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    Apple - MacBook Pro 16" Laptop - M3 Pro chip Built for Apple Intelligence - 36GB Memory - 18-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,873.99 - Original price $2,873.99
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    HP - OmniStudio X 31.5" 4K UHD All-in-One - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $2,200.99 - Original price $2,200.99
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  • Original price $307.99 - Original price $307.99
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    LG - My View 27" IPS UHD 60Hz Smart Monitor (HDMI USB-C) - White

    LG

    MyView Smart MonitorLG MyView Smart Monitor is designed for multitasking while you work play and watch. Connect the 27 display to a laptop desktop ...

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    Original price $307.99 - Original price $307.99
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  • Original price $640.99 - Original price $640.99
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    HP - 15.6" Touch-Screen Laptop - Intel Core i5 - 8GB Memory - 512GB SSD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $640.99 - Original price $640.99
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  • Original price $2,193.99 - Original price $2,193.99
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    Samsung - 55" Odyssey Ark 2nd Gen. Curved 4K UHD Quantum Mini-LED FreeSync Prem Pro 1ms GTG Gaming Screen - Black

    Samsung

    4-Input Multi ViewA whole new way to view. With the upgraded Multi View connect and see up to 4 different inputs at once including the addition of ...

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    Original price $2,193.99 - Original price $2,193.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.