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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $1,618.99 - Original price $1,618.99
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Current price $1,618.99

GIGABYTE - AERO X16 - Copilot+ PC - 16" 2560×1600 WQXGA AMD Ryzen Al 7 350 - 1TB SSD - 32GB DDR5 RAM GeForce RTX 5070 - Space Gray

GIGABYTE

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

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Original price $1,618.99 - Original price $1,618.99
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Original price $1,907.99 - Original price $1,907.99
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CyberPowerPC - Gaming Desktop - Intel Core i7-14700F - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...

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Original price $1,907.99 - Original price $1,907.99
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Original price $23.99 - Original price $23.99
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NEXT - Performance Grip 2-Pack for Switch 2 Joy-Con 2 and Switch Joy-Cons - Black

NEXT

UniversalWorks for Nintendo Switch Joy-Con and Nintendo Switch 2 Joy-Con 2 controllersEasy to useSimple drop-in designCompatibleAccess to all butto...

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Original price $20.99 - Original price $20.99
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NEXT - Precision Thumbstick 4-Pack for Nintendo Switch and Nintendo Switch 2 Pro Controllers - Multi Color

NEXT

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...

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Original price $35.99 - Original price $35.99
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NEXT - Joy-Con 2 Quad Charging Station for Nintendo Switch 2 - Black

NEXT

Charges up to 4 Joy-Con 2 controllers at onceEnsures you always have extra controllers ready for multiplayer or long gaming sessions.Magnetic conne...

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Original price $35.99 - Original price $35.99
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Original price $1,158.99 - Original price $1,158.99
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HP OMEN - 16L Gaming Desktop - Intel Core i5-14400F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 8GB GDDR7 - 1TB SSD - Panda Metal

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,158.99 - Original price $1,158.99
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Original price $1,404.99 - Original price $1,404.99
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GIGABYTE - GAMING A16 - 16" 165Hz 1920x1200 WUXGA Intel Core i7-13620H - 1TB SSD - 32GB DDR5 RAM - GeForce RTX 5060 - Black Steel

GIGABYTE

GIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...

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Original price $1,404.99 - Original price $1,404.99
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Original price $158.99 - Original price $158.99
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Insignia - 40" Class F40 Series LED Full HD (1080p) Smart Fire TV

Insignia

Full HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...

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Original price $158.99 - Original price $158.99
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Original price $117.99 - Original price $117.99
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Insignia - 32" Class FE Series LED Full HD Smart Fire TV

Insignia

1080p ResolutionWatch movies and TV shows in high-definition picture quality.LED-backlit LCD screenWith reliable and long-lasting LED lighting this...

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Original price $117.99 - Original price $117.99
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Original price $182.99 - Original price $182.99
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WD - BLACK 6TB Gaming Internal Hard Drive

Western Digital

Drive Your GameThe WD_BLACK HDD is the perfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your ...

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Original price $182.99 - Original price $182.99
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Original price $878.99 - Original price $878.99
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Microsoft - Surface Pro - Copilot+ PC - 12" -16GB Memory - 256GB UFS - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $878.99 - Original price $878.99
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Original price $167.99 - Original price $167.99
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Razer - Joro Portable 75 Wireless Scissor Gaming Keyboard With Chroma RGB Backlighting - Black

Razer

Hyper-Thin Hyper-Light Hyper-CompactThe Razer Joro packs a function row and full-sized arrow keys into a hyper-slim ultra-portable design. At just ...

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Original price $167.99 - Original price $167.99
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Original price $86.99 - Original price $86.99
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LEGO - Fortnite Durrr Burger Restaurant Kids Toy 77076

Lego

Welcome To Durr BurgerKids ages 10+ can build the iconic Fortnite restaurant (77076) with authentic details from the popular battle royale game.For...

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Original price $86.99 - Original price $86.99
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Original price $2,001.99 - Original price $2,001.99
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Alienware - 16X Aurora - 16" 2.5K Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB Storage - Interstellar Indigo

Alienware

Brilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness on the AC16251.Intelligent processingIntel Core Ultra ...

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Original price $127.99 - Original price $127.99
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Higround - Basecamp 65+ 65 Wired Mechanical Lubed TTC Milky Switch Gaming Keyboard with RGB Backlighting - Snowstone

Higround

Space Optimization Ultimate FunctionalityThis compact gaming keyboard featuring a 65 layout and arrow keys ensures efficient gameplay without sacri...

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Original price $127.99 - Original price $127.99
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Original price $1,172.99 - Original price $1,172.99
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Roku - 85" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 85" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $1,172.99 - Original price $1,172.99
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Original price $138.99 - Original price $138.99
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Higround - Basecamp 75+ 75 Wired Mechanical Lubed TTC Milky Switch Gaming Keyboard with RGB Backlighting - 100 Thieves - Team Issue

Higround

BASECAMP 75+The Basecamp 75+ continues Higround’s mission to create high-quality beautifully designed peripherals—now with function row keys for ad...

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Original price $138.99 - Original price $138.99
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Original price $718.99 - Original price $718.99
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Dell - Plus 2-in-1 14" FHD+ Touch Screen Laptop - AMD Ryzen AI 5 340 Copilot+ PC with 16GB Memory - 512GB SSD - Midnight Blue

Dell

Impress in every modeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $718.99 - Original price $718.99
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Original price $1,118.99 - Original price $1,118.99
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Dell - Plus - Copilot+ PC - 14" 2K 2-in-1 Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 16GB Memory - 1TB Storage - Midnight Blue

Dell

Impress In Every ModeExperience seamless productivity in any mode with a design that maximizes performance and portability ensuring you stay effici...

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Original price $1,118.99 - Original price $1,118.99
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Original price $2,717.99 - Original price $2,717.99
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Alienware - Aurora Gaming Desktop - Intel Core Ultra 9 285 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB Storage - Black

Alienware

Legend perfectedACT1250 features modern design with a matte "basalt black" finish in an optimized chassis with customizable AlienFX lighting zones ...

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Original price $2,717.99 - Original price $2,717.99
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Original price $230.99 - Original price $230.99
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$230.99
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Insignia - 50" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $230.99 - Original price $230.99
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Original price $147.99 - Original price $147.99
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Govee - Gaming Pixel Light - Multi

Govee

Dynamic DisplaysEnjoy dynamic animations at 30fps and unleash your creativity with the freedom to upload and display your creations.AI-Powered Pixe...

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Original price $147.99 - Original price $147.99
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Original price $1,290.99 - Original price $1,290.99
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HP - OmniBook X Flip - Copilot+ PC - 16" 3K OLED Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,290.99 - Original price $1,290.99
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Original price $344.99 - Original price $344.99
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$344.99
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MSI - MAG 275QPF X30 27" QHD 300Hz 1ms Adaptive Sync Gaming Monitor (DisplayPort HDMI) - Black

MSI

Rapid VA PanelMake sure the intensity and purity of colors when gaming.300Hz high refresh rateExperience smooth gaming with a blazing fast refresh ...

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Original price $344.99 - Original price $344.99
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Original price $206.99 - Original price $206.99
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Logitech - Litra Beam LX Premium Dual-Sided RGB LED Streaming Light With TrueSoft for Streaming and Broadcasting - Black

Logitech

Dual-Sided RGB and Key LightThe Litra Beam LX delivers natural skin tones and a radiant look for your streams while illuminating your space with LI...

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Original price $206.99 - Original price $206.99
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Original price $2,078.99 - Original price $2,078.99
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Lenovo - Yoga Book 9i 2-in-1 14" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 Processor - 16GB RAM - 1TB SSD - Tidal Teal

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,078.99 - Original price $2,078.99
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Original price $58.99 - Original price $58.99
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PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mushroom Kingdom

PowerA

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $58.99 - Original price $58.99
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Original price $104.99 - Original price $104.99
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Amazfit - Bip 6 Smartwatch 46mm Silicone - Stone - (2025)

Amazfit

Up to 14 Days of Battery LifeEnjoy extended usage with up to 14 days of typical use or up to 26 days in battery saver mode—keeping you powered thro...

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Original price $104.99 - Original price $104.99
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Original price $48.99 - Original price $48.99
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NEXT - Ultimate Starter Kit for Nintendo Switch 2 Switch - Gray/Black

NEXT

Travel CaseCustom-fit to work seamlessly with both Switch and Switch 2 keeping your console and games safe wherever you goThumbsticksBoost control ...

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Original price $48.99 - Original price $48.99
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Original price $24.99 - Original price $24.99
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NEXT - Universal Joy-Con 2 and Joy-Con Racing Wheel 2-Pack for Mario Kart and other racing games for Nintendo Switch 2 Switch - Orange/Blue

NEXT

Enhance your Mario Kart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and OrangeNo batteries ...

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Original price $24.99 - Original price $24.99
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Original price $1,424.99 - Original price $1,424.99
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Acer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5060 16GB 1TB - Obsidian Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $1,424.99 - Original price $1,424.99
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Original price $965.99 - Original price $965.99
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Dell - Plus - Copilot+ PC - 16" 2K Touchscreen Laptop - AMD Ryzen AI 7 350 2025 - 32GB Memory - 1TB Storage - Ice Blue

Dell

Intuitive working capabilitiesCreate and edit on an expansive 1610 screen as you tackle complex data sheets or work with multiple windows side by ...

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Original price $965.99 - Original price $965.99
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Original price $632.99 - Original price $632.99
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Lenovo - IdeaPad Slim 3x - Copilot+ PC - 15.3" 2k Touchscreen Laptop - Snapdragon X X1-26-100 2025 - 16GB Memory - 256GB SSD - Luna Grey

Lenovo

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $632.99 - Original price $632.99
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Original price $847.99 - Original price $847.99
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Microsoft - Surface Pro - Copilot+ PC - 12" Touchscreen - Snapdragon X Plus - 16GB Memory - 512GB UFS - Device Only - Violet

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $847.99 - Original price $847.99
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$847.99
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Current price $847.99
Original price $65.99 - Original price $65.99
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$65.99
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Current price $65.99

WHOOP SportFlex Accessory Band - Compatible with One and Peak - Gravity

Whoop

BUILT FOR HIGH PERFORMANCE SportFlex is designed with waterproof sweatproof and dirtproof silicone. It’s highly durable and designed to withstand y...

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Original price $65.99 - Original price $65.99
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$65.99
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Current price $65.99
Original price $22.99 - Original price $22.99
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$22.99
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Current price $22.99

NEXT - Precision Thumbstick 8-Pack for Nintendo Switch Nintendo Switch 2 Joy-Cons - Multi Color

NEXT

Enhanced grip and precisionMid-rise medium arc option with improved control quickness for Joy-Con 2 Joy-Con controllersFast ControlHigh-rise maxi...

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Original price $22.99 - Original price $22.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.