2024 Holiday Gift Guide
There is something for everyone at Finance My Cart!
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Insignia - 24" Class F40 Series LED Full HD (1080p) Smart Fire TV
InsigniaFull HD (1080p) resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easi...
View full detailsLenovo - Yoga 7 2-in-1 - Copilot+ PC - 14" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 340 2025 - 16GB Memory - 512GB SSD - Seashell
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsInsignia - 5.1.2 Channel Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX Bluetooth - Black
InsigniaNo Cords Just PowerDitch the clutter of audio cables. With wireless satalite surround speakers and wireless subwoofer connections just plug into po...
View full detailsSteelSeries - Aerox 3 Wireless Optical Gaming Mouse with Super Mesh Detachable USB-C Connectivity - Wireless - CS2 Dragon Lore Edition
Steel SeriesCS2 Dragon Lore EditionLimited Edition gaming mouse featuring design inspired by one of the rarest and most coveted skins in all of gaming the AWP ...
View full detailsASUS - TUF T500 Gaming Desktop - Intel Core i5 13420H - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Eclipse Gray
ASUSGame with Windows 11 HomeWindows 11 Home brings powerful tools and a streamlined interface designed for high-performance gaming and productivity. W...
View full detailsInsignia - 32" Class F20 Series LED HD (720p) Smart Fire TV
Insignia720p resolutionView your favorite movies shows and games in full high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...
View full detailsAmazfit - Active 2 Smartwatch 44mm Silicone - Black - (2025)
AmazfitUp to 10 Days of Battery LifeStay powered through your week with up to 10 days of typical use or extend to 19 days in battery saver mode. For conti...
View full detailsAlienware - Area-51 18" 300Hz QHD+ - Intel Core Ultra 9 275HX with 32GB Memory
AlienwareUnapologetic powerArea-51 was intentionally designed to reach new performance horizons by enabling higher graphics and processor power limits.Game ...
View full detailsLG - 43" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)
LGDynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsAmazfit - Balance 2 XT Smartwatch 47mm Silicone - Gray / Black - (2025)
AmazfitUp to 21 Days of Battery LifeStay powered through long weeks and tough workouts with up to 21 days of typical usage or extend battery life even fur...
View full detailsLenovo - Yoga Pro 9i 16" 2.8K OLED Touchscreen Laptop - Intel Core Ultra 9 2025 - NVIDIA GeForce RTX 5050 - 32GB RAM - 1TB - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Yoga Pro 9i Aura Edition 16" 3.2K OLED Laptop - Intel Core Ultra 9 285H 2025 - NVIDIA GeForce RTX 5060 - 32GB RAM - 1TB - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsHori - Piranha Plant Camera for Nintendo Switch 2
HoriCompatibilityCompatible with TV mode portable mode and tabletop modeAdjustableFlexible neck and mouth that can open and closeContentsIncludes USB-C...
View full detailsAmazfit - T-Rex 3 Smartwatch 48mm Silicone - Black - (2025)
AmazfitUp to 20 Days of Battery LifeStay charged for longer with up to 20 days of typical use or up to 45 days in battery saver mode—perfect for extended ...
View full detailsLenovo - Legion Pro 5 16" 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5060 - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsSkytech Gaming - KING95 Gaming Desktop PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5060 Ti 16GB - 1TB NVMe SSD - White
Skytech GamingWindows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...
View full detailsSCUF - ENVISION PRO v2 Wireless Gaming Controller for PC with Anti-Drift Thumbsticks - Steel Gray
SCUFFour Rear Remappable PaddlesKeeps your thumbs on the sticks for faster reactions.Five Fully Remappable G-KeysFor advanced macros and Corsair iCUE i...
View full detailsHP OMEN - 27" IPS QHD 280Hz FreeSync Premium and G-SYNC Compatible Gaming Monitor with Adjustable Height (DisplayPort HDMI) - Black
HPQuad HD ResolutionGet lost in the captivating definition and sharp details of 3.7 million pixels. 2560 x 1440 Quad HD resolution transforms all you...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Ocean
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsLenovo - LOQ 15.6" Full HD Gaming Laptop - Intel Core i7-13650HX 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Luna Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLenovo - Idea Tab Pro with Tab Pen Plus - 12.7" Tablet - 256GB - Luna Grey
LenovoImmersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...
View full detailsiBUYPOWER - Element Gaming Desktop PC - AMD Ryzen 7 8700F NVIDIA GeForce RTX 5060 8GB 16GB DDR5 RGB1TB NVMe - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsPolaroid - Now+ Instant Camera Generation 3 - Black
PolaroidOptimized exposures to take sharper pictures in bright lighting.Thanks to ranging sensor flash and autofocus upgrades our Gen 3 cameras now take cl...
View full detailsPolaroid - Now Gen 3 Instant Camera + Color Film Bundle (8 Photos) - Pebble White
PolaroidIconic Polaroid design.The classic Polaroid look you know and love now made from more future-friendly materials.8x Polaroid Color PhotosIncludes on...
View full detailsASUS - ROG Strix GS-BE18000 Tri-Band Wi-Fi 7 Gaming Router - Black
ASUSAFC Powers Up 6 GHzAutomated Frequency Coordination (AFC) lets the ROG STRIX GS-BE18000 use more 6 GHz power to increase coverage improved stabilit...
View full detailsHP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsNEXT - Joy-Con 2 Charging Grip for Nintendo Switch 2 - Black
NEXTPlay AND chargeKeeps Joy Con 2 controllers powered during gaming sessions so you never swap mid gameQuick-Attach SystemEasily snap-in and secure ea...
View full detailsLenovo - Legion Pro 5 16" 2.5K Gaming Laptop - AMD Ryzen 9 8945HX 2023 - NVIDIA GeForce RTX 5060 - 16GB Memory - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 512GB Storage - Violet
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsSony - BRAVIA Theater Rear 8 wireless rear speakers 2025 - Black
Sony360 spatial sound with compatible soundbarsPair BRAVIA Theater Rear 8 with compatible Sony soundbars BRAVIA Theater Bar 9 BRAVIA Theater Bar 8 HT-A...
View full detailsLenovo - Yoga Slim 9i - Copilot+ PC - 14" 4K 120Hz OLED Touchscreen Laptop - Intel Core Ultra 7 258V 2024 - 32GB RAM - 1TB SSD - Tidal Teal
LenovoCopilot+ PCs. A new AI era begins.New AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on C...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.