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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $1,019.99 - Original price $1,019.99
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    Samsung QN55Q70DAF Q70D Series - 55" Class (54.6" viewable) LED-backlit LCD TV - QLED - 4K

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content.100 Color Volume with Quantum DotTake...

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    Original price $1,019.99 - Original price $1,019.99
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  • Original price $548.99 - Original price $548.99
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    LG 43UR340C9UD UR340C Series - 43" LED-backlit LCD TV - 4K - for digital signage

    LG Electronics

    43" UHD (3840x2160)with HDR for vivid colors built-in speakers.ATSC digital tuner to connect youwith free-to-air HD television signals in North Am...

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    Original price $548.99 - Original price $548.99
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  • Original price $681.99 - Original price $681.99
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    LG 43UR640S9UD UR640S Series - 43" LED-backlit LCD TV - 4K - for digital signage

    LG Electronics

    The UR640S Series supportsCrestron Connected for high compatibility with professional AV controls.With a resolution that is four times higher than ...

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    Original price $681.99 - Original price $681.99
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    Glorious - Model O Minus Wireless Optical Honeycomb RGB Gaming Mouse - Matte Black

    Glorious

    Size styleFeature-rich lightweight mouse for gaming ideal for medium and large hands. Built for speed control and comfort for optimal weight and d...

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    Original price $69.99 - Original price $69.99
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  • Original price $1,260.99 - Original price $1,260.99
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    LG gram 16 2in1 Laptop - Intel Evo 13th Gen Intel Core Processor i7 with 32GB RAM - 1TB NVMe SSD - Black - Black

    LG

    Windows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...

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    Original price $1,260.99 - Original price $1,260.99
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    Sony - 27 INZONE M9 II 4K 160Hz 1ms GtG Full Array Local Dimming NVIDIA G-SYNC Gaming Monitor with HDR - Black

    Sony

    Enhanced contrast with Full Array Local DimmingFull Array Local Dimming backlight technology allows select areas of the monitor to be selectively d...

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    Original price $819.99 - Original price $819.99
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  • Original price $177.99 - Original price $177.99
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    Crucial P310 - SSD - 2 TB - PCIe 4.0 x4 (NVMe)

    Crucial

    Shift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...

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    Original price $177.99 - Original price $177.99
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  • Original price $910.99 - Original price $910.99
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    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Large - Black - (2024)

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - S/M - Black - (2024)

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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  • Original price $527.99 - Original price $527.99
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    Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Ink Sport Loop - Jet Black - (2024)

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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  • Original price $1,532.99 - Original price $1,532.99
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    Apple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,532.99 - Original price $1,532.99
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  • Original price $601.99 - Original price $601.99
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    Samsung Galaxy S24 FE - graphite - 5G smartphone - 128 GB - GSM

    Samsung

    Move it. Remove it. Improve it.Take a great pic then make it better using Photo Assist with Galaxy AI. It gives you suggestions for improving your ...

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    Original price $601.99 - Original price $601.99
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  • Original price $3,044.99 - Original price $3,044.99
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    ASUS ProArt P16 OLED H7606WI-PB99T - 16" - AMD Ryzen AI 9 - HX 370 - 64 GB RAM - 2 TB SSD

    ASUS

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $3,044.99 - Original price $3,044.99
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  • Original price $746.99 - Original price $746.99
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    SONOS SUB (Gen 4) - Black - Black

    Sonos Inc

    Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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    Original price $746.99 - Original price $746.99
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  • Original price $474.99 - Original price $474.99
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    XFX - SPEEDSTER QICK319 AMD Radeon RX 7700XT BLACK 12GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    GDDR6 Memory for advanced gamingEquipped with 12GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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    Original price $474.99 - Original price $474.99
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  • Original price $231.99 - Original price $231.99
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    Razer Wolverine V3 Pro - gamepad - wireless wired

    Razer

    4 Mouse Click Back Paddles 2 Claw Grip Bumpers 6 Remappable Buttons to Outplay Them AllEnjoy the same ultra-responsive actuation found in our top ...

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    Original price $231.99 - Original price $231.99
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  • Original price $89.99 - Original price $89.99
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    Rocketfish - 15' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black - Black

    Rocketfish

    Ultra High-Speed HDMI CableEnsure performance at the highest standards with HDMI 2.1 Certification featuring up to 48 Gbps of bandwidth.Superior re...

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    Original price $89.99 - Original price $89.99
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  • Original price $179.99 - Original price $179.99
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    SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black

    Steel Series

    QUICK-SWITCH WIRELESSHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.ACTIVE NOISE CANCELLATION4-mic hyb...

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    Original price $179.99 - Original price $179.99
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  • Original price $1,532.99 - Original price $1,532.99
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    Apple - MacBook Air 13-inch Apple M3 chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.BUILT FOR APPLE INT...

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    Original price $1,532.99 - Original price $1,532.99
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  • Original price $597.99 - Original price $597.99
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    Apple Watch Series 9 GPS + Cellular 45mm Aluminum Case with Midnight Sport Band (Small/Medium) - Midnight - (2023)

    Apple

    WHY APPLE WATCH SERIES 9—Your essential companion for a healthy life is now even more powerful. The S9 chip enables a superbright display and a mag...

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    Original price $597.99 - Original price $597.99
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  • Original price $324.99 - Original price $324.99
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    LG 43UT7590PUA UT75 Series - 43" Class (42.5" viewable) LED-backlit LCD TV - 4K

    LG Electronics

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.webOS 24 and LG ChannelsNo matter...

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    Original price $324.99 - Original price $324.99
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  • Original price $478.99 - Original price $478.99
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    Furrion - 130W Aurora 2.1 Outdoor Soundbar w/ Wireless Subwoofer Bundle - Black

    Furrion

    MultichannelSix speaker system with bass radiator for powerful sound outputPowerful130W of explosive high-definition audioSubwooferWireless 8" subw...

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    Original price $478.99 - Original price $478.99
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    TP-Link Archer TX1800U Nano V1.6 - network adapter - USB 2.0

    TP Link

    Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

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    Original price $53.99 - Original price $53.99
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  • Original price $81.99 - Original price $81.99
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    Razer - Ornata V3 Full-Size Wired Mecha-Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

    Razer

    Low-profile KeysWith slimmer keycaps and shorter switches enjoy natural hand positioning that allows for long hours of use with little strain.Razer...

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    Original price $81.99 - Original price $81.99
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  • Original price $910.99 - Original price $910.99
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    Apple Watch Ultra 2 GPS + Cellular 49mm Titanium Case with Indigo Alpine Loop  (Medium) - Silver - (2023)

    Apple

    WHY APPLE WATCH ULTRA 2—Rugged capable and built to meet the demands of endurance athletes outdoor adventurers and water sports enthusiasts—with a ...

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    Original price $910.99 - Original price $910.99
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  • Original price $666.99 - Original price $666.99
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    Hisense - 55" Class U6 Series Mini-LED 4K UHD QLED Smart Google TV (2024)

    HISENSE

    Mini-LED with Full Array Local DimmingExperience the latest in backlight technology. Mini-LED is big on details showing you the stars in the night ...

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    Original price $666.99 - Original price $666.99
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  • Original price $1,473.99 - Original price $1,473.99
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    ASUS ZenBook Duo UX8406MA-DS76T - AI Ready - 14" - Intel Core Ultra 7 - 155H - Evo - 16 GB RAM - 1 TB SSD

    ASUS

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,473.99 - Original price $1,473.99
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  • Original price $1,079.99 - Original price $1,079.99
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    LG 65QNED85TUA QNED85 Series - 65" Class (64.5" viewable) LED-backlit LCD TV - QNED - 4K

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,079.99 - Original price $1,079.99
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  • Original price $1,324.99 - Original price $1,324.99
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    Hisense - 65" Class U8 Series Mini-LED 4K UHD QLED Smart Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details with ...

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  • Original price $1,156.99 - Original price $1,156.99
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    Hisense - 55" Class U8 Series Mini-LED 4K UHD QLED Smart Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details you c...

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    Original price $1,156.99 - Original price $1,156.99
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  • Original price $1,066.99 - Original price $1,066.99
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    Hisense - 75" Class U6 Series Mini-LED 4K UHD QLED Smart Google TV (2024)

    HISENSE

    Mini-LED with Full Array Local DimmingExperience the latest in backlight technology. Mini-LED is big on details showing you the stars in the night ...

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    Original price $1,066.99 - Original price $1,066.99
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    LG - 65" Class NanoCell 75UQA Series LED 4K UHD Smart webOS TV (2022)

    LG

    NanoCell DisplayClearly experience a vivid world of color with deep black.A Billion Rich ColorsColor your world with over a billion colors for a li...

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  • Original price $479.99 - Original price $479.99
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    Sauder - Palladia Corner Credenza for TVs up to 60" - Glacier Oak

    Sauder

    Construction materialsWood and particleboard construction with an oak finish. Provides a durable yet stylish look.Compatibility TV sizeHolds your f...

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  • Original price $1,065.99 - Original price $1,065.99
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    LG - gram 16" Laptop - Intel Evo 13th Gen Intel Core i7-1360P - 16GB RAM - 1TB SSD - Charcoal Gray

    LG

    Windows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...

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    Original price $1,065.99 - Original price $1,065.99
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  • Original price $56.99 - Original price $56.99
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    Logitech - G840 Cloth Gaming Mouse Pad with Rubber Base (Extra Large) - Black

    Logitech

    Extra large mouse padConsistent height across your desktop lets you to position your gaming keyboard however you like without it getting in the way...

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    Original price $56.99 - Original price $56.99
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  • Original price $324.99 - Original price $324.99
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    Insignia - TV Stand for Most Flat-Panel TVs Up to 75" - Gray

    Insignia

    Supports TVs up to 75"Sturdy mount and top shelf supports most flat screen TVs up to 75 in. (190.5 cm) and 100 lbs. (45.4 kg).Integrated flat-panel...

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    Original price $324.99 - Original price $324.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.