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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $2,172.99 - Original price $2,172.99
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    Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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    Original price $2,172.99 - Original price $2,172.99
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  • Original price $1,027.99 - Original price $1,027.99
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    LG UltraGear 34" OLED Curved WQHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

    LG

    Get Into The Action Like Never BeforeWith a large 34 display 219 aspect ratio and a dramatic curved OLED screen you’ll feel like you’re actually in...

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    Original price $1,027.99 - Original price $1,027.99
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  • Original price $527.99 - Original price $527.99
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    Apple Watch Series 10 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2024)

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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    Original price $527.99 - Original price $527.99
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  • Original price $1,342.99 - Original price $1,342.99
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    Alienware - AW3225QF 31.6" Quantum Dot OLED Curved Gaming Monitor - 240Hz - NVIDIA G-Sync - VESA - HDMI USB-C - Lunar Light

    Alienware

    OLED Display with Quantum Dot Display TechnologyQuantum Dot Display Technology with OLED enables a slim panel design and delivers a superior color ...

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    Original price $1,342.99 - Original price $1,342.99
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  • Original price $474.99 - Original price $474.99
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    Hisense - 65" Class A7 Series LED 4K UHD HDR WCG Google TV

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Original price $474.99 - Original price $474.99
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  • Original price $2,443.99 - Original price $2,443.99
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    Dell - Alienware Aurora R16 Desktop Intel Core i7 processor 14700KF Nvidia GeForce RTX 4070 Super - 32GB Memory 1TB SDD - Black

    Alienware

    240 MM HEAT EXCHANGERGame cool and quietly thanks to a 240mm heat exchanger that heightens the system’s thermal resistance and ensures temperatures...

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    Original price $2,443.99 - Original price $2,443.99
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  • Original price $998.99 - Original price $998.99
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    iBUYPOWER Scale Gaming Desktop PC - Intel Core i5 14400F - NVIDIA GeForce RTX 4060 8GB - 16GB DDR5 RGB - 1TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $998.99 - Original price $998.99
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  • Original price $104.99 - Original price $104.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

    Sony

    Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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    Original price $104.99 - Original price $104.99
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  • Original price $254.99 - Original price $254.99
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    Nintendo - Switch 32GB Lite - Blue

    Nintendo

    Compact lightweight handheld systemAvailable in a range of fun colorsOnline and local wireless multiplayerNintendo Switch is the home of Mario fri...

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    Original price $254.99 - Original price $254.99
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  • Original price $246.99 - Original price $246.99
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    ViewSonic VX3218C-2K - LED monitor - curved - QHD - 32" - HDR

    ViewSonic

    ViewSonic VX3218C-2K - LED monitor - gaming - curved - 32" (31.5" viewable) - 2560 x 1440 QHD 165 Hz - MVA - 250 cd/m² - 35001 - HDR10 - 1 ms - 2x...

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    Original price $246.99 - Original price $246.99
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  • Original price $955.99 - Original price $955.99
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    Samsung BE75D-H BED-H Series - 75" LED-backlit LCD TV - Crystal UHD - 4K - for digital signage

    Samsung

    Samsung BE75D-H - 75" Diagonal Class BED-H Series LED-backlit LCD TV - Crystal UHD - digital signage - Smart TV - Tizen OS - 4K UHD (2160p) 3840 x ...

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    Original price $955.99 - Original price $955.99
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  • Original price $359.99 - Original price $359.99
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    Microsoft Xbox Series S - game console - 512 GB SSD - robot white

    Microsoft

    Microsoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white

    Original price $359.99 - Original price $359.99
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  • Original price $75.99 - Original price $75.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment Emerald (2024 release) - Emerald

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $75.99 - Original price $75.99
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  • Original price $298.99 - Original price $298.99
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    Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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    Original price $298.99 - Original price $298.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $620.99 - Original price $620.99
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    ASUS - ROG Ally 7" 120Hz FHD 1080p Gaming Handheld - AMD Ryzen Z1 Extreme Processor - 512GB - White

    ASUS

    Easier to playMore games. Better graphics. Higher performance. Wherever the limit is with gaming you’re closer to it with Windows 11.Stunningly bea...

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    Original price $620.99 - Original price $620.99
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  • Original price $254.99 - Original price $254.99
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    Sony - DualSense Edge Wireless Controller - Black White

    Sony

    Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules so you’re always playing with equipment that’s in great s...

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    Original price $254.99 - Original price $254.99
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  • Original price $212.99 - Original price $212.99
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    Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $212.99 - Original price $212.99
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  • Original price $4,403.99 - Original price $4,403.99
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    Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $4,403.99 - Original price $4,403.99
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  • Original price $538.99 - Original price $538.99
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    Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

    Insignia

    3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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    Original price $538.99 - Original price $538.99
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  • Original price $194.99 - Original price $194.99
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    TCL - 40" Class S3 S-Class 1080p FHD HDR LED Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $194.99 - Original price $194.99
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  • Original price $2,125.99 - Original price $2,125.99
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    MSI - Aegis R2 Gaming Desktop - Intel Core i7-14700F - 32GB Memory - NVIDIA GeForce RTX 4070 TI Super- 1TB SSD - Black

    MSI

    Windows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Core i7-14700FThe new Intel 14th-Gen Raptor Lake CPU b...

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    Original price $2,125.99 - Original price $2,125.99
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  • Original price $542.99 - Original price $542.99
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    HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $542.99 - Original price $542.99
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  • Original price $359.99 - Original price $359.99
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    Nintendo Switch Mario Kart 8 Deluxe Bundle - Multi

    Nintendo

    6.2 screenThree play modes TV tabletop and handheldDetachable Joy-Con controllersNintendo Switch is the home of games starring Mario and friendsMar...

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    Original price $359.99 - Original price $359.99
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  • Original price $82.99 - Original price $82.99
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    Super Smash Bros. Ultimate - Nintendo Switch

    Nintendo of America

    New stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...

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    Original price $82.99 - Original price $82.99
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  • Original price $3,317.99 - Original price $3,317.99
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    LG - 98 Class UT90 Series LED 4K UHD Smart webOS TV (2024)

    LG

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿8 AI Processor 4KGet wrapped up ...

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    Original price $3,317.99 - Original price $3,317.99
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  • Original price $416.99 - Original price $416.99
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    Microsoft Xbox Series S - game console - 1 TB SSD - robot white

    Microsoft

    Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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    Original price $416.99 - Original price $416.99
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  • Original price $309.99 - Original price $309.99
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    Apple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $309.99 - Original price $309.99
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    $309.99
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  • Original price $2,002.99 - Original price $2,002.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,002.99 - Original price $2,002.99
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    $2,002.99
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  • Original price $416.99 - Original price $416.99
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    Microsoft - Xbox Series S 1TB All-Digital Console (Disc-Free Gaming) - Robot White

    Microsoft

    Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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    Original price $416.99 - Original price $416.99
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  • Original price $277.99 - Original price $277.99
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    Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream

    Samsung

    Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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    Original price $277.99 - Original price $277.99
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  • Original price $465.99 - Original price $465.99
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    Samsung - Galaxy Tab S9 FE+ - 12.4" 128GB - Wi-Fi - with S-Pen - Gray

    Samsung

    A screen for all your passionsBe blown away by the large 12.4" screen. There’s plenty of room to follow your passions whether you're taking an onli...

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    Original price $465.99 - Original price $465.99
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  • Original price $37.99 - Original price $37.99
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    System Shock - PlayStation 5

    PLAION

    Face offFace off against the forces of a rogue AI gone mad.Improve your skillsImprove your skills and adapt to take on your foes.DiscoverDiscover a...

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    Original price $37.99 - Original price $37.99
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  • Original price $2,483.99 - Original price $2,483.99
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    Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

    View full details
    Original price $2,483.99 - Original price $2,483.99
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  • Original price $787.99 - Original price $787.99
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    CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - AMD Radeon RX 6500 XT 4GB - 1TB SSD - Black

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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    Original price $787.99 - Original price $787.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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    Current price $1,322.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.