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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $206.99 - Original price $206.99
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ASUS - Vivobook Go 14 14" FHD Laptop - Intel Celeron N4500 - 4GB Memory - 128GB eMMC - Star Black

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $206.99 - Original price $206.99
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Original price $891.99 - Original price $891.99
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HP - OmniBook X Flip 2-in-1 - Copilot+ PC - 16" 2K Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Eclipse Gray

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $342.99 - Original price $342.99
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Meta Quest 3S 128GB- The Walking Dead Saints Sinners Bundle- Dive into Virtual Reality

Meta

GET THE WALKING DEAD SAINTS AND SINNERS WHEN YOU BUY META QUEST 3S 128 GBTravel through the ruins of walker-infested New Orleans as you fight sneak...

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Original price $342.99 - Original price $342.99
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GoTrax - XR ADVANCE Lightweight Electric Scooter w/14mi Max Operating Range 15.5mph Max Speed - Black

GoTrax

Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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Original price $283.99 - Original price $283.99
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Original price $188.99 - Original price $188.99
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Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $188.99 - Original price $188.99
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MSI - Aegis Z2 Gaming Desktop - R7-8700F - 16GB Memory - NVIDIA GeForce RTX 5060 - 2TB SSD - Black

MSI

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new features.AMD R7-8700FThe AMD R7-8700F processor delivers enhanced mu...

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Original price $561.99 - Original price $561.99
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Meta Quest 3 512GB — Dive into Mixed Reality — White

Meta

The ultimate Meta QuestEnjoy the Infinite Display for the widest and expansive field of view of any Quest 4K + Infinite Display more storage and pr...

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Original price $561.99 - Original price $561.99
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Original price $2,332.99 - Original price $2,332.99
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Alienware - 16X Aurora - 16" 2.5K Gaming Laptop - Intel Core Ultra 9 275HX - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB Storage - Interstellar Indigo

Alienware

Brilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness on the AC16251.Intelligent processingIntel Core Ultra ...

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NEXT - Precision Thumbstick 8-Pack for Nintendo Switch 2 Pro Controllers Joy-Cons - Multi Color

NEXT

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableC...

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Original price $1,137.99 - Original price $1,137.99
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iBUYPOWER - Slate Gaming Desktop PC

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,137.99 - Original price $1,137.99
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Original price $799.99
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Samsung - 70 Class DU7200 Series Crystal UHD 4K Smart Tizen TV (2024)

Samsung

PurColorSee a wide spectrum of colors than traditional RGB models with PurColor . From green turf to an amazing sunset you’ll enjoy true to life pi...

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Original price $541.99 - Original price $541.99
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GoTrax - FLEX VOYAGER Electric Scooter w/16mi Operating Range 15.5mph Max Speed - Gray

GoTrax

Cushioned SeatComfort at its finest. Let the electric scooter do the work as you sit back and just enjoy the ride.Storage basketEnjoy extra room fo...

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Original price $541.99 - Original price $541.99
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Original price $329.99 - Original price $329.99
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GoTrax - XR PRO Commuting Electric Scooter w/18mi Max Operating Range 18mph Max Speed - Black

GoTrax

Digital displayClear and easy readouts on speed cruise control and your headlight. Our Digital display gives you the necessary information on your ...

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Original price $329.99 - Original price $329.99
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Original price $299.99
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Current price $229.99
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Current price $229.99

Insignia - 50-inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4k Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $299.99
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Current price $229.99
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Original price $1,665.99 - Original price $1,665.99
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Apple - MacBook Pro 14-inch Laptop - Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Silver

Apple

SUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...

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Original price $1,665.99 - Original price $1,665.99
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Original price $68.99 - Original price $68.99
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Fire 7 Kids - 7" Tablet (2023) 16GB with Amazon Kids+ (6 Month Subscription) - Purple

AMAZON

Full Featured TabletGet a full-featured tablet (not a toy) for kids ages 37 6 months of Amazon Kids+ content and a Kid-Proof Case with a built-in s...

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Contixo - F33 Vortex 4K GPS Drone with 2-Axis Gimbal 6KM Range 40-Min Flight 5.5" HD Screen Brushless Motor - Dark Gray

Contixo

4K UHD Camera with 2-Axis Gimbal and EISCapture breathtaking 38402160 video with a 70 wide lens and 80 adjustable angle. The 2-axis gimbal and buil...

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Original price $865.99 - Original price $865.99
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HP - 15.6" Full HD Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Natural Silver

HP

15.6-in FHD DisplayAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. AMD FreeSync T...

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Original price $621.99 - Original price $621.99
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Original price $229.99 - Original price $229.99
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Sony Interactive Entertainment - PlayStation Portal Remote Player - White

Sony

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a WiFi network letting you jum...

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Original price $229.99 - Original price $229.99
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Original price $799.99
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Current price $729.99
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Xbox Series X 1TB Console with Xbox Wireless Controller - 4K Gaming - 120FPS - Xbox Series X

Microsoft

Experience brighter worlds vivid imagery and sharper details with 4K gaming and up to 120 FPS that makes everything feel so real it’s unreal.Quick ...

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Original price $717.99 - Original price $717.99
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Roku - 75" Class Select Series 4K LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 75" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $717.99 - Original price $717.99
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Original price $359.99 - Original price $359.99
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Sony - PlayStation VR2 - Multi

Sony Computer Entertainment Am

Cutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...

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Original price $359.99 - Original price $359.99
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Original price $81.99 - Original price $81.99
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HyperX - Cloud Stinger Core Wireless Gaming Headset for PC PS5 and PS4 - White

HyperX

Gaming-grade wirelessWireless connectivity frees up space from cords and lets you step away from your system while staying in voice chat or listeni...

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Original price $81.99 - Original price $81.99
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Original price $499.99
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Current price $429.99
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Current price $429.99

Roku - 55" Class 4K HDR LED Smart RokuTV (2025)

Roku

A treat for the eyesSharp 4K brings out rich detail on our 55" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...

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Original price $499.99
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Current price $429.99
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Original price $249.99
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Current price $229.99
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Current price $229.99

Sony - PlayStation Portal Remote Player - White

Sony

Put Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over your home Wi-Fi1 letting you j...

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Original price $249.99
Original price $249.99 - Original price $249.99
Original price $249.99
Current price $229.99
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Current price $469.99
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Nintendo - Switch OLED Model w/Joy-Con - White

Nintendo

Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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Current price $469.99
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Original price $225.99 - Original price $225.99
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Acer - Nitro ED273U 27" 1000R Curved WQHD 180Hz 0.5ms FreeSync Gaming Monitor

Acer

Vibrant ImagesCrisp true-to-life colors come alive in WQHD resolution. Movies and games appear more real and dramatic and small details and text ar...

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Original price $225.99 - Original price $225.99
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$225.99
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Original price $799.99
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Current price $749.99
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LG - 65" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...

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Original price $799.99
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Original price $983.99 - Original price $983.99
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MSI - NVIDIA GeForce RTX 5070 Ti 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5070 Ti graphics processing unit (GPU) with boost clock.16GB GDDR716GB ...

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Original price $983.99 - Original price $983.99
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Original price $118.99 - Original price $118.99
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$118.99
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Current price $118.99

Acer - AOPEN 23.8 LED FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

Acer

Vibrant imagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...

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Original price $118.99 - Original price $118.99
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$118.99
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Original price $879.99
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Current price $829.99
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TCL 75" QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $879.99
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Original price $879.99
Current price $829.99
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Original price $407.99 - Original price $407.99
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AMD - Ryzen 9 7900X 12-Core - 24-Thread 4.7 GHz (5.6 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD

AMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...

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Original price $407.99 - Original price $407.99
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Original price $279.99
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Current price $229.99
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Current price $229.99

SAMSUNG 32 Class Full HD F6000F 4K Smart TV (2025)

Samsung

HDRSee your content as it’s meant to be seen-from the subtle highlights in a dark moody alleyway to the deep shadows cast on a bright and sunny aft...

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Original price $279.99
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Original price $279.99
Current price $229.99
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Original price $185.99 - Original price $185.99
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$185.99
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MB Quart - Premium 6-1/2" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black

MB Quart

Handles up to 110W max power (55W nominal)Provides rich sound.Aerated paper woofer cone with mica blendImproves sensitivity while reducing distorti...

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Original price $185.99 - Original price $185.99
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Original price $172.99 - Original price $172.99
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Crucial P310 - SSD - 2 TB - PCIe 4.0 x4 (NVMe)

Crucial

Shift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...

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Original price $172.99 - Original price $172.99
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Original price $617.99 - Original price $617.99
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Insignia - 75" Class QF Series QLED 4K UHD Smart Fire TV

Insignia

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.QLEDQuantum Dot Technology enhances brightness and color ...

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Original price $617.99 - Original price $617.99
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Current price $617.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.