2024 Holiday Gift Guide
There is something for everyone at Finance My Cart!
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HP OMEN - 35L Gaming Desktop - AMD Ryzen 7 8700F - 32GB DDR5 Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Panda Metal
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsLEGO - Animal Crossing Goldie’s Cozy House Kids Toy 77058
LegoGoldie's cozy retreatYoung gamers ages 6 years old and up can build the LEGO Animal Crossing Goldie's Cozy House (77058) construction set perfect f...
View full detailsMicrosoft - Surface Laptop - Copilot+ PC - 13" Touchscreen - Snapdragon X Plus 2025 - 16GB - 256B Storage - Platinum
MicrosoftCopilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...
View full detailsiBUYPOWER - Slate Gaming Desktop PC - AMD Ryzen 7 9700X AMD Radeon RX 9060XT 8GB 32GB DDR5 RGB1TB NVMe SSD - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsLG - gram Book 15" Laptop - Intel Core i5-1334U with 8GB Memory - 512GB SSD - Titan Silver
LGHeavy on specs. Light on weight.Slim and light the LG gram Book laptop slips into your bag without weighing you down—perfect for commutes coffee sh...
View full detailsMSI - Aegis Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black
MSIWindows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...
View full detailsPowerA - Advantage Wired Controller for Nintendo Switch 2 with Lumectra - White
PowerAGhost RGB LED Lighting Brings your controller to life with new innovative full-faced Ghost RGB lighting technology. Thousands of color combinations...
View full detailsJVC - In-Ear Headphones HAFR9UCB - Black
JVCUSB-C ConnectionUSB-C connection for easy connection to devicesBuilt-In DACBuilt-In DAC reduces noise and improves sound qualityDelay-FreeEnjoy wat...
View full detailsHP OMEN - 16" 2K 144Hz Gaming Laptop - Intel Core Ultra 7 255H with AI Boost - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsTCL - 50" Class QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the new TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsPowerA - Advantage Wired Controller for Nintendo Switch 2 - Black
PowerAHall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...
View full detailsMSI - Codex Z2 Gaming Desktop - R7-8700F - 32GB Memory - NVIDIA GeForce RTX 5070 - 2TB SSD - Black
MSIWindows 11 Operating SystemEquipped with brand new Windows 11 with all its new featuresAMD R7-8700FThe AMD R7-8700F processor delivers enhanced mul...
View full detailsHori - Premium Screen Protective Filter for Nintendo Switch 2
HoriProtect EnhanceScratch-resistant 9H Super Hardness and Blue Light Cut functionClarityCrystal-clear high quality film made in JapanSpecially Design...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 9700X - AMD Radeon RX 9060 XT 8GB - 16GB DDR5 - 2TB PCIe 4.0 SSD - White
CyberPowerPCGet a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...
View full detailsRocketfish - 8 ft. Non-Polarized Braided Power Cord - Black
RocketfishReplaces missing or damaged cordsWorks with popular electronics including PlayStation 5 and Xbox Series X and S gaming systems that have a non-pol...
View full detailsCrucial - X10 2TB External USB-C SSD - Blue
CrucialStore more than beforeWith up to 6 or even 8TB of storage the Crucial X10 Portable SSD offers extensive space for storing your files photos games v...
View full detailsRoku - 43" Class Select Series 4K LED Smart RokuTV (2025)
RokuA treat for the eyesSharp 4K brings out rich detail on our 43" flat screen TV while colors pop off in lifelike clarity with HDR10. Roku Smart Pictu...
View full detailsLenovo - Legion 5i 15.1" OLED 2K Gaming Laptop - Intel Core i7 14700HX - NVIDIA GeForce RTX 5050 - 16GB Memory - 1TB SSD - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsLEGO - Fortnite Klombo Kids Toy Building Set 77077
LegoKLOMBO HAS ARRIVEDKids ages 10+ can build an enormous LEGO Fortnite creature from the battle royale gamePEELY ORO MINIFIGURESPeely and Oro can rid...
View full detailsDenon - AVR-S670H (75W X 5) 5.2-Ch. with HEOS 8K Ultra HD and HDR Compatible AV Home Theater Receiver with Alexa - Black
DenonElevated Home EntertainmentThe Denon AVR-S670H 5.2 Receiver supports 8K/60Hz 4K/120 pass-through for pristine video quality. With Dolby TrueHD Dol...
View full detailsNEXT - Universal Mobile Power Pack for Nintendo Switch 2 and Switch - Black
NEXTTravel friendlyCharge and play your Switch 2 Switch or Switch Lite console on the go or at home65W USB-C AC adapterQuickly charge your Switch 2 Swi...
View full detailsHP OMEN - 16L Gaming Desktop - Intel Core Ultra 7 265F - 16GB DDR5 Memory - NVIDIA GeForce RTX 5060 Ti 16GB GDDR7 - 1TB SSD - Panda Metal
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsSamsung - Galaxy Chromebook Go - 14" LED Laptop - Intel Celeron- 4GB Memory - 128GB Storage - Silver
SamsungSlim. Lightweight. Ready to go.Backpack meet your new best friend. With its all-new slim design Galaxy Chromebook Go is our lightest Chromebook yet...
View full detailsGIGABYTE - AERO X16 - Copilot+ PC - 16" 2560×1600 WQXGA AMD Ryzen Al 7 350 - 1TB SSD - 32GB DDR5 RAM GeForce RTX 5060 - Space Gray
GIGABYTEGIGABYTE GiMATE as Your Smart AI MateIntroducing GiMATE your smart AI Mate that transforms how you interact with technology. GiMATE creates an inte...
View full detailsiBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 7 265FNVIDIA GeForce RTX 5060Ti 8GB32GB DDR5 RGB2TB SSD - White
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsSkytech Gaming - CRYSTAL Gaming Desktop PC - Intel Core i5 14400F - 16GB Memory - AMD Radeon RX 9060XT 8GB - 1TB NVMe SSD - Black
Skytech GamingWindows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...
View full detailsMSI - Aegis ZS2 Gaming Desktop - AMD Ryzen R9-7900X - 32GB Memory - NVIDIA GeForce RTX 5060Ti 8GB - 1TB SSD - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new features.AMD Ryzen R9-7900XEnjoy serious speed and the ultimate powe...
View full detailsLEGO - Fortnite Mecha Team Leader Building Set for Adults 77078
LegoCOLLECTIBLE MECHA TEAM LEADERBuild a collectible gaming figure with this LEGO Fortnite Mecha Team Leader set for adultsBASED ON ICONIC ROBOT CHARAC...
View full detailsInsignia - 24" Class F20 Series LED HD (720p) Smart Fire TV
InsigniaHD (720p) resolutionView your favorite movies shows and games in high definition.Alexa voice controlThe Alexa Voice Remote lets you easily control ...
View full detailsHP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB DDR5 Memory - 1TB SSD - Shell White
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP - Copilot+ PC 24" Full HD Touch-Screen All-in-One with Adjustable Height - AMD Ryzen AI 5 - 16GB DDR5 Memory - 512GB SSD - Jet Black
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsLenovo - Tab One - 8.7" HD Tablet - 4GB RAM - 64GB eMMC - Luna Grey
LenovoLight Portable8.7 HD+ (1390 x 800) Compact size easily fit into your jacket pocket purse and your bag. Weighting about 320g; light enough to hold c...
View full detailsSanDisk - Express 512GB microSD PCIe 3.1 NVMe UHS-I Memory Card works with compatible Nintendo Switch systems
SanDiskReady for tomorrowA PCIe 3.1 NVMe interface and a standard microSD UHS-I interface make this card compatible with today’s devices and primed for fu...
View full detailsHP OMEN - MAX 16" WQXGA 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 375 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsSteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - CS2 Dragon Lore Edition
Steel SeriesCs2 Dragon Lore EditionLimited Edition gaming mousepad featuring design inspired by one of the rarest and most coveted skins in all of gaming the A...
View full detailsRazer - Basilisk Mobile Optical Gaming Mouse - Wireless - Black
RazerCompact Ergonomic Form FactorFully configurable to meet your specific needs work and play comfortably for long hours anywhere with a trusty compani...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.