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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $34.99 - Original price $34.99
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$34.99
$34.99 - $34.99
Current price $34.99

PowerA USB-C to USB-C 10 ft. Cable for PlayStation5 - Black

PowerA

Charge and playCharge and Play - Reliable high-performance USB-C to USB-C cable allows you to recharge you controller while playing or when not in ...

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Original price $34.99 - Original price $34.99
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$34.99
$34.99 - $34.99
Current price $34.99
Original price $235.99 - Original price $235.99
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$235.99
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Current price $235.99

JBL - Stage2 240B 2-Way 4.5-inch (114mm) Bookshelf Loudspeaker - Pair - Espresso

JBL

4.5-inch (114mm) Polycellulose Ribbed Cone WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This pure pulp cone...

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Original price $235.99 - Original price $235.99
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$235.99
$235.99 - $235.99
Current price $235.99
Original price $1,969.99 - Original price $1,969.99
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Current price $1,969.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5070 12GB - 2TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $1,969.99 - Original price $1,969.99
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$1,969.99
$1,969.99 - $1,969.99
Current price $1,969.99
Original price $2,738.99 - Original price $2,738.99
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Current price $2,738.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 5080 16GB - 2TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $2,738.99 - Original price $2,738.99
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$2,738.99
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Current price $2,738.99
Original price $570.99 - Original price $570.99
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$570.99
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Current price $570.99

JBL - Stage2 280F 2.5-Way Dual 8" Floorstanding Loudspeaker - Each - Latte

JBL

Dual 8-inch (200mm) Polycellulose Ribbed Cone WoofersThe 280F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary mix...

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Original price $570.99 - Original price $570.99
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$570.99
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Current price $570.99
Original price $393.99 - Original price $393.99
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$393.99
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Current price $393.99

Pioneer - 55" Class LED 4K UHD Smart Xumo TV

Pioneer

Xumo TVAll You Can Stream With Xumo TV Streaming your favorite content is easier than ever. Enjoy top apps like Netflix YouTube Disney+ Peacock Max...

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Original price $393.99 - Original price $393.99
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$393.99
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Current price $393.99
Original price $738.99 - Original price $738.99
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Current price $738.99

Samsung - T5 EVO Portable SSD 8TB Up to 460MB/s USB 3.2 Gen 1 Ideal use for Gamers Creators - Black

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $738.99 - Original price $738.99
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Original price $439.99 - Original price $439.99
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$439.99
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Current price $439.99

Samsung - 990 PRO 4TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung

Blazing speed. Cool victory.Consider this a cheat code. Our Samsung 990 PRO Gen4 with Heatsink SSD helps you reach near max performance with light...

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Original price $439.99 - Original price $439.99
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$439.99
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Current price $439.99
Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

Sony Interactive Entertainment - DualSense Edge Wireless Controller for PS5 PC Mac Mobile - White

Sony

Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules; so you’re always playing with equipment that’s in great ...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Natural Silver

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99
Original price $777.99 - Original price $777.99
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$777.99
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HP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD - Natural Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $777.99 - Original price $777.99
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$777.99
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Current price $777.99
Original price $1,529.99 - Original price $1,529.99
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Current price $1,529.99

Samsung - Galaxy Book5 Pro - Copilot+ PC - 14" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 512GB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,529.99 - Original price $1,529.99
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$1,529.99
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Original price $34.99 - Original price $34.99
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$34.99
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Current price $34.99

NEXT - Side Dock Charging Station Series X - Black

NEXT

Simultaneous chargingCharge 2 battery packs at the same timeCharge indicatorsView charging status at a glance via LED indicatorsEasy slide in desig...

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Current price $34.99
Original price $36.99 - Original price $36.99
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$36.99
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Current price $36.99

NEXT - Dual Controller Charging System for Xbox Series XS - Black

NEXT

Broad compatibilityDesigned for Microsoft Xbox Series XS controllers (sold separately)Easy drop-in designNo need to line up contacts or connect ca...

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Original price $36.99 - Original price $36.99
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Original price $433.99 - Original price $433.99
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$433.99
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Current price $433.99

JBL - Stage 220P 12-Inch Powered Subwoofer - Espresso

JBL

12-inch (300mm) Polycellulose Ribbed Cone Low-Frequency WooferEach speaker in the Stage 2 series features Polycellulose ribbed cone woofers. This p...

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Original price $433.99 - Original price $433.99
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$433.99
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Current price $433.99
Original price $167.99 - Original price $167.99
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$167.99
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Current price $167.99

Razer - BlackWidow V4 Full Size Wired Mechanical Green Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Razer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...

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Original price $167.99 - Original price $167.99
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$167.99
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Current price $167.99
Original price $168.99 - Original price $168.99
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$168.99
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Current price $168.99

GoTrax - XR Glow Electric Scooter w/ 11mi Max Operating Range 10mph Max Speed - Black

GoTrax

Portable Folding FrameA one-touch folding mechanism allows you to quickly shift the scooter into a more compact form for easy carrying and storage....

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Original price $168.99 - Original price $168.99
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$168.99
$168.99 - $168.99
Current price $168.99
Original price $191.99 - Original price $191.99
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$191.99
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Current price $191.99

Rocketfish - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 26" - Black

Rocketfish

Compatible with most 42"90" TVsHolds up to 125 lbs. for sturdy support.Narrow 2.7" profileFits close to the wall for a discreet look.Extending arms...

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Original price $191.99 - Original price $191.99
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$191.99
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Current price $191.99
Original price $1,281.99 - Original price $1,281.99
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Current price $1,281.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 5 225F - 16GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB SSD - Black

ASUS

Game and Create With Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $1,281.99 - Original price $1,281.99
Original price
$1,281.99
$1,281.99 - $1,281.99
Current price $1,281.99
Original price $2,551.99 - Original price $2,551.99
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Current price $2,551.99

ASUS - ROG G700 Gaming Desktop - Intel Core Ultra 7 - 32GB Memory - NVIDIA GeForce RTX 5070 Ti - 2TB SSD - Black

ASUS

Game and create with Windows 11 HomeUnlock your potential with Windows 11 Home designed for gaming multitasking and productivity. With an intuitive...

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Original price $2,551.99 - Original price $2,551.99
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$2,551.99
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Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99

NEXT - 9' Play + Charge USB-C Cable for PlayStation 5 - White/Black

NEXT

Extra Long CableEnjoy 9 feet of freedom with this extra long USB-C cable designed specifically for PlayStation 5 DualSense controllersPlayStation 5...

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Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99
Original price $1,866.99 - Original price $1,866.99
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Current price $1,866.99

Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,866.99 - Original price $1,866.99
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$1,866.99
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Original price $1,978.99 - Original price $1,978.99
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Current price $1,978.99

Samsung - Galaxy Book5 Pro - Copilot+ PC - 16" 3K AMOLED Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Gray

Samsung

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,978.99 - Original price $1,978.99
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Current price $1,978.99
Original price $46.99 - Original price $46.99
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Current price $46.99

NEXT - Wireless Pro Controller for Switch 2 Switch - Black

NEXT

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $46.99 - Original price $46.99
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Original price $37.99 - Original price $37.99
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The Karate Kid Street Rumble - Nintendo Switch

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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Original price $37.99 - Original price $37.99
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$37.99
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Current price $37.99
Original price $568.99 - Original price $568.99
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$568.99
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Current price $568.99

JBL - Stage2 280F 2.5-Way Dual 8" Floorstanding Loudspeaker - Each - Espresso

JBL

Dual 8-inch (200mm) Polycellulose Ribbed Cone WoofersThe 280F features Polycellulose ribbed cone woofers. This pure pulp cone has a proprietary mix...

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Original price $568.99 - Original price $568.99
Original price
$568.99
$568.99 - $568.99
Current price $568.99
Original price $2,147.99 - Original price $2,147.99
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Current price $2,147.99

NETGEAR - Orbi 970 Series BE27000 Quad-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR

BE27000 quad-band mesh Wi-Fi router and two satellitesOrbi 970 Series with Wi-Fi 7 unleashes speeds up to 27Gbps for unparalleled performance and c...

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Original price $2,147.99 - Original price $2,147.99
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Current price $2,147.99
Original price $428.99 - Original price $428.99
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$428.99
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Current price $428.99

Samsung - 990 PRO 4TB Internal SSD PCle Gen 4x4 NVMe

Samsung

Meet the next genConsider this a cheat code. Our Samsung 990 PRO Gen4 SSD helps you reach near max performance with lightning fast speeds. Whether ...

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Original price $428.99 - Original price $428.99
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$428.99
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Current price $428.99
Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Sticker Mania

PowerA

Code for Bonus Virtual Item Included - Googly GliderWorks with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 tec...

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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99
Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

JBL - PartyLight Stick bluetooth party light stick - 2024 - Black

JBL

Take your party to the next levelThe JBL PartyLight Stick syncs automatically with the sound and lights of any JBL PartyBox turning your party into...

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Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99
Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99

NEXT - Precision Thumbstick Multi-Pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

NEXT

Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

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Original price $25.99 - Original price $25.99
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$25.99
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Current price $25.99
Original price $38.99 - Original price $38.99
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$38.99
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Current price $38.99

Insignia - Desk Mat - Black

Insignia

Large size15.75 H x 31.5 W in. size is large enough to complement most setups.Non-slip baseKeeps the mouse pad in place while you work or game.Reve...

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Original price $38.99 - Original price $38.99
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$38.99
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Current price $38.99
Original price $448.99 - Original price $448.99
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$448.99
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Current price $448.99

HP - OmniDesk Slim Desktop - Intel Core i3 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $448.99 - Original price $448.99
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$448.99
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Current price $448.99
Original price $146.99 - Original price $146.99
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$146.99
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Current price $146.99

Nintendo Sound Clock Alarmo - Red

Nintendo

Select a title pick a scene set a time and wake up to a soundscape of Nintendo music and game elementsChoose from 35 scenes inspired by Nintendo ti...

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Original price $146.99 - Original price $146.99
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$146.99
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Current price $146.99
Original price $70.99 - Original price $70.99
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$70.99
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Current price $70.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Ultra-fast clicks - Wireless - Aqua

Steel Series

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $70.99 - Original price $70.99
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$70.99
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Current price $70.99
Original price $363.99 - Original price $363.99
Original price
$363.99
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Current price $363.99

HP - 14" Chromebook - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Grey

HP

Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on the web.Serious ...

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Original price $363.99 - Original price $363.99
Original price
$363.99
$363.99 - $363.99
Current price $363.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.