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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $1,295.99 - Original price $1,295.99
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    GoTrax - Z4 Pro Foldable Ebike w/ up to 50 mile Max Operating Range and 28 MPH Max Speed - Black

    GoTrax

    Front Wheel SuspensionHelping your ride be as smooth as possible. Our Front Wheel Suspension will handle all the bumps rocks potholes and anything ...

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    Original price $1,295.99 - Original price $1,295.99
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  • Original price $508.99 - Original price $508.99
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    Stinger - 12 Single-Voice-Coil 2-Ohm Loaded Subwoofer Enclosure - Black

    Stinger

    Compatible with select 2007-2021+ Jeep Wrangler vehiclesIncluding 2-door and 4-door JK/JKU and JL/JLU models for a customized fit.12 loaded swing g...

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    Original price $508.99 - Original price $508.99
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  • Original price $23.99 - Original price $23.99
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    Disney - Lorcana Into the Inklands - Card Sleeve (Scrooge McDuck)

    Lorcana

    Play in StyleElevate your gaming experience with these stunning card sleeves featuring original artwork of Scrooge McDuck - Richest Duck in the Wor...

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    Original price $23.99 - Original price $23.99
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  • Original price $602.99 - Original price $602.99
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    Current price $602.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $602.99 - Original price $602.99
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  • Original price $1,019.99 - Original price $1,019.99
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    HP - OmniBook X - Copilot+ PC - 14" 2.2K Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 512GB SSD - Glacier Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,019.99 - Original price $1,019.99
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  • Original price $845.99 - Original price $845.99
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    HP - Envy 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Meteor Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $845.99 - Original price $845.99
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  • Original price $1,126.99 - Original price $1,126.99
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    Samsung - 55 Class Q70D Series QLED 4K Smart Tizen TV (2024)

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content.100 Color Volume with Quantum DotTake...

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    Original price $1,126.99 - Original price $1,126.99
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  • Original price $719.99 - Original price $719.99
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    HP - 14" 2-in-1 Full HD Touch-Screen Chromebook Plus Laptop with Google AI - Intel Core i3 - 8GB Memory - 256GB UFS - Meteor Silver

    HP

    Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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    Original price $719.99 - Original price $719.99
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    $719.99
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  • Original price $1,039.99 - Original price $1,039.99
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    Current price $1,039.99

    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,039.99 - Original price $1,039.99
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    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,039.99 - Original price $1,039.99
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  • Original price $1,715.99 - Original price $1,715.99
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    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,715.99 - Original price $1,715.99
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    $1,715.99
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    Current price $1,715.99

    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 1TB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,715.99 - Original price $1,715.99
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    $1,715.99
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  • Original price $1,933.99 - Original price $1,933.99
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    Current price $1,933.99

    Hisense - 75" Class U8 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details with ...

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    Original price $1,933.99 - Original price $1,933.99
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  • Original price $814.99 - Original price $814.99
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    $814.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $814.99 - Original price $814.99
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    $814.99
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  • Original price $1,265.99 - Original price $1,265.99
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    Apple - 11-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,265.99 - Original price $1,265.99
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    $1,265.99
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  • Original price $1,299.99 - Original price $1,299.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi 256GB with OLED - Silver

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,299.99 - Original price $1,299.99
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    $1,299.99
    $1,299.99 - $1,299.99
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  • Original price $710.99 - Original price $710.99
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    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $710.99 - Original price $710.99
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    $710.99
    $710.99 - $710.99
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  • Original price $1,152.99 - Original price $1,152.99
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    $1,152.99
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    Current price $1,152.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 1TB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,152.99 - Original price $1,152.99
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    $1,152.99
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    Current price $1,152.99
  • Original price $870.99 - Original price $870.99
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    $870.99
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    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $870.99 - Original price $870.99
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    $870.99
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  • Original price $983.99 - Original price $983.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $983.99 - Original price $983.99
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    $983.99
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    Apple - 13-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi + Cellular 128GB - Purple (Unlocked)

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $983.99 - Original price $983.99
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    $983.99
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  • Original price $927.99 - Original price $927.99
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    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 512GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $927.99 - Original price $927.99
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  • Original price $31.99 - Original price $31.99
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    Insignia - Performance Grips + Straps - Works with Meta Quest 3 Meta Quest 3S - Black

    Insignia

    Enhanced grip enhanced playElevate your gaming experience with the added benefit of superior grip. Designed to enhance your control and precision w...

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    Original price $31.99 - Original price $31.99
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  • Original price $337.99 - Original price $337.99
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    ViewSonic ColorPro VP2468a - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    24" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.1920 x 1080 QHD resolution with 169 aspect ratioOf...

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    Original price $337.99 - Original price $337.99
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  • Original price $1,178.99 - Original price $1,178.99
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    GIGABYTE - G6 KF 16" 165Hz Gaming Laptop IPS - Intel i7-13620H with 32GB RAM - NVIDIA GeForce RTX 4060 - 1TB SSD - Black

    GIGABYTE

    OSWindows 11 Home AD.Display16.0" 1610 WUXGA 1920x1200 165Hz.Processor13th Gen Intel Core i7-13620H Processor (4.9GHz).GraphicsNVIDIA GeForce RTX 4...

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    Original price $1,178.99 - Original price $1,178.99
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  • Original price $353.99 - Original price $353.99
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    HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

    HP

    Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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    Original price $353.99 - Original price $353.99
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    $353.99
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  • Original price $107.99 - Original price $107.99
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    Acer -i 23.8 LED FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant imagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...

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    Original price $107.99 - Original price $107.99
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    $107.99
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  • Original price $528.99 - Original price $528.99
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    $528.99
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    HP - 15.6" Touch-Screen Laptop - Intel Core i3 - 8GB Memory - 256GB SSD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $528.99 - Original price $528.99
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    $528.99
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  • Original price $132.99 - Original price $132.99
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    Acer - 27" IPS LED FHD 100Hz 1ms FreeSync Monitor (HDMIVGA) - Black

    Acer

    Vibrant imagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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    Original price $132.99 - Original price $132.99
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    $132.99
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    Current price $132.99
  • Original price $602.99 - Original price $602.99
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    $602.99
    $602.99 - $602.99
    Current price $602.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $602.99 - Original price $602.99
    Original price
    $602.99
    $602.99 - $602.99
    Current price $602.99
  • Original price $1,515.99 - Original price $1,515.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,515.99 - Original price $1,515.99
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    $1,515.99
    $1,515.99 - $1,515.99
    Current price $1,515.99
  • Original price $710.99 - Original price $710.99
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    $710.99
    $710.99 - $710.99
    Current price $710.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $710.99 - Original price $710.99
    Original price
    $710.99
    $710.99 - $710.99
    Current price $710.99
  • Original price $710.99 - Original price $710.99
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    Current price $710.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 256GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $710.99 - Original price $710.99
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    $710.99
    $710.99 - $710.99
    Current price $710.99
  • Original price $602.99 - Original price $602.99
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    $602.99
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    Current price $602.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Starlight

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $602.99 - Original price $602.99
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    $602.99
    $602.99 - $602.99
    Current price $602.99
  • Original price $602.99 - Original price $602.99
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    $602.99
    $602.99 - $602.99
    Current price $602.99

    Apple - 11-inch iPad Air M2 chip Built for Apple Intelligence Wi-Fi 128GB - Purple

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

    View full details
    Original price $602.99 - Original price $602.99
    Original price
    $602.99
    $602.99 - $602.99
    Current price $602.99
  • Original price $1,728.99 - Original price $1,728.99
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    Apple - 13-inch iPad Pro M4 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB with OLED - Silver (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

    View full details
    Original price $1,728.99 - Original price $1,728.99
    Original price
    $1,728.99
    $1,728.99 - $1,728.99
    Current price $1,728.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.