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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $88.99 - Original price $88.99
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$88.99
$88.99 - $88.99
Current price $88.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Pikachu Vibrant

PowerA

Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Samsung - 32" Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

Samsung

QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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Original price $314.99 - Original price $314.99
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$314.99
$314.99 - $314.99
Current price $314.99
Original price $428.99 - Original price $428.99
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$428.99
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Current price $428.99

Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" 2K Touchscreen - Intel N100 2023 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $428.99 - Original price $428.99
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$428.99
$428.99 - $428.99
Current price $428.99
Original price $704.99 - Original price $704.99
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$704.99
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Current price $704.99

Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black

Samsung

37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...

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Original price $704.99 - Original price $704.99
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$704.99
$704.99 - $704.99
Current price $704.99
Original price $270.99 - Original price $270.99
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$270.99
$270.99 - $270.99
Current price $270.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $270.99 - Original price $270.99
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$270.99
$270.99 - $270.99
Current price $270.99
Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Samsung - 32" Odyssey G51F QHD 180Hz 1ms AMD FreeSync Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung

QHD (2560x1440)Step into a game world that's more vivid and immersive than ever before. With 1.7 times the pixel density of Full HD (1920x1080) QHD...

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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99
Original price $400.99 - Original price $400.99
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$400.99
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Current price $400.99

Apple Watch Series 11 (GPS) 46mm Space Gray Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $400.99 - Original price $400.99
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$400.99
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Current price $400.99
Original price $172.99 - Original price $172.99
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$172.99
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Current price $172.99

Govee - Smart Table Lamp 2 Pro Sound by JBL - Multi

Govee

Sound by JBL with stereo pairingPremium JBL audio with stereo pairing for powerful immersive sound and synchronized lighting.Clearer visuals DIY21...

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Original price $172.99 - Original price $172.99
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$172.99
$172.99 - $172.99
Current price $172.99
Original price $1,215.99 - Original price $1,215.99
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$1,215.99
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Current price $1,215.99

LG - UltraGear 34" OLED Curved WQHD 240Hz 0.03ms AMD FreeSync Premium Pro Gaming Monitor with HDR (DisplayPort HDMI USB-C) - Black

LG

The 240Hz OLED Gaming Monitor that’s Ahead of the (800R) CurveThe 34 WQHD OLED with a steep 800R curve and up to 1300 nits (APL 1.5) peak brightnes...

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Original price $1,215.99 - Original price $1,215.99
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$1,215.99
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Original price $1,788.99 - Original price $1,788.99
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$1,788.99
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Current price $1,788.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,788.99 - Original price $1,788.99
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$1,788.99
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Current price $1,788.99
Original price $400.99 - Original price $400.99
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$400.99
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Current price $400.99

Apple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - M/L - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $400.99 - Original price $400.99
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$400.99
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Current price $400.99
Original price $478.99 - Original price $478.99
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$478.99
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Current price $478.99

Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $478.99 - Original price $478.99
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$478.99
$478.99 - $478.99
Current price $478.99
Original price $95.99 - Original price $95.99
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$95.99
$95.99 - $95.99
Current price $95.99

Razer - BlackShark V3 X Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer TriForce 50 mm Drivers Gen-2Tuned for improved clarity and positional performance the Gen-2 drivers not only deliver more powerful audio but ...

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Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99
Original price $174.99 - Original price $174.99
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$174.99
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Current price $174.99

Vivitar - SkyHawk Drone - Gray

Vivitar

2.7K Ultra HD for High-Quality Aerial FootageCapture stunning videos and photos with sharp detail and vibrant color using the built-in 2.7K Ultra H...

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Original price $174.99 - Original price $174.99
Original price
$174.99
$174.99 - $174.99
Current price $174.99
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Thrustmaster - T98 Ferrari 296 GTS Racing Wheel for Xbox One Xbox Series S Xbox Series X Windows - Black

Thrustmaster

Ergonomically designed and fun for gaming10 wheel rim inspired by the steering wheel of the Ferrari 296 GTS and perfect for all gaming skill levels...

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Original price $137.99 - Original price $137.99
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$137.99
$137.99 - $137.99
Current price $137.99
Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

LG - 50 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $290.99 - Original price $290.99
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$290.99
$290.99 - $290.99
Current price $290.99
Original price $137.99 - Original price $137.99
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$137.99
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Current price $137.99

Thrustmaster - T98 Ferrari 296 GTB Racing Wheel - Black

Thrustmaster

Ergonomically designed and fun for gaming10 wheel rim inspired by the steering wheel of the Ferrari 296 GTB and perfect for all gaming skill levels...

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Original price $137.99 - Original price $137.99
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$137.99
$137.99 - $137.99
Current price $137.99
Original price $385.99 - Original price $385.99
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$385.99
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Current price $385.99

Acer - Predator XB273K 27" 4K UHD IPS Up to 320Hz Up to 0.5ms FreeSync Premium Gaming Monitor with HDR400 (DisplayPort HDMI) - Black

Acer

Resolution MattersThis 27 UHD (3840 x 2160) display packs a fierce punch. Immerse yourself in the hyper realistic colors of the game world. Smooth ...

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Original price $385.99 - Original price $385.99
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$385.99
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Current price $385.99
Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99

Samsung - Sport Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Blue

Samsung

Train harder with active level comfortStay on top of your daily fitness routine with the Sport Band. Whether you're running swimming cycling or doi...

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Original price $72.99 - Original price $72.99
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$72.99
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Current price $72.99
Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99

Samsung - Fabric Band for Galaxy Watch8 and Galaxy Watch8 Classic S/M - White

Samsung

Sleep tight with a fit that’s just rightDesigned with sleep in mind the Fabric Band provides gentle and reliable support for a restful night. Stay ...

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Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99
Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99

Samsung - Athleisure Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite

Samsung

Step out in styleThis band easily transitions from workouts to daily wear bringing effortless versatility confidence and comfort to your everyday l...

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Original price $94.99 - Original price $94.99
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$94.99
$94.99 - $94.99
Current price $94.99
Original price $109.99 - Original price $109.99
Original price
$109.99
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Current price $109.99

Samsung - Marine Band for Galaxy Watch Ultra - Blue

Samsung

Customize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...

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Original price $109.99 - Original price $109.99
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$109.99
$109.99 - $109.99
Current price $109.99
Original price $109.99 - Original price $109.99
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$109.99
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Current price $109.99

Samsung - Trail Band for Galaxy Watch Ultra - Blue

Samsung

Customize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...

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Original price $109.99 - Original price $109.99
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$109.99
$109.99 - $109.99
Current price $109.99
Original price $130.99 - Original price $130.99
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$130.99
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Current price $130.99

ASUS - TUF Gaming 24" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium (DisplayPort HDMI) - Black

ASUS

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $130.99 - Original price $130.99
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$130.99
$130.99 - $130.99
Current price $130.99
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

View full details
Original price $270.99 - Original price $270.99
Original price
$270.99
$270.99 - $270.99
Current price $270.99
Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99

Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Pokmon Edition

Razer

Officially Licensed By PokemonFrom Pikachu and Bulbasaur to Charmander and Squirtle get a dream start to your adventure with our eye-catching Black...

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Original price $103.99 - Original price $103.99
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$103.99
$103.99 - $103.99
Current price $103.99
Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99

LG - UltraGear 34" WQHD 240Hz 1ms FreeSync Premium Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort USB-C) - Black

LG

UltraGear More Screen. More Speed. More Glory.Outpace the competition with the 34" 219 UltraGear WQHD gaming monito. Experience buttery-smooth 240H...

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Original price $428.99 - Original price $428.99
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$428.99
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Current price $428.99
Original price $321.99 - Original price $321.99
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$321.99
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Current price $321.99

Apple Watch SE 3 (GPS) 44mm Midnight Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $321.99 - Original price $321.99
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$321.99
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Current price $321.99
Original price $127.99 - Original price $127.99
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$127.99
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Current price $127.99

Apple - 49mm Trail Loop - M/L - Black Titanium Finish - Black/Charcoal

Apple

Apple Watch Models44mm 45mm 46mm 49mm

Original price $127.99 - Original price $127.99
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$127.99
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Current price $127.99
Original price $367.99 - Original price $367.99
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$367.99
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Current price $367.99

Apple Watch Series 11 (GPS) 42mm Silver Aluminum Case with Purple Fog Sport Band - S/M - Silver - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99
Original price $819.99 - Original price $819.99
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$819.99
$819.99 - $819.99
Current price $819.99

Logitech - RS50 System 3-Piece Sim Racing Steering Wheel Setup - RS50 Wheel base RS Wheel Hub and RS Round Wheel For PS5/PS4/PC - Black

Logitech

RS50 BaseCompatible with any Logitech G RS or PRO sim racing wheel with 8 Nm of Direct Drive peak torque for ultra-realistic TRUEFORCE feedback.RS ...

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Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99
Original price $26.99 - Original price $26.99
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$26.99
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Current price $26.99

Glorious - Heavy Stitched Edge Cloth Gaming Mouse Pad with Washable Surface (XL) - White

Glorious

Perfect for speed controlOur precision micro weave surface gives you a smooth and swift glide without sacrificing precision. Accurately tracks mov...

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Original price $26.99 - Original price $26.99
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$26.99
$26.99 - $26.99
Current price $26.99
Original price $1,233.99 - Original price $1,233.99
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$1,233.99
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Current price $1,233.99

Samsung - Galaxy Tab S11 Ultra - 14.6" 256GB - Wi-Fi -with S-Pen - Silver

Samsung

Slim design. Serious power.At 5.1mm thin Galaxy Tab S11 Ultra packs exceptional performance with effortless portability. Enjoy an immersive viewing...

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Original price $1,233.99 - Original price $1,233.99
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$1,233.99
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Current price $1,233.99
Original price $52.99 - Original price $52.99
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$52.99
$52.99 - $52.99
Current price $52.99

Insignia - RCA to HDMI Converter - Black

Insignia

One-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...

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Original price $52.99 - Original price $52.99
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$52.99
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Current price $52.99
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

Dell- 15.6" 2K Touchscreen Laptop- Intel Core i7 1355U 2023- 16GB Memory- 1TB Storage

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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Original price $818.99 - Original price $818.99
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$818.99
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Current price $818.99
Original price $623.99 - Original price $623.99
Original price
$623.99
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Current price $623.99

Alienware - AW2725D 27" QD-OLED QHD 280Hz 0.03-ms FreeSync and G-SYNC Gaming Monitor with HDR (HDMI DisplayPort) - Black

Alienware

Stunning QD-OLED visuals in QHDDive into vast virtual worlds with QD-OLED’s superior color accuracy and brilliance.True to life visualsSee everythi...

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Original price $623.99 - Original price $623.99
Original price
$623.99
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Current price $623.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.