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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $601.99 - Original price $601.99
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    Samsung - Galaxy S24 FE 128GB (Unlocked) - Blue

    Samsung

    Move it. Remove it. Improve it.Take a great pic then make it better using Photo Assist with Galaxy AI. It gives you suggestions for improving your ...

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    Original price $601.99 - Original price $601.99
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  • Original price $284.99 - Original price $284.99
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    Govee - AI Gaming TV Sync Box Kit for 55-65 inch TVs

    Govee

    Advanced technologySupports HDMI 2.0 2K-144FPS/4K-60FPS Dolby Horizon HDR 10+ ARC CEC Alexa and Google AssistantMore HDMI-output portsThree HDMI-in...

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    Original price $284.99 - Original price $284.99
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  • Original price $909.99 - Original price $909.99
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    Apple - MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Silver

    Apple

    M2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...

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    Original price $909.99 - Original price $909.99
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  • Original price $466.99 - Original price $466.99
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    Apple Watch Series 10 (GPS) 42mm Aluminum Case with Plum Sport Loop - Rose Gold

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

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    Original price $466.99 - Original price $466.99
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  • Original price $330.99 - Original price $330.99
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    Apple Watch SE 2nd Generation (GPS) 44mm Aluminum Case with Starlight Sport Band - M/L - Starlight

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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    Original price $330.99 - Original price $330.99
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  • Original price $308.99 - Original price $308.99
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    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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    Original price $308.99 - Original price $308.99
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    Current price $308.99
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    Current price $308.99

    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Starlight Sport Band - M/L - Starlight

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $308.99 - Original price $308.99
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    Current price $308.99
  • Original price $751.99 - Original price $751.99
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    Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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    Original price $751.99 - Original price $751.99
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  • Original price $129.99 - Original price $129.99
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    MSI - MAG Core Liquid I240 - AIO ARGB CPU Liquid Cooler - 240mm Radiator - 2x 120mm ARGB Gen 2 PWM Fans - Black

    MSI

    FAN DIMENSIONS120 x 120 x 25 mm / 4.7 x 4.7 x 0.98 inchesFAN SPEED235010RPMFAN POWER CONSUMPTION2.4WFAN BEARINGLoop Dynamic Bearing(LDB)FAN AIR PRE...

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    Original price $129.99 - Original price $129.99
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  • Original price $1,127.99 - Original price $1,127.99
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    Samsung - Galaxy Tab S10 Ultra - 14.6" 256GB - Wi-Fi - with S-Pen - Moonstone Gray

    Samsung

    From doodle to dazzlingBring your imagination to life using Sketch to Image with Galaxy AI. Simply doodle with your finger or use S Pen for added p...

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    Original price $1,127.99 - Original price $1,127.99
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  • Original price $1,591.99 - Original price $1,591.99
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    Samsung - Galaxy Tab S10 Ultra - 14.6" 1TB - Wi-Fi - with S-Pen - Moonstone Gray

    Samsung

    From doodle to dazzlingBring your imagination to life using Sketch to Image with Galaxy AI. Simply doodle with your finger or use S Pen for added p...

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    Original price $1,591.99 - Original price $1,591.99
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    $1,591.99
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  • Original price $1,449.99 - Original price $1,449.99
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    HP OMEN - 35L Gaming Desktop - AMD Ryzen 5 8500G - 16GB DDR5 Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - White/Black

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,449.99 - Original price $1,449.99
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  • Original price $267.99 - Original price $267.99
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    Contixo F28-Premium GPS 4K Gimble Camera Drone - Gray

    Contixo

    Advanced 3-Axis GimbalEnsures smooth and stable footage by eliminating unwanted vibrations and movement providing professional-grade photography an...

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    Original price $267.99 - Original price $267.99
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  • Original price $95.99 - Original price $95.99
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    Digiland - Android 10.1" Tablet 32GB - Gray

    Digiland

    Power your day with GoogleWork play and connect right out of the box with Google+ Search Gmail YouTube and Hangouts. Save files in the cloud with G...

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    Original price $95.99 - Original price $95.99
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  • Original price $466.99 - Original price $466.99
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    $466.99
    $466.99 - $466.99
    Current price $466.99

    Apple Watch Series 10 (GPS) 42mm Aluminum Case with Ink Sport Loop - Jet Black

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $466.99 - Original price $466.99
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    $466.99
    $466.99 - $466.99
    Current price $466.99
  • Original price $500.99 - Original price $500.99
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    Apple Watch Series 10 (GPS) 46mm Aluminum Case with Light Blush Sport Band - M/L - Rose Gold

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $500.99 - Original price $500.99
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    $500.99
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    Apple Watch Series 10 (GPS) 46mm Aluminum Case with Black Sport Band - M/L - Jet Black

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $500.99 - Original price $500.99
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    $500.99
    $500.99 - $500.99
    Current price $500.99
  • Original price $500.99 - Original price $500.99
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    Current price $500.99

    Apple Watch Series 10 (GPS) 46mm Aluminum Case with Ink Sport Loop - Jet Black

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $500.99 - Original price $500.99
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    $500.99
    $500.99 - $500.99
    Current price $500.99
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    $500.99
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    Apple Watch Series 10 (GPS) 46mm Aluminum Case with Black Sport Band - S/M - Jet Black

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $500.99 - Original price $500.99
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    $500.99
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    Current price $500.99
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    Apple Watch Series 10 (GPS) 46mm Aluminum Case with Denim Sport Band - M/L - Silver

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $500.99 - Original price $500.99
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    $500.99
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  • Original price $957.99 - Original price $957.99
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    Acer - Aspire Vero 16 AV16-51P-7063-16" WUXGA Eco-Friendly Laptop- Intel Core Ultra 7-16GB LPDDR5X Memory-512GB PCIe Gen 4 SSD - Gray

    Acer

    Yes Those R and E Keys are BackwardsIt’s not a defect. It's a reminder that even in the digital age your device still echoes a commitment to sustai...

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    Original price $957.99 - Original price $957.99
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  • Original price $387.99 - Original price $387.99
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    NETGEAR - Orbi 660 Series AX3800 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White - White

    NETGEAR

    AX3800 Tri-band Mesh Wi-Fi systemCoverage up to 6600 square feet and for up to 75 devices. System includes a Wi-Fi router and two satellites. Exten...

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    Original price $387.99 - Original price $387.99
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  • Original price $308.99 - Original price $308.99
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    Apple Watch SE 2nd Generation (GPS) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight

    Apple

    WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

    View full details
    Original price $308.99 - Original price $308.99
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    $308.99
    $308.99 - $308.99
    Current price $308.99
  • Original price $1,260.99 - Original price $1,260.99
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    Samsung - Galaxy Tab S10 Ultra - 14.6" 512GB - Wi-Fi - with S-Pen - Moonstone Gray

    Samsung

    From doodle to dazzlingBring your imagination to life using Sketch to Image with Galaxy AI. Simply doodle with your finger or use S Pen for added p...

    View full details
    Original price $1,260.99 - Original price $1,260.99
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    $1,260.99
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  • Original price $300.99 - Original price $300.99
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    Insignia - 3-in-1 TV Stand for Most TVs Up to 70 - Charcoal Gray

    Insignia

    Supports TVs up to 70Sturdy mount and top shelf support most flat screen TVs up to 70 in. (177.8 cm) and 100 lbs. (45.4 kg).3-in-1 designChoose how...

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    Original price $300.99 - Original price $300.99
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  • Original price $2,222.99 - Original price $2,222.99
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    MSI - Stealth A16 AI+ -Copilot+PC- 16"240Hz QHD Ultra Thin Gaming Laptop- AMD Ryzen AI 9-365 with 32GB Memory-RTX 4070-1TB SSD - Core Black

    MSI

    Copilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...

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    Original price $2,222.99 - Original price $2,222.99
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  • Original price $180.99 - Original price $180.99
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    Polaroid Hi-Print 4x6 Photo Printer - White

    Polaroid

    Plug-and-Play easily with BluetoothPolaroid Hi-Print Mobile App is compatible with iOS and AndroidPostcard-sized printsWorks with Polaroid Hi-Print...

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    Original price $180.99 - Original price $180.99
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  • Original price $60.99 - Original price $60.99
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    8BitDo - SN30 Pro Bluetooth Gamepad - Gray

    8BitDo

    Fully featured retro controller to play 30 years of video gamesMade with extra attention to the most critical characteristics such as the D-pad to ...

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    Original price $60.99 - Original price $60.99
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    $60.99
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  • Original price $278.99 - Original price $278.99
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    ViewSonic - VX3276-2K-MHD 32" IPS LCD UHD Monitor (DisplayPort and HDMI) - Silver

    ViewSonic

    Viewable Screen Size and Panel Type32in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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    Original price $278.99 - Original price $278.99
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  • Original price $394.99 - Original price $394.99
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    JBL - PartyBox 310 Portable Party Speaker - Black

    JBL

    Powerful JBL Pro SoundAround the block or across the beach make your party heard with 240 watts of big JBL Pro Sound. Sing rap strum — then turn up...

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    Original price $394.99 - Original price $394.99
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    $394.99
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    Current price $394.99
  • Original price $416.99 - Original price $416.99
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    Current price $416.99

    Sony - STRDH790- 7.2-Ch Dolby Atmos Dolby Vision 4K Ultra HDR Home Theater Receiver

    Sony

    4K and 3D passthroughAllows high-quality 3D and 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...

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    Original price $416.99 - Original price $416.99
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    Current price $416.99
  • Original price $56.99 - Original price $56.99
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    Logitech Gaming Mouse G403 HERO - mouse - USB - black

    Logitech

    HERO 25K sensorLets you find the perfect sensitivity between 100 and 25600 dpi.LIGHTSYNC RGBCustomize lighting effects from 16.8M colors with G HUB...

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    Original price $56.99 - Original price $56.99
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  • Original price $452.99 - Original price $452.99
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    $452.99
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    Current price $452.99

    Apple Watch Series 10 (GPS) 46mm Aluminum Case with Denim Sport Band - S/M - Silver

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $452.99 - Original price $452.99
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    $452.99
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    Current price $452.99
  • Original price $802.99 - Original price $802.99
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    Current price $802.99

    Apple Watch Series 10 (GPS+Cellular) 46mm Titanium Case with Starlight Sport Band - M/L - Gold

    Apple

    WHY APPLE WATCH SERIES 10—Bigger display with up to 30 percent more screen area. A thinner lighter and more comfortable design. Advanced health and...

    View full details
    Original price $802.99 - Original price $802.99
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    Current price $802.99
  • Original price $910.99 - Original price $910.99
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    Current price $910.99

    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Blue Trail Loop - M/L - Natural

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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    Original price $910.99 - Original price $910.99
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    Current price $910.99
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    Apple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Medium - Black

    Apple

    WHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...

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    Original price $910.99 - Original price $910.99
    Original price
    $910.99
    $910.99 - $910.99
    Current price $910.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.