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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $102.99 - Original price $102.99
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Current price $102.99

Rocketfish - 4-Input 8K Ultra High Speed HDMI 2.1 Switch - Black

Rocketfish

8K at 60Hz with HDR10 and Dolby Vision HDR compatibilitySavor superior detailed image quality with authentic and realistic visuals while streaming ...

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Original price $102.99 - Original price $102.99
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Current price $102.99
Original price $586.99 - Original price $586.99
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$586.99
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Current price $586.99

LG - 55" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $586.99 - Original price $586.99
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Original price $367.99 - Original price $367.99
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Current price $367.99

Apple Watch Series 11 (GPS) 42mm Space Gray Aluminum Case with Black Sport Band - S/M - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $367.99 - Original price $367.99
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Original price $207.99 - Original price $207.99
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Razer - BlackWidow V4 Low-profile HyperSpeed Wireless TKL Mechanical Orange Tactile Switch Gaming Keyboard with Chroma RGB - Black

Razer

Razer Low-profile Orange Mechanical SwitchesWith a 1.6 mm actuation point that requires just 45 g for force enjoy quick quiet actuation finished wi...

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Original price $207.99 - Original price $207.99
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Original price $478.99 - Original price $478.99
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$478.99
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Current price $478.99

Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $478.99 - Original price $478.99
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Original price $66.99 - Original price $66.99
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$66.99
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GameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Shadow Black

GameSir

Tri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...

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Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99
Original price $66.99 - Original price $66.99
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$66.99
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GameSir - Cyclone 2 Wireless Gaming Controller for Switch PC iOS Andriod and Steam - Phantom White

GameSir

Tri-mode ConnectivityA tri-mode connection controller offers exceptional versatility with wired Bluetooth and 2.4GHz wireless options. These divers...

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Original price $66.99 - Original price $66.99
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Current price $66.99
Original price $1,010.99 - Original price $1,010.99
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Alienware - AW2725Q 27" QD-OLED 4K UHD 240Hz 0.03-ms FreeSync and G-SYNC Gaming Monitor with HDR (HDMI DisplayPort) - Black

Alienware

Play with ultimate clarityRevel in the mesmerizing detail from advanced ultra-precise QD-OLED inkjet printing technology enabling a super-dense 166...

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Original price $1,010.99 - Original price $1,010.99
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Original price $344.99 - Original price $344.99
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$344.99
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Current price $344.99

Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

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Original price $344.99 - Original price $344.99
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$344.99
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Current price $344.99
Original price $2,222.99 - Original price $2,222.99
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Current price $2,222.99

Dell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB Storage - Black

Dell

Intel Core Ultra Series 2Powerful and efficient Intel Core Ultra 7 265 processor gives you the AI-enhanced performance needed to keep up with the m...

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Original price $2,222.99 - Original price $2,222.99
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Original price $1,560.99 - Original price $1,560.99
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iBUYPOWER - Element 9 Gaming Desktop PC -Intel Core i7 14700F NVIDIA GeForce RTX 5060Ti 16GB32GB DDR5 RGB1TB SSD - White

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,560.99 - Original price $1,560.99
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Original price $367.99 - Original price $367.99
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$367.99
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Current price $367.99

Apple Watch Series 11 (GPS) 42mm Jet Black Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $367.99 - Original price $367.99
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$367.99
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Current price $367.99
Original price $879.99 - Original price $879.99
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$879.99
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Current price $879.99

Dell - Inspiron 14" 2-in-1 FHD+ Touch Screen Laptop - AMD Ryzen 5 with 16GB Memory - 512GB SSD - Ice

Dell

AI-Enabled Video Chat featuresNew AI-enabled auto framing moves with you and AI-enabled eye-contact keeps you engaged even if you glance away.Power...

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Original price $879.99 - Original price $879.99
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Original price $703.99 - Original price $703.99
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Current price $703.99

HP - 17.3" Full HD Laptop - Intel Core i7 - 16GB Memory - 1TB SSD - Natural Silver

HP

17.3-in FHD display with IPSSee the details of every frame when you're enjoying the vibrant Full HD resolution and 178-degree wide-viewing angles o...

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Original price $703.99 - Original price $703.99
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$703.99
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Current price $703.99
Original price $826.99 - Original price $826.99
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Current price $826.99

HP - OmniBook 3 - Copilot+ PC - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 AI 5 330 - 16GB Memory - 512GB SSD - Glacier Silver

HP

15.6-in FHD touchscreen with IPSControl your entertainment right from the screen and get crystal-clear quality with 178-degree wide-viewing angles ...

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Original price $826.99 - Original price $826.99
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Original price $2,076.99 - Original price $2,076.99
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TCL - 65" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $2,076.99 - Original price $2,076.99
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Original price $2,534.99 - Original price $2,534.99
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TCL - 75" Class QM9K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $2,534.99 - Original price $2,534.99
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$2,534.99
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Original price $1,136.99 - Original price $1,136.99
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Samsung - Galaxy Book5 15.6" FHD IPS LED Laptop - Intel Core Ultra 7- 16GB Memory - 512GB SSD - Silver

Samsung

Smart. Fast. Built to keep up.No matter the task at hand you can rely on the Intel Core Ultra 7 processor of Galaxy Book5 to power through. Switch ...

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Original price $1,136.99 - Original price $1,136.99
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Original price $791.99 - Original price $791.99
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Current price $791.99

Samsung - Galaxy Tab S11 - 11" 128GB - Wi-Fi -with S-Pen - Gray

Samsung

Slim design. Serious power.At just 5.5mm thin this sleek tablet delivers uncompromising power and productivity in a portable profile that slips eas...

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Original price $791.99 - Original price $791.99
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$791.99
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Current price $791.99
Original price $42.99 - Original price $42.99
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$42.99
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Current price $42.99

KIWI design - V4 Facial Interface for Meta Quest 3S

KIWI design

Comfortable replaceable face pad set for Quest 3SMade with soft skin-friendly PU leather and 12 mm thick memory foam offering a skin-friendly and s...

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Original price $42.99 - Original price $42.99
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Current price $42.99
Original price $137.99 - Original price $137.99
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$137.99
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Current price $137.99

Razer - Wolverine V3 Tournament Edition 8K Wired Gaming Controller with TMR Thumbsticks and Swappable Caps for PC - Black

Razer

Razer 8K Hz HyperPolling TechnologyExperience ultra-responsive performance with a true 8000 Hz polling rate. Harness its blistering speed and make ...

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Original price $137.99 - Original price $137.99
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Original price $802.99 - Original price $802.99
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$802.99
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Current price $802.99

Apple Watch Series 11 (GPS+Cellular) 46mm Titanium Case with Gold Milanese Loop - M/L - Gold - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $802.99 - Original price $802.99
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$802.99
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Original price $905.99 - Original price $905.99
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ASUS - ROG Strix 27" 2K OLED 500Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync and HDR (HDMI DisplayPort) - Black

ASUS

One For All27-inch QHD (2560 x 1440) QD-OLED gaming monitor with 500Hz refresh rate and 0.03ms response timeScreen ProtectionNew ASUS OLED Care Pro...

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Original price $905.99 - Original price $905.99
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Original price $259.99 - Original price $259.99
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$259.99
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Current price $259.99

Samsung - 43" Class U7900 Series UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $259.99 - Original price $259.99
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Original price $58.99 - Original price $58.99
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GameSir - X5s Wireless Bluetooth Mobile/Nintendo Switch 1 2 Game Controller Hall Effect Sticks Triggers Tri-Mode Connectivity - Gray

GameSir

Tri-Mode Connectivity for Wide Device CompatibilityDesigned for flexibility the X5s offers wide compatibility with tri-mode connectivity. Effortles...

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Original price $58.99 - Original price $58.99
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$58.99
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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

LG - UltraFine 27" IPS UHD 60Hz Monitor with HDR10 (HDMI DisplayPort) - White

LG

4K UHD with 20001 Contrast RatioThis UltraFine 4K UHD (3840 x 2160) IPS display with a 20001 contrast ratio displays deeper blacks185; and vivid c...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $123.99 - Original price $123.99
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$123.99
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Current price $123.99

Vivitar - SkyTrek Drone - Gray

Vivitar

Full HD Camera for Stunning Aerial ViewsCapture breathtaking footage with the 1080P Full HD camera delivering crisp and vibrant images from the sky...

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Original price $123.99 - Original price $123.99
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$123.99
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Original price $186.99 - Original price $186.99
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$186.99
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Current price $186.99

MSI - MAG 272FB E20 27" Rapid IPS LCD FHD 200Hz 0.5ms Adaptive sync Gaming Monitor with HDR Ready(DisplayPort HDMI) - Black

MSI

27" FHD (1920 x 1080)View your applications spreadsheets and more on this stunning 27" Full HD (1920 x 1080) screen. Experience vibrant visuals and...

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Original price $186.99 - Original price $186.99
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$186.99
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Current price $186.99
Original price $546.99 - Original price $546.99
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$546.99
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Current price $546.99

Contixo - F29 Altura Max 4K GPS Drone with 3-Axis Gimbal 5" Screen Remote 3KM Range 23-Min Flight No FAA Needed - Dark Gray

Contixo

4K UHD Camera with 3-Axis GimbalCapture crisp 38402160 video with a wide 105 field of view and 70 adjustable lens. The 3-axis gimbal keeps your foo...

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Original price $546.99 - Original price $546.99
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$546.99
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Current price $546.99
Original price $620.99 - Original price $620.99
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$620.99
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Current price $620.99

Pioneer - 75" Class LED 4K UHD Smart Roku TV

Pioneer

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $620.99 - Original price $620.99
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$620.99
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Current price $620.99
Original price $310.99 - Original price $310.99
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$310.99
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Current price $310.99

Lenovo - Idea Tab Plus - 12.1" 2.5K Tablet - 8GB RAM - 128GB UFS - Luna Grey

Lenovo

Slim Body Lightweight Design.It fits easily into any backpack ready for back-to-back classes a quick coffee break or a quiet moment to stream and ...

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Original price $310.99 - Original price $310.99
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$310.99
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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

Glorious - GMBK 75 Wired Membrane Gaming Keyboard with Swappable MX-Compatible Keycaps - Black

Glorious

Highly Customizable DesignSwap keycaps cables and knobs with Glorious accessories and MX-compatible sets. Unlike the competitor keyboards GMBK 75 i...

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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99
Original price $990.99 - Original price $990.99
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$990.99
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Current price $990.99

Epson - Lifestudio Flex Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Oak

Epson

Big. Bright. Beautiful.4K PRO-UHD with 1000 Lumens of Color Brightness (IDMS Rated) and 1000 Lumens of White Brightness (ISO Rated) up to 150''Exce...

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Original price $990.99 - Original price $990.99
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Current price $990.99
Original price $521.99 - Original price $521.99
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$521.99
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Current price $521.99

Lenovo - IdeaPad 1i 15.6" Full HD Touchscreen Laptop - Intel Core i5-1335U 2023 - 8GB Memory - 256GB SSD - Abyss Blue

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $521.99 - Original price $521.99
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$521.99
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Original price $1,811.99 - Original price $1,811.99
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Current price $1,811.99

HP OMEN - 35L VALORANT Limited Edition Gaming Desktop - Intel Core i7-14700F - 16GB Memory - NVIDIA GeForce RTX 5060 Ti - 1TB SSD - Navy

HP

The ultimate immersive experience for gaming and creating.Intel’s performance hybrid architecture to optimize your gaming content creation and prod...

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Original price $1,811.99 - Original price $1,811.99
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Original price $795.99 - Original price $795.99
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Current price $795.99

Epson - Home Cinema 980 3LCD 1080p Projector - White

Epson

Exceptional Picture QualityProvides stunning detailed 1080p images and fast data processing that’s optimized for fast-action sports gaming and more...

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Original price $795.99 - Original price $795.99
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Current price $795.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.