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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $327.99 - Original price $327.99
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    Current price $327.99

    TCL - 50" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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    Original price $327.99 - Original price $327.99
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    Current price $327.99
  • Original price $290.99 - Original price $290.99
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    TCL - 43" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

    TCL

    4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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    Original price $290.99 - Original price $290.99
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  • Original price $1,127.99 - Original price $1,127.99
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    Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus - 16GB Memory - 256GB SSD (7th Edition) - Platinum

    Microsoft

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,127.99 - Original price $1,127.99
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  • Original price $210.99 - Original price $210.99
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    Samsung - Galaxy Watch FE Smartwatch 40mm BT - Black

    Samsung

    Track workouts. Make progress.No matter what your fitness goals are making progress is easy with fitness tracking4 on Galaxy Watch FE. Get straight...

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    Original price $210.99 - Original price $210.99
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  • Original price $343.99 - Original price $343.99
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    Sonos Ace (Each) - Black

    Sonos Inc

    A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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    Original price $343.99 - Original price $343.99
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  • Original price $1,740.99 - Original price $1,740.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 1TB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,740.99 - Original price $1,740.99
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  • Original price $2,180.99 - Original price $2,180.99
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    Samsung QN85Q70DAF Q70D Series - 85" Class (84.5" viewable) LED-backlit LCD TV - QLED - 4K

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content.100 Color Volume with Quantum DotTake...

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    Original price $2,180.99 - Original price $2,180.99
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  • Original price $698.99 - Original price $698.99
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    Arcade1Up - Golden Tee 3D 35th Anniversary Deluxe Arcade Machine - Green

    Arcade1Up

    Eight classic gamesDive into a treasure trove of eight classic games each meticulously designed to transport you back to the golden age of arcade g...

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    Original price $698.99 - Original price $698.99
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  • Original price $1,056.99 - Original price $1,056.99
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    Roku - 65" Class Pro Series Mini-LED QLED 4K Smart RokuTV

    Roku

    Elevate your entertainmentFor TV buffs with taste—the Roku Pro Series TV is your centerpiece. Enjoy a powerfully simple streaming experience with b...

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    Original price $1,056.99 - Original price $1,056.99
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  • Original price $164.99 - Original price $164.99
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    WD_BLACK WD6004FZWX - hard drive - 6 TB - SATA 6Gb/s

    Western Digital

    Drive Your GamePerfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your favorite titles and thei...

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    Original price $164.99 - Original price $164.99
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  • Original price $2,519.99 - Original price $2,519.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 2TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,519.99 - Original price $2,519.99
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  • Original price $2,068.99 - Original price $2,068.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi + Cellular 1TB with OLED Nano Texture Glass - Space Black (Unlocked)

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $2,068.99 - Original price $2,068.99
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  • Original price $2,388.99 - Original price $2,388.99
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    Apple - 12.9-Inch iPad Pro (6th Generation) M2 chip Wi-Fi - 2TB - Silver

    Apple

    Brilliant 12.9-inch Liquid Retina XDR display with ProMotion True Tone and P3 wide colorM2 chip with 8-core CPU and 10-core GPU12MP Wide camera 10M...

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    Original price $2,388.99 - Original price $2,388.99
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  • Original price $129.99 - Original price $129.99
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    Sony HT-S100F - sound bar - for home theater - wireless

    TEAC

    2 channelsThe two speaker setup delivers front surround sound from a compact unit.Bass Reflex speakerA speaker that delivers punchy bass without co...

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    Original price $129.99 - Original price $129.99
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  • Original price $366.99 - Original price $366.99
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    NETGEAR - Nighthawk BE9300 Tri-Band Wi-Fi 7 Router - Black

    NETGEAR

    BE9300 Tri-band WiFi 7 routerBlazing-fast Wi-Fi 7 speeds up to 9.3Gbps for smooth gaming streaming videoconferencing and entertainment.Supports the...

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    Original price $366.99 - Original price $366.99
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  • Original price $1,401.99 - Original price $1,401.99
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    Hisense - 75" Class U6 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED with Full Array Local DimmingExperience the latest in backlight technology. Mini-LED is big on details showing you the stars in the night ...

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    Original price $1,401.99 - Original price $1,401.99
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  • Original price $712.99 - Original price $712.99
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    Hisense - 55" Class U6 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED with Full Array Local DimmingExperience the latest in backlight technology. Mini-LED is big on details showing you the stars in the night ...

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    Original price $712.99 - Original price $712.99
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    $712.99
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  • Original price $1,173.99 - Original price $1,173.99
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    Samsung QN65Q70DAF Q70D Series - 65" Class (64.5" viewable) LED-backlit LCD TV - QLED - 4K

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content.100 Color Volume with Quantum DotTake...

    View full details
    Original price $1,173.99 - Original price $1,173.99
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    $1,173.99
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  • Original price $45.99 - Original price $45.99
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    Mind Reader - Office Chair Cushion Ergonomic Orthopedic Portable Car Seat Memory Foam 18"L x 13.5"W x 2.75"H - Black

    Mind Reader

    Improve posture to enhance well-beingPosture improvement helps alleviate pain associated with many orthopedic pain-triggering physical conditionsRe...

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    Original price $45.99 - Original price $45.99
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  • Original price $586.99 - Original price $586.99
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    55" 4K UHD 60Hz55 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    LG

    55" 4K UHD 60Hz55 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    Original price $586.99 - Original price $586.99
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  • Original price $159.99 - Original price $159.99
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    Logitech G Yeti GX Dynamic RGB Gaming Microphone with LIGHTSYNC Black - microphone

    Logitech

    Be dynamicThe Yeti GX is a premium RGB gaming mic powered by LIGHTSYNC with a custom dynamic capsule and advanced software that deliver serious aud...

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    Original price $159.99 - Original price $159.99
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  • Original price $1,385.99 - Original price $1,385.99
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    86" 4K UHD 60Hz86 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    LG Electronics

    86" 4K UHD 60Hz86 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    Original price $1,385.99 - Original price $1,385.99
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  • Original price $2,794.99 - Original price $2,794.99
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    86" QNED 4K UHD 120Hz86 4K UHD QNED 120Hz Native Dimming Pro a8 AI Processor Game Optimizer and Dashboard FreeSync VRR HGiG ALLM webOS 24 Magic Remote

    LG Electronics

    86" QNED 4K UHD 120Hz86 4K UHD QNED 120Hz Native Dimming Pro a8 AI Processor Game Optimizer and Dashboard FreeSync VRR HGiG ALLM webOS 24 Magic Remote

    Original price $2,794.99 - Original price $2,794.99
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  • Original price $2,219.99 - Original price $2,219.99
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    86" QNED 4K UHD 60Hz86 4K UHD QNED 60Hz Native Dimming Pro a5 AI Processor Gen7 Game Optimizer and Dashboard VRR HGiG ALLM webOS 24 Magic Remote

    LG Electronics

    86" QNED 4K UHD 60Hz86 4K UHD QNED 60Hz Native Dimming Pro a5 AI Processor Gen7 Game Optimizer and Dashboard VRR HGiG ALLM webOS 24 Magic Remote

    Original price $2,219.99 - Original price $2,219.99
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  • Original price $566.99 - Original price $566.99
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    65" 4K UHD 60Hz65 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    LG Electronics

    65" 4K UHD 60Hz65 4K UHD Native 60Hz a5 AI Processor Gen7 Game Optimizer and Dashboard ALLM HGiG webOS 24

    Original price $566.99 - Original price $566.99
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    $566.99
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  • Original price $310.99 - Original price $310.99
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    Samsung - Galaxy Watch6 Classic Stainless Steel Smartwatch 43mm BT - Black

    Samsung

    Classic Design and Rotating BezelGalaxy Watch6 Classic features a timeless iconic look and a bezel that just clicks with your style. It not only lo...

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    Original price $310.99 - Original price $310.99
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  • Original price $107.99 - Original price $107.99
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    Amazfit - GTR Mini Smartwatch 32.5 Stainless Steel - Black

    Amazfit

    14- Day Long-Lasting Battery LifeGet rid of the anxiety brought on by constant charging and keep the uninterrupted energy flowing for 14 days.Stron...

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    Original price $107.99 - Original price $107.99
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  • Original price $1,974.99 - Original price $1,974.99
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    Sony - 85" Class BRAVIA 3 LED 4K UHD Smart Google TV

    Sony

    Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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    Original price $1,974.99 - Original price $1,974.99
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  • Original price $1,116.99 - Original price $1,116.99
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    Lenovo - LOQ 15.6" Gaming Laptop FHD - AMD Ryzen 7 7435HS with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 512GB SSD - Luna Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $1,116.99 - Original price $1,116.99
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    $1,116.99
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  • Original price $351.99 - Original price $351.99
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    MSI MAG Z790 TOMAHAWK MAX WIFI - motherboard - ATX - LGA1700 Socket - Z790

    MSI

    Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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    Original price $351.99 - Original price $351.99
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  • Original price $1,642.99 - Original price $1,642.99
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    Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite - 16GB Memory - 512GB SSD - Device Only (11th Edition) - Dune

    Microsoft

    Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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    Original price $1,642.99 - Original price $1,642.99
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    $1,642.99
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    Current price $1,642.99
  • Original price $219.99 - Original price $219.99
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    Current price $219.99

    Lenovo Tab M11 11" Tablet 64GB - Storm Grey

    Lenovo

    Vivid Play11" 1920x 1200 90Hz Netflix HD certified Quad speakers with Dolby AtmosLearn SmarterCompatible Lenovo Tab Pen for note-taking drawing and...

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    Original price $219.99 - Original price $219.99
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  • Original price $1,684.99 - Original price $1,684.99
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    Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Onyx Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $1,684.99 - Original price $1,684.99
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  • Original price $2,112.99 - Original price $2,112.99
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    Lenovo - Legion Pro 5i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4070 8GB - 2TB SSD - Onyx Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

    View full details
    Original price $2,112.99 - Original price $2,112.99
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    $2,112.99
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  • Original price $1,517.99 - Original price $1,517.99
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    HP - Envy 2-in-1 16" Wide Ultra XGA Touch-Screen Laptop - Intel Core Ultra 7 - 32GB Memory - 2TB SSD - Glacier Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,517.99 - Original price $1,517.99
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  • Original price $471.99 - Original price $471.99
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    Current price $471.99

    Insignia - 58" Class F30 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $471.99 - Original price $471.99
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    $471.99
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    Current price $471.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.