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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99

ENTRY LEVEL 2.1CH

Samsung

ENTRY LEVEL 2.1CH

Original price $230.99 - Original price $230.99
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Current price $230.99
Original price $849.99 - Original price $849.99
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$849.99
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Current price $849.99

LG 43UL3J-M UL3J Series - 43" with Integrated ProIdiom LED-backlit LCD display - 4K - for digital signage

LG

LG 43UL3J-M - 43" Diagonal Class UL3J Series LED-backlit LCD display - digital signage with Integrated ProIdiom - webOS - 4K UHD (2160p) 3840 x 216...

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Original price $849.99 - Original price $849.99
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Original price $200.99 - Original price $200.99
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$200.99
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Current price $200.99

57" Swing Arm Mount For Rca Commercial - JA80

RCA Commercial TV

57" Swing Arm Mount For Rca Commercial - JA80

Original price $200.99 - Original price $200.99
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$200.99
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Current price $200.99
Original price $954.99 - Original price $954.99
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$954.99
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Current price $954.99

TCL 85" Q5K Series 4K UHD QLED LED Smart Google TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...

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Original price $954.99 - Original price $954.99
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$954.99
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Original price $182.99 - Original price $182.99
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$182.99
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Current price $182.99

Samsung - Odyssey G30D 27" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Original price $182.99 - Original price $182.99
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$182.99
$182.99 - $182.99
Current price $182.99
Original price $1,069.99 - Original price $1,069.99
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$1,069.99
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Current price $1,069.99

LG - 86 Class UA77 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $1,069.99 - Original price $1,069.99
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Original price $667.99 - Original price $667.99
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$667.99
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ASUS - Vivobook 16 16" FHD+ Laptop - Intel Core i5-13420H with 16GB Memory - 512GB SSD - Cool Silver

ASUS

Microsoft CopilotMake complex tasks simple. Get answers generate images summarize texts and more Unleash your creativity with the power of intellig...

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Original price $667.99 - Original price $667.99
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$667.99
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Original price $183.99 - Original price $183.99
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$183.99
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Current price $183.99

SanDisk - Extreme Game Drive for PlayStation5 1TB External USB Type C Portable SSD - White

SanDisk

Licensed for Playstation5 ConsoleDesigned tested and approved for PlayStation5 consoles so gamers can jump into the PlayStation action fast and sea...

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Original price $183.99 - Original price $183.99
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$183.99
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Current price $183.99
Original price $2,034.99 - Original price $2,034.99
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ASUS - Zenbook Duo Dual 14" 3K OLED Touch Laptop - Evo Intel Core Ultra 9 285H with 32GB RAM - Intel Arc Graphics - 1TB SSD - Inkwell Gray

ASUS

Intuitive Windows 11 Operating SystemPersonalize features faster performance and enhanced security. Windows 11 empowers productivity and creativity...

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Original price $2,034.99 - Original price $2,034.99
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$2,034.99
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Original price $609.99 - Original price $609.99
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$609.99
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Current price $609.99

LG - 65 Class UA77 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $609.99 - Original price $609.99
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$609.99
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Current price $609.99
Original price $896.99 - Original price $896.99
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$896.99
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Current price $896.99

Sony - 65" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $896.99 - Original price $896.99
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$896.99
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Current price $896.99
Original price $741.99 - Original price $741.99
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Current price $741.99

MSI - NVIDIA GeForce RTX 5070 12G GAMING TRIO OC 12GB GDDR7 PCI Express Gen 5 Graphics Card - Black

MSI

Graphics Processing Unit (Gpu)/Clock SpeedPowered by the NVIDIA geforce RTX 5070 graphics processing unit (GPU) with boost clock12gb Gddr712gb gdd...

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Original price $741.99 - Original price $741.99
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Original price $761.99 - Original price $761.99
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$761.99
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Current price $761.99

Samsung - 27" Odyssey OLED G6 (G60SD) QHD 360Hz 0.03ms FreeSync Premium Pro Gaming Monitor with HDR - Silver

Samsung

OLED Picture QualitySamsung OLED delivers superior brightness and dynamic contrast with an expansive spectrum of colors and nearly limitless shades...

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Original price $761.99 - Original price $761.99
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$761.99
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Original price $150.99 - Original price $150.99
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$150.99
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Current price $150.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HP

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $150.99 - Original price $150.99
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$150.99
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Current price $150.99
Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99

SteelSeries - Rival 3 Gen 2 Wireless Optical Gaming Mouse with Utlra-fast clicks - Wireless - Black

Steel Series

Dual WirelessSwitch Between Gaming-Grade 2.4Ghz Wireless Connection And Bluetooth For Other Devices.Faster Than EverNo Wires No Limits; Outpace The...

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Original price $66.99 - Original price $66.99
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$66.99
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Current price $66.99
Original price $129.99 - Original price $129.99
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$129.99
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Current price $129.99

GoTrax - Scout 2.0 Electric Scooter w/ 3mi Max Operating Range 6mph Max Speed - Gray

GoTrax

Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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Original price $129.99 - Original price $129.99
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$129.99
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Current price $129.99
Original price $1,164.99 - Original price $1,164.99
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$1,164.99
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Current price $1,164.99

Samsung - 49" Odyssey OLED G9 (G93SD) Dual-QHD 240Hz 0.03ms G-Sync Compatible Curved Glare Free Gaming Monitor - Silver

Samsung

OLED In Dual QHDWith OLED technology enjoy a wider color spectrum and vibrant images that captivate you and take gaming to new heights. Content spr...

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Original price $1,164.99 - Original price $1,164.99
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$1,164.99
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Original price $37.99 - Original price $37.99
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$37.99
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Street Fighter 30th Anniversary Collection Standard Edition - Nintendo Switch

Capcom

Celebrate 30 years of this iconic fighting game seriesIncludes the original Street Fighter released in 1987 which introduced two of gaming's most f...

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Original price $37.99 - Original price $37.99
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$37.99
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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

SAMSUNG Wireless Rear Speaker Kit - Black

Samsung

Wireless SolutionEnjoy surround sound that doesn't clutter your room. The wireless rear speakers connect to your soundbar without the need for sepa...

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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99
Original price $1,164.99 - Original price $1,164.99
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Current price $1,164.99

Samsung - 49" Odyssey G9 G91F 1000R Curved Dual QHD 144Hz 1ms AMD FreeSync Premium Pro Gaming Monitor with HDR600 (HDMI x2DPUSB) - Black

Samsung

Curved Dual QHDImmerse yourself in a panoramic gaming experience with a 1000R curved display. This ultra-wide 329 screen equivalent to two sideby- ...

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Original price $1,164.99 - Original price $1,164.99
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Original price $324.99 - Original price $324.99
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$324.99
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Current price $324.99

Samsung - 50 Class U8000F Series Crystal UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $324.99 - Original price $324.99
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$324.99
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Current price $324.99
Original price $274.99 - Original price $274.99
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$274.99
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Current price $274.99

Fujifilm - Instax Mini 99 Instant Film Camera - Black

Fujifilm

5 Shooting Modes5 Shooting Modes to create stunningly unique images (Normal Indoor Sports Double Exposure and Bulb)Five Levels of BrightnessFive le...

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Original price $274.99 - Original price $274.99
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$274.99
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Current price $274.99
Original price $48.99 - Original price $48.99
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$48.99
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Current price $48.99

PowerA Protection Case for PlayStation Portal Remote Player - White

PowerA

Store and protectStore and Protect Sturdy outer shell molded interior and dual zipper pulls provides protection for the PlayStation Portal remote ...

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Original price $48.99 - Original price $48.99
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$48.99
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Current price $48.99
Original price $527.99 - Original price $527.99
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$527.99
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Current price $527.99

TCL 55" QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot TechnologyRich vibrant colors bringi...

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Original price $527.99 - Original price $527.99
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$527.99
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Current price $527.99
Original price $1,044.99 - Original price $1,044.99
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$1,044.99
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Current price $1,044.99

Samsung - 49" Odyssey 1000R Curved Dual QHD 240Hz 1ms FreeSync Gaming Monitor with HDR1000 (HDMI x2 DP USB) - Black

Samsung

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $1,044.99 - Original price $1,044.99
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$1,044.99
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Original price $70.99 - Original price $70.99
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$70.99
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Current price $70.99

NETGEAR - Nighthawk AX1800 Wi-Fi 6 USB 3.0 Adapter - Black

NETGEAR

Plug-and-play operationInstantly boost the speed performance of your older Windows PCs and notebooks to Wi-Fi 6 technology. Simply plug the dongle ...

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Original price $70.99 - Original price $70.99
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$70.99
$70.99 - $70.99
Current price $70.99
Original price $230.99 - Original price $230.99
Original price
$230.99
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Current price $230.99

Samsung - 27" Odyssey 1000R Curved QHD 165Hz 1ms AMD FreeSync Gaming Monitor (DP HDMI) - Black

Samsung

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

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Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99
Original price $413.99 - Original price $413.99
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$413.99
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Current price $413.99

TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $413.99 - Original price $413.99
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$413.99
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Current price $413.99
Original price $54.99 - Original price $54.99
Original price
$54.99
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Current price $54.99

Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - Black

Razer

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99
Original price $223.99 - Original price $223.99
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$223.99
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Current price $223.99

Crucial - P310 2TB Internal SSD PCIe Gen 4 x4 NVMe M.2

Crucial

Shift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...

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Original price $223.99 - Original price $223.99
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$223.99
$223.99 - $223.99
Current price $223.99
Original price $359.99 - Original price $359.99
Original price
$359.99
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Current price $359.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - White

Steel Series

Multi-System ConnectConnect two systems at once and toggle between PlayStation PC Switch or Mac.Simultaneous Bluetooth + 2.4GHz WirelessConnect you...

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Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99
Original price $445.99 - Original price $445.99
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$445.99
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Current price $445.99

SONOS Sub Mini Wireless Subwoofer - White

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

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Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

SONOS Sub Mini Wireless Subwoofer - Black

Sonos Inc

Mini makes a big impactDual custom woofers generate deep dynamic low end that makes you feel more immersed in every scene and song.More mesmerizing...

View full details
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99
Original price $414.99 - Original price $414.99
Original price
$414.99
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Current price $414.99

GIGABYTE - NVIDIA GeForce RTX 3060 12GB GDDR6 PCI Express 4.0 Graphics Card - Black

GIGABYTE

Nvidia AmpereNVIDIA Ampere Streaming Multiprocessors 2nd Generation RT Cores 3rd Generation Tensor CoresNVIDIA Geforce 3060Powered by geforce RTX 3...

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Original price $414.99 - Original price $414.99
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$414.99
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Current price $414.99
Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99

j5create - USB-C to HDMI 2.1 8K - Space Grey/Black

J5 Create

This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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Original price $67.99 - Original price $67.99
Original price
$67.99
$67.99 - $67.99
Current price $67.99
Original price $819.99 - Original price $819.99
Original price
$819.99
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Current price $819.99

Samsung - HW-S800D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - TITAN BLACK

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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Original price $819.99 - Original price $819.99
Original price
$819.99
$819.99 - $819.99
Current price $819.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.