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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $568.99 - Original price $568.99
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    Samsung T9 MU-PG4T0B - SSD - 4 TB - USB 3.2 Gen 2x2

    Samsung

    Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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    Original price $568.99 - Original price $568.99
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  • Original price $198.99 - Original price $198.99
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    Samsung T9 MU-PG1T0B - SSD - 1 TB - USB 3.2 Gen 2x2

    Samsung

    Setting new speed limitsAdd power to all your projects with up to 2000 MB/s transfer speeds stellar performance fast enough for the tasks that mat...

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    Original price $198.99 - Original price $198.99
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  • Original price $1,718.99 - Original price $1,718.99
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    Steelcase - Gesture Shell Back Office/Gaming Chair - Oatmeal

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,718.99 - Original price $1,718.99
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  • Original price $230.99 - Original price $230.99
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    Samsung - 990 PRO 2TB Internal SSD PCle Gen 4x4 NVMe

    Samsung

    Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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    Original price $230.99 - Original price $230.99
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  • Original price $182.99 - Original price $182.99
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    Samsung - 990 PRO 1TB Internal SSD PCle Gen 4x4 NVMe

    Samsung

    Our ultimate SSDReach max performance with PCIe 4.0. Experience longer-lasting opponent-blasting speed. The in-house controller's smart heat contro...

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    Original price $182.99 - Original price $182.99
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  • Original price $39.99 - Original price $39.99
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    SteelSeries - Rival 3 Lightweight Wired Optical Gaming Mouse with Brilliant Prism RGB Lighting - Black

    Steel Series

    Hyper durable materialsEngineered with high-grade polymer for durability.60 million click mechanical switchesGuaranteed to feel crisp from the firs...

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    Original price $39.99 - Original price $39.99
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  • Original price $43.99 - Original price $43.99
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    Insignia - 10' DisplayPort Cable - Black

    Insignia

    Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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    Original price $43.99 - Original price $43.99
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  • Original price $69.99 - Original price $69.99
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    PDP - Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

    Afterglow

    Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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    Original price $69.99 - Original price $69.99
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  • Original price $193.99 - Original price $193.99
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    MSI - B550 GAMING PLUS (Socket AM4) AMD B550 ATX DDR4 Motherboard - Black

    MSI

    Supports AMD Ryzen 7 and Ryzen processorsIn an AM4 socket.Up to 4866+MHz4 x DDR4 memory slots support up to 128GB 1 Supports DDR4 1866/ 2133/ 2400/...

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    Original price $193.99 - Original price $193.99
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  • Original price $4,460.99 - Original price $4,460.99
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    Samsung - 98 Class DU9000 Series Crystal UHD Smart Tizen TV

    Samsung

    Supersize Picture EnhancerAI enhanced picture quality optimized for a super large screen. The Supersize Picture Enhancer reduces noise and increase...

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    Original price $4,460.99 - Original price $4,460.99
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  • Original price $1,541.99 - Original price $1,541.99
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    HP - Victus 16.1" Gaming Laptop - AMD Ryzen 7-8845HS - 16GB DDR5 Memory - NVIDIA GeForce RTX 4070 - 512GB SSD - Mica Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,541.99 - Original price $1,541.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - AC1750 Dual-Band Wi-Fi Range Extender

    NETGEAR

    Compatible with most 802.11 a/b/g/n/ac Wi-Fi routers and gatewaysEasily creates an extended mesh Wi-Fi system with your existing gateway router or ...

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    Original price $125.99 - Original price $125.99
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  • Original price $57.99 - Original price $57.99
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    ASUS - Dual-Band AC1200 USB Network Adapter - Black

    ASUS

    Connects directly to a USB portPlugs directly into a standard USB 2.0 port.Dual-band 2.4GHz and 5.0GHz wireless operating frequencyFor reduced inte...

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    Original price $57.99 - Original price $57.99
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  • Original price $203.99 - Original price $203.99
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    ARRIS - SURFboard SB8200 32 x 8 DOCSIS 3.1 Gig-Speed Cable Modem - White

    Arris

    Gigabit Ethernet connectivityWith two 1-Gigabit Ethernet ports the SB8200 enables gig-speed networking. It's approved for cable internet speed plan...

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    Original price $203.99 - Original price $203.99
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  • Original price $42.99 - Original price $42.99
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    Insignia - 6' USB-C to DisplayPort Cable - White

    Insignia

    USB-C to DisplayPortMirror or extend your computer’s display by connecting from your computer’s USB-C port to a DisplayPort-enabled monitor.System ...

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    Original price $42.99 - Original price $42.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - EAX15 AX1800 Wi-Fi 6 Mesh Wall Plug Range Extender and Signal Booster - White

    NETGEAR

    Wi-Fi mesh extenderFeatures up to 1.8 Gbps (1.2 Gbps and 0.6 Gbps) wireless speeds for work with your existing Wi-Fi to create a powerful whole-hom...

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    Original price $125.99 - Original price $125.99
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  • Original price $131.99 - Original price $131.99
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    Serta - Essentials Mesh Task Office Chair - Jet Black

    Serta

    Mesh and faux leather seat and backOffer a touch of style.Easily adjustable seat heightTo customize the height with a single touch.Swivel mechanism...

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    Original price $131.99 - Original price $131.99
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  • Original price $178.99 - Original price $178.99
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    XFX - AMD Radeon RX 580 GTS XXX Edition 8GB GDDR5 PCI Express 3.0 Graphics Card - Black

    XFX

    Powered by AMD Radeon RX 580 graphics processing unit (GPU)Features 1366MHz clock speed to help meet the needs of demanding games.8GB GDDR5 (256-bi...

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    Original price $178.99 - Original price $178.99
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  • Original price $259.99 - Original price $259.99
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    WD - BLACK D10 8TB External USB 3.2 Gen 1 Portable Hard Drive - Black

    Western Digital

    Don't Play Favorites—Play EverythingWith the WD_BLACK D10 Game Drive's 8TB of added storage there's no need to waste time clearing room on your con...

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    Original price $259.99 - Original price $259.99
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  • Original price $33.99 - Original price $33.99
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    Insignia - 6' DisplayPort Cable - Black

    Insignia

    Compatible with most DisplayPort devicesConnects a DisplayPort video source to a display or monitor.20-pin DisplayPort connectorPromotes reliable s...

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    Original price $33.99 - Original price $33.99
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  • Original price $46.99 - Original price $46.99
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    Belkin - Ultra HD HDMI 2.1 Cable 6.6FT/2M - 4K Ultra High Speed HDMI Cable - Compatible with PS4 PS5 Xbox Series X More - Black

    Belkin

    Lightning Fast PerformanceThe Belkin Ultra HD HDMI 2.1 Cable is 2.1 UHD certified with data transfer speeds of up to 48Gbps a quantum leap in speed...

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    Original price $46.99 - Original price $46.99
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  • Original price $60.99 - Original price $60.99
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    CORSAIR - VENGEANCE Series 16GB (1x16GB) 3200MHz DDR4 C22 SODIMM Laptop Memory - Black

    Corsair

    One 16GB DDR4 SODIMM DRAM memory moduleFor 16GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your DDR4 L...

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    Original price $60.99 - Original price $60.99
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  • Original price $67.99 - Original price $67.99
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    TONY HAWK PRO SKATER 1+2 - Xbox Series X

    Activision

    Play Tony Hawk’s Pro Skater Tony Hawk’s Pro Skater 2 in one epic collection rebuilt from the ground up in incredible HD. All the pro skaters level...

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    Original price $67.99 - Original price $67.99
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  • Original price $102.99 - Original price $102.99
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    NETGEAR - Nighthawk AXE3000 Tri-Band Wi-Fi 6E USB 3.0 Adapter - Black

    NETGEAR

    Simple plug-and-play operationFor fast and easy setup.Wi-Fi 6E technologyPlug in and access cutting-edge Wi-Fi 6E to enjoy superior Wi-Fi speed cap...

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    Original price $102.99 - Original price $102.99
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  • Original price $275.99 - Original price $275.99
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    OSP Home Furnishings - Alpha Battlestation Gaming Desk in Finish - Black

    OSP Home Furnishings

    Monitor shelf for ideal viewing heightBluetooth controlled LED lights for optimum game immersionPower strip bracket and cable management to keep co...

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    Original price $275.99 - Original price $275.99
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  • Original price $41.99 - Original price $41.99
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    Turtle Beach Ear Force Recon 50P - headset

    Turtle Beach

    Lightweight Comfortable DesignThe Recon 50P features Turtle Beach’s latest lightweight and comfortable design and is perfect for those hours-long ...

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    Original price $41.99 - Original price $41.99
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  • Original price $190.99 - Original price $190.99
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    Crucial - Pro 64GB Kit (2x32GB) 3200 MHz DDR4-3200 UDIMM Desktop Memory - Black

    Crucial

    3200 MT/sDownclock capable for systems that only support 2933 or 2666MT/sCompatabilityCompatible with 8th13th Gen Intel Core and AMD Ryzen 10005000...

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    Original price $190.99 - Original price $190.99
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  • Original price $1,088.99 - Original price $1,088.99
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    LG - 65 Class 80 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,088.99 - Original price $1,088.99
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  • Original price $1,365.99 - Original price $1,365.99
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    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $1,365.99 - Original price $1,365.99
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  • Original price $152.99 - Original price $152.99
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    WD - BLACK SN850X 1TB Internal SSD PCIe Gen 4 x4 NVMe

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.1TB storage capacityProvides ample storage space for your music movies and ...

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    Original price $152.99 - Original price $152.99
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  • Original price $600.99 - Original price $600.99
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    HP - 15.6" Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SDD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $600.99 - Original price $600.99
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  • Original price $91.99 - Original price $91.99
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    HyperX - Cloud Alpha Wired Gaming Headset

    Kingston

    HyperX Dual Chamber Drivers50mm drivers reduce distortion by separating bass frequencies from the mids and highs to provide more accurate smoother ...

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    Original price $91.99 - Original price $91.99
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  • Original price $127.99 - Original price $127.99
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    Apple - strap for smart watch - 49mm

    Apple

    For extra length an extension kit is sold separately enabling you to wear the Ocean Band even over your thickest wetsuit.

    Original price $127.99 - Original price $127.99
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  • Original price $572.99 - Original price $572.99
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    HP - 15.6" Full HD Chromebook Plus Laptop - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver

    HP

    Chrome Plus OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on the web.Ful...

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    Original price $572.99 - Original price $572.99
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  • Original price $1,090.99 - Original price $1,090.99
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    HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,090.99 - Original price $1,090.99
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  • Original price $487.99 - Original price $487.99
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    eero - Max 7 BE20800 Tri-Band Mesh Wi-Fi 7 Router - White

    Eero

    Twice the speed of Wi-Fi 6An eero Max 7 (1-pack) covers up to 2500 sq. ft. with wifi delivers wifi speeds up to 9.4 Gbps and wireless network speed...

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    Original price $487.99 - Original price $487.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.