Skip to content
FREE SHIPPING!
FREE SHIPPING!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $427.99 - Original price $427.99
    Original price
    $427.99
    $427.99 - $427.99
    Current price $427.99

    ASUS - Vivobook 14" Laptop - Intel Core i3-1215U with 8GB Memory - 128GB SSD - Quiet Blue

    ASUS

    Windows 11 Home in S Mode Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also com...

    View full details
    Original price $427.99 - Original price $427.99
    Original price
    $427.99
    $427.99 - $427.99
    Current price $427.99
  • Original price $152.99 - Original price $152.99
    Original price
    $152.99
    $152.99 - $152.99
    Current price $152.99

    MB Quart - Premium 6" x 9" 2-Way Car Speakers with Aerated Paper Cones (Pair) - Black

    MB Quart

    Handles up to 110W max power (55W nominal)Provides rich sound.Aerated paper woofer cone with mica blendImproves sensitivity while reducing distorti...

    View full details
    Original price $152.99 - Original price $152.99
    Original price
    $152.99
    $152.99 - $152.99
    Current price $152.99
  • Original price $493.99 - Original price $493.99
    Original price
    $493.99
    $493.99 - $493.99
    Current price $493.99

    JBL - PartyBox Club 320 Portable Wireless Party Speaker - Black

    JBL

    Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

    View full details
    Original price $493.99 - Original price $493.99
    Original price
    $493.99
    $493.99 - $493.99
    Current price $493.99
  • Original price $153.99 - Original price $153.99
    Original price
    $153.99
    $153.99 - $153.99
    Current price $153.99

    ViewSonic - VA2759-SMH 27" LCD FHD Monitor (VGA HDMI) - Black

    ViewSonic

    Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

    View full details
    Original price $153.99 - Original price $153.99
    Original price
    $153.99
    $153.99 - $153.99
    Current price $153.99
  • Original price $2,273.99 - Original price $2,273.99
    Original price
    $2,273.99
    $2,273.99 - $2,273.99
    Current price $2,273.99

    MacBook Pro 14-inch Laptop Apple M3 chip - 16GB Memory - 1TB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

    View full details
    Original price $2,273.99 - Original price $2,273.99
    Original price
    $2,273.99
    $2,273.99 - $2,273.99
    Current price $2,273.99
  • Original price $1,734.99 - Original price $1,734.99
    Original price
    $1,734.99
    $1,734.99 - $1,734.99
    Current price $1,734.99

    ASUS - ROG Gaming Desktop - Intel Core i7-14700KF - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 2TB SSD - Black

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

    View full details
    Original price $1,734.99 - Original price $1,734.99
    Original price
    $1,734.99
    $1,734.99 - $1,734.99
    Current price $1,734.99
  • Original price $72.99 - Original price $72.99
    Original price
    $72.99
    $72.99 - $72.99
    Current price $72.99

    Logitech G Yeti Orb Condenser RGB Gaming Microphone with LIGHTSYNC Black - microphone

    Logitech

    It’s that easyThe Logitech G Yeti Orb is a premium RGB gaming microphone with LIGHTSYNC that delivers best-in-class audio performance and ease of u...

    View full details
    Original price $72.99 - Original price $72.99
    Original price
    $72.99
    $72.99 - $72.99
    Current price $72.99
  • Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99

    Logitech G PRO X 2 LIGHTSPEED Wireless Gaming Headset White - headset

    Logitech

    Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

    View full details
    Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99
  • Original price $113.99 - Original price $113.99
    Original price
    $113.99
    $113.99 - $113.99
    Current price $113.99

    BenQ - GW2283 22" IPS LED 1080p 60Hz Monitor Optimized for Home Office with Adaptive Brightness Technology (VGA/HDMI) - Black

    BenQ

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

    View full details
    Original price $113.99 - Original price $113.99
    Original price
    $113.99
    $113.99 - $113.99
    Current price $113.99
  • Original price $344.99 - Original price $344.99
    Original price
    $344.99
    $344.99 - $344.99
    Current price $344.99

    Denon - AVR-S570BT (70W X 5) 5.2-Ch. Bluetooth Capable 8K Ultra HD HDR Compatible AV Home Theater Receiver - Black

    Denon

    Enjoy Movies and Gaming in 8K QualityA successor to the AVR-S540BT the Denon AVR-S570BT AV receiver ensures HD audio playback and an enhanced gamin...

    View full details
    Original price $344.99 - Original price $344.99
    Original price
    $344.99
    $344.99 - $344.99
    Current price $344.99
  • Original price $202.99 - Original price $202.99
    Original price
    $202.99
    $202.99 - $202.99
    Current price $202.99

    Sharp - 5-Disc Micro System - Black

    Sharp

    Micro systemFeatures CD/MP3 changer digital player and radio for a variety of entertainment options.CD-RW CD-R WMA and MP3 playback formatsFor list...

    View full details
    Original price $202.99 - Original price $202.99
    Original price
    $202.99
    $202.99 - $202.99
    Current price $202.99
  • Original price $551.99 - Original price $551.99
    Original price
    $551.99
    $551.99 - $551.99
    Current price $551.99

    Toshiba - 65" Class C350 Series LED 4K UHD Smart Fire TV

    Toshiba

    Fire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen. Subscriptions may be...

    View full details
    Original price $551.99 - Original price $551.99
    Original price
    $551.99
    $551.99 - $551.99
    Current price $551.99
  • Original price $110.99 - Original price $110.99
    Original price
    $110.99
    $110.99 - $110.99
    Current price $110.99

    Sony - PlayStation 5 - DualSense Wireless Controller - Volcanic Red

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

    View full details
    Original price $110.99 - Original price $110.99
    Original price
    $110.99
    $110.99 - $110.99
    Current price $110.99
  • Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99

    Lenovo - Tab M9 - 9" Tablet - 32GB - Arctic Grey

    Lenovo

    Binge SaferEnjoy immersive reading mode that simulates the color of real book pages and add some ambient sound to get into the mood. Want to read s...

    View full details
    Original price $107.99 - Original price $107.99
    Original price
    $107.99
    $107.99 - $107.99
    Current price $107.99
  • Original price $933.99 - Original price $933.99
    Original price
    $933.99
    $933.99 - $933.99
    Current price $933.99

    Sony - 55" class BRAVIA 3 LED 4K UHD Smart Google TV

    Sony

    Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

    View full details
    Original price $933.99 - Original price $933.99
    Original price
    $933.99
    $933.99 - $933.99
    Current price $933.99
  • Original price $213.99 - Original price $213.99
    Original price
    $213.99
    $213.99 - $213.99
    Current price $213.99

    LG - 29 IPS LED UltraWide FHD 100Hz AMD FreeSync Monitor with HDR (HDMI DisplayPort) - Black

    LG

    29 UltraWide WFHD (2560 x 1080) IPS DisplayKeep everything all on one screen.sRGB 99 Color Gamut with HDR 10Immerse yourself in a world of brillian...

    View full details
    Original price $213.99 - Original price $213.99
    Original price
    $213.99
    $213.99 - $213.99
    Current price $213.99
  • Original price $376.99 - Original price $376.99
    Original price
    $376.99
    $376.99 - $376.99
    Current price $376.99

    JBL - PartyBox Club 120 Portable Wireless Party Speaker - Black

    JBL

    Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

    View full details
    Original price $376.99 - Original price $376.99
    Original price
    $376.99
    $376.99 - $376.99
    Current price $376.99
  • Original price $83.99 - Original price $83.99
    Original price
    $83.99
    $83.99 - $83.99
    Current price $83.99

    Halo Infinite Standard Edition - Xbox One Xbox Series X

    Microsoft

    BecomeThe legendary Halo series returns with the most expansive Master Chief campaign yet and a groundbreaking free-to-play multiplayer experience....

    View full details
    Original price $83.99 - Original price $83.99
    Original price
    $83.99
    $83.99 - $83.99
    Current price $83.99
  • Original price $685.99 - Original price $685.99
    Original price
    $685.99
    $685.99 - $685.99
    Current price $685.99

    Polk Audio - Polk Reserve R100 Bookshelf Speaker 1" Pinnacle Ring Tweeter 5.25" Turbine Cone Woofer Dolby Atmos IMAX Enhanced - Black

    Polk Audio

    Solid Versatile Bookshelf LoudspeakerFeaturing the new 1" Pinnacle Ring Radiator Tweeter a 5.25" Turbine Cone Woofer the technologically advanced ...

    View full details
    Original price $685.99 - Original price $685.99
    Original price
    $685.99
    $685.99 - $685.99
    Current price $685.99
  • Original price $524.99 - Original price $524.99
    Original price
    $524.99
    $524.99 - $524.99
    Current price $524.99

    Lenovo Ideapad 1i 15.6" FHD Touch Laptop - Intel Core i3-1215U with 8GB Memory - Intel Iris Xe Graphics - 256GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

    View full details
    Original price $524.99 - Original price $524.99
    Original price
    $524.99
    $524.99 - $524.99
    Current price $524.99
  • Original price $359.99 - Original price $359.99
    Original price
    $359.99
    $359.99 - $359.99
    Current price $359.99

    Sony - SA-SW3 200W Wireless Subwoofer - Black

    Sony

    Add deep rich sound to your HT-A9/A7000/A5000/A3000 soundbarThe SA-SW3 subwoofer is designed to pair to HT-A9 Home Theater System and HT-A8000/A900...

    View full details
    Original price $359.99 - Original price $359.99
    Original price
    $359.99
    $359.99 - $359.99
    Current price $359.99
  • Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99

    Glorious - Model I 2 Ultra Lightweight Wireless Optical Gaming Mouse with 9 Programmable Buttons - Matte Black

    Glorious

    Superior comfortThe Model I 2 Wireless offers exceptional comfort with its ergonomic design dedicated thumb rest and ultra-lightweight construction...

    View full details
    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $158.99 - Original price $158.99
    Original price
    $158.99
    $158.99 - $158.99
    Current price $158.99

    Acer - EK220Q E3bi 21.5" IPS LCD FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black

    Acer

    Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

    View full details
    Original price $158.99 - Original price $158.99
    Original price
    $158.99
    $158.99 - $158.99
    Current price $158.99
  • Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99

    Glorious - Model D 2 Wireless Optical RGB Gaming Mouse with 6 Programmable Buttons - Matte Black

    Glorious

    Size stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...

    View full details
    Original price $91.99 - Original price $91.99
    Original price
    $91.99
    $91.99 - $91.99
    Current price $91.99
  • Original price $567.99 - Original price $567.99
    Original price
    $567.99
    $567.99 - $567.99
    Current price $567.99

    Lenovo - Flex 5i 14" FHD Touchscreen 2-in-1 Laptop - Intel Core i5-1235U with 8 GB Memory - Intel Iris Xe Graphics - 512GB SSD - Storm Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

    View full details
    Original price $567.99 - Original price $567.99
    Original price
    $567.99
    $567.99 - $567.99
    Current price $567.99
  • Original price $670.99 - Original price $670.99
    Original price
    $670.99
    $670.99 - $670.99
    Current price $670.99

    NewAir - Spectrum 126-Can Freestanding Beverage Cooler with HexaColor Pattern - Black

    Newair

    RGB HexaColor LightingImmerse yourself in captivating and customizable color. Our unique and versatile hexagon-inspired design is meant to harmoniz...

    View full details
    Original price $670.99 - Original price $670.99
    Original price
    $670.99
    $670.99 - $670.99
    Current price $670.99
  • Original price $1,569.99 - Original price $1,569.99
    Original price
    $1,569.99
    $1,569.99 - $1,569.99
    Current price $1,569.99

    Dell - Inspiron 16 2-in-1 Mini-LED Touch Laptop Intel Core Ultra 7 Processor - 32GB Memory 1TB SDD - Intel Arc Graphics - Midnight Blue

    Dell

    Strong performance to power your projects and creative pursuitsHigh-end processors memory graphics battery life fast connectivity for strong perfor...

    View full details
    Original price $1,569.99 - Original price $1,569.99
    Original price
    $1,569.99
    $1,569.99 - $1,569.99
    Current price $1,569.99
  • Original price $416.99 - Original price $416.99
    Original price
    $416.99
    $416.99 - $416.99
    Current price $416.99

    Samsung - HW-S60D 5.0 Channel S-Series All-in-one Soundbar Dolby Atmos and Q-Symphony - Black

    Samsung

    All in one DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...

    View full details
    Original price $416.99 - Original price $416.99
    Original price
    $416.99
    $416.99 - $416.99
    Current price $416.99
  • Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99

    Samsung - HW-B650/ZA 3.1 Channel Soundbar with Wireless Subwoofer Dolby 5.1 / DTS VirtualX - Black

    Samsung

    Dolby Digital 5.1 / DTS VirtualXElevate your favorite content. Dolby Atmos creates realistic 3D sound by projecting it from all around you includin...

    View full details
    Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99
  • Original price $387.99 - Original price $387.99
    Original price
    $387.99
    $387.99 - $387.99
    Current price $387.99

    TP-Link - BE15000 Tri-Band Wi-Fi 7 Router - Black

    TP Link

    Latest Wi-Fi 7 Technology 3x FasterHarness the complete power of the 6GHz spectrum wide 320MHz channels and 4K-QAM to achieve speeds up to 3x faste...

    View full details
    Original price $387.99 - Original price $387.99
    Original price
    $387.99
    $387.99 - $387.99
    Current price $387.99
  • Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99

    Logitech G PRO X 2 LIGHTSPEED Wireless Gaming Headset Black - headset

    Logitech

    Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

    View full details
    Original price $242.99 - Original price $242.99
    Original price
    $242.99
    $242.99 - $242.99
    Current price $242.99
  • Original price $1,723.99 - Original price $1,723.99
    Original price
    $1,723.99
    $1,723.99 - $1,723.99
    Current price $1,723.99

    Sony Bravia XR XR-75X90L X90L Series - 75" Class (74.5" viewable) LED-backlit LCD TV - 4K

    Sony

    Intelligent and powerful TV processingSee how real your entertainment can be with immersive depth and lifelike picture quality powered by Sony’s in...

    View full details
    Original price $1,723.99 - Original price $1,723.99
    Original price
    $1,723.99
    $1,723.99 - $1,723.99
    Current price $1,723.99
  • Original price $289.99 - Original price $289.99
    Original price
    $289.99
    $289.99 - $289.99
    Current price $289.99

    Samsung - 32" Class N5300 Series LED Full HD Smart Tizen TV

    Samsung

    31.5" screen (measured diagonally from corner to corner)A good size for a small living room bedroom or dorm room.1080p resolution for stunning HD i...

    View full details
    Original price $289.99 - Original price $289.99
    Original price
    $289.99
    $289.99 - $289.99
    Current price $289.99
  • Original price $359.99 - Original price $359.99
    Original price
    $359.99
    $359.99 - $359.99
    Current price $359.99

    GIGABYTE - NVIDIA GeForce RTX 3060 12GB GDDR6 PCI Express 4.0 Graphics Card - Black

    GIGABYTE

    NVIDIA AmpereNVIDIA Ampere Streaming Multiprocessors 2nd Generation RT Cores 3rd Generation Tensor CoresNVIDIA GeForce 3060Powered by GeForce RTX 3...

    View full details
    Original price $359.99 - Original price $359.99
    Original price
    $359.99
    $359.99 - $359.99
    Current price $359.99
  • Original price $1,365.99 - Original price $1,365.99
    Original price
    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99

    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

    View full details
    Original price $1,365.99 - Original price $1,365.99
    Original price
    $1,365.99
    $1,365.99 - $1,365.99
    Current price $1,365.99
  • Original price $218.99 - Original price $218.99
    Original price
    $218.99
    $218.99 - $218.99
    Current price $218.99

    Sonos Roam 2 - Black

    Sonos Inc

    Size-defying soundPrecision-engineered drivers deliver incredible clarity and bass that packs a punch. Automatic Trueplay fine-tunes the sound for ...

    View full details
    Original price $218.99 - Original price $218.99
    Original price
    $218.99
    $218.99 - $218.99
    Current price $218.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.