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Order by December 12 for best chance of Christmas delivery!

2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

Original price $56.99 - Original price $56.99
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$56.99
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Current price $56.99

GE - Cync 8 Foot Outdoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

GE

Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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Original price $56.99 - Original price $56.99
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$56.99
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Current price $56.99
Original price $2,104.99 - Original price $2,104.99
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Current price $2,104.99

Samsung - 98 Class DU9000 Series Crystal UHD Smart Tizen TV (2024)

Samsung

Supersize Picture EnhancerAI-enhanced picture quality optimized for a super large screen. The Supersize Picture Enhancer reduces noise and increase...

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Original price $2,104.99 - Original price $2,104.99
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Original price $724.99 - Original price $724.99
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Current price $724.99

TCL - 75" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $724.99 - Original price $724.99
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Original price $170.99 - Original price $170.99
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$170.99
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Current price $170.99

Logitech G Yeti GX Dynamic RGB Gaming Microphone with LIGHTSYNC Black - microphone

Logitech

Be dynamicThe Yeti GX is a premium RGB gaming mic powered by LIGHTSYNC with a custom dynamic capsule and advanced software that deliver serious aud...

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Original price $170.99 - Original price $170.99
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$170.99
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Original price $237.99 - Original price $237.99
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$237.99
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RCA Commercial TV - RCA 32" 1080 Commercial LED TV

RCA Commercial TV

Snap-On Secure BaseTelevision base requires no hardware.No Clocks of TimersTelevision features no means of keeping time.Transparent BuildTelevision...

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Original price $237.99 - Original price $237.99
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Original price $241.99 - Original price $241.99
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$241.99
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Current price $241.99

Fujifilm - Instax Mini 99 Instant Film Camera

Fujifilm

5 Shooting Modes5 Shooting Modes to create stunningly unique images (Normal Indoor Sports Double Exposure and Bulb)Five Levels of BrightnessFive le...

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Original price $241.99 - Original price $241.99
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Original price $213.99 - Original price $213.99
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$213.99
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Current price $213.99

MSI - Z790 GAMING PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

MSI

Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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Original price $213.99 - Original price $213.99
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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99

iBUYPOWER MEK 4 - Full-size Wired RGB Mechanical Tactile Brown Switch Gaming Keyboard with Custom Lighting - Black

iBuyPower

Easy Plug and PlayiBUYPOWER MEK 4 keyboard plugs in for instant use and gaming.Smooth Tactile Brown SwitchesExperience quality keystrokes using new...

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Original price $100.99 - Original price $100.99
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$100.99
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Original price $141.99 - Original price $141.99
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$141.99
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Current price $141.99

ASUS TUF Gaming VG249Q3A - LED monitor - Full HD (1080p) - 24"

ASUS

23.8" antiglare LED monitorEfficient screen type uses LEDs to provide precise backlighting to pixels.2-watt built-in speakersLet you enjoy your fav...

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Original price $141.99 - Original price $141.99
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$141.99
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Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99

Logitech G PRO X TKL LIGHTSPEED Wireless Gaming Keyboard Tactile Switches (GX Brown) Black - keyboard - QWERTY - US - black Input Device

Logitech

Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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Original price $206.99 - Original price $206.99
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$206.99
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Original price $187.99 - Original price $187.99
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$187.99
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Seagate - Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

Seagate

5TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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Original price $187.99 - Original price $187.99
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Original price $165.99 - Original price $165.99
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$165.99
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Current price $165.99

TP-Link - Archer AXE7800 Tri-Band Wi-Fi 6E Router - Black

TP Link

Tri-Band AXE7800All three WiFi bands work together to unleash your network’s total speeds up to 7.8Gbps and dominating all demanding devices.Wi-Fi ...

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Original price $165.99 - Original price $165.99
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Original price $119.99 - Original price $119.99
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$119.99
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Current price $119.99

TP-Link - AXE5400 Tri-Band Mesh Wi-Fi 6E Range Extender - White

TP Link

Tri-Band networkingEnsure full band speeds to your devices thanks to RE815XE’s another dedicated band backhaul.New 6 GHz bandCreate an open and cle...

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Original price $119.99 - Original price $119.99
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$119.99
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Original price $82.99 - Original price $82.99
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$82.99
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Hori - Split Pad Compact for Nintendo Switch - Gengar

Hori

Applicable modelsDesigned for Nintendo Switch Nintendo Switch OLED ModelPerfect fitFull-size controller experience in Handheld ModeErgonomic gripE...

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Original price $82.99 - Original price $82.99
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Original price $334.99 - Original price $334.99
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$334.99
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Current price $334.99

NETGEAR - Nighthawk Mid/High-Split DOCSIS 3.1 Cable Modem - Black

NETGEAR

Engineered for today’s fastest DOCSIS 3.1 cable internet speedsSpecifically engineered for fast cable Internet speeds this mid/high-split DOCSIS 3....

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Original price $334.99 - Original price $334.99
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$334.99
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Current price $334.99
Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Samsung HW-S60D - sound bar - wireless

Samsung

All in one DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $292.99 - Original price $292.99
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$292.99
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Current price $292.99

NETGEAR - Nighthawk Mid/High-Split 32 x 8 DOCSIS 3.1 Cable Modem - Black

NETGEAR

Engineered for today’s faster DOCSIS 3.1 cable internet speedsMid/high-split DOCSIS 3.1 cable modem delivers up to 2Gbps of download speeds and 1Gb...

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Original price $292.99 - Original price $292.99
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$292.99
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Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99

TP-Link - AX3000 Dual-Band Wi-Fi 6 Range Extender - White

TP Link

Extend Wi-Fi coverageExtend your router’s signal with RE705X featuring two high-gain antennas that are specifically designed to cover areas with we...

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Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99
Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99

TP-Link - TP- Link RE505X AX1500 Wi-Fi 6 Range Extender - White

TP Link

Extend WiFi CoverageExtend your router’s signal with RE505X featuring two high-gain antennas that are specifically designed to cover areas with wea...

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Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99
Original price $227.99 - Original price $227.99
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$227.99
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Current price $227.99

ARRIS - SURFboard DOCSIS 3.1 Cable Modem Wi-Fi 6 Router Combo - Black

Arris

ISP CompatibilityThe G34 is compatible with major U.S. Cable Internet Providers including Cox Spectrum Xfinity plus many others.It's best for cable...

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Original price $227.99 - Original price $227.99
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Current price $227.99
Original price $451.99 - Original price $451.99
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$451.99
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Current price $451.99

Sony - STRDH590 - 725W 5.2-Ch. Hi-Res 4K Ultra HD HDR A/V Home Theater Receiver - Black

Sony

4K HDR Dolby Vision compatibility with HDCP 2.2 supportAllows running high-quality 4K HDR video through the receiver straight to your media device....

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Original price $451.99 - Original price $451.99
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Current price $451.99
Original price $67.99 - Original price $67.99
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$67.99
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Current price $67.99

SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $67.99 - Original price $67.99
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$67.99
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Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99

SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC PS5 and PS4 - Black

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99
Original price $434.99 - Original price $434.99
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$434.99
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Current price $434.99

Yamaha - 5.1-Ch. 4K Ultra HD A/V Home Theater Receiver - Black

Yamaha

4K Ultra HD video technologyAllows high-quality 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...

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Original price $434.99 - Original price $434.99
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$434.99
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Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

ViewSonic OMNI Gaming VX2718-P-MHD - LED monitor - Full HD (1080p) - 27"

ViewSonic

ViewSonic OMNI Gaming VX2718-P-MHD - LED monitor - gaming - 27" - 1920 x 1080 Full HD (1080p) 180 Hz - MVA - 250 cd/m² - 40001 - 1 ms - 2xHDMI Dis...

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Original price $194.99 - Original price $194.99
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$194.99
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Original price $254.99 - Original price $254.99
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$254.99
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Current price $254.99

Sony - STRDH190- 2-Ch. Stereo Receiver with Bluetooth Phono Input for Turntables - Black

Sony

100W RMS power x 2 channelsFor powerful sound.Built-in BluetoothNot only can you wirelessly stream and play music from compatible Bluetooth devices...

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Original price $254.99 - Original price $254.99
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Original price $149.99 - Original price $149.99
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$149.99
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Vankyo - Leisure 470 Pro Native 1080P Wireless Single LCD Mini Projector - White

Vankyo

Built In Cooling SystemThe projector's advanced cooling system is designed to operate silently while efficiently managing heat for extended use.170...

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Original price $149.99 - Original price $149.99
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$149.99
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Original price $64.99 - Original price $64.99
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$64.99
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Current price $64.99

JLab - Epic Wireless Keyboard - Black

JLab

Flexible ConnectionsThe Epic Wireless Keyboard is compatible with three—count ‘em three—device connection options. You can pair with nearly any typ...

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Original price $64.99 - Original price $64.99
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$64.99
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Current price $64.99
Original price $1,369.99 - Original price $1,369.99
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$1,369.99
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Current price $1,369.99

Epson - Home Cinema 2350 4K PRO-UHD Smart Streaming Projector with Android TV - White

Epson

4K PRO-UHDAn amazing 4K experience utilizing advanced processing for resolution enhancement color and image processing; HDR102 and HLG support prod...

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Original price $1,369.99 - Original price $1,369.99
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Original price $281.99 - Original price $281.99
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$281.99
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Current price $281.99

Crucial - Pro 32GB (2x16GB) DDR5 5600MHz C46 UDIMM Desktop Memory - Black

Crucial

5600 MT/sDownclock capable for systems that only support 5200 or 4800MT/sCompatabilityCompatible with 12th Gen Intel Core or AMD RyzenTM 7000 Serie...

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Original price $281.99 - Original price $281.99
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$281.99
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Current price $281.99
Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99

CORSAIR - VENGEANCE 16GB (1x16GB) DDR5 4800MHz C40 SODIMM Laptop Memory - Black

Corsair

Kit of one 16GB DDR5 SODIMM DRAM memory moduleFor 16GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your...

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Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99
Original price $377.99 - Original price $377.99
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$377.99
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Current price $377.99

CORSAIR - VENGEANCE 32GB (1x32GB) DDR5 4800MHz C40 SODIMM Laptop Memory - Black

Corsair

One 32GB DDR5 SODIMM DRAM memory moduleFor 32GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your DDR5 G...

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Original price $377.99 - Original price $377.99
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$377.99
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Current price $377.99
Original price $1,308.99 - Original price $1,308.99
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Current price $1,308.99

Apple - 11-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Silver

Apple

11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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Original price $1,308.99 - Original price $1,308.99
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Original price $43.99 - Original price $43.99
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$43.99
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Current price $43.99

Best Buy essentials - Fixed TV Wall Mount for Most 3790" TVs - Black

Best Buy essentials

Compatible with most 3790" TVsHolds TVs up to 165 lbs. for sturdy support you can trust.VESA compliantSupports VESA patterns from 200 200 to 600 ...

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Original price $43.99 - Original price $43.99
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$43.99
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Current price $43.99
Original price $790.99 - Original price $790.99
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$790.99
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Current price $790.99

Klipsch - Reference Series 4" 100-Watt Passive 2-Way Height Channel Speakers (Pair) - Black

Klipsch

Handles up to 100W peak power (50W continuous)For robust and controlled audio that is crisp and clear.4" spun copper thermoformed crystalline polym...

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Original price $790.99 - Original price $790.99
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$790.99
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Current price $790.99
Original price $75.99 - Original price $75.99
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$75.99
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Current price $75.99

PDP - Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

Afterglow

Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.