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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $953.99 - Original price $953.99
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    Current price $953.99

    LG - 7.1.3 Channel Soundbar with Wireless Subwoofer Dolby Atmos and DTSX - Black

    LG Electronics

    Cinema Sound SolutionTake your home theater sound to a new level with this high-performance 7.1.3-channel 670W soundbar powered by Dolby Atmos and ...

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    Original price $953.99 - Original price $953.99
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    Current price $953.99
  • Original price $1,196.99 - Original price $1,196.99
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    Current price $1,196.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Blue (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

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    Original price $1,196.99 - Original price $1,196.99
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    Current price $1,196.99
  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air (Latest Model) M2 chip Wi-Fi 128GB - Space Gray

    Apple

    The redesigned 11-inch iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new landscape ...

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    Original price $689.99 - Original price $689.99
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  • Original price $1,084.99 - Original price $1,084.99
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    Current price $1,084.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Blue (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

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    Original price $1,084.99 - Original price $1,084.99
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    $1,084.99
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    Current price $1,084.99
  • Original price $259.99 - Original price $259.99
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    $259.99
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    Current price $259.99

    MSI - MAG B650 Tomahawk WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - Black

    MSI

    Processor CompatibilitySupports AMD(AM5 socket) Ryzen 7000 Series ProcessorsDDR5 memory288DIMMs X 4 with AMD EXPO Intel XMP Memory Module SupportG...

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    Original price $259.99 - Original price $259.99
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  • Original price $336.99 - Original price $336.99
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    Current price $336.99

    MSI - MPG Z790 EDGE WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6 Motherboard - Black

    MSI

    Processor CompatibilitySupports 12th/13th Gen Intel Core Processors Pentium Gold and Celeron ProcessorsGraphicsIntegrated Graphics ProcessorDDR5 me...

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    Original price $336.99 - Original price $336.99
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  • Original price $1,027.99 - Original price $1,027.99
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    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi 256GB - Blue

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    Original price $1,027.99 - Original price $1,027.99
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    $1,027.99
    $1,027.99 - $1,027.99
    Current price $1,027.99
  • Original price $1,084.99 - Original price $1,084.99
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    Current price $1,084.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 128GB - Purple (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

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    Original price $1,084.99 - Original price $1,084.99
    Original price
    $1,084.99
    $1,084.99 - $1,084.99
    Current price $1,084.99
  • Original price $1,196.99 - Original price $1,196.99
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    $1,196.99
    $1,196.99 - $1,196.99
    Current price $1,196.99

    Apple - 13-inch iPad Air (Latest Model) M2 chip Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

    Apple

    Now available in a 13-inch model iPad Air is supercharged by the incredibly fast Apple M2 chip. It features a stunning Liquid Retina display a new ...

    View full details
    Original price $1,196.99 - Original price $1,196.99
    Original price
    $1,196.99
    $1,196.99 - $1,196.99
    Current price $1,196.99
  • Original price $2,154.99 - Original price $2,154.99
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    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 1TB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $2,154.99 - Original price $2,154.99
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  • Original price $1,703.99 - Original price $1,703.99
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    Apple - 13-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $1,703.99 - Original price $1,703.99
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    $1,703.99
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  • Original price $324.99 - Original price $324.99
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    Current price $324.99

    MSI - MAG Z790 TOMAHAWK WIFI DDR4 (Socket LGA 1700) Intel Z790 ATX DDR4 Wi-Fi 6E Motherboard - Black

    MSI

    Processor CompatibilitySupports 12th/13th Gen Intel Core Processors Pentium Gold and Celeron ProcessorsGraphicsIntegrated Graphics ProcessorDDR4 me...

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    Original price $324.99 - Original price $324.99
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  • Original price $72.99 - Original price $72.99
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    Current price $72.99

    PowerA - GameCube Style Wireless Controller for Nintendo Switch - Toad

    PowerA

    The preferred gamepad for Super Smash Bros. UltimateWireless freedom using Bluetooth 5.0Classic GameCube design plus larger D-pad and added left sh...

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    Original price $72.99 - Original price $72.99
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    $72.99
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  • Original price $504.99 - Original price $504.99
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    Samsung - 50 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Original price $504.99 - Original price $504.99
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    $504.99
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  • Original price $859.99 - Original price $859.99
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    Dell - Inspiron 14 2-in-1 Touch Laptop - AMD Ryzen 7 - AMD Radeon Graphics - 16 GB Memory - 1 TB SSD - Midnight Blue

    Dell

    Smarter performance with AI PCWith AMD Ryzen AI built-in make video chat experiences even better with AI-empowered Windows Studios Effects and get ...

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    Original price $859.99 - Original price $859.99
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    $859.99
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  • Original price $1,898.99 - Original price $1,898.99
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    Lenovo - Yoga Pro 9i 16" 3.2K Touchscreen Laptop - Intel Core Ultra 9 185H with 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Luna Grey

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $1,898.99 - Original price $1,898.99
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  • Original price $2,213.99 - Original price $2,213.99
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    Lenovo - Legion Tower 5i Gaming Desktop - Intel Core i7 14700F - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 1TB SSD - Storm Grey

    Lenovo

    Join The GameDive into gaming with the Lenovo LOQ Tower 17IRR9 Powered by Intel Core processors and NVIDIA GeForce RTX graphics this gaming tower e...

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    Original price $2,213.99 - Original price $2,213.99
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  • Original price $2,584.99 - Original price $2,584.99
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    Current price $2,584.99

    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Ebony

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $2,584.99 - Original price $2,584.99
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  • Original price $103.99 - Original price $103.99
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    $103.99
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    Current price $103.99

    Snaptain - K30 Mini 720P HD Camera Drone with Colorful Lighting Remote Controller and Max Flight Time of 18 Minutes - White

    Snaptain

    The K30 is a fun children's drone based on a bionic design that combines beauty and protection with customizable and colorful lighting. The aircraf...

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    Original price $103.99 - Original price $103.99
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  • Original price $67.99 - Original price $67.99
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    CORSAIR - VENGEANCE 16GB (1x16GB) 4800MHz DDR5 C40 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 16GB DDR5 SODIMM DRAM memory moduleFor 16GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your...

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    Original price $67.99 - Original price $67.99
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  • Original price $1,129.99 - Original price $1,129.99
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    Dell Inspiron 14 2-in-1 Touch Laptop Intel Core 7 Processor 16GB Memory 1TB SDD - Ice Blue

    Dell

    Designed for adaptabilityNo matter what adventure you chase the 360 hinge gives you the flexibility to get things done whether in tablet tent stand...

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    Original price $1,129.99 - Original price $1,129.99
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  • Original price $124.99 - Original price $124.99
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    Polaroid HiPrint Generation 2 2x3 Pocket Photo Printer White - White

    Polaroid

    Bluetooth pocket printerBluetooth compatablePrint digital photosPrint Photos directly from your phonePrints with sticky backPeel stick photosApp E...

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    Original price $124.99 - Original price $124.99
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  • Original price $2,443.99 - Original price $2,443.99
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    Alienware - Aurora R16 Desktop Intel Core i7 Processor 14700KF NVIDIA GeForce RTX 4070 Super - 32GB Memory 1TB SDD - Black

    Alienware

    240 MM HEAT EXCHANGERGame cool and quietly thanks to a 240mm heat exchanger that heightens the system’s thermal resistance and ensures temperatures...

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    Original price $2,443.99 - Original price $2,443.99
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  • Original price $238.99 - Original price $238.99
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    Razer - BlackWidow V4 Pro Full Size Wired Mechanical Green Switch Gaming Keyboard with Chroma RGB - White

    Razer

    Razer Green Mechanical Switches for precise execution with a clicky tactile feelWith a 1.9mm actuation point requiring just 50g of force experience...

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    Original price $238.99 - Original price $238.99
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    $238.99
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  • Original price $116.99 - Original price $116.99
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    Amazfit - Active Smartwatch 35.9mm Aluminum Alloy - Black

    Amazfit

    14- Day Long-Lasting Battery LifeLife doesn't pause and neither should you. Stay charged through meetings moments and miles. To keep up with your b...

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    Original price $116.99 - Original price $116.99
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    $116.99
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  • Original price $704.99 - Original price $704.99
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    Sony - 50" class BRAVIA 3 LED 4K UHD Smart Google TV

    Sony

    Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

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    Original price $704.99 - Original price $704.99
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    $704.99
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  • Original price $806.99 - Original price $806.99
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    Dell - Inspiron 14 2-in-1 Touch Laptop - AMD Ryzen 5 Processor - AMD Radeon Graphics - 8 GB Memory - 512 GB SSD - Midnight Blue

    Dell

    Smarter performance with AI PCWith AMD Ryzen AI built-in make video chat experiences even better with AI-empowered Windows Studios Effects and get ...

    View full details
    Original price $806.99 - Original price $806.99
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    $806.99
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    Current price $806.99
  • Original price $123.99 - Original price $123.99
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    $123.99
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    Current price $123.99

    Razer - Firefly V2 Pro Micro-Textured Surface Gaming Mouse Pad with Chroma RGB Lighting - Black

    Razer

    Edge-to-Edge Backlit Design for maximum illuminationMade for hardcore RGB enthusiasts the mat’s frosted surface catches and amplifies the glow of i...

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    Original price $123.99 - Original price $123.99
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    $123.99
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  • Original price $458.99 - Original price $458.99
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    $458.99
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    Samsung - 43 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

    View full details
    Original price $458.99 - Original price $458.99
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    $458.99
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  • Original price $1,088.99 - Original price $1,088.99
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    LG - 55" Class 85 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,088.99 - Original price $1,088.99
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  • Original price $748.99 - Original price $748.99
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    Razer - Iskur V2 Gaming Chair with Adaptive Lumbar Support - Black/Green

    Razer

    Adaptive Lumbar Support System that conforms to how you sitDesigned to shift according to the weight and angle of your body the lumbar support’s sp...

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    Original price $748.99 - Original price $748.99
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  • Original price $230.99 - Original price $230.99
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    $230.99
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    LG - 32" Class LR65 Series LED HD WebOS TV

    LG Electronics

    32LR655BPUATV

    Original price $230.99 - Original price $230.99
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  • Original price $79.99 - Original price $79.99
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    $79.99
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    Current price $79.99

    PowerA - Enhanced Wireless Controller for Nintendo Switch - Pikachu Vibrant

    PowerA

    Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

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    Original price $79.99 - Original price $79.99
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  • Original price $865.99 - Original price $865.99
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    TP-Link - BE11000 Multi-Gig Whole Home Mesh Wi-Fi 7 System (3-Pack) - White

    TP Link

    Supercharged with Wi-Fi 7Wi-Fi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and ...

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    Original price $865.99 - Original price $865.99
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  • Original price $589.99 - Original price $589.99
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    $589.99
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    Current price $589.99

    Sony - 43" class BRAVIA 3 LED 4K UHD Smart Google TV

    Sony

    Intelligent TV processing4K HDR Processor X1 intelligently enhances every scene in real-time boosting color contrast and clarity.Real-world colorsW...

    View full details
    Original price $589.99 - Original price $589.99
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    $589.99
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    Current price $589.99
  • Original price $2,584.99 - Original price $2,584.99
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    Current price $2,584.99

    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Mica

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

    View full details
    Original price $2,584.99 - Original price $2,584.99
    Original price
    $2,584.99
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    Current price $2,584.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.