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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $1,449.99 - Original price $1,449.99
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    Dell - XPS 8960 Desktop -Intel Core i7 processor (14 gen) - 16GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Black

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,449.99 - Original price $1,449.99
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  • Original price $333.99 - Original price $333.99
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    LG - 5.1 Channel Soundbar with Wireless Subwoofer and Rear Speakers - Black

    LG

    Cinematic Sound ProjectionExperience a new dimension of sound that transforms your room into a dynamic home theater. Projected through left right c...

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    Original price $333.99 - Original price $333.99
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  • Original price $734.99 - Original price $734.99
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    NIU - KQi 300P Foldable Electric Kick Scooter W/ 30 mi Max Range 20 mph Max Speed - Black

    NIU

    Top Speed 20mphPowered by a 450W (900W Max Power) motor KQi300P lets you soar through your cityNew Dual-Tube Hydraulic SuspensionAerospace-grade al...

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    Original price $734.99 - Original price $734.99
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  • Original price $1,044.99 - Original price $1,044.99
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    NIU - KQi 300X Foldable Electric Kick Scooter W/ 37 mi Max Range 23.7 mph Max Speed - Space Grey

    NIU

    Top Speed 24mphPowered by a 500W (1000W Max Power) motor KQi300X lets you fly through traffic with ease.New Dual-Tube Hydraulic SuspensionAerospace...

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    Original price $1,044.99 - Original price $1,044.99
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  • Original price $1,785.99 - Original price $1,785.99
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    GoTrax - CTI3 Step Thru eBike w/ 45mi Max Operating Range and 20mph Max Speed - White

    GoTrax

    27.5" Tires27.5" air-filled pneumatic tires can handle any kind of commute you have from bumps to cracks to the off-road.Step-through FrameA step-t...

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    Original price $1,785.99 - Original price $1,785.99
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  • Original price $81.99 - Original price $81.99
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    PowerA - Enhanced Wireless Controller for Nintendo Switch - Fortnite Peely

    PowerA

    Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

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    Original price $81.99 - Original price $81.99
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  • Original price $439.99 - Original price $439.99
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    Samsung - Odyssey G50D 32" QHD IPS 180Hz 1ms Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $439.99 - Original price $439.99
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  • Original price $596.99 - Original price $596.99
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    32" QHD 165HZ IPS GA

    Samsung

    32" QHD 165HZ IPS GAMING

    Original price $596.99 - Original price $596.99
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  • Original price $158.99 - Original price $158.99
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    Snaptain - E20 FPV Drone with 2.7K Camera and Remote Controller - Gray

    Vantop

    2.7K QHD cameraThe built in adjustable 90 field of view wide angle allows you to both take pictures or record live video during flight for first pe...

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    Original price $158.99 - Original price $158.99
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  • Original price $149.99 - Original price $149.99
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    Samsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black

    Samsung

    Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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    Original price $149.99 - Original price $149.99
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  • Original price $589.99 - Original price $589.99
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    Samsung - HW-Q600C 3.1.2 Channel Q-series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

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    Original price $589.99 - Original price $589.99
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  • Original price $391.99 - Original price $391.99
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    Withings - ScanWatch 2 - Heart Health Hybrid Smartwatch - 42mm - Black/Silver

    Withings

    24/7 temp trackingDiscover baseline day and night temperature fluctuations which may indicate the onset of an illness or other health condition and...

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    Original price $391.99 - Original price $391.99
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  • Original price $3,365.99 - Original price $3,365.99
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    Dell - XPS 16 - 16.3" OLED UHD+ Touch Laptop - Intel Evo Edition Core Ultra 9 -32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Platinum

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $3,365.99 - Original price $3,365.99
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  • Original price $474.99 - Original price $474.99
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    $474.99
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    Samsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black

    Samsung

    Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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    Original price $474.99 - Original price $474.99
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  • Original price $975.99 - Original price $975.99
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    CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black

    CyberPowerPC

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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    Original price $975.99 - Original price $975.99
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  • Original price $86.99 - Original price $86.99
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    Logitech - Yeti Orb Wired Cardioid Condenser Gaming Microphone with LIGHTSYNC RGB Lights

    Logitech

    It’s that easyThe Logitech G Yeti Orb is a premium RGB gaming microphone with LIGHTSYNC that delivers best-in-class audio performance and ease of u...

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    Original price $86.99 - Original price $86.99
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  • Original price $486.99 - Original price $486.99
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    Dell Inspiron 15 Touch Screen Laptop Intel Core i5 8GB 512GB SSD - Carbon Black

    Dell

    Windows 11 Home (S mode)Experience the most secure Windows ever built with fast boot times increased responsiveness and added protection against ph...

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    Original price $486.99 - Original price $486.99
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  • Original price $278.99 - Original price $278.99
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    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Black

    Samsung

    Rich sound and deep bass brought to you by Dolby Audio built in center speakers and booming subwoofers. Hear the action wrap ar ound the room with ...

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    Original price $278.99 - Original price $278.99
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  • Original price $849.99 - Original price $849.99
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    LG - 3.1-Channel Soundbar with Wireless Subwoofer Dolby Atmos - Black

    LG

    One Wall DesignAt a depth of less than 1.3 inches the ultra-slim One Wall Design of the LG Soundbar artfully enhances your LG OLED evo G Series TV ...

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    Original price $849.99 - Original price $849.99
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  • Original price $218.99 - Original price $218.99
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    Samsung - HW-C450 2.1 Channel C-Series Soundbar with Wireless Subwoofer DTS Virtual X - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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  • Original price $194.99 - Original price $194.99
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    Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

    Samsung

    All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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    Original price $194.99 - Original price $194.99
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  • Original price $1,673.99 - Original price $1,673.99
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    LG - 75" Class 85 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,673.99 - Original price $1,673.99
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  • Original price $1,179.99 - Original price $1,179.99
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    LG - 65" Class 85 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,179.99 - Original price $1,179.99
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  • Original price $58.99 - Original price $58.99
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    PowerA - Advantage Wired Controller for Xbox Series XS - Midas

    PowerA

    Advanced Gaming Buttons Get an edge over the competition with two mappable buttons you can program on-the-fly mid-game—no system settings to confi...

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    Original price $58.99 - Original price $58.99
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  • Original price $367.99 - Original price $367.99
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    Samsung - Odyssey G50D 27" QHD IPS 180Hz 1ms Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $367.99 - Original price $367.99
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  • Original price $85.99 - Original price $85.99
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    PowerA - Enhanced Wireless Controller for Nintendo Switch - Peely

    PowerA

    Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

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    Original price $85.99 - Original price $85.99
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    $85.99
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  • Original price $79.99 - Original price $79.99
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    $79.99
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    Current price $79.99

    PowerA - Enhanced Wireless Controller for Nintendo Switch

    PowerA

    Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

    View full details
    Original price $79.99 - Original price $79.99
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    Current price $79.99
  • Original price $359.99 - Original price $359.99
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    Current price $359.99

    Samsung - SWA-9500S/ZA 2.0.2 Channel Wireless Rear Speaker Kit Dolby Atmos/DTSX - Black

    Samsung

    Simple space-saving setupSync up to a surround sound experience that doesn't clutter your space. Link the wireless SWA-9500S Rear Speaker Kit to yo...

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    Original price $359.99 - Original price $359.99
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  • Original price $453.99 - Original price $453.99
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    Shure - SM7B Cardioid Dynamic Vocal Microphone

    Shure

    Flat AudioWide-range frequency response for exceptionally clean and natural reproduction of both music and speechPresence BoostBass rolloff and mid...

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    Original price $453.99 - Original price $453.99
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  • Original price $183.99 - Original price $183.99
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    Razer - Viper V3 Pro Ultra-Lightweight Wireless Optical Gaming Mouse with 95 Hour Battery Life - Black

    Razer

    54 G Ultra-Lightweight Design Seamless handling. Maximum control.Seamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-in-cla...

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    Original price $183.99 - Original price $183.99
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  • Original price $79.99 - Original price $79.99
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    PowerA - GameCube Style Wireless Controller for Nintendo Switch

    PowerA

    The preferred gamepad for Super Smash Bros. UltimateWireless freedom using Bluetooth 5.0Classic GameCube design plus larger D-pad and added left sh...

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    Original price $79.99 - Original price $79.99
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  • Original price $31.99 - Original price $31.99
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    Insignia - USB to VGA Adapter - White

    Insignia

    USB 3.0 to VGAMirror or extend your computer’s display to by connecting from your computer’s USB port to an VGA-enabled monitor.For Windows and mac...

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    Original price $31.99 - Original price $31.99
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  • Original price $931.99 - Original price $931.99
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    LG - 75 Class UT75 Series LED 4K UHD Smart webOS TV

    LG Electronics

    4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.webOS 24 and LG ChannelsNo matter...

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    Original price $931.99 - Original price $931.99
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  • Original price $254.99 - Original price $254.99
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    Hisense - 43" Class A7 Series LED 4K UHD HDR WCG Google TV

    HISENSE

    Wide Color GamutDive into a world of dazzling color. Special phosphor technology expands the range and depth of each hue that you’re able to percei...

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    Original price $254.99 - Original price $254.99
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  • Original price $816.99 - Original price $816.99
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    Samsung UN65DU8000F DU8000 Series - 65" Class (64.5" viewable) LED-backlit LCD TV - Crystal UHD - 4K

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Original price $816.99 - Original price $816.99
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  • Original price $1,294.99 - Original price $1,294.99
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    Dell - Inspiron 16 2-in-1 Touch Laptop - Intel Core Ultra 7 Processor - 16GB Memory - 1TB SSD Intel Arc Graphics - Ice Blue

    Dell

    AI Ready for Creation and EntertainmentWith Intel Core Ultra Processors integrated AI and up to built-in Intel Arc Graphics you're ready for anyth...

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    Original price $1,294.99 - Original price $1,294.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.