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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $569.99 - Original price $569.99
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    Onkyo TX-NR696 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black

    Onkyo

    Connect to the InternetAccess a variety of online streaming services such as Pandora Deezer Spotify TuneIn TIDAL Chromecast and Amazon Music as wel...

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    Original price $569.99 - Original price $569.99
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  • Original price $113.99 - Original price $113.99
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    Current price $113.99

    SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Ghost Edition

    Steel Series

    BEAUTIFUL RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces wei...

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    Original price $113.99 - Original price $113.99
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  • Original price $1,033.99 - Original price $1,033.99
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    Acer - Nitro V ANV15-41-R2Y3 Gaming Laptop 15.6" Full HD 144Hz AMD Ryzen 5 7535HS GeForce RTX 4050 - 16GB DDR5 512GB SSD - Obsidian Black

    Acer

    Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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    Original price $1,033.99 - Original price $1,033.99
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  • Original price $466.99 - Original price $466.99
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    Apple Watch Series 9 GPS 41mm Aluminum Case with Midnight Sport Loop - Midnight

    Apple

    WHY APPLE WATCH SERIES 9—Your essential companion for a healthy life is now even more powerful. The S9 chip enables a superbright display and a mag...

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    Original price $466.99 - Original price $466.99
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  • Original price $1,024.99 - Original price $1,024.99
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    SAMSUNG GALAXY BOOK4

    Samsung

    SAMSUNG GALAXY BOOK4

    Original price $1,024.99 - Original price $1,024.99
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  • Original price $1,868.99 - Original price $1,868.99
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    MacBook Air 15-inch Laptop - Apple M3 chip - 16GB Memory - 512GB SSD (Latest Model) - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,868.99 - Original price $1,868.99
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  • Original price $108.99 - Original price $108.99
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    Current price $108.99

    GoTrax - Scout 2.0 Electric Scooter - Gray

    GoTrax

    Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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    Original price $108.99 - Original price $108.99
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    $108.99
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    Current price $108.99
  • Original price $2,273.99 - Original price $2,273.99
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    MacBook Pro 14-inch Laptop Apple M3 chip - 16GB Memory - 1TB SSD (Latest Model) - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,273.99 - Original price $2,273.99
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  • Original price $108.99 - Original price $108.99
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    $108.99 - $108.99
    Current price $108.99

    GoTrax - Scout 2.0 Electric Scooter - Red

    GoTrax

    Two Button SystemSimple to ride and simple to activate. The front button is the intial activation and the rear button controls the motor. Once your...

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    Original price $108.99 - Original price $108.99
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    $108.99
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    Current price $108.99
  • Original price $853.99 - Original price $853.99
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    Samsung - 65 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

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    Original price $853.99 - Original price $853.99
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  • Original price $581.99 - Original price $581.99
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    Samsung - 43 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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    Original price $581.99 - Original price $581.99
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  • Original price $1,237.99 - Original price $1,237.99
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    HP - Envy 2-in-1 16" Wide Ultra XGA Touch-Screen Laptop - AMD Ryzen 7 - 16GB Memory - 1TB SSD - Meteor Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,237.99 - Original price $1,237.99
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  • Original price $1,614.99 - Original price $1,614.99
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    MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 9 Intel ARC Graphics with 16GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,614.99 - Original price $1,614.99
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  • Original price $387.99 - Original price $387.99
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    NETGEAR - Orbi 750 Series AX5200 Tri-Band Mesh Wi-Fi 6 System (2-pack) - White

    NETGEAR

    Cutting-edge AX5200 performanceFeatures wireless speeds up to 5.2 Gbps. Enjoy 4K/8K UHD streaming lag-free gaming and smooth streaming.Up to 5000 s...

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    Original price $387.99 - Original price $387.99
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  • Original price $724.99 - Original price $724.99
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    Samsung - 65 Class DU7200 Series Crystal UHD 4K Smart Tizen TV

    Samsung

    PurColorSee a wide spectrum of colors than traditional RGB models with PurColor. From green turf to an amazing sunset you’ll enjoy true to life pic...

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    Original price $724.99 - Original price $724.99
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  • Original price $1,498.99 - Original price $1,498.99
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    HP - Envy 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Glacier Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,498.99 - Original price $1,498.99
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  • Original price $1,167.99 - Original price $1,167.99
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    Samsung - 65 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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    Original price $1,167.99 - Original price $1,167.99
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    $1,167.99
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  • Original price $963.99 - Original price $963.99
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    $963.99
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    Samsung - 55 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

    View full details
    Original price $963.99 - Original price $963.99
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    $963.99
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  • Original price $1,774.99 - Original price $1,774.99
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    ASUS - ROG Zephyrus G14 (2024) 14" OLED 3K 120Hz Gaming Laptop - AMD Ryzen 9 8945HS - 16GB LPDDR5X - GeForce RTX 4060 - 1TB SSD - Platinum White

    ASUS

    Make everyday use easier with Windows 11 Operating SystemGame create and maximize your productivity—Windows 11 is the one place for it all. With a ...

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    Original price $1,774.99 - Original price $1,774.99
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    $1,774.99
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  • Original price $1,174.99 - Original price $1,174.99
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    ASUS - Zenbook 14 OLED 14 WUXGA Touch Laptop Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Jasper Gray

    ASUS

    Windows 11 Operating SystemWindows 11 boasts the power and security of Windows 10 with a redesigned and refreshed look accompanied by new tools sou...

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    Original price $1,174.99 - Original price $1,174.99
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    $1,174.99
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  • Original price $1,340.99 - Original price $1,340.99
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    Current price $1,340.99

    TCL - 75" Class Q7 Q-Class QLED 4K HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $1,340.99 - Original price $1,340.99
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  • Original price $194.99 - Original price $194.99
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    Current price $194.99

    TCL - 32" Class S3 S-Class LED Full HD Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $194.99 - Original price $194.99
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  • Original price $1,650.99 - Original price $1,650.99
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    Current price $1,650.99

    MacBook Air 15-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

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    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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  • Original price $1,991.99 - Original price $1,991.99
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    Current price $1,991.99

    Samsung - 85 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

    View full details
    Original price $1,991.99 - Original price $1,991.99
    Original price
    $1,991.99
    $1,991.99 - $1,991.99
    Current price $1,991.99
  • Original price $458.99 - Original price $458.99
    Original price
    $458.99
    $458.99 - $458.99
    Current price $458.99

    Samsung - 43 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

    View full details
    Original price $458.99 - Original price $458.99
    Original price
    $458.99
    $458.99 - $458.99
    Current price $458.99
  • Original price $1,650.99 - Original price $1,650.99
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    Current price $1,650.99

    MacBook Air 13-inch Laptop - Apple M3 chip - 16GB Memory - 512GB SSD (Latest Model) - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
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    Current price $1,650.99
  • Original price $684.99 - Original price $684.99
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    $684.99
    $684.99 - $684.99
    Current price $684.99

    Samsung - 50 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

    View full details
    Original price $684.99 - Original price $684.99
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    $684.99
    $684.99 - $684.99
    Current price $684.99
  • Original price $1,450.99 - Original price $1,450.99
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    Current price $1,450.99

    ASUS - Vivobook Pro 15 OLED Laptop - Intel Core Ultra 7 - NVIDIA RTX3050 6GB with 16GB Memory - 1TB SSD - Earl Gray

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

    View full details
    Original price $1,450.99 - Original price $1,450.99
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    $1,450.99
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    Current price $1,450.99
  • Original price $1,650.99 - Original price $1,650.99
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    Current price $1,650.99

    MacBook Air 15-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Midnight

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,650.99 - Original price $1,650.99
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    $1,650.99
    $1,650.99 - $1,650.99
    Current price $1,650.99
  • Original price $504.99 - Original price $504.99
    Original price
    $504.99
    $504.99 - $504.99
    Current price $504.99

    Samsung - 50 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

    View full details
    Original price $504.99 - Original price $504.99
    Original price
    $504.99
    $504.99 - $504.99
    Current price $504.99
  • Original price $727.99 - Original price $727.99
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    $727.99
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    Current price $727.99

    Samsung - 55 Class DU8000 Series Crystal UHD Smart Tizen TV

    Samsung

    AirSlimThis TV blends right into your wall with a slim design and brings clutter free minimalism to any room.4K UpscalingGet a clearer picture for ...

    View full details
    Original price $727.99 - Original price $727.99
    Original price
    $727.99
    $727.99 - $727.99
    Current price $727.99
  • Original price $126.99 - Original price $126.99
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    $126.99
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    Current price $126.99

    Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - White

    Razer

    280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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    Original price $126.99 - Original price $126.99
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  • Original price $1,432.99 - Original price $1,432.99
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    Current price $1,432.99

    MacBook Air 13-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Space Gray

    Apple

    LEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...

    View full details
    Original price $1,432.99 - Original price $1,432.99
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    $1,432.99
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    Current price $1,432.99
  • Original price $474.99 - Original price $474.99
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    Current price $474.99

    Sauder - East Rock Accent Storage Cabinet - Ashen Oak

    Sauder

    Number of Shelves/Drawers3 Adjustable ShelvesMaterialsEngineered woodDesign StyleContemporary Mid-century ModernAssembly RequiredSave time by addin...

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    Original price $474.99 - Original price $474.99
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    Current price $474.99
  • Original price $1,572.99 - Original price $1,572.99
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    Current price $1,572.99

    Samsung - 75 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

    View full details
    Original price $1,572.99 - Original price $1,572.99
    Original price
    $1,572.99
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    Current price $1,572.99
  • Original price $546.99 - Original price $546.99
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    Current price $546.99

    Samsung - 32 Class Q60D Series QLED 4K Smart Tizen TV

    Samsung

    Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

    View full details
    Original price $546.99 - Original price $546.99
    Original price
    $546.99
    $546.99 - $546.99
    Current price $546.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.