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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $53.99 - Original price $53.99
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    Logitech - G203 LIGHTSYNC Wired Optical Gaming Mouse with 8000 DPI sensor - Lilac

    Logitech

    8000 DPI sensorPlay with ultra-precise tracking thanks to a 8000 DPI sensor. Cycle through 5 sensitivity settings as well as screen mapping with G ...

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    Original price $53.99 - Original price $53.99
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  • Original price $48.99 - Original price $48.99
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    AC Adapter for Nintendo Switch - Black

    Nintendo

    Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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    Original price $48.99 - Original price $48.99
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  • Original price $45.99 - Original price $45.99
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    NETGEAR - 5-Port 10/100/1000 Mbps Gigabit Unmanaged Switch - White

    NETGEAR

    Gigabit Ethernet5 auto-sensing 10/100/1000 Mbps Gigabit Ethernet ports with non-blocking switching architecture for maximum throughput at wire spee...

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    Original price $45.99 - Original price $45.99
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  • Original price $62.99 - Original price $62.99
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    Logitech - Prodigy G213 Full-size Wired Membrane Gaming Keyboard with RGB Backlighting - Black

    Logitech

    Logitech Mech-Dome keysEach key is tuned to enhance the tactile experience delivering ultra-quick responsive feedback while the anti-ghosting gamin...

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    Original price $62.99 - Original price $62.99
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  • Original price $1,177.99 - Original price $1,177.99
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    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $1,177.99 - Original price $1,177.99
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  • Original price $897.99 - Original price $897.99
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    Dell - Inspiron 24" Touch screen All-In-One - AMD Ryzen 5 7530U - 8GB Memory - 512GB SSD - Black

    Dell

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $897.99 - Original price $897.99
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  • Original price $161.99 - Original price $161.99
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    Current price $161.99

    JBL - 2.0 Channel All-in-One Soundbar (MK2) - Black

    JBL

    Deep bassEnhance the drama of a tense thriller feel the roar of your team or sit back with your latest album. The JBL Bar 2.0 All-in-One really is ...

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    Original price $161.99 - Original price $161.99
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  • Original price $510.99 - Original price $510.99
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    reMarkable 2 - 10.3 Paper Tablet with Marker Plus - Black

    ReMarkable

    The original paper tabletMeet the paper tablet that redefines note-taking reading and reviewing documents with a paper-like writing experience.Desi...

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    Original price $510.99 - Original price $510.99
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  • Original price $104.99 - Original price $104.99
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    Current price $104.99

    Sony - PlayStation 5 - DualSense Wireless Controller - Cosmic Red

    Sony

    Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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    Original price $104.99 - Original price $104.99
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  • Original price $120.99 - Original price $120.99
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    j5create - 4K60 Elite USB-C Triple-Monitor 10Gbps Mini Dock - Space Grey

    J5 Create

    11-in-1 FunctionsAll the connections you need for maximum productivity.E-Mark chipAdvanced USB-C E-Mark chip integrates USB4 Thunderbolt 3 and Thun...

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    Original price $120.99 - Original price $120.99
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  • Original price $319.99 - Original price $319.99
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    TUMI - Alpha Bravo Esports Pro Sling - Black

    Tumi

    Exterior FeaturesZipper opening to main compartment Scratch-resistant material on bottom panel 1 Front vertical zipper pocket 2 Front elastic mesh ...

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    Original price $319.99 - Original price $319.99
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  • Original price $69.99 - Original price $69.99
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    Turtle Beach - Recon Controller Wired Controller for Xbox Series X Xbox Series S Xbox One Windows PCs with Remappable Buttons - Black

    Turtle Beach

    Turtle Beach Audio AdvantageEasy access audio controls only available from Turtle Beach including EQ presets game chat volume mix mic monitoring a...

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    Original price $69.99 - Original price $69.99
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  • Original price $186.99 - Original price $186.99
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    Dell - S2721HGF 27" Gaming - LED Curved FHD FreeSync and G-SYNC Compatible Monitor (DisplayPort HDMI) - Black

    Dell

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.144Hz Ref...

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    Original price $186.99 - Original price $186.99
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  • Original price $104.99 - Original price $104.99
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    Sony - PlayStation 5 - DualSense Wireless Controller - Galactic Purple

    Sony

    Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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    Original price $104.99 - Original price $104.99
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  • Original price $573.99 - Original price $573.99
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    Walker Edison - 58" Mid-Century Modern 3-Drawer Wood TV Stand for TVs up to 65" - White

    Walker Edison

    Holds your flat-panel plasma or LCD TVSupports TVs up to 65 inches (measured diagonally from corner to corner)Sturdy solid wood constructionMade wi...

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    Original price $573.99 - Original price $573.99
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  • Original price $67.99 - Original price $67.99
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    CORSAIR - HARPOON RGB Wireless Optical Gaming Mouse with Bluetooth - Black

    Corsair

    Game in the fast lanePlay with hyper-fast sub 1ms Slipstream CORSAIR wireless technology or connect with low-latency Bluetooth or USB wired.Ultra-d...

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    Original price $67.99 - Original price $67.99
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  • Original price $305.99 - Original price $305.99
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    Thrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC - Black

    Thrustmaster

    DesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...

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    Original price $305.99 - Original price $305.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - 16-Port 10/100/1000 Mbps Gigabit Unmanaged Switch - Blue

    NETGEAR

    Gigabit Ethernet16 auto-sensing 10/100/1000 Mbps Gigabit Ethernet ports with non-blocking switching architecture for maximum throughput at wire spe...

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    Original price $125.99 - Original price $125.99
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    $125.99
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  • Original price $146.99 - Original price $146.99
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    Razer - Nommo V2 X Full-Range 2.0 PC Gaming Speakers (2 Piece) - Black

    Razer

    Two 3 Full-Range DriversArmed with two full-range 3 drivers tuned for distinct clarity and rich depth across the full range of audio the Nommo V2 X...

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    Original price $146.99 - Original price $146.99
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  • Original price $286.99 - Original price $286.99
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    Razer - Nommo V2 Full-Range 2.1 PC Gaming Speakers with Wired Subwoofer (3 Piece) - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Original price $286.99 - Original price $286.99
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  • Original price $1,720.99 - Original price $1,720.99
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    Lenovo - Yoga AIO 9i 31.5" All-In-One - Intel Core i9 - 16GB Memory + 512GB SSD - Storm Gray

    Lenovo

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,720.99 - Original price $1,720.99
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  • Original price $133.99 - Original price $133.99
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    $133.99
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    ION Audio - Sport Boom All-Weather Rechargeable Speaker with Microphone - Black

    Ion Audio LLC

    Bluetooth 5.0 enabledStream and control your music wirelesslyIon sound control AppCustomize your audioHigh-powered 60-watt sound system5.25 (133.35...

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    Original price $133.99 - Original price $133.99
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  • Original price $476.99 - Original price $476.99
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    TCL - 55" Class Q5 Series QLED 4K UHD Smart Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $476.99 - Original price $476.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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    $503.99
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  • Original price $1,414.99 - Original price $1,414.99
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    Sony - 75" Class X85K LED 4K UHD Smart Google TV

    Sony

    4K HDR Processor X1Intelligent TV processing delivers a picture that is smooth and clear full of rich colors and detailed contrast.TRILUMINOS PRORe...

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    Original price $1,414.99 - Original price $1,414.99
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  • Original price $185.99 - Original price $185.99
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    ASUS - ZenScreen 15.6 IPS FHD 1080P USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $185.99 - Original price $185.99
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  • Original price $762.99 - Original price $762.99
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    Lenovo Ideapad 1 15.6" Laptop - Ryzen 7 5700U with 16GB Memory - AMD Radeon Graphics - 512GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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    Original price $762.99 - Original price $762.99
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  • Original price $622.99 - Original price $622.99
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    Walker Edison - X Frame Command Center Gaming Desk Station - White

    Walker Edison

    X-design legsCommand center setup great for gamingMade from tempered safety glass and powder-coated steelAssembly required.Save time by adding a Fu...

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    Original price $622.99 - Original price $622.99
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  • Original price $2,047.99 - Original price $2,047.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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    Apple - MacBook Pro 14" Laptop - M3 chip - 8GB Memory - 10-core GPU - 1TB SSD (Latest Model) - Space Gray

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,047.99 - Original price $2,047.99
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    $2,047.99
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  • Original price $2,195.99 - Original price $2,195.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,195.99 - Original price $2,195.99
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  • Original price $2,632.99 - Original price $2,632.99
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    Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 1TB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...

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    Original price $2,632.99 - Original price $2,632.99
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    $2,632.99
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  • Original price $2,741.99 - Original price $2,741.99
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    Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD (Latest Model) - Space Black

    Apple

    SUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...

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    Original price $2,741.99 - Original price $2,741.99
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  • Original price $262.99 - Original price $262.99
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    Yardbird - Eden Outdoor Coffee Table - Faux Weathered Teak

    Yardbird

    Sturdy commercial grade aluminum frames that will never rust.Hand painted faux weathered teak.3 coats of paint powder hand finish and then a final ...

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    Original price $262.99 - Original price $262.99
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    $262.99
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  • Original price $689.99 - Original price $689.99
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    $689.99
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    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Pink

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99
  • Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

    Apple - 10.9-Inch iPad (Latest Model) with Wi-Fi - 256GB - Silver

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

    View full details
    Original price $689.99 - Original price $689.99
    Original price
    $689.99
    $689.99 - $689.99
    Current price $689.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.