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2024 Holiday Gift Guide

There is something for everyone at Finance My Cart!

  • Original price $126.99 - Original price $126.99
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    Razer - Blackshark V2 Hyperspeed Wireless Gaming Headset - Black

    Razer

    280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...

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    Original price $126.99 - Original price $126.99
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  • Original price $307.99 - Original price $307.99
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    LG - 27 IPS LED 4K UHD 60Hz AMD FreeSync Monitor with HDR (DisplayPort HDMI) - Black

    LG

    27 UHD (3840 x 2160) IPS DisplayLifelike realism with IPS and UHD Resolution.VESA DisplayHDR 400Unbelievable picture quality. See a whole new gamin...

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    Original price $307.99 - Original price $307.99
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  • Original price $230.99 - Original price $230.99
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    LG - 27" Class LED Full HD Smart TV with webOS

    LG

    27 FHD (1920 x 1080) IPS DisplayFrom sharp imagery to spot-on color watch your brightest ideas come to life in Full High Res Definition on a 27 inc...

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    Original price $230.99 - Original price $230.99
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  • Original price $254.99 - Original price $254.99
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    Samsung - 27 Odyssey FHD IPS 240Hz G-Sync Gaming Monitor - Black

    Samsung

    240 refresh rate 1ms response timeSpeed through scenes. 240Hz refresh rate eliminates lag for exhilarating gameplay with ultra-smooth action. Jump...

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    Original price $254.99 - Original price $254.99
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  • Original price $158.99 - Original price $158.99
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    LG - 24 Class LED HD Smart TV with webOS

    LG

    24 HD (1366 x 768) DisplayConnect your laptop media player or gaming console to a display that’s smart enough that it can be used as a TV and monit...

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    Original price $158.99 - Original price $158.99
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  • Original price $201.99 - Original price $201.99
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    JBL - Cinema SB170 2.1 Channel Soundbar with Wireless Subwoofer - Black

    JBL

    220W power outputIncredible powerful sound for an immersive cinematic experience.Dedicated sound mode to enhance voice clarityJust press the “Voice...

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    Original price $201.99 - Original price $201.99
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  • Original price $211.99 - Original price $211.99
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    Yamaha - 200W 2-Ch. Stereo Receiver - Black

    Yamaha

    200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...

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    Original price $211.99 - Original price $211.99
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  • Original price $235.99 - Original price $235.99
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    ARRIS - SURFboard S33 32 x 8 DOCSIS 3.1 Multi-Gig Cable Modem with 2.5 Gbps Ethernet Port - White

    Arris

    2.5 Gb Port for Multi-Gigabit NetworkingThis modem features a 2.5 Gigabit Ethernet port plus a second 1-Gigabit Ethernet port enabling support for ...

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    Original price $235.99 - Original price $235.99
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  • Original price $132.99 - Original price $132.99
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    Samsung - 390C Series 24 LED Curved FHD AMD FreeSync Monitor (HDMI VGA) - Black

    Samsung

    1920 x 1080 resolution with 169 aspect ratioDelivers crystal-clear picture quality with stunning detail.4 ms response timeHelps prevent blurring gh...

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    Original price $132.99 - Original price $132.99
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  • Original price $105.99 - Original price $105.99
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    Razer - Naga V2 HyperSpeed MMO Wireless Optical Gaming Mouse with 19 Programmable Buttons - Black

    Razer

    19 Programmable ButtonsWhether you’re mapping out the essentials or going all out with advanced macros this mouse is armed with ergonomically posit...

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    Original price $105.99 - Original price $105.99
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  • Original price $147.99 - Original price $147.99
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    Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - Black

    Elgato

    15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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    Original price $147.99 - Original price $147.99
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  • Original price $169.99 - Original price $169.99
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    Elgato - Stream Deck MK.2 Full-size Wired USB Keypad with 15 Customizable LCD keys and Interchangeable Faceplate - White

    Elgato

    15 Customizable LCD KeysInstantly control your apps tools and platforms.One-Touch OperationTrigger single or multiple actions launch social posts a...

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    Original price $169.99 - Original price $169.99
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  • Original price $129.99 - Original price $129.99
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    De'Longhi - Stilosa 15 Bar Pump Espresso Machine - Black and Stainless

    Delonghi

    15 BAR PumpGuarantees the optimal pressure to extract a single or double espresso so your coffee drink comes out perfectly rich.Contemporary and Co...

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    Original price $129.99 - Original price $129.99
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  • Original price $186.99 - Original price $186.99
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    Amazfit - Balance Smartwatch 38mm Aluminum Alloy - Black

    Amazfit

    14- Day Long-Lasting Battery LifeGet rid of the anxiety brought on by constant charging and keep the uninterrupted energy flowing for 14 days. The ...

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    Original price $186.99 - Original price $186.99
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  • Original price $182.99 - Original price $182.99
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    TCL - 32" Class S3 S-Class 1080p FHD HDR LED Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $182.99 - Original price $182.99
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  • Original price $194.99 - Original price $194.99
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    Sony - Core Series 5" 3-Way Bookshelf Speakers (Pair) - Black

    Sony

    100W maximum power handlingEnsures robust controlled audio.5" dual-layer foam mica-reinforced wooferUses the upper surface to provide faithful supp...

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    Original price $194.99 - Original price $194.99
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  • Original price $182.99 - Original price $182.99
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    Samsung - 27" S39C series 1000R Curved FHD FreeSync Monitor (DisplayPort HDMI) - Black

    Samsung

    1000R CurveIn comparison to conventional monitors that have less curve 1000R fits the human field of view for less eye strain. A clinical study at ...

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    Original price $182.99 - Original price $182.99
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  • Original price $254.99 - Original price $254.99
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    Sony - Core Series 10" 115W Active Subwoofer - Black

    Sony

    10" active subwooferAdds powerful bass tones to your audio setup.115W maximum powerCreates robust sound.Dual-layer mica woofer diaphragmFeatures an...

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    Original price $254.99 - Original price $254.99
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  • Original price $146.99 - Original price $146.99
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    Logitech MX Keys S - keyboard - low profile - black

    Logitech

    Fluid typing experienceLaptop-like profile with spherically-dished keys shaped for your fingertips delivers a fast fluid precise and quieter typing...

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    Original price $146.99 - Original price $146.99
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    Current price $146.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.