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  • Original price $570.99 - Original price $570.99
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    GE - 450 Sq. Ft. 10100 BTU Smart Window Air Conditioner - White

    GE

    Cools Medium Rooms10000 BTU cooling capacity offers maximum comfort in rooms up to 450 square feet.Built-In WiFiUse the SmartHQ app to control and ...

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    Original price $570.99 - Original price $570.99
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  • Original price $986.99 - Original price $986.99
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    LG - Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dBA - Stainless Steel

    LG

    1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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    Original price $986.99 - Original price $986.99
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  • Original price $362.99 - Original price $362.99
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    GE - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White

    GE

    Cools Medium Rooms8000 BTU cooling capacity offers maximum comfort in rooms up to 350 square feet.Built-In WiFiUse the SmartHQ app to control and m...

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    Original price $362.99 - Original price $362.99
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  • Original price $1,212.99 - Original price $1,212.99
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    Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Air Fry - Stainless Steel

    Samsung

    Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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    Original price $1,212.99 - Original price $1,212.99
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  • Original price $171.99 - Original price $171.99
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    ThermoPro Twin TempSpike 500FT Truly Wireless Meat Thermometer with 2 Probes and Signal Booster - Orange/Gray

    ThermoPro

    Ultra-Long 500FT RangeLeveraging 5.2 Bluetooth technology this wireless grilling thermometer guarantees consistent and dependable connectivity over...

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    Original price $171.99 - Original price $171.99
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  • Original price $641.99 - Original price $641.99
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    GE - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White

    GE

    Cools Large Rooms12000 BTU cooling capacity offers maximum comfort in rooms up to 550 square feet.Built-In WiFiUse the SmartHQ app to control and m...

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    Original price $641.99 - Original price $641.99
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  • Original price $230.99 - Original price $230.99
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    LG - 1.5 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

    LG

    Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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    Original price $230.99 - Original price $230.99
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  • Original price $104.99 - Original price $104.99
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    Insignia - .7 Cu. Ft. Retro Compact Microwave - Mint

    Insignia

    700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designMint color round viewing window and chrome details prov...

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    Original price $104.99 - Original price $104.99
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  • Original price $1,065.99 - Original price $1,065.99
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    Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Precision Knobs - Stainless Steel

    Samsung

    Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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    Original price $1,065.99 - Original price $1,065.99
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  • Original price $253.99 - Original price $253.99
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    LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

    LG

    Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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    Original price $253.99 - Original price $253.99
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  • Original price $1,317.99 - Original price $1,317.99
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    Samsung - Bespoke 6.3 Cu. Ft. Slide-In Electric Induction Range with Anti-Scratch Glass Cooktop - Stainless Steel

    Samsung

    Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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    Original price $1,317.99 - Original price $1,317.99
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  • Original price $3,453.99 - Original price $3,453.99
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    LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with InstaView - Stainless Steel

    LG

    Super-Capacity 30.7 cu. ft. Standard-Depth MAXWith this super-capacity 30.7 cu. ft. refrigerator you have even more usable space allowing you to st...

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    Original price $3,453.99 - Original price $3,453.99
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  • Original price $1,346.99 - Original price $1,346.99
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    Bosch - 500 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and AutoAir 44dBA - Stainless Steel

    Bosch

    Remarkably quiet operation at 44 dBACreating a dishwasher so quiet you can't always tell it's running. InfoLight shines a red beam on the floor to ...

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    Original price $1,346.99 - Original price $1,346.99
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  • Original price $856.99 - Original price $856.99
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    Bosch - 100 Series 24" Front Control Smart Built-In Hybrid Stainless Steel Tub Dishwasher with PureDry 50dBA - Stainless Steel

    Bosch

    Sleek and integrated front touch controls blend functionality and beautyThe touch control panel has been simplified to offer the cycles and options...

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    Original price $856.99 - Original price $856.99
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  • Original price $586.99 - Original price $586.99
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    Frigidaire - 24" Front Control Built-In Plastic Tub Dishwasher with MaxDry 54 dBA - White

    Frigidaire

    Triple the cleaning powerGive your dishes a more effective clean with our three spray arms which achieve better water coverage during the cleaning ...

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    Original price $586.99 - Original price $586.99
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  • Original price $105.99 - Original price $105.99
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    Solo Stove - Mesa Firepit - Blue

    Solo Stove

    Dual fuelMade to run on more Mesa’s capabilities go beyond just one fuel source. With signature 360 airflow Mesa’s flames will burn ultra-hot wheth...

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    Original price $105.99 - Original price $105.99
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    $105.99
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  • Original price $104.99 - Original price $104.99
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    $104.99
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    Insignia - .7 Cu. Ft. Retro Compact Microwave - Cream

    Insignia

    700 wattsCook or reheat meat vegetables pasta and more at the touch of a button.Retro designCream color round viewing window and chrome details pro...

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    Original price $104.99 - Original price $104.99
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    $104.99
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  • Original price $1,090.99 - Original price $1,090.99
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    $1,090.99
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    NewAir - 24" 24 Bottle 100 Can Wine and Bever Refrigerator with Splitshelf Adjustable Racks

    Newair

    Perfect tasting wine and icy cold drinksThe Newair 24" dual-zone compact wine cellar is the only refrigerator of its kind on the market. It feature...

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    Original price $1,090.99 - Original price $1,090.99
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  • Original price $296.99 - Original price $296.99
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    Panasonic - 2.2 Cu. Ft. 1250-Watt Countertop Microwave Oven with Inverter Technology - Stainless Steel

    Panasonic

    1250 watts for powerful microwave cookingDefrost cook and reheat your favorite foods and beverages evenly and quickly.2.2 cu. ft. capacity for fami...

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    Original price $296.99 - Original price $296.99
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  • Original price $1,026.99 - Original price $1,026.99
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    GE - 5.3 Cu. Ft. Slide-In Electric Range with Self-Clean and Steam Cleaning Option and Crisp Mode - Stainless Steel

    GE

    Slide-In RangeEasily upgrade your kitchen with this new slide-in range that is guaranteed to fit into your existing space.Crisp ModeCrisp mode uses...

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    Original price $1,026.99 - Original price $1,026.99
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  • Original price $1,154.99 - Original price $1,154.99
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    LG - 7.3 Cu. Ft. Smart Gas Dryer with EasyLoad Door - Alpine White

    LG

    7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,154.99 - Original price $1,154.99
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  • Original price $901.99 - Original price $901.99
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    LG - CordZero All-in-One Cordless Stick Vacuum with Auto Empty - Iron Grey

    LG

    Auto EmptyA clean home and clean hands—thanks to Auto Empty Dock this LG stick vacuum in its All-in-One Tower and Auto Empty takes over automatical...

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    Original price $901.99 - Original price $901.99
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  • Original price $940.99 - Original price $940.99
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    Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - White

    Samsung

    Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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    Original price $940.99 - Original price $940.99
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  • Original price $861.99 - Original price $861.99
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    bObsweep - Dustin Self-Emptying Robot Vacuum and Mop with 100-day Dock and Patented Navigation Wi-Fi Connected - Navy

    Bobsweep

    Quantum SLAM NavigationDustin pioneers Realtime Computing in robot vacuums that are equipped with Simultaneous Localization And Mapping. Extremely ...

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    Original price $861.99 - Original price $861.99
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  • Original price $705.99 - Original price $705.99
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    NewAir - 12-Bottle 39-Can Dual Zone Wine Cooler with Mirrored Glass Door Compressor Cooling Digital Temperature Control - Black

    Newair

    Frameless mirrored doorResists fingerprints and smudges for effortless sophistication and simplicity.Powerful and quiet compressor coolingKeeps win...

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    Original price $705.99 - Original price $705.99
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  • Original price $2,355.99 - Original price $2,355.99
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    Samsung - Bespoke AI 5.3 Cu. Ft. All-in-One Front Load Electric WasherDryer Combo Super Speed Wash and Ventless Heat Pump Dryer - Dark Steel

    Samsung

    AI Laundry ComboAI Laundry Combo washes and dries clothes in one machine with no load transfer. Easy installation with a 120V standard outlet. No d...

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    Original price $2,355.99 - Original price $2,355.99
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  • Original price $927.99 - Original price $927.99
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    Frigidaire 5.1 Cu. Ft. Freestanding Gas Range with Quick Boil - White

    Frigidaire

    Get to mealtime faster with the quick boil burnerExperience faster boil times and more powerful cooking with the 18000 BTU burner.Flexible five bur...

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    Original price $927.99 - Original price $927.99
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  • Original price $1,875.99 - Original price $1,875.99
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    KitchenAid Fully Automatic Espresso Machine KF7 KES8557 - Stainless Steel

    Kitchenaid

    Explore a World of Espresso Drinks at your FingertipsCreate personalized drinks with a touch of a button and choose from 20+ recipe options like Es...

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    Original price $1,875.99 - Original price $1,875.99
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  • Original price $1,241.99 - Original price $1,241.99
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    Frigidaire - 5.3 Cu. Ft. Freestanding Electric Range with EvenTemp - White

    Frigidaire

    Consistent results with the EvenTemp Cooktop elementWith our EvenTemp cooktop technology heat is evenly distributed across the element's surface wh...

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    Original price $1,241.99 - Original price $1,241.99
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  • Original price $96.99 - Original price $96.99
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    Bella Pro Series - 6-Slice Air Fryer Toaster Oven with Rotisserie - Stainless Steel

    Bella Pro Series

    Rotisserie functionAllows you to roast up to a 4-lb. chicken¿.Air Fry functionCombines intense heat and convection to maximize air flow for crispy ...

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    Original price $96.99 - Original price $96.99
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  • Original price $1,219.99 - Original price $1,219.99
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    ZLINE - 36 in. Induction Cooktop with 5 burners (RCIND-36) - Black

    ZLINE

    Power Boost ModePower Boost Mode for maximum power for a short period of timeControlsTouch controls with white LED lighting for accurate control ov...

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    Original price $1,219.99 - Original price $1,219.99
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  • Original price $1,446.99 - Original price $1,446.99
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    LG - 7.4 Cu. Ft. Gas Dryer with Wrinkle Care - Middle Black

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,446.99 - Original price $1,446.99
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  • Original price $215.99 - Original price $215.99
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    Ninja - Foodi Smart XL 6-in-1 Countertop Indoor Grill with Smart Cook System 4-quart Air Fryer - Dark Grey/Stainless

    Ninja

    Ninja Foodi Smart XL GrillUpdated sleek design with 6 preset functions. Indoor countertop Grill and Air Fryer with the Smart Cook System Thermomet...

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    Original price $215.99 - Original price $215.99
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  • Original price $1,282.99 - Original price $1,282.99
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    Frigidaire - 24.8 Cu. Ft. Chest Freezer - White

    Frigidaire

    Removable BasketsStay organized with our removable basket that can hold small frozen items and slides easily so you can see items underneath.Extern...

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    Original price $1,282.99 - Original price $1,282.99
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    ZLINE - 36" Gas Cooktop with 6 Gas Burners and Porcelain Top - Black

    ZLINE

    Italian-Made Sealed Brass BurnersGas cooktop includes 4 hand-cast brass burners with cooking power ranging from 1000 - 18000 BTUs providing cooking...

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    Original price $1,048.99 - Original price $1,048.99
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  • Original price $560.99 - Original price $560.99
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    Danby - 117-Can Beverage Cooler - Stainless Steel

    Danby

    3.1 cu. ft. capacityAccommodates up to 117 cans of your favorite 12-oz. beverages.Mechanical thermostat controlsLet you adjust the internal tempera...

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    Original price $560.99 - Original price $560.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.