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  • Original price $4,157.99 - Original price $4,157.99
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    Vinotemp - 108-Bottle Dual Zone Beverage Cooler - Silver

    Vinotemp

    Available in Right or Left HingeDual-ZoneProfessional style pole handleWine storage on the top with glass door

    Original price $4,157.99 - Original price $4,157.99
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  • Original price $381.99 - Original price $381.99
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    Shark - Rotator Pet Lift-Away ADV Upright Vacuum with DuoClean PowerFins HairPro and Odor Neutralizer Technology - Wine Purple

    Shark

    Duoclean Powerfins HairproThe two-brushroll system digs deep into carpets directly engages hard floors and picks up dirt debris and hair in every p...

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    Original price $381.99 - Original price $381.99
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  • Original price $1,394.99 - Original price $1,394.99
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    Samsung - 6.3 cu. ft. Smart Freestanding Electric Range with Flex Duo No-Preheat Air Fry Griddle - Black Stainless Steel

    Samsung

    Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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    Original price $1,394.99 - Original price $1,394.99
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  • Original price $524.99 - Original price $524.99
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    Summit Appliance - 24" Built-In Gas Cooktop with 4 Burners

    Summit Appliance

    Safely and easily move pans from burner to burnerContinuous grates create a flat and sturdy cooking surface.Stainless steel cooktopProvides a smoot...

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    Original price $524.99 - Original price $524.99
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  • Original price $1,738.99 - Original price $1,738.99
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    LG - 21 Cu. Ft. French Door Counter-Depth Smart Refrigerator with Ice - Stainless Steel

    LG

    Large Capacity 20.8 cu. ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food w...

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    Original price $1,738.99 - Original price $1,738.99
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  • Original price $1,152.99 - Original price $1,152.99
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    NewAir - 18 Bottle and 58 Can Built-in Dual Zone Wine and Beverage Cooler with French Doors and Adjustable Shelves - Black Stainless Steel

    Newair

    Dual cooling zonesOffer storage of up to 18 standard wine bottles and 58 standard cans.Front-facing ventsAllow this fridge to be built into cabinet...

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    Original price $1,152.99 - Original price $1,152.99
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  • Original price $1,382.99 - Original price $1,382.99
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    LG - 5.8 Cu. Ft. Smart Slide-In Gas True Convection Range with EasyClean and Air Fry - Stainless Steel

    LG

    Air Fry SettingAir Fry delivers crispy flavor fast with no preheating and makes enough to feed a crowd with no need to buy yet another gadget that ...

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    Original price $1,382.99 - Original price $1,382.99
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  • Original price $690.99 - Original price $690.99
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    bObsweep - PetHair Appetite Wi-Fi Connected Robot Vacuum and Mop - Coffee

    Bobsweep

    Pet hair = Great dinnerWith adjustable suction settings Appetite is hungry for all that’s on the menu from the longest pet hair to the lightest dus...

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    Original price $690.99 - Original price $690.99
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  • Original price $56.99 - Original price $56.99
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    Bella Pro Series - Steam Espresso Machine - Black

    Bella Pro Series

    Be your own baristaMakes espressos cappuccinos and lattes and more.Perfect for friends and family4-cup espresso capacity.Achieve the perfect crema3...

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    Original price $56.99 - Original price $56.99
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  • Original price $2,407.99 - Original price $2,407.99
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    GE Profile - 5.6 Cu. Ft. Slide-In Gas True Convection Range with Built-In WiFi and Hot Air Frying - Stainless Steel

    GE Profile

    No Preheat Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer right in your oven that doesn’t requi...

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    Original price $2,407.99 - Original price $2,407.99
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  • Original price $93.99 - Original price $93.99
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    Insignia - .7 Cu. Ft. Compact Microwave - Black

    Insignia

    9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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    Original price $93.99 - Original price $93.99
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  • Original price $1,210.99 - Original price $1,210.99
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    LG - 6.3 Cu. Ft. Smart Freestanding Electric Convection Range with EasyClean and InstaView - Stainless Steel

    LG

    Large Capacity (6.3 cu. ft.) Electric OvenWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spac...

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    Original price $1,210.99 - Original price $1,210.99
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  • Original price $128.99 - Original price $128.99
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    Capresso - Infinity Plus 4-Oz. Conical Burr Coffee Grinder - Black

    Capresso

    Enjoy rich robust flavor of freshly ground coffeeThe 11-oz. capacity allows you to brew enough for personal use or entertaining.100W innovative gea...

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    Original price $128.99 - Original price $128.99
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  • Original price $82.99 - Original price $82.99
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    Capresso - H2O Glass 1.42L Electric Kettle - Black/Polished Chrome

    Capresso

    1500W of powerProvides plenty of power to quickly heat water.1.42L capacityEnables you to heat plenty of water for yourself and others.Automatic sh...

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    Original price $82.99 - Original price $82.99
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  • Original price $141.99 - Original price $141.99
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    Lasko - 1500-Watt Bladeless Ceramic Tower Space Heater with Timer and Remote Control - White

    Lasko

    1500 Watts of powerFor thorough heating power in your room.For medium to large sized roomsThis bladeless space heater is ideal for bedrooms home of...

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    Original price $141.99 - Original price $141.99
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  • Original price $516.99 - Original price $516.99
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    ZLINE Designer 8KBS-30 - chimney - snow stainless

    ZLINE

    400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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    Original price $516.99 - Original price $516.99
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  • Original price $1,962.99 - Original price $1,962.99
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    Samsung - 22 cu. ft. 3-Door French Door Smart Refrigerator with External Water Dispenser - Stainless Steel

    Samsung

    Modern DesignThe modern exterior features a beautiful flat-door design and easy-to-open recessed handles adding function and style to your kitchen....

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    Original price $1,962.99 - Original price $1,962.99
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  • Original price $1,395.99 - Original price $1,395.99
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    LG - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Built-In Intelligence - Graphite Steel

    LG

    7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,395.99 - Original price $1,395.99
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  • Original price $144.99 - Original price $144.99
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    Insignia - 3.3 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

    Insignia

    Compact design3.3 cu. ft. gives you enough room to organize your essentials without taking up too much space.Glass shelvesThree shelves let you org...

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    Original price $144.99 - Original price $144.99
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  • Original price $874.99 - Original price $874.99
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    Ooni - Karu 16 Multi-Fuel Pizza Oven - Black

    Ooni

    Cooking optionsMultiple fuel options for maximum cooking versatility; ability to cook with wood or charcoal out of the box or use gas with the Ooni...

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    Original price $874.99 - Original price $874.99
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  • Original price $495.99 - Original price $495.99
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    Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Stainless Steel

    Whirlpool

    Sensor CookingAutomatically tracks the cooking progress of your food and adjusts the cook time as needed.CleanRelease Non-Stick InteriorHelp preven...

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    Original price $495.99 - Original price $495.99
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  • Original price $3,489.99 - Original price $3,489.99
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    Vinotemp - EL-300TS 270-Bottle Dual Zone Wine Cooler - Black

    Vinotemp

    Dimensions 29.5 in. W x 27.1 in. D x 74 in. HTemperature Range 39-65F (Lower and Upper Zones)Security lock and key includedFront exhaust designed f...

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    Original price $3,489.99 - Original price $3,489.99
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  • Original price $934.99 - Original price $934.99
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    LG - 5.0 Cu. Ft. High-Efficiency Top Load Washer with 6Motion Technology - White

    LG

    5.0 cu. ft. Mega CapacityWith 5.0 cu. ft. capacity you can fit a king-size comforter and more in a single load for big time savings every week. Get...

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    Original price $934.99 - Original price $934.99
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  • Original price $1,845.99 - Original price $1,845.99
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    LG - 6.3 Cu. Ft. Smart Slide-In True Convection Range with EasyClean and Air Sous Vide - Stainless Steel

    LG

    Large Capacity Electric Single OvenWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious 6....

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    Original price $1,845.99 - Original price $1,845.99
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  • Original price $390.99 - Original price $390.99
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    NewAir - 44lb. Nugget Countertop Ice Maker with Self-Cleaning Function - Black Stainless Steel

    Newair

    The Good Ice You CraveThe Newair countertop crushed ice maker is a home essential for anyone who wants reliable perfectly formed nugget ice for dri...

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    Original price $390.99 - Original price $390.99
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  • Original price $268.99 - Original price $268.99
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    Fire Sense - Palermo Wood Burning Fire Pit - Copper

    Fire Sense

    Fire BowlGenuine copper fire bowlStandElegant support standSpark ScreenMesh spark-screen with handleGrateSeparate replaceable steel grate increases...

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    Original price $268.99 - Original price $268.99
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  • Original price $795.99 - Original price $795.99
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    Whisker - Litter-Robot 4 Smart App-Controlled Self-Cleaning Litter Box - Black

    Whisker

    Never scoop againLitter-Robot’s patented sifting process quietly separates kitty's waste from the clean litter ensuring a fresh bed of litter for e...

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    Original price $795.99 - Original price $795.99
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  • Original price $411.99 - Original price $411.99
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    Fellow - Ode Brew Grinder Gen 2 - Matte Black

    Fellow

    Two-stage griding burrsWith unique two-stage grinding geometry Ode Gen 2 Brew Burrs produce a sweet balanced and complex cup with enough clarity to...

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    Original price $411.99 - Original price $411.99
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  • Original price $291.99 - Original price $291.99
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    NewAir - 12-Bottle Wine Cooler with Mirrored Double-Layer Tempered Glass Door Compressor Cooling Digital Temperature Control - Black

    Newair

    Frameless mirrored doorResists fingerprints and smudges for effortless sophistication and simplicity.Powerful and quiet compressor coolingKeeps win...

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    Original price $291.99 - Original price $291.99
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  • Original price $875.99 - Original price $875.99
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    NewAir - 125-Can Beverage Cooler with Glass Door Party and Turbo Modes Cools to 23F Digital Controls Adjustable Shelves - Black

    Newair

    3.5 cu. ft. capacityAccommodates up to 125 cans of your favorite 12-oz. beverages.Electronic thermostat controlsLet you adjust the internal tempera...

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    Original price $875.99 - Original price $875.99
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  • Original price $602.99 - Original price $602.99
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    GE - Front Control Built-In Dishwasher with 55 dBA - White

    GE

    Reliable PerformanceThis American made dishwasher is durable long-lasting and dependable. Its consistent performance will give you totally clean an...

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    Original price $602.99 - Original price $602.99
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  • Original price $72.99 - Original price $72.99
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    Bella Pro Series - Dual Brew Single Serve Coffee Maker - Stainless Steel

    Bella Pro Series

    Coffee your wayBrews K-cup pods and ground coffee. Includes K-cup adapter and reusable ground coffee filter.Adjust to your tasteSelect from 5 diffe...

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    Original price $72.99 - Original price $72.99
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  • Original price $867.99 - Original price $867.99
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    Summit Appliance - 34" Built-In Gas Cooktop with 5 Burners - Stainless Steel

    Summit Appliance

    Safely and easily move pans from burner to burnerContinuous grates create a flat and sturdy cooking surface.Stainless steel cooktopProvides a smoot...

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    Original price $867.99 - Original price $867.99
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  • Original price $1,398.99 - Original price $1,398.99
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    NewAir - 840 Count Cigar Humidor Wineador with Built-in Humidification System and Opti-Temp Heating Cooling Function - Black

    Newair

    Built-in Humidification SystemThe built-in humidification system helps adjust moisture levels even as conditions change outside. Building your own ...

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    Original price $1,398.99 - Original price $1,398.99
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  • Original price $306.99 - Original price $306.99
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    NewAir - 12-Bottle Wine Cooler with Compressor Cooling - Stainless Steel

    Newair

    Stainless-steel door frameComplements your stainless-steel home appliances.Powerful and quiet compressor with built-in fanKeeps wine at the perfect...

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    Original price $306.99 - Original price $306.99
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  • Original price $526.99 - Original price $526.99
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    NewAir - 45lb. Nugget Countertop Ice Maker with Self-Cleaning Function Refillable Water Tank and BPA-Free Parts - Stainless Steel

    Newair

    The “Good IceInstantly chills your drinks. Curb your cravings from home with an ice maker that gives you your favorite ice in an instant.High-power...

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    Original price $526.99 - Original price $526.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.