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  • Original price $788.99 - Original price $788.99
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    Bosch - 100 Series 24" Front Control Smart Built-In Hybrid Stainless Steel Tub Dishwasher with PureDry 50 dBA - Stainless Steel

    Bosch

    Sleek and integrated front touch controls blend functionality and beautyThe touch control panel has been simplified to offer the cycles and options...

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    Original price $788.99 - Original price $788.99
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  • Original price $2,467.99 - Original price $2,467.99
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    LG - 30" Smart Built-In Electric Convection Combination Wall Oven with Microwave and Air Fry - Stainless Steel

    LG

    ThinQ Technology and ThinQ CareThinQ helps manage your LG smart appliances. Automatically reorder supplies based on actual usage. Start/stop progra...

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    Original price $2,467.99 - Original price $2,467.99
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    Bosch - 800 Series 24 " Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and CrystalDry 42 dBA - Stainless Steel

    Bosch

    Extremely quiet operation at 42 dBACreating a dishwasher so quiet you can't always tell it's running. InfoLight shines LED lighting inside the hand...

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    Original price $1,431.99 - Original price $1,431.99
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    KitchenAid - 20 Cu. Ft. French Door Refrigerator with Interior Water Dispenser - Stainless Steel

    Kitchenaid

    Wood-Look Nesting ShelfWood-Look Nesting Shelf adjusts to accommodate items of different heights. Lower the shelf to hold short items like a pint o...

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    Original price $2,402.99 - Original price $2,402.99
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  • Original price $1,970.99 - Original price $1,970.99
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    Whirlpool - 25.2 Cu. Ft. French Door Smart Refrigerator with Elevated Deli Drawer - Stainless Steel

    Whirlpool

    Elevated Deli DrawerThe Elevated Deli Drawer makes meats and cheese more visible so you can spend more time enjoying deli essentials and less time ...

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    Original price $1,970.99 - Original price $1,970.99
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    GE - 5.3 Cu. Ft. Freestanding Electric Convection Range with Steam Cleaning and EasyWash Tray - Stainless Steel

    GE

    EasyWash Oven TrayOven cleaning is easier than ever with the industry-first EasyWash Oven Tray. This enameled tray is easily removed and rinsed cle...

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    Maytag - 1.1 Cu. Ft. Flush Mount Over-the-Range Toaster Oven Combination with Toast

    Maytag

    ToastToast up your favorites just the way you like them with toast settings from Light to Dark.BakeBake everything from dinner to dessert in a micr...

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    Original price $950.99 - Original price $950.99
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  • Original price $1,307.99 - Original price $1,307.99
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    LG - 7.3 Cu. Ft. Smart Gas Dryer with Steam and EasyLoad Door - Matte Black

    LG

    7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,307.99 - Original price $1,307.99
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  • Original price $1,335.99 - Original price $1,335.99
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    Caf - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack UltraWash and 44 dBA - Matte White

    GE Cafe

    CustomFit Top Rack with Ultra WashLoad your way in this dishwasher with a customizable top rack. The CustomFit Top Rack can be configured to maximi...

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  • Original price $4,073.99 - Original price $4,073.99
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    Caf - 28.7 Cu. Ft. 4-Door French Door Smart Refrigerator with Dual Dispense Autofill Pitcher - Stainless Steel

    GE Cafe

    Dual-Dispense AutoFill PitcherEnjoy chilled delicious water anytime with a pitcher that automatically refills when placed on its docking station. T...

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  • Original price $588.99 - Original price $588.99
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    LG - 1.3 Cu. Ft. Low-Profile Over-The-Range Microwave with Sensor Cook and Zero Clearance Door - Black

    LG

    ThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Sync the microwave wit...

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    Original price $588.99 - Original price $588.99
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  • Original price $794.99 - Original price $794.99
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    Igloo - ICF60 Iceless Powered Cooler - Rugged Blue

    Igloo

    Temperature ControlIceless cooler functions as a portable refrigerator or a freezer with temperature range of 0F68FPowerMultiple ways to power ICF ...

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    Original price $794.99 - Original price $794.99
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  • Original price $306.99 - Original price $306.99
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    iRobot Roomba Combo Essential robot vacuum and mop (Y0140) - Black

    iRobot

    A complete clean with our 4-stage cleaning system.A powerful 4-stage cleaning system vacuums and mops in one pass with a special brush for edge cle...

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    Original price $306.99 - Original price $306.99
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  • Original price $886.99 - Original price $886.99
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    Frigidaire 5.1 Cu. Ft Freestanding Gas Range with Quick Boil Burner - White

    Frigidaire

    Get to mealtime faster with quick boilExperience faster boil times and more powerful cooking with the 18000 BTU Quick Boil burner.Flexible five bur...

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    Original price $886.99 - Original price $886.99
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  • Original price $1,176.99 - Original price $1,176.99
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    Dyson - Gen5outsize Cordless Vacuum with 8 accessories - Nickel/Blue

    Dyson

    The most powerful HEPA cordless vacuum for bigger cleans.Over 115 more power. 140 minutes of run time.The power of a corded vacuum in a cordless fo...

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    Original price $1,176.99 - Original price $1,176.99
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  • Original price $163.99 - Original price $163.99
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    De'Longhi ECP 3630 - coffee machine with milk frother - 15 bar - silver

    Delonghi

    EVERY CUP TO YOUR LIKING15-bar professional pressure assures quality results every time and adjustable controls allow you to make modifications for...

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    Original price $163.99 - Original price $163.99
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  • Original price $260.99 - Original price $260.99
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    Cuisinart - 30" Electric Smoker - Black

    Cuisinart

    548 square inches of interiorThe spacious 548 square inch interior means there is plenty of room to smoke a variety of meats and vegetables. The ve...

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    Original price $260.99 - Original price $260.99
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  • Original price $823.99 - Original price $823.99
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    LG - 4.5 Cu. Ft. High-Efficiency Top Load Washer with TurboDrum Technology - White

    LG

    4.5 cu. ft. ultra large capacityBring on your big loads of towels or jeans—this ultra large washer fits more in every load to save time.TurboDrum T...

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    Original price $823.99 - Original price $823.99
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  • Original price $161.99 - Original price $161.99
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    KitchenAid - Bread Bowl with Baking Lid - Grey Speckle

    Kitchenaid

    Bake Craft-Quality Bread at HomeMake everything from Basic White to Boule from Chocolate Rye Boule to Brioche.One Bowl Baking From Mixer To OvenEas...

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    Original price $161.99 - Original price $161.99
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  • Original price $325.99 - Original price $325.99
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    Caf - Grind Brew Smart Coffee Maker with Gold Cup Standard - Stainless Steel

    GE Cafe

    Gold Cup StandardExperience a barista quality cup of coffee right from your own counter with this stylish Specialty Coffee Association certified co...

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    Original price $325.99 - Original price $325.99
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  • Original price $1,099.99 - Original price $1,099.99
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    Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Wrinkle Shield Option - White

    Whirlpool

    Wrinkle Shield OptionHelp keep wrinkles from setting into clean dry laundry with the Wrinkle Shield Option. It keeps clothes tumbling up to 150 min...

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    Original price $1,099.99 - Original price $1,099.99
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  • Original price $772.99 - Original price $772.99
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    Profile - 700 Sq. Ft. 14000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $772.99 - Original price $772.99
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  • Original price $2,084.99 - Original price $2,084.99
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    De'Longhi - Eletta Explore Fully Automatic Espresso Machine with Cold Brew - Silver

    Delonghi

    50+ ONE-TOUCH RECIPES50+ Hot Cold Recipes including Espresso Cappuccino Latte Iced Cappuccino Iced Latte Cold Brew and more at the touch of a butt...

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    Original price $2,084.99 - Original price $2,084.99
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  • Original price $125.99 - Original price $125.99
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    Solo Stove - Mesa XL Firepit - Bronze Metallic

    Solo Stove

    Dual fuelMade to run on more Mesa’s capabilities go beyond just one fuel source. With signature 360 airflow Mesa’s flames will burn ultra-hot wheth...

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    Original price $125.99 - Original price $125.99
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    Blackstone - Weather-resistant 36-in. Patio Griddle Cover with Zippers and Adjustable Straps - Black

    Blackstone

    IdentityWeather-resistant cover made to protect your Blackstone Griddle.ConvenienceFeaturing side buckles for a snug fit reinforced stitching and f...

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    Original price $93.99 - Original price $93.99
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  • Original price $727.99 - Original price $727.99
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    GE Profile - ClearView 450 Sq. Ft. 10300 BTU Smart Ultra Quiet Window Air Conditioner - White

    GE Profile

    Full window viewThis GE Profile window air conditioner sits over the windowsill and is designed to maintain the full view through the window allowi...

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    Original price $727.99 - Original price $727.99
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  • Original price $84.99 - Original price $84.99
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    GE - 12 Cup Programmable Coffee Maker with Adjustable Keep Warm Plate and Glass Carafe - Stainless Steel

    GE

    1-4 Cups SettingThis setting adjusts elements of the brew cycle to create a perfectly balanced cup of coffee for any size brew between 1-4 cups.War...

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    Original price $84.99 - Original price $84.99
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  • Original price $594.99 - Original price $594.99
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    Whynter - 350 Sq. Ft. Portable Air Conditioner - White

    Whynter

    Up to 350 sq. ft. cooling capacityKeeps your living area comfortable.81-pts./day dehumidificationReduces moisture to create refreshing breathable a...

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    Original price $594.99 - Original price $594.99
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    Cuisinart - 1.5-Quart Ice Cream and Sorbet Maker - Pink

    Cuisinart

    Ice cream makerOffers a fast and easy way to make 1.5 quarts of ice cream frozen yogurt or sorbet.Double insulationKeeps the freezer bowl cool and ...

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  • Original price $804.99 - Original price $804.99
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    GE - 4.8 Cu. Ft. Freestanding Gas Range - Stainless Steel

    GE

    13000 BTU burnerDelivers a wide range of heat output ideal for most cooking requirementsBig view windowLarge clear window makes checking food easyP...

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    Original price $804.99 - Original price $804.99
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    LG - 24" Top Control Smart Built-in Stainless Steel Tub Dishwasher with 3rd Rack QuadWash Pro and 46dB - Black Stainless Steel

    LG

    1-Hour Wash and DryLG's exclusive QuadWash Pro and Dynamic Heat Dry technologies combine to deliver our leading 1-hour wash and dry cycle for spark...

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    Original price $921.99 - Original price $921.99
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    LG - 7.3 Cu. Ft. Electric Dryer with Sensor Dry - Monochrome Grey

    LG

    7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $768.99 - Original price $768.99
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  • Original price $164.99 - Original price $164.99
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    Igloo - 50 QT Trailmate Cooler - Bone

    Igloo

    InsulatedExtra-thick 1.5-inch foam-insulated walls insulated lid for extended ice retentionElevationCool Riser Technology improves cooling perform...

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    Original price $164.99 - Original price $164.99
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  • Original price $128.99 - Original price $128.99
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    Igloo - 25 QT Trailmate Cooler - Spruce

    Igloo

    InsulatedExtra-thick 1.5-inch foam-insulated walls insulated lid for extended ice retentionElevationCool Riser Technology improves cooling perform...

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    Original price $128.99 - Original price $128.99
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    Fellow - Opus Conical Burr Grinder - Matte Black

    Fellow

    Cafe-grade performanceC6-40 Burly Burrs; a 6-blade 40 mm conical burr set and powerful motor with 6Nm of torque at the burr together produce outsta...

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    Original price $238.99 - Original price $238.99
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  • Original price $703.99 - Original price $703.99
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    Traeger Grills - Pro Series 22 Pellet Grill and Smoker - Bronze

    Traeger Grills

    Digital pro controllerDigital pro controller lets you set temperature in 25-degree increments.Porcelain-coated grill gratesPorcelain-coated grill g...

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    Original price $703.99 - Original price $703.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.