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  • Original price $1,114.99 - Original price $1,114.99
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    Samsung - Bespoke AutoRelease Smart Built-In Dishwasher with StormWash+ 42dBA - White Glass

    Samsung

    Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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    Original price $1,114.99 - Original price $1,114.99
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  • Original price $815.99 - Original price $815.99
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    Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $815.99 - Original price $815.99
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  • Original price $2,375.99 - Original price $2,375.99
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    Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center

    Samsung

    Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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    Original price $2,375.99 - Original price $2,375.99
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  • Original price $701.99 - Original price $701.99
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    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $701.99 - Original price $701.99
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  • Original price $1,107.99 - Original price $1,107.99
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    KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design

    Kitchenaid

    Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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    Original price $1,107.99 - Original price $1,107.99
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  • Original price $422.99 - Original price $422.99
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    Insignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer and ENERGY STAR Certification - Stainless Steel

    Insignia

    4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...

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    Original price $422.99 - Original price $422.99
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  • Original price $161.99 - Original price $161.99
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    Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $161.99 - Original price $161.99
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  • Original price $162.99 - Original price $162.99
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    Traeger Grills - Traeger MEATER 2 Plus Meat Thermometer - Honey

    Traeger Grills

    Smart Temp MultisensorWith Smart Temp Multisensor technology MEATER 2 Plus finds the true lowest temperature of your meat guiding you to the perfec...

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    Original price $162.99 - Original price $162.99
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  • Original price $1,986.99 - Original price $1,986.99
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    Vinotemp - 114-Bottle Freestanding Single-Zone Wine Cooler - Silver

    Vinotemp

    Rear exhaust for freestanding installation onlyInterior LED lightingSingle zone wine coolerDigital temperature control panel

    Original price $1,986.99 - Original price $1,986.99
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  • Original price $706.99 - Original price $706.99
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    Samsung - AutoRelease Built-in Dishwasher Fingerprint Resistant with 3rd Rack 51dBA - Stainless Steel

    Samsung

    3rd RackA convenient 3rd rack provides extra space to load small mugs utensils and silverware. Frees up to 30 more space for other items enabling y...

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    Original price $706.99 - Original price $706.99
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  • Original price $1,044.99 - Original price $1,044.99
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    LG - 7.3 Cu. Ft. Smart Electric Dryer with EasyLoad Door - Alpine White

    LG

    7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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    Original price $1,044.99 - Original price $1,044.99
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  • Original price $830.99 - Original price $830.99
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    $830.99
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    Samsung - AutoRelease Smart Built-In Dishwasher with StormWash 46dBA - Stainless Steel

    Samsung

    StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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    Original price $830.99 - Original price $830.99
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  • Original price $833.99 - Original price $833.99
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    $833.99
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    Samsung - AutoRelease Smart Built-In Dishwasher with StormWash 46 dBA - Stainless Steel

    Samsung

    StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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    Original price $833.99 - Original price $833.99
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    $833.99
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  • Original price $555.99 - Original price $555.99
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    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $555.99 - Original price $555.99
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  • Original price $690.99 - Original price $690.99
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    Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry - White

    Insignia

    6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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    Original price $690.99 - Original price $690.99
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  • Original price $594.99 - Original price $594.99
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    $594.99
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    Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry and My Cycle Memory - White

    Insignia

    6.7 cu. ft. capacityThis modest-size dryer accommodates most loads.10 manual and sensor dry cyclesFive manual dry cycles — Heavy Duty Bulky Quick D...

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    Original price $594.99 - Original price $594.99
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  • Original price $502.99 - Original price $502.99
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    Insignia - 300 Sq. Ft. Portable Air Conditioner - White

    Insignia

    Up to 300 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...

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    Original price $502.99 - Original price $502.99
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    $502.99
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  • Original price $698.99 - Original price $698.99
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    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $698.99 - Original price $698.99
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  • Original price $702.99 - Original price $702.99
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    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $702.99 - Original price $702.99
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  • Original price $957.99 - Original price $957.99
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    Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $957.99 - Original price $957.99
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  • Original price $677.99 - Original price $677.99
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    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $677.99 - Original price $677.99
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    $677.99
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  • Original price $809.99 - Original price $809.99
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    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $809.99 - Original price $809.99
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  • Original price $699.99 - Original price $699.99
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    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $699.99 - Original price $699.99
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  • Original price $808.99 - Original price $808.99
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    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

    Insignia

    17.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Garage ready when set to Freezer ModeWorks in tempera...

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    Original price $808.99 - Original price $808.99
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  • Original price $863.99 - Original price $863.99
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    Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel

    Insignia

    5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...

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    Original price $863.99 - Original price $863.99
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  • Original price $1,139.99 - Original price $1,139.99
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    $1,139.99
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    Samsung - AutoRelease Smart Built-In Dishwasher with Linear Wash 39dBA - Black Stainless Steel

    Samsung

    Fingerprint-resistant exteriorHelps reduce smudges for an everyday great appearance.Wi-Fi connectivityRemotely monitor and control the dishwasher f...

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    Original price $1,139.99 - Original price $1,139.99
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    $1,139.99
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  • Original price $1,071.99 - Original price $1,071.99
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    $1,071.99
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    Samsung - AutoRelease Smart Built-In Dishwasher with Linear Wash 39dBA - Stainless Steel

    Samsung

    Fingerprint-resistant exteriorHelps reduce smudges for an everyday great appearance.Wi-Fi connectivityRemotely monitor and control the dishwasher f...

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    Original price $1,071.99 - Original price $1,071.99
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    $1,071.99
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  • Original price $946.99 - Original price $946.99
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    $946.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack and 47 dBA

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $946.99 - Original price $946.99
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  • Original price $322.99 - Original price $322.99
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    $322.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Mint

    Insignia

    Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

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    Original price $322.99 - Original price $322.99
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    $322.99
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  • Original price $325.99 - Original price $325.99
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    $325.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Red

    Insignia

    Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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    Original price $325.99 - Original price $325.99
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    $325.99
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  • Original price $875.99 - Original price $875.99
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    Insignia - 2.7 Cu. Ft. High Efficiency Stackable Front Load Washer with ENERGY STAR Certification - White

    Insignia

    2.7 cu. ft. capacitySaves space while remaining a high-efficiency washer and accommodating sizeable loads.Easy to operateLED screen and knob cycle ...

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    Original price $875.99 - Original price $875.99
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    $875.99
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  • Original price $703.99 - Original price $703.99
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    Caf - Affetto Automatic Espresso Machine with 20 bars of pressure Milk Frother and Built-In Wi-Fi

    GE Cafe

    One Touch BrewWith a single press of a button and in less than 90 seconds this automatic espresso machine dispenses Espresso Americano My Cup or Ho...

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    Original price $703.99 - Original price $703.99
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  • Original price $1,426.99 - Original price $1,426.99
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    Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity

    Samsung

    Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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    Original price $1,426.99 - Original price $1,426.99
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    $1,426.99
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    Current price $1,426.99
  • Original price $702.99 - Original price $702.99
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    Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry and My Cycle Memory - White

    Insignia

    LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

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    Original price $702.99 - Original price $702.99
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  • Original price $107.99 - Original price $107.99
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    Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $107.99 - Original price $107.99
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  • Original price $166.99 - Original price $166.99
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    GE - 15" Bump Out Kit for Microwave Ovens - Black

    GE

    Designed for 15" deep cabinetsFor a precise fit.Black finishOffers a stylish appearance.

    Original price $166.99 - Original price $166.99
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    $166.99
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    Current price $166.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.