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  • Original price $592.99 - Original price $592.99
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    LG - 450 Sq. Ft. 10000 BTU Smart Window Air Conditioner - White

    LG

    SmartThinQ technologyUse the LG SmartThinQ app to control key features from anywhere so you can start or stop cooling change the mode or set the te...

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    Original price $592.99 - Original price $592.99
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  • Original price $733.99 - Original price $733.99
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    Philips 3200 Series Fully Automatic Espresso Machine w/ LatteGo Black

    Philips

    Enjoy 5 delicious coffees from fresh beans including cappuccino and latte macchiatoThe intuitive touch display makes it easy to adjust aroma streng...

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    Original price $733.99 - Original price $733.99
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    Samsung - 7.5 Cu. Ft. Stackable Gas Dryer with Sensor Dry - White

    Samsung

    Sensor DryHelps prevent overdrying for optimal fabric care.Large 7.5 cu. ft. CapacityFewer loads less time in the laundry room.10 Preset Drying Cyc...

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    Original price $973.99 - Original price $973.99
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  • Original price $406.99 - Original price $406.99
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    Ooni - Fyra 12 Inch Portable Outdoor Pizza Oven - Silver

    Ooni

    PortabilityA 3kg bag of pellets is pretty compact and will last for a good 2-3 hours of cooking.ConsistencyAs long as you keep the pellets topped u...

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    Original price $406.99 - Original price $406.99
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  • Original price $2,612.99 - Original price $2,612.99
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    Samsung - 21.5 cu. ft. Side-by-Side Counter Depth Smart Refrigerator with 21.5" Touch-Screen Family Hub - Stainless Steel

    Samsung

    Built-in look with counter depthProvides a seamless fit. The smooth and streamlined exterior design features beautiful flat doors a minimal display...

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    Original price $2,612.99 - Original price $2,612.99
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  • Original price $692.99 - Original price $692.99
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    Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator - Stainless Steel

    Insignia

    5.6 cu. ft. capacityHolds either a 1/2 keg or a 1/4 slim keg. The unit converts between a refrigerator and a beverage cooler to suit your needs. No...

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    Original price $692.99 - Original price $692.99
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  • Original price $1,401.99 - Original price $1,401.99
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    Bosch - 500 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Flexible 3rd Rack 44dBA - Stainless Steel

    Bosch

    Remarkably quiet operation at 44 dBACreating a dishwasher so quiet you can't always tell it's running. InfoLight shines a red beam on the floor to ...

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    Original price $1,401.99 - Original price $1,401.99
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  • Original price $1,618.99 - Original price $1,618.99
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    Bosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Flexible 3rd Rack 42dBA - Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,618.99 - Original price $1,618.99
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  • Original price $1,625.99 - Original price $1,625.99
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    Bosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 42dBA - Black Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,625.99 - Original price $1,625.99
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  • Original price $1,149.99 - Original price $1,149.99
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    Bosch - 300 Series 24" Front Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 46dBA - Stainless Steel

    Bosch

    Sleek and integrated front touch controls blend functionality and beautyThe touch control panel has been simplified to offer the cycles and options...

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    Original price $1,149.99 - Original price $1,149.99
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  • Original price $1,577.99 - Original price $1,577.99
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    Bosch - 800 Series 24 " Top Control Smart Built-In Pocket Handle Stainless Steel Tub Dishwasher 42dBA - Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,577.99 - Original price $1,577.99
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  • Original price $2,551.99 - Original price $2,551.99
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    Samsung - BESPOKE Side-by-Side Counter Depth Smart Refrigerator with Beverage Center - White Glass

    Samsung

    Counter DepthGet more workspace while enhancing your kitchen's look with our counter-depth refrigerator design. Its sleek built-in style blends in ...

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    Original price $2,551.99 - Original price $2,551.99
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  • Original price $1,048.99 - Original price $1,048.99
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    Samsung - 7.5 Cu. Ft. Stackable Smart Gas Dryer with Steam Sanitize+ - White

    Samsung

    Wi-Fi ConnectivityWi-Fi connected so you can receive end of cycle alerts remotely start or stop your drying schedule cycles on your time and more r...

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    Original price $1,048.99 - Original price $1,048.99
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  • Original price $1,052.99 - Original price $1,052.99
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    Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sensor Dry - Ivory

    Samsung

    Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinklesENERGY STA...

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    Original price $1,052.99 - Original price $1,052.99
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  • Original price $504.99 - Original price $504.99
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    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $504.99 - Original price $504.99
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  • Original price $48.99 - Original price $48.99
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    Smart Choice - Steam Dryer Installation Kit - Stainless-Steel

    Smart Choice

    Compatible with most steam dryersFor wide-ranging use.Braided stainless-steel constructionReduces the risk of kinks and punctures.6' fill hoseWith ...

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    Original price $48.99 - Original price $48.99
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  • Original price $2,058.99 - Original price $2,058.99
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    Samsung - 26.7 cu. ft. Side-by-Side Smart Refrigerator with 21.5" Touch-Screen Family Hub - Stainless Steel

    Samsung

    Large capacityCompletely redesigned interior with 26.7 cu. ft. capacity that fits even more groceries.Modern designIts clean lines and modern form ...

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    Original price $2,058.99 - Original price $2,058.99
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  • Original price $52.99 - Original price $52.99
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    Smart Choice - Universal 6' Deluxe Dishwasher Install Kit - Multi

    Smart Choice

    Compatible with dishwashersFor proper installation.6' lengthEnables flexible installation.Kit contains6' Braided Stainless Steel Waterline 6' 110V ...

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    Original price $52.99 - Original price $52.99
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  • Original price $187.99 - Original price $187.99
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    Smart Choice - 6' 3-Wire Range Cord - Gray

    Smart Choice

    Compatible with select rangesFor use with your existing setup.3-prong right-angle plugFor reliable power.Strain reliefProvides safe reliable use.6'...

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    Original price $187.99 - Original price $187.99
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    Smart Choice - 6' Range Cord

    Smart Choice

    Our delivery personnel will determine whether a 3- or 4-prong cord is needed based on the outlet behind your existing range.Heavy-duty insulation j...

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    Original price $188.99 - Original price $188.99
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  • Original price $192.99 - Original price $192.99
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    Smart Choice - Range Gas Line

    Smart Choice

    Safety+PLUS automatic shut-off valve stops gas flow in a leak to keep you safe and helps protect your home in the event of a gas line rupture or di...

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    Original price $192.99 - Original price $192.99
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  • Original price $49.99 - Original price $49.99
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    Smart Choice - Support Bracket for Most Air Conditioners Up to 80 lbs.

    Smart Choice

    Compatible with most air conditioners weighing up to 80 lbsFor wide-ranging use.All-weather constructionEnsures durability.Built in bubble levelFor...

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    Original price $49.99 - Original price $49.99
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  • Original price $181.99 - Original price $181.99
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    Smart Choice - Stainless-Steel Refrigerator Waterline Kit Required for Hook-Up - Silver

    Smart Choice

    Compatible with most refrigeratorsFor a convenient waterline setup.Stainless-steel materialProvides flexibility and durability.Professional-grade c...

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    Original price $181.99 - Original price $181.99
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  • Original price $182.99 - Original price $182.99
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    Smart Choice - Semi-Rigid Dryer Vent Kit Required for Hook-Up - Silver

    Smart Choice

    Custom fitted ends and clampsMake installation quick and easy using household tools.Enhances drying timeFor added convenience.Vent expands from 23"...

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    Original price $182.99 - Original price $182.99
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  • Original price $53.99 - Original price $53.99
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    Smart Choice - 6' 50 Amp 4-Prong Range Cord - Black

    Smart Choice

    Right angle plug allows close placement against wallSafety clamp provides secure connection and protects power terminals against accidental damageI...

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    Original price $53.99 - Original price $53.99
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  • Original price $52.99 - Original price $52.99
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    Frigidaire power cable - 6 ft

    Smart Choice

    Compatible with most major brand dryersQuick and easy eyelet terminal hookupHeavy-duty insulation jacket is flexible to prevent kinking and crackin...

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    Original price $52.99 - Original price $52.99
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  • Original price $586.99 - Original price $586.99
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    Frigidaire - 24" Front Control Built-In Plastic Tub Dishwasher with MaxDry 54 dBA - Stainless Steel

    Frigidaire

    Triple the cleaning powerGive your dishes a more effective clean with our three spray arms which achieve better water coverage during the cleaning ...

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    Original price $586.99 - Original price $586.99
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  • Original price $609.99 - Original price $609.99
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    Frigidaire - 4.6 Cu. Ft. 138 12 oz. Can Capacity Beverage Center - Stainless Steel

    Frigidaire

    138-12 oz. Can StorageHolds up to 138 12 oz. cans for maximum storage of your favorite beverages.Contemporary Handle DesignConvenient access to you...

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    Original price $609.99 - Original price $609.99
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  • Original price $441.99 - Original price $441.99
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    LG - 1.8 Cu. Ft. Over-the-Range Smart Microwave with Sensor Cooking and EasyClean - Stainless Steel

    LG

    Stylish DesignElevate your kitchen with this sleek over-the-range microwave that delivers on style and practicality. The classic handle bar design ...

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    Original price $441.99 - Original price $441.99
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  • Original price $535.99 - Original price $535.99
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    Frigidaire - Gallery 1.9 Cu. Ft. Over-The-Range Microwave - Stainless Steel

    Frigidaire

    Take the guesswork out of cooking with Sensor CookSensors in the microwave determine and set the appropriate power levels and cook time to ensure g...

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    Original price $535.99 - Original price $535.99
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  • Original price $1,495.99 - Original price $1,495.99
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    Whirlpool - 5.0 Cu. Ft. Gas Burner Range with Air Fry for Frozen Foods - Stainless Steel

    Whirlpool

    5-in-1 OvenCook however you want with 5 cooking modes in 1 oven Air Fry Convect Bake Broil Frozen Bake and Bake cyclesAir FryAir fry chicken nugget...

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    Original price $1,495.99 - Original price $1,495.99
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    Whirlpool - 30" Smart Built-In Electric Combination Wall Oven with Air Fry - Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy in another room use your smartphone to monitor cooking progress so you’re ready to eat when dinner’s done.6-in-1 Wa...

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    Original price $3,736.99 - Original price $3,736.99
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  • Original price $484.99 - Original price $484.99
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    LG - 2.0 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Stainless Steel

    LG

    Seamless modern designThe sleek WideView window and intuitive SmoothTouch glass controls deliver modern style to your kitchen.Sensor cookingHumidit...

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    Original price $484.99 - Original price $484.99
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    Samsung - Smart 42dBA Dishwasher with StormWash+ and Smart Dry - Stainless Steel

    Samsung

    Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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  • Original price $983.99 - Original price $983.99
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    LG - 4.8 Cu. Ft. High-Efficiency Smart Top Load Washer with 4 Way Agitator - White

    LG

    4.8 cu. ft. Mega CapacityWith 4.8 cu. ft. capacity you can fit a king-size comforter and more in a single load for big time savings every week. Get...

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    Original price $983.99 - Original price $983.99
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  • Original price $1,374.99 - Original price $1,374.99
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    LG - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and TurboWash 360 - Black Steel

    LG

    5.0 cu.ft. Mega CapacityThis mega capacity 5.0 cu.ft. tub can handle everything from queen size comforters and bed sheets in one load to king-size ...

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    Original price $1,374.99 - Original price $1,374.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.