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  • Original price $1,052.99 - Original price $1,052.99
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    Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sensor Dry - Brushed Black

    Samsung

    Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinklesENERGY STA...

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    Original price $1,052.99 - Original price $1,052.99
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  • Original price $1,162.99 - Original price $1,162.99
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    Samsung - 7.5 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - Brushed Black

    Samsung

    Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinklesENERGY STA...

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    Original price $1,162.99 - Original price $1,162.99
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  • Original price $947.99 - Original price $947.99
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    Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Black

    Samsung

    Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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    Original price $947.99 - Original price $947.99
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  • Original price $871.99 - Original price $871.99
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    Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi and Steam Clean - Stainless Steel

    Samsung

    Stainless Steel DesignOur Stainless Steel design elegantly wraps around the electric stovetop sides and up through the slim control panel elevating...

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    Original price $871.99 - Original price $871.99
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  • Original price $960.99 - Original price $960.99
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    Samsung - 6.3 cu. ft. Freestanding Electric Range with WiFi No-Preheat Air Fry Convection - Stainless Steel

    Samsung

    Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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    Original price $960.99 - Original price $960.99
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  • Original price $1,388.99 - Original price $1,388.99
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    Samsung - 6.3 cu. ft. Smart Freestanding Electric Range with Flex Duo No-Preheat Air Fry Griddle - Stainless Steel

    Samsung

    Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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    Original price $1,388.99 - Original price $1,388.99
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  • Original price $912.99 - Original price $912.99
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    Samsung - 6.3 cu. ft. Freestanding Electric Range with Rapid Boil WiFi Self Clean - Stainless Steel

    Samsung

    Stainless Steel DesignOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look ...

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    Original price $912.99 - Original price $912.99
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  • Original price $924.99 - Original price $924.99
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    Samsung - 6.0 cu. ft. Freestanding Gas Range with 18K BTU Dual Power Burner WiFi Self Clean - Stainless Steel

    Samsung

    Stainless Steel DesignAn elevated design and a slim control panel give a modern look to any kitchen. Ergonomic knobs are easy to grip comfortably f...

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    Original price $924.99 - Original price $924.99
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  • Original price $712.99 - Original price $712.99
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    LG - 7.3 Cu. Ft. Smart Electric Dryer with Sensor Dry - White

    LG

    The LG Sensor Dry system keeps tabs on moisture levels throughout the cycle and automatically adjusts drying time as needed—so you don’t have to. A...

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    Original price $712.99 - Original price $712.99
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  • Original price $1,028.99 - Original price $1,028.99
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    LG - 7.3 Cu. Ft. Smart Electric Dryer with Steam and Sensor Dry - White

    LG

    Spend less time on laundry with more room for clothes.Free up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer load...

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    Original price $1,028.99 - Original price $1,028.99
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  • Original price $591.99 - Original price $591.99
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    Insignia - 14.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110F (-17.8...

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    Original price $591.99 - Original price $591.99
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  • Original price $938.99 - Original price $938.99
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    LG - 20.2 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

    LG

    Large Capacity 20 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food when...

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    Original price $938.99 - Original price $938.99
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  • Original price $3,691.99 - Original price $3,691.99
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    Thor Kitchen - 36 Inch Professional Electric Range - Stainless Steel

    Thor Kitchen

    Smooth Glass TopEasy to fit in a 36-Inch space this freestanding professional electric range features a frameless glass top that is flush with the ...

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    Original price $3,691.99 - Original price $3,691.99
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  • Original price $587.99 - Original price $587.99
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    LG - 10000 BTU Smart Window Air Conditioner - White

    LG

    SmartThinQ technologyUse the LG SmartThinQ app to control key features from anywhere so you can start or stop cooling change the mode or set the te...

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    Original price $587.99 - Original price $587.99
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  • Original price $1,948.99 - Original price $1,948.99
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    Whirlpool - 30" Smart Built-In Single Electric Wall Oven with Air Fry - Stainless Steel

    Whirlpool

    Smart Wall OvenWhen you’re busy elsewhere use your smartphone to get dinner started by remotely preheating the oven. Or when your hands are full us...

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    Original price $1,948.99 - Original price $1,948.99
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  • Original price $1,106.99 - Original price $1,106.99
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    Samsung - BESPOKE Smart 42dBA Dishwasher with StormWash+ - White Glass

    Samsung

    Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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    Original price $1,106.99 - Original price $1,106.99
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    $1,106.99
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  • Original price $1,204.99 - Original price $1,204.99
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    LG - 5.0 Cu. Ft. High-Efficiency Smart Front Load Washer with Steam and TurboWash 360 - Black Steel

    LG

    Sleek Modern StyleNo detail was overlooked in this washer’s award-winning style. The modern flat front design black steel finish and tinted tempere...

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    Original price $1,204.99 - Original price $1,204.99
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  • Original price $750.99 - Original price $750.99
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    Bosch - 100 Series 24" Front Control Smart Built-In Hybrid Stainless Steel Tub Dishwasher with 50dBA - White

    Bosch

    Sleek and integrated front touch controls blend functionality and beautyThe touch control panel has been simplified to offer the cycles and options...

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    Original price $750.99 - Original price $750.99
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  • Original price $128.99 - Original price $128.99
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    Breville - Juice Fountain Compact Electric Juicer - Silver

    Breville

    Single speed makes juicing simpleNo need to worry about various settings. Simply flip the switch and add your choice of fruits vegetables or a comb...

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    Original price $128.99 - Original price $128.99
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  • Original price $183.99 - Original price $183.99
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    Cuisinart - Grind Brew Single-Serve Coffeemaker - Black

    Cuisinart

    Single serveBrew a single serving with freshly ground beans or use your favorite podConical burr millAutomatically grinds whole beans directly into...

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    Original price $183.99 - Original price $183.99
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  • Original price $1,196.99 - Original price $1,196.99
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    LG - 5.0 Cu. Ft. High-Efficiency Smart Front Load Washer with Steam and TurboWash 360 - White

    LG

    Simply. Brilliant.No detail was overlooked in this washer’s award-winning style. The modern flat front design black steel finish and tinted tempere...

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    Original price $1,196.99 - Original price $1,196.99
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  • Original price $1,098.99 - Original price $1,098.99
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    LG - 4.5 Cu. Ft. High-Efficiency Smart Front Load Washer with Steam and TurboWash 360 - Graphite Steel

    LG

    Simply brilliantNo detail was overlooked in this washer’s award-winning style. The modern flat front design black steel finish and tinted tempered ...

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    Original price $1,098.99 - Original price $1,098.99
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  • Original price $1,204.99 - Original price $1,204.99
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    LG - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Sensor Dry - Black Steel

    LG

    Simply beautifulAward-winning design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glass ...

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    Original price $1,204.99 - Original price $1,204.99
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  • Original price $1,098.99 - Original price $1,098.99
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    LG - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Sensor Dry - Graphite Steel

    LG

    Simply beautiful.Award-winning4 design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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    Original price $1,098.99 - Original price $1,098.99
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  • Original price $549.99 - Original price $549.99
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    Frigidaire 24" Front Control Built-In Dishwasher 60dba - Stainless Steel

    Frigidaire

    Simple setting navigationElectronic controls allow ease of use.Enjoy a quiet kitchenUltraQuiet helps reduce disruptive sounds.4-hour delay-startLet...

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    Original price $549.99 - Original price $549.99
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  • Original price $558.99 - Original price $558.99
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    De'Longhi - Vertuo Lattissima Espresso Machine - Black

    De'Longhi

    Signature Coffees And EspressosVertuo Lattissima offers a variety of coffee formats in 6 sizes including 5 8 12 and 18 fl. oz coffees as well as si...

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    Original price $558.99 - Original price $558.99
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  • Original price $820.99 - Original price $820.99
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    GE - 7.4 Cu. Ft. Front Load Electric Dryer with Sensor Dry - White on White

    GE

    Sensor DryThis dryer with moisture sensor continually monitors temperature and moisture to determine the appropriate drying time to protect your la...

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    Original price $820.99 - Original price $820.99
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  • Original price $444.99 - Original price $444.99
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    LG - 1.8 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Stainless Steel

    LG

    Seamless classic designElevate your kitchen with this sleek over-the-range microwave that delivers on style and practicality. The classic handle ba...

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    Original price $444.99 - Original price $444.99
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  • Original price $245.99 - Original price $245.99
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    Caf - Smart Drip 10-Cup Coffee Maker with WiFi - Matte White

    GE Cafe

    SCA CertifiedExperience a barista-quality cup of coffee right from your own counter with this stylish SCA Certified coffee maker that has been rigo...

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    Original price $245.99 - Original price $245.99
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  • Original price $279.99 - Original price $279.99
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    Caf - Smart Drip 10-Cup Coffee Maker with Wi-Fi - Matte White

    GE Cafe

    SCA CertifiedBrew true excellence at home with an SCA Certified coffee maker that has passed the Specialty Coffee Association's rigorous tests for ...

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    Original price $279.99 - Original price $279.99
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  • Original price $126.99 - Original price $126.99
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    DIGITAL TOASTER OVEN

    Bella Pro Series

    Rotisserie functionAllows you to roast up to a 4-lb. chicken¿.Air Fry functionCombines intense heat and convection to maximize air flow for crispy ...

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    Original price $126.99 - Original price $126.99
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  • Original price $863.99 - Original price $863.99
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    Samsung - 7.5 Cu. Ft. Stackable Electric Dryer with Sensor Dry - White

    Samsung

    Reversible Dryer DoorChoose the direction of the dryer door to suit your home’s layout.Lint Filter IndicatorProvides a helpful reminder when it’s t...

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    Original price $863.99 - Original price $863.99
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  • Original price $364.99 - Original price $364.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Mint

    Insignia

    Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

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    Original price $364.99 - Original price $364.99
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  • Original price $368.99 - Original price $368.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Red

    Insignia

    Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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    Original price $368.99 - Original price $368.99
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  • Original price $198.99 - Original price $198.99
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    Ninja - Foodi Power Blender Processor System Smoothie Bowl Maker Nutrient Extractor 1400WP smartTORQUE 6 Auto-iQ - Silver

    Ninja

    Rethink what a blender can do72 oz. Power Blender Processor Pitcher Smoothie Bowl Maker Blender Food Processor and Dough Mixer all in one (64-oz m...

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    Original price $198.99 - Original price $198.99
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  • Original price $1,032.99 - Original price $1,032.99
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    ECOVACS Robotics - DEEBOT X2 OMNI Robot Vacuum Mop with Self Cleaning Auto Empty Station - BLACK

    ECOVACS Robotics Inc

    Reshaping the way you cleanThanks to a new square-shaped design and built-in edge detection the DEEBOT X2 OMNI delivers on true edge-to-edge cleanl...

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    Original price $1,032.99 - Original price $1,032.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.