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Appliances

  • Original price $935.99 - Original price $935.99
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    GE Profile - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack Microban Protection and 44 dBA - Stainless Steel

    GE Profile

    Microban Antimicrobial TechnologyEnjoy longer-lasting dishwasher protection thanks to Microban Antimicrobial Technology. Built into high-usage tou...

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    Original price $935.99 - Original price $935.99
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  • Original price $321.99 - Original price $321.99
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    Solo Stove - Bonfire + Stand Shelter 2.0 Bundle - Stainless Steel

    Solo Stove

    Stand includedThis allows you to use the fire pit on heat sensative surfaces like green grass or a wooden deck.Shelter is made of PVC-coated polyes...

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    Original price $321.99 - Original price $321.99
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  • Original price $896.99 - Original price $896.99
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    Frigidaire 5.3 Cu. Ft. Freestanding Electric Range with Quick Boil Element - Stainless Steel

    Frigidaire

    Quick boil elementGet meals to the table faster with the powerful 3000W Quick Boil element.Flexible five element cooktopExperience ultimate cooking...

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    Original price $896.99 - Original price $896.99
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  • Original price $1,374.99 - Original price $1,374.99
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    NewAir - 160-Can Built-In Commercial Grade Wine and Beverage Cooler with Weatherproof Design for Indoor or Outdoor Use - Stainless Steel

    Newair

    Weatherproof designStores both drinks and solid food from 32 to 72 degrees making it ideal for use as an outdoor bar fridge.Durable stainless steel...

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    Original price $1,374.99 - Original price $1,374.99
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  • Original price $4,659.99 - Original price $4,659.99
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    ZLINE - Autograph 36" Legacy Dual Fuel Range in Black Stainless Steel Gold Accents (RABZ-36-G) - Black

    ZLINE

    ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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    Original price $4,659.99 - Original price $4,659.99
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  • Original price $206.99 - Original price $206.99
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    Traeger Grills - Full Length Grill Cover - Ironwood XL - Gray

    Traeger Grills

    Protects grill to keep it looking and performing at its bestAll-weather fabric protects against rain snow and sunDurable heavy-duty 600D abrasion-r...

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    Original price $206.99 - Original price $206.99
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  • Original price $279.99 - Original price $279.99
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    Shark - Navigator ADV Corded Bagless Multi-Surface Lift-Away Upright Vacuum Cleaner - Aeonium

    Shark

    Lift-AwayJust step on the pedal to detach the pod to easily clean furniture stairs overhead areas and more.Self-Cleaning BrushrollDelivers powerful...

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    Original price $279.99 - Original price $279.99
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  • Original price $379.99 - Original price $379.99
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    NewAir - 90-Can Freestanding Beverage Fridge Compact with Adjustable Shelves and Lock - Black

    Newair

    Powerful and Capable CompressorThe NewAir 90 Can Compact Beverage Fridge features a powerful compressor cooling system that keeps your drinks at a ...

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    Original price $379.99 - Original price $379.99
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  • Original price $90.99 - Original price $90.99
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    NewAir - 160 Sq. Ft. Portable Ceramic Electric Heater with Adjustable Tilt Head - Gray

    Newair

    Heavy-Duty Spot Heater for GaragesDon't let winter put an end to your garage and workshop hobbies The NewAir Portable Ceramic 120v Electric Garage ...

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    Original price $90.99 - Original price $90.99
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  • Original price $154.99 - Original price $154.99
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    NewAir - 500 Sq. Ft. 2-in-1 Freestanding or Mounted Electric Garage Heater with Remote Control - Gray

    Newair

    Heavy-Duty Heater Works in Tough ConditionsDon't let winter put an end to your garage and workshop hobbies The NewAir 2-in-1 240v Electric Garage H...

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    Original price $154.99 - Original price $154.99
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  • Original price $102.99 - Original price $102.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Sea Glass

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $102.99 - Original price $102.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Lavender

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $102.99 - Original price $102.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Deep Navy

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $102.99 - Original price $102.99
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  • Original price $767.99 - Original price $767.99
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    GE - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Sanitize Cycle and 47 dBA - Stainless Steel

    GE

    Dry Boost TechnologyDry Boost Technology outperforms standard heated-dry dishwashers by getting hard-to-dry items like plastics up to 3 times drier...

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    Original price $767.99 - Original price $767.99
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  • Original price $241.99 - Original price $241.99
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    Solo Stove - Ranger + Stand Shelter 2.0 Bundle - Stainless Steel

    Solo Stove

    Stand includedThis allows you to use the fire pit on heat sensative surfaces like green grass or a wooden deck.Shelter is made of PVC-coated polyes...

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    Original price $241.99 - Original price $241.99
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    $241.99
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  • Original price $481.99 - Original price $481.99
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    Panasonic - HomeCHEF .7 Cu. Ft. 7-in-1 Compact Oven with Steam and Convection - Black

    Panasonic

    7 Functions 1 OvenConvection Bake Steam Steam-Convection Bake combo Airfry Slow Cook Ferment and Sanitize2 Kinds of convection bakingConvection bak...

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    Original price $481.99 - Original price $481.99
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  • Original price $262.99 - Original price $262.99
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    Tineco - Pure One X Dual Smart Cordless Stick Vacuum - White

    Tineco

    Smart Cleaning for Your HomeiLoop Smart Sensor Technology takes the guesswork out of cleaning by detecting dirt dust and other debris on your floor...

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    Original price $262.99 - Original price $262.99
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  • Original price $400.99 - Original price $400.99
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    Caf - Couture Smart Toaster Oven with Air Fry - Stainless Steel

    GE Cafe

    14 Cooking ModesFlawlessly prepare any recipe from kids snacks to dinner party hors d'oeuvres with 14 essential cooking modes including Air Fry Cri...

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    Original price $400.99 - Original price $400.99
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  • Original price $1,004.99 - Original price $1,004.99
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    Samsung - 24" AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash+ 42 dBA - Stainless Steel

    Samsung

    Smart Dry with AutoRelease DoorThe Smart Dry with AutoRelease Door system circulates warm air to deliver 2.5x better drying performance without dam...

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    Original price $1,004.99 - Original price $1,004.99
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  • Original price $862.99 - Original price $862.99
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    De'Longhi - Magnifica Evo Coffee and Espresso Machine - Silver

    De'Longhi

    Espresso Made Right is Now Just a Touch Away7 One-Touch Recipes7 one-touch or customized coffee drinks espresso cappuccino latte macchiato iced cof...

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    Original price $862.99 - Original price $862.99
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  • Original price $543.99 - Original price $543.99
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    Insignia - 350 Sq. Ft. Portable Air Conditioner - White

    Insignia

    Up to 350 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...

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    Original price $543.99 - Original price $543.99
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  • Original price $1,232.99 - Original price $1,232.99
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    Samsung - 6.0 cu. ft. Front Control Slide-in Gas Range with Wi-Fi Fingerprint Resistant - Stainless Steel

    Samsung

    Ready2Fit guaranteeIf your Samsung front control slide-in range doesn't fit your 30" freestanding range cutout enjoy 100 on us to cover any counter...

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    Original price $1,232.99 - Original price $1,232.99
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  • Original price $79.99 - Original price $79.99
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    Anova - Precision Vacuum Sealer - Black

    Anova

    Works with any bag sizeCooking for one or a house full of guests The Anova Precision vacuum sealer can handle any bag length.Compact formDesigned t...

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    Original price $79.99 - Original price $79.99
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  • Original price $102.99 - Original price $102.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Platinum Silver

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $102.99 - Original price $102.99
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    $102.99
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    Ninja - Blast Max Portable Blender with 22oz Twist Go Vessel - Cool Gray

    Ninja

    BLEND TWIST GODetachable base is the first of its kind for ultimate portability. Powerfully blend twist and take your smoothie on-the-go virtually...

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    Original price $102.99 - Original price $102.99
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  • Original price $242.99 - Original price $242.99
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    Whirlpool - 30 inches - Convertible - Under cabinet Range Hood - Stainless Steel

    Whirlpool

    Grease FilterThe grease filter helps trap unwanted grease and helps remove odors.Hidden VentPowerful 2-Speed FanTwo fan speeds provide the right am...

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    Original price $242.99 - Original price $242.99
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  • Original price $1,094.99 - Original price $1,094.99
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    GE - 5.3 Cu. Ft. Slide In Gas Range with Steam Cleaning and Crisp Mode - Stainless Steel

    GE

    GE - 5.3 Cu. Ft. Slide In Gas Range with Steam Cleaning and Crisp Mode - Stainless Steel 30" Front Control

    Original price $1,094.99 - Original price $1,094.99
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  • Original price $522.99 - Original price $522.99
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    GE Profile - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

    GE

    2.2 cu. ft. capacity1100 watts (IEC-705 test procedure)Sensor cooking controlsAutomatically adjusts time and power for delicious cooking resultsWei...

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    Original price $522.99 - Original price $522.99
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  • Original price $609.99 - Original price $609.99
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    Frigidaire - Gallery 1.9 Cu. Ft. Over-The-Range Microwave with Sensor Cook - Stainless Steel

    Frigidaire

    Take the guesswork out of cooking with sensor cookSensors in the microwave determine and set the appropriate power levels and cook time to ensure g...

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    Original price $609.99 - Original price $609.99
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  • Original price $540.99 - Original price $540.99
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    bObsweep - PetHair SLAM Wi-Fi Connected Robot Vacuum Cleaner - Austin Espresso

    Bobsweep

    Pet hair don’t careWith TurboLift technology and adjustable suction settings Austin is specially designed to collect everything from the toughest p...

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    Original price $540.99 - Original price $540.99
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  • Original price $224.99 - Original price $224.99
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    Shark - Pickup 3-in-1 Steam Mop Pick-Up Sanitize - Black/Stone Metallic

    Shark

    3-in-1Shark Steam Pickup picks up debris deep scrubs steam sanitizes—all at once saving you time and effort.Picks up debrisCaptures wet dry and st...

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    Original price $224.99 - Original price $224.99
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  • Original price $737.99 - Original price $737.99
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    LG - 330 Sq. Ft. 8000 BTU In Wall Air Conditioner with Remote - White

    LG

    Energy Efficient R-32 RefrigerantWith an energy efficiency ratio (EER) of 10.7 this wall mounted ac unit employs the most efficient refrigerant cur...

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    Original price $737.99 - Original price $737.99
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  • Original price $228.99 - Original price $228.99
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    bObsweep - PetHair SLAM Wi-Fi Connected Robot Vacuum Cleaner - Phoenix Midnight

    Bobsweep

    Pet hair don’t careWith TurboLift technology and adjustable suction settings Phoenix is specially designed to collect everything from the toughest ...

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    Original price $228.99 - Original price $228.99
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  • Original price $1,052.99 - Original price $1,052.99
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    Samsung - 5.4 Cu. Ft. High-Efficiency Smart Top Load Washer with ActiveWave Agitator - Brushed Black

    Samsung

    Extra-Large 5.4 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.ActiveWave AgitatorSamsung's Acti...

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    Original price $1,052.99 - Original price $1,052.99
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  • Original price $3,476.99 - Original price $3,476.99
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    Frigidaire - Professional 19 Cu. Ft. Single-Door Refrigerator - Stainless Steel

    Frigidaire

    Show-Stopping Professional DesignUpgrade to an eye-catching built-in look with our beautiful single-door refrigerator and customize your kitchen wi...

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    Original price $3,476.99 - Original price $3,476.99
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  • Original price $260.99 - Original price $260.99
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    bella PRO - Blaze Pizza Oven+ - Stainless Steel

    Bella Pro Series

    Pizza moreRoom for a 12" pizza and so much more. Ideal for cooking focaccia stromboli quesadillas skillet meals—even salmon.Outdoor flavor in the ...

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    Original price $260.99 - Original price $260.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.