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  • Original price $350.99 - Original price $350.99
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    Vinotemp - 4-Bottle Open Wine Cooler - Black

    Vinotemp

    All black cabinetQuiet thermoelectric technologyTouch screen digital temperature controlTemperature 42.8-64.4F

    Original price $350.99 - Original price $350.99
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  • Original price $129.99 - Original price $129.99
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    Keurig - K-Iced Single Serve K-Cup Pod Coffee Maker - White

    Keurig

    BREW OVER ICEAutomatically adjusts brew temperature — starting hotter to help extract full flavor then cooling down for less ice melt.STRONG BREWBr...

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    Original price $129.99 - Original price $129.99
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  • Original price $1,962.99 - Original price $1,962.99
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    LG - 27.7 Cu. Ft. French Door Smart Refrigerator with External Ice and Water - Stainless Steel

    LG

    Ultra-Large Capacity 27.7 cu. ft.Stock-up and store everything you need. With a cavernous 27.7 cubic feet of space this LG French Door refrigerator...

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    Original price $1,962.99 - Original price $1,962.99
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  • Original price $290.99 - Original price $290.99
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    De'Longhi Nespresso VertuoPlus Deluxe ENV155BAE - coffee machine with milk frother - piano black

    Delonghi

    VERSATILE AUTOMATIC COFFEE MAKER VertuoPlus Deluxe makes both coffee and espresso in a variety of sizesnbsp. 5oz 8oz Coffee and single and double E...

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    Original price $290.99 - Original price $290.99
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  • Original price $185.99 - Original price $185.99
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    Cuisinart - Grill Top Pizza Oven Kit - Multi

    Cuisinart

    Powered by your grillThe Cuisinart Grill Top Pizza Oven is powered solely by the heat source of your grill. Works with gas charcoal or pellet grill...

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    Original price $185.99 - Original price $185.99
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  • Original price $715.99 - Original price $715.99
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    GE - 5.0 Cu. Ft. Freestanding Electric Range - White

    GE

    4 cooktop elementsProvide 1250-2400W of power to meet various cooking requirements.Porcelain-enamel cooktop surfaceOffers a durable design.Accommod...

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    Original price $715.99 - Original price $715.99
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  • Original price $128.99 - Original price $128.99
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    Igloo - 25 QT Trailmate Cooler - Carbonite

    Igloo

    InsulatedExtra-thick 1.5-inch foam-insulated walls insulated lid for extended ice retentionElevationCool Riser Technology improves cooling perform...

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    Original price $128.99 - Original price $128.99
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  • Original price $918.99 - Original price $918.99
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    ZLINE - 36" Gas Cooktop with 6 Gas Burners

    ZLINE

    Italian-Made Sealed Brass BurnersGas cooktop includes 4 hand-cast brass burners with cooking power ranging from 1000 - 18000 BTUs providing cooking...

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    Original price $918.99 - Original price $918.99
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  • Original price $705.99 - Original price $705.99
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    Frigidaire 24" Built-In Stainless Steel Tub Dishwasher with 3rd Rack EvenDry System 49 dBA - Stainless Steel

    Frigidaire

    Unlike traditional spray arms our BladeSpray arm rotates in two directions so you get better water coverage that reaches every corner.Third Level R...

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    Original price $705.99 - Original price $705.99
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  • Original price $1,327.99 - Original price $1,327.99
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    Frigidaire - 5.3 Cu. Ft. Front Control Electric Induction Range with Convection Bake - Stainless Steel

    Frigidaire

    Wipe away cleaning time with the induction cooktopUnlike traditional electric and gas cooktops induction only heats the pan and the food in it so t...

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    Original price $1,327.99 - Original price $1,327.99
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  • Original price $1,321.99 - Original price $1,321.99
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    LG - 6.3 Cu. Ft. Smart Freestanding Electric Convection Range with EasyClean and InstaView - Black Stainless Steel

    LG

    Room for the turkey and sides as wellWhether you’re baking large batches of cookies or a 20-lb turkey and the sides for the holidays this spacious ...

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    Original price $1,321.99 - Original price $1,321.99
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  • Original price $128.99 - Original price $128.99
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    Keurig - K-Select Single-Serve K-Cup Pod Coffee Maker - Oasis

    Keurig

    BREWS MULTIPLE CUP SIZES(6 8 10 12 oz.). Enjoy the most popular cup sizes all with QUIET BREW TECHNOLOGY minimizing noise during use.STRONG BREWKic...

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    Original price $128.99 - Original price $128.99
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  • Original price $300.99 - Original price $300.99
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    Breville - the Compact Wave Soft Close 0.9 Cu. Ft. Microwave - Brushed Stainless Steel

    Breville

    Electronic controlsConvenient cooking controls make heating up food fast and simple.Large 10.6" turntable keeps food rotatingBy turning food items ...

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    Original price $300.99 - Original price $300.99
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  • Original price $1,178.99 - Original price $1,178.99
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    LG - 2.4 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Built-In Intelligence - White

    LG

    Greater flexibility for more installation optionsThis 2.4 cubic foot compact washer just 24" wide and closet depth provides enough room for loads w...

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    Original price $1,178.99 - Original price $1,178.99
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  • Original price $470.99 - Original price $470.99
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    Samsung - 30" Convertible Range Hood - Black Stainless Steel

    Samsung

    Powerful 390 cfm ventilationCirculates air to remove odors quickly.LED lightsIlluminate the cooktop and are brighter and more energy-efficient.Vent...

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    Original price $470.99 - Original price $470.99
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  • Original price $3,105.99 - Original price $3,105.99
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    GE Profile - 22.1 Cu. Ft. French Door Counter-Depth Refrigerator with Hands-Free AutoFill - Stainless Steel

    GE

    Fingerprint-resistant stainless steelEasily wipe away smudges and fingerprints for a look that's always sparkling clean.Counter-depth designOffers ...

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    Original price $3,105.99 - Original price $3,105.99
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  • Original price $689.99 - Original price $689.99
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    Whynter - 500 Sq. Ft. Portable Air Conditioner - Platinum/Black

    Whynter

    Portable air conditioner fan and dehumidifier with 222 CFM air flowMove it from room to room on 4 caster wheels. Includes easy-to-install window ve...

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    Original price $689.99 - Original price $689.99
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  • Original price $500.99 - Original price $500.99
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    Profile - 450 Sq. Ft. 10000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $500.99 - Original price $500.99
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  • Original price $476.99 - Original price $476.99
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    Profile - 350 Sq. Ft. 8000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $476.99 - Original price $476.99
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  • Original price $243.99 - Original price $243.99
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    Cuisinart - 80 Qt. Outdoor Cooler Cart - Silver

    Cuisinart

    80qt capacityCooler fits up to 100 cans or 50 bottles at a time with ice and keeps drinks cold for up to 48 hours.Dual-sided lidAllows for quick an...

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    Original price $243.99 - Original price $243.99
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  • Original price $692.99 - Original price $692.99
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    Maytag - 24" Front Control Stainless Steel Tub Dishwasher with PowerBlast Cycle and 50 dBA - Stainless Steel

    Maytag

    PowerBlast cycleThe PowerBlast cycle scours away stubborn foods like egg yolk peanut butter and even dried-on oatmeal. High-pressure jets rotating ...

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    Original price $692.99 - Original price $692.99
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  • Original price $718.99 - Original price $718.99
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    Profile - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White

    Profile

    Inverter TechnologyAdaptive air conditioner inverter technology operates at smooth varying levels reducing noise and maximizing energy efficiency.U...

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    Original price $718.99 - Original price $718.99
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  • Original price $947.99 - Original price $947.99
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    GE - 450 Sq. Ft. 10300 BTU Smart Portable Air Conditioner and 10300 BTU Heater - White

    GE

    Cools Heats Medium Rooms10000 BTU class cooling / 11500 BTU heating capacity offers maximum comfort in rooms up to 450 square feet (10300 BTU DOE)...

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    Original price $947.99 - Original price $947.99
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  • Original price $642.99 - Original price $642.99
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    Whynter - 15" 44-Lb. Freestanding Icemaker - Stainless Steel

    Whynter

    Produces up to 44 lbs. of bullet-shape ice cubes in a 24-hour periodBin stores up to 7.7 lbs. of ice until you need it.Auto shutoffEnsures ice prod...

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    Original price $642.99 - Original price $642.99
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  • Original price $325.99 - Original price $325.99
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    Caf - Grind Brew Smart Coffee Maker with Gold Cup Standard - Matte White

    GE Cafe

    Gold Cup StandardExperience a barista quality cup of coffee right from your own counter with this stylish Specialty Coffee Association certified co...

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    Original price $325.99 - Original price $325.99
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    Caf - Grind Brew Smart Coffee Maker with Gold Cup Standard - Matte Black

    GE Cafe

    Gold Cup StandardExperience a barista quality cup of coffee right from your own counter with this stylish Specialty Coffee Association certified co...

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    Original price $323.99 - Original price $323.99
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  • Original price $177.99 - Original price $177.99
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    Tineco GO Cordless Stick Vacuum (GO203) - White

    Tineco

    Cordless Cleaning on Any SurfaceThe Tineco GO Series cordless stick vacuum cleaner offers robust suction on hard floors low pile and high pile carp...

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    Original price $177.99 - Original price $177.99
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  • Original price $778.99 - Original price $778.99
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    GE Profile - ClearView 550 Sq. Ft. 12200 BTU Smart Ultra Quiet Window Air Conditioner - White

    GE Profile

    Full window viewThis GE Profile window air conditioner sits over the windowsill and is designed to maintain the full view through the window allowi...

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    Original price $778.99 - Original price $778.99
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  • Original price $1,005.99 - Original price $1,005.99
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    Maytag - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Dual Power Filtration 47 dBA - Stainless Steel

    Maytag

    Dual power filtrationSkip soaking scrubbing and pre-rinsing with Maytag engineering that puts an end to pre-work. Industry-exclusive Dual Power Fil...

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    Original price $1,005.99 - Original price $1,005.99
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  • Original price $300.99 - Original price $300.99
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    Cuisinart - SM-50BC Precision Master Tilt-Head Stand Mixer - Brushed Chrome

    Conair

    12-speed control offers a variety of mixing optionsFrom a slow stir to a very fast whip this mixer has a speed to suit multiple culinary needs.500-...

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    Original price $300.99 - Original price $300.99
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  • Original price $544.99 - Original price $544.99
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    Frigidaire 24" Front Control Built-In Dishwasher with 3-Cycles 60 dBA - Stainless Steel

    Frigidaire

    Simple setting navigationElectronic controls allow ease of use.Enjoy a quiet kitchenUltraQuiet helps reduce disruptive sounds.4-hour delay-startLet...

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    Original price $544.99 - Original price $544.99
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  • Original price $511.99 - Original price $511.99
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    KitchenAid - Artisan Series 5 Quart Tilt-Head Stand Mixer - KSM150PSIB - Ink Blue

    Kitchenaid

    Built to take it all onwith the durable and built-to-last metal construction and 59 touchpoints around the mixer bowl for great mixing results.5 Qu...

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    Original price $511.99 - Original price $511.99
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  • Original price $2,210.99 - Original price $2,210.99
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    Whirlpool - 19.4 Cu. Ft. 4-Door French Door Counter-Depth Refrigerator with Flexible Organization Spaces - Stainless Steel

    Whirlpool

    Flexible Organization SpacesFlexible organization spaces cut down on clutter making it easy to store and find everything from gallons of milk to fr...

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    Original price $2,210.99 - Original price $2,210.99
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  • Original price $256.99 - Original price $256.99
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    Keurig - K-Supreme Plus Coffee Maker - Stainless Steel

    Keurig

    MULTISTREAM TECHNOLOGYExtracts more flavor and aroma in every brew. vs Keurig leading K-Classic brewer with The Original Donut Shop Coffee K-Cup po...

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    Original price $256.99 - Original price $256.99
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  • Original price $1,555.99 - Original price $1,555.99
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    ZLINE - 36 inches - Convertible - Wall Range Hood - Stainless Steel

    ZLINE

    Noise Level30/41/49/52 (Decibels)Warranty3-Year PartsAirflow (Q/L/M/H)280/420/560/700Voltage110V/60HZButton PannelPush Button Control Panel (4-Spee...

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    Original price $1,555.99 - Original price $1,555.99
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  • Original price $379.99 - Original price $379.99
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    NewAir - 90-Can Freestanding Beverage Fridge Compact with Adjustable Shelves and Lock - Black

    Newair

    Powerful and Capable CompressorThe NewAir 90 Can Compact Beverage Fridge features a powerful compressor cooling system that keeps your drinks at a ...

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    Original price $379.99 - Original price $379.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.