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  • Original price $278.99 - Original price $278.99
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    Whynter - 1.1 Cu. Ft. Upright Freezer - Black

    Whynter

    Mechanical temperature controlSimplifies operation.1.1 cu. ft. capacityProvides space for your favorite frozen treats and meal items.Compressor coo...

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    Original price $278.99 - Original price $278.99
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  • Original price $83.99 - Original price $83.99
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    KitchenAid - KHM512ER 5-Speed Hand Mixer - Empire Red

    Kitchenaid

    Mechanical speed controlMakes it easy to adjust motor speed.Lightweight DC motorProvides plenty of power for mixing a variety of foods.5 mixing spe...

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    Original price $83.99 - Original price $83.99
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  • Original price $2,902.99 - Original price $2,902.99
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    LG - 28.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Water Dispenser - Stainless Steel

    LG

    Make ice without making iceOur built-in icemaker automatically makes ice cubes so that you always have ice on hand for those hot summer days or whe...

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    Original price $2,902.99 - Original price $2,902.99
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  • Original price $200.99 - Original price $200.99
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    Bella Pro Series - Combo 19-Bar Espresso and 10-Cup Drip Coffee Maker - Stainless Steel

    Sensio

    Make a variety of hot beveragesProduce espressos cappuccinos lattes and 10 cups of drip coffee with the touch of a button.19-bar pressureDelivers r...

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    Original price $200.99 - Original price $200.99
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  • Original price $1,151.99 - Original price $1,151.99
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    Samsung RT18M6215SR - refrigerator/freezer - top-freezer - freestanding - stainless steel

    Samsung

    Magnetic finishNow you don't have to choose between Samsung refrigeration innovation and showcasing your artwork and reminders.FlexZoneVersatile fr...

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    Original price $1,151.99 - Original price $1,151.99
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  • Original price $95.99 - Original price $95.99
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    Ooni - Perforated Pizza Peel (14-inch) - silver

    Ooni

    LIGHTWEIGHTWeighing only 21.5 ounces you can retrieve your pizzas with ease.CORROSION RESISTANTA super-sleek hard anodized coating provides increa...

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    Original price $95.99 - Original price $95.99
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  • Original price $226.99 - Original price $226.99
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    Shark - Navigator Lift-Away Upright Vacuum with Anti-Allergen Complete Seal - Blue Jean

    Shark

    Lift-AwayLift away with the pod release pedal to clean stairs overhead areas and more.Anti-Allergen Complete Seal with HEPAAnti-Allergen Complete S...

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    Original price $226.99 - Original price $226.99
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  • Original price $731.99 - Original price $731.99
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    Insignia - 6.7 Cu. Ft. Gas Dryer - White

    Insignia

    LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

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    Original price $731.99 - Original price $731.99
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  • Original price $347.99 - Original price $347.99
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    Shark - Matrix Self-Emptying Robot Vacuum with Precision Home Mapping and Extended Runtime Wi-Fi Connected - Black

    Shark

    Leaves No Spots MissedWith Matrix Clean the robot vacuum cleans using a precision grid taking multiple passes over dirt and debris for deep cleanin...

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    Original price $347.99 - Original price $347.99
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  • Original price $789.99 - Original price $789.99
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    Amana - 5.1 Cu. Ft. Freestanding Gas Range with Bake Assist Temps - Stainless Steel

    Amana

    Large Oven Capacity5.1 Cu Ft Oven Capacity gives you the space you need to make dinner and dessert at the same time.Versatile CooktopOur Versatile ...

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    Original price $789.99 - Original price $789.99
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  • Original price $1,597.99 - Original price $1,597.99
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    Samsung - 27.4 cu. ft. Side-by-Side Refrigerator with Large Capacity - Black Stainless Steel

    Samsung

    Large capacityCompletely redesigned interior with 27.4 cu. ft. capacity that fits 10 more groceries than ever.Modern designClean lines and modern f...

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    Original price $1,597.99 - Original price $1,597.99
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  • Original price $1,503.99 - Original price $1,503.99
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    Samsung - 27.4 cu. ft. Side-by-Side Refrigerator with Large Capacity - Stainless Steel

    Samsung

    Large capacityCompletely redesigned interior with 27.4 cu. ft. capacity that fits 10 more groceries than ever.Modern designClean lines and modern f...

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    Original price $1,503.99 - Original price $1,503.99
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  • Original price $1,395.99 - Original price $1,395.99
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    Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity - Stainless Steel

    Samsung

    Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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    Original price $1,395.99 - Original price $1,395.99
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  • Original price $1,623.99 - Original price $1,623.99
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    LG - 25.5 Cu. Ft. Bottom-Freezer Refrigerator with Ice Maker - Stainless Steel

    LG

    Large capacity 26 cu. ft. (bottom mount)Stock up and store everything you need. With a cavernous 26 cu. ft. of space this LG bottom mount refrigera...

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    Original price $1,623.99 - Original price $1,623.99
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  • Original price $1,109.99 - Original price $1,109.99
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    $1,109.99
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    LG - 23.8 Cu. Ft. Top Freezer Refrigerator with Internal Water Dispenser - Stainless Steel

    LG

    Large Capacity 23.8 cu ft. (Top Mount)Stock-up and store everything you need. With a cavernous 23.8 cubic feet of space this LG top mount refrigera...

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    Original price $1,109.99 - Original price $1,109.99
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  • Original price $913.99 - Original price $913.99
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    Samsung - 4.5 Cu. Ft. High Efficiency Stackable Smart Front Load Washer with Vibration Reduction Technology+ - White

    Samsung

    Large 4.5 cu. ft. CapacityFewer loads less time in the laundry room and more time doing the things you love.Vibration Reduction Technology+Do your ...

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    Original price $913.99 - Original price $913.99
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  • Original price $513.99 - Original price $513.99
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    KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Contour Silver

    Kitchenaid

    Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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    Original price $513.99 - Original price $513.99
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    KitchenAid - 5.5 Quart Bowl-Lift Stand Mixer - Empire Red

    Kitchenaid

    Knead shred at the next levelWith 2x the power in the bowl than Tilt-head stand mixer; 3-point locking bowl for stability. Compared to KSM150 when...

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    Original price $513.99 - Original price $513.99
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  • Original price $449.99 - Original price $449.99
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    Breville - the Juice Fountain Cold XL Juicer - Brushed Stainless Steel

    Breville

    Juices fruits and vegetables of varying texturesYou can use the low speed to juice soft fruits and vegetables such as strawberries grapes cucumbers...

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    Original price $449.99 - Original price $449.99
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  • Original price $1,085.99 - Original price $1,085.99
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    Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Ivory

    Samsung

    Ivory FinishSamsung’s new premium ivory finish marries a timeless color with a sophisticated design never before seen in laundry. Ivory is the late...

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    Original price $1,085.99 - Original price $1,085.99
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  • Original price $947.99 - Original price $947.99
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    Breville - the Barista Pro with a ThermoJet heating system 3 second heat up time and precise espresso extraction - Brushed Stainless Steel

    Breville

    INTUITIVE INTERFACELCD display with grinding and extracting progress animations. The screen provides you all the precise information you need to ma...

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    Original price $947.99 - Original price $947.99
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  • Original price $1,864.99 - Original price $1,864.99
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    Whirlpool - 28.4 Cu. Ft. Side-by-Side Refrigerator with In-Door-Ice Storage - Stainless Steel

    Whirlpool

    In-Door-Ice StorageGet an extra full shelf with an ice bin that's moved to the doorFingerprint resistant stainless steel doorAligns perfectly with ...

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    Original price $1,864.99 - Original price $1,864.99
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  • Original price $676.99 - Original price $676.99
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    Shark - AI Ultra Robot Vacuum with Matrix Clean Home Mapping HEPA Bagless Self Empty Base WiFI Connected - Black

    Shark

    Incredible SuctionPowerful Shark suction picks up dirt and debris on all floor types—tackling even the toughest of messes in your home.No Spots Mis...

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    Original price $676.99 - Original price $676.99
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  • Original price $289.99 - Original price $289.99
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    Nespresso - Vertuo Next Premium by Breville with Aeroccino3 - Classic Black

    Nespresso

    IMPOSSIBLY GOOD QUALITYOnly Vertuo machine that brews 6 sizes coffee (5 oz 8 oz and 14oz) Espresso (single and double). New pour-over style caraff...

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    Original price $289.99 - Original price $289.99
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  • Original price $247.99 - Original price $247.99
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    Shark - Pet Cordless Stick Vacuum with XL Dust Cup LED Headlights - Blue Iris

    Euro-Pro

    Hypervelocity SuctionProvides incredible cleaning performance for everyday messes and high-traffic areas.Up to 40 Minutes of RuntimeMeasured at the...

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    Original price $247.99 - Original price $247.99
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  • Original price $401.99 - Original price $401.99
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    BISSELL - Revolution Hydrosteam Pet Corded Upright Deep Cleaner - Titanium/Copper Harbor

    Bissell

    Hydrosteam TechnologyThe only carpet cleaner with the power of Hydrosteam Technology2X better cleaningwash remove embedded dirt stains and allerge...

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    Original price $401.99 - Original price $401.99
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  • Original price $621.99 - Original price $621.99
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    Samsung - 24 Top Control Built-In Dishwasher with Height-Adjustable Rack 53 dBA - Stainless Steel

    Samsung

    Hybrid TubShows less wear-and-tear and discoloration with a stainless steel interior door.Height-adjustable Upper RackHeight-adjustable upper rack ...

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    Original price $621.99 - Original price $621.99
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  • Original price $983.99 - Original price $983.99
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    Whirlpool - 17.7 Cu. Ft. Top-Freezer Refrigerator - Monochromatic Stainless Steel

    Whirlpool

    Humidity-Controlled CrispersIncludes 2 crisper drawers that can help extend the life of fresh fruits and vegetables reducing waste.Electronic Tempe...

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  • Original price $126.99 - Original price $126.99
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    Cuisinart - PerfectTemp 14 Cup Coffeemaker - Silver

    Cuisinart

    Hotter CoffeeHotter Coffee with expert coffee-making technology to ensure hotter coffee temperature without sacrificing flavor or qualityBrew Stren...

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    Original price $126.99 - Original price $126.99
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  • Original price $606.99 - Original price $606.99
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    Danby - 36-Bottle Wine Cooler - Stainless Steel

    Danby

    Holds up to 36 wine bottlesSo you can store your collection at an optimal temperature.Precise controlAllows you to quickly and easily set the inter...

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    Original price $606.99 - Original price $606.99
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  • Original price $199.99 - Original price $199.99
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    Ninja - Mega Kitchen System 72-Oz. Blender - Black

    Ninja

    High-volume 72-oz. blender capacityAlso includes a 64-oz. round bowl that doubles as a food processor and two 16-oz. single serving blender cups wi...

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    Original price $199.99 - Original price $199.99
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  • Original price $1,412.99 - Original price $1,412.99
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    Bosch - 500 Series 24 in. Stainess Steel Top Control Built-In Dishwasher with Stainless Steel Tub and Flexible 3rd Rack - Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,412.99 - Original price $1,412.99
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  • Original price $1,632.99 - Original price $1,632.99
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    Bosch - 800 Series 24 in. Black Stainless Steel Top Control Built-In Pocket Handle Dishwasher with Stainless Steel Tub - Black Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,632.99 - Original price $1,632.99
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    Bosch - 800 Series 24 in. Stainless Steel Top Control Built-In Dishwasher with Stainless Steel Tub and Flexible 3rd Rack - Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,632.99 - Original price $1,632.99
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  • Original price $1,577.99 - Original price $1,577.99
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    Bosch - 800 Series 24 in. Stainless Steel Top Control Built-In Pocket Handle Dishwasher with Stainless Steel Tub - Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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    Original price $1,577.99 - Original price $1,577.99
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  • Original price $127.99 - Original price $127.99
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    Weber - Crafted Roasting Basket - Silver

    Weber

    Helps with heat circulation for perfectly roasted veggiesRoast small delicate food without it falling through the grate.Weber Crafted grates and fr...

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    Original price $127.99 - Original price $127.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.