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  • Original price $619.99 - Original price $619.99
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    Breville - the Joule 1.0 Cubic Ft Oven Air Fryer Pro - Black Stainless Steel

    Breville

    Enjoy the confidence of cooking with Breville+Breville+ is a new ecosystem of guided recipes live and on-demand classes cook guides and more. Your ...

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    Original price $619.99 - Original price $619.99
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  • Original price $712.99 - Original price $712.99
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    LG - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking and Air Fry - Stainless Steel

    LG

    Enjoy fast even convection cookingConveniently brown bake and roast your favorite meals with convection technology that circulates heat around your...

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    Original price $712.99 - Original price $712.99
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  • Original price $702.99 - Original price $702.99
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    Keystone - 8000 BTU 115V Through-the-Wall Air Conditioner with Follow Me LCD Remote Control - White

    Keystone

    ENERGY STAR-RATED COOLINGWith a 10. 6 energy efficiency ratio (EER) this 8 000 BTU through the wall air conditioner can effectively cool rooms up t...

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    Original price $702.99 - Original price $702.99
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  • Original price $1,105.99 - Original price $1,105.99
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    Samsung - 6.3 cu. ft. Freestanding Electric Convection+ Range with WiFi No-Preheat Air Fry and Griddle - Stainless Steel

    Samsung

    Elevated designOur Stainless Steel design elegantly wraps around the electric stovetop sides and up through the slim control panel elevating the lo...

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    Original price $1,105.99 - Original price $1,105.99
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  • Original price $1,516.99 - Original price $1,516.99
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    Samsung - 6.3 cu. ft. Freestanding Electric Convection+ Range with WiFi No-Preheat Air Fry and Griddle - Black Stainless Steel

    Samsung

    Elevated designOur Stainless Steel design elegantly wraps around the cooktop sides and up through the slim control panel elevating the look of any ...

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    Original price $1,516.99 - Original price $1,516.99
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  • Original price $82.99 - Original price $82.99
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    Honeywell - UberHeat Plus Ceramic Heater - White

    HONEYWELL SECURITY

    Electronic controls with 2 comfort and 4 thermostat settingsLets you choose how warm to keep the roomAuto-off timer2 4 8 hour options for preset ...

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    Original price $82.99 - Original price $82.99
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  • Original price $952.99 - Original price $952.99
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    Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - Gray

    Frigidaire

    Keep your food safe and organized in this 18.3 cu. ft. Frigidaire top-freezer refrigerator. The adjustable shelves let you create space for tall it...

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    Original price $952.99 - Original price $952.99
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  • Original price $886.99 - Original price $886.99
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    Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - White

    Frigidaire

    Electromechanical controlsMake operation simple.Generous storageIncludes 2 fixed door racks and a full-width glass shelf to create plenty of space ...

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    Original price $886.99 - Original price $886.99
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  • Original price $873.99 - Original price $873.99
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    GE - 5.0 Cu. Ft. Freestanding Gas Range - Stainless Steel

    GE

    Edge-to-edge cooktopA large cooking surface gives you extra room for pots and pans of all sizes and lets cookware move easily from burner to burner...

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    Original price $873.99 - Original price $873.99
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  • Original price $860.99 - Original price $860.99
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    GE Profile - 5.0 Cu Ft High Efficiency Smart Top Load Washer with Smarter Wash Technology Easier Reach Microban Technology - Diamond Gray

    GE Profile

    Easier Access CapacityEnjoy large capacity while being able to easily reach the bottom of the washerSmarter Wash TechnologyAdaptive Smart Technolog...

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    Original price $860.99 - Original price $860.99
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  • Original price $1,066.99 - Original price $1,066.99
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    Dyson - V15s Detect Submarine Cordless Vacuum - Yellow/Nickel

    Dyson

    Dyson deep cleaning power now washes hard floors.All in one machine.60 minutes of run time.Advanced Dyson vacuum technology provides 100 more power...

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    Original price $1,066.99 - Original price $1,066.99
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  • Original price $646.99 - Original price $646.99
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    LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with SenseClean and 52 dBA - Stainless Steel Look

    LG

    Dynamic DryDrying clean dishes by hand just to be able to unload the dishwasher is a huge time suck—but not anymore. LG's Dynamic Dry technology us...

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    Original price $646.99 - Original price $646.99
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  • Original price $371.99 - Original price $371.99
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    Shark - Vertex DuoClean PowerFin Upright Vacuum with Powered Lift-Away and Self-Cleaning Brushroll - Rose Gold

    Shark

    DuoClean PowerFinsA PowerFin roller and a soft roller combine on all floors. Continuous cleaning contact to dig deep into carpets directly engage f...

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    Original price $371.99 - Original price $371.99
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  • Original price $83.99 - Original price $83.99
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    ThermoPro - Dual Probe Wireless Meat Thermometer - Red

    ThermoPro

    Dual probesDual probes allow you to monitor food temperature for extended periods of time. Great for BBQing smoking grilling deep-frying homebrewin...

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    Original price $83.99 - Original price $83.99
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  • Original price $823.99 - Original price $823.99
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    Maytag - 24" Front Control Built-In Dishwasher with Stainless Steel Tub Dual Power Filtration 50 dBA - Stainless Steel

    Maytag

    Dual Power FiltrationSkip soaking scrubbing and pre-rinsing with Maytag engineering that puts an end to pre-work. Industry-exclusive Dual Power Fil...

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    Original price $823.99 - Original price $823.99
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  • Original price $243.99 - Original price $243.99
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    De'Longhi - Digital All-in-One Combination Coffee and Espresso Machine - Black and Stainless Steel

    Delonghi

    Dual Heating SystemNo waiting time with Dual Heating System Allows you to brew coffee and espresso simultaneously15 BAR PumpItalian 15 BAR pressure...

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    Original price $243.99 - Original price $243.99
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  • Original price $640.99 - Original price $640.99
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    GE - Top Control Built In Dishwasher with Sanitize Cycle and Dry Boost 52 dBA - Stainless Steel

    GE

    Dry BoostDry Boost gets hard-to-dry items like plastics up to 3x drier compared to heated drySteam + SaniSave time with a Steam option that loosens...

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    Original price $640.99 - Original price $640.99
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  • Original price $768.99 - Original price $768.99
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    GE - 24"Top Control Fingerprint Resistant Dishwasher with Stainless Steel Interior Dishwasher with Sanitize Cycle - Stainless Steel

    GE

    Dry Boost TechnologyDry Boost Technology outperforms standard heated-dry dishwashers by getting hard-to-dry items like plastics up to 3 times drier...

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    Original price $768.99 - Original price $768.99
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  • Original price $287.99 - Original price $287.99
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    iRobot Roomba Combo i5 Robot Vacuum and Mop - Woven Neutral

    iRobot

    Double the clean with one machine.The Roomba Combo i5 robot vacuum mop is designed for both wet and dry floor cleaning—converting from an all-floo...

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    Original price $287.99 - Original price $287.99
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  • Original price $771.99 - Original price $771.99
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    Maytag - 4.5 Cu. Ft. High Efficiency Top Load Washer with Deep Fill - White

    Maytag

    Deep Fill OptionGet more water when you want it with the Deep Fill option. Choose from multiple water levels to saturate loads loosen stains and he...

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    Original price $771.99 - Original price $771.99
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  • Original price $399.99 - Original price $399.99
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    Breville - the Smart Oven Air Fryer - Brushed Stainless Steel

    Breville

    DEDICATED AIR FRY SETTINGWhy buy a stand alone air fryer when the Smart Oven Air Fryer can turn out guilt-free french fries chicken wings family fa...

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    Original price $399.99 - Original price $399.99
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  • Original price $844.99 - Original price $844.99
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    Insignia - Dual Zone Wine and Beverage Cooler with Glass Doors - Stainless Steel

    Insignia

    Customizable storage optionsStock up on your favorites and store 42 standard wine bottles. Or you can mix it up and store 21 wine bottles on one si...

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    Original price $844.99 - Original price $844.99
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  • Original price $2,312.99 - Original price $2,312.99
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    Frigidaire - Gallery 27.8 Cu. Ft. French Door Refrigerator - Stainless Steel

    Frigidaire

    CrispSeal Plus Crispers with Auto HumidityHelp prevent produce from spoiling advanced CrispSeal Plus Crispers with Auto Humidity technology automat...

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    Original price $2,312.99 - Original price $2,312.99
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  • Original price $1,499.99 - Original price $1,499.99
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    Frigidaire - Gallery 25.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

    Frigidaire

    CrispSeal Plus CrisperHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh with a seal that blocks out dry air plus an ad...

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    Original price $1,499.99 - Original price $1,499.99
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  • Original price $1,572.99 - Original price $1,572.99
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    Frigidaire - Gallery 22.3 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Silver

    Frigidaire

    CrispSeal Plus Crisper TechnologyHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh plus an added filter reduces the ga...

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    Original price $1,572.99 - Original price $1,572.99
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  • Original price $127.99 - Original price $127.99
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    Weber - Crafted Dual Sided Sear Grate - Black

    Weber

    Creates restaurant-quality sear marksDesigned to grill meat on one side delicate food on the reverse.Weber Crafted grates and frameAre required for...

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    Original price $127.99 - Original price $127.99
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  • Original price $2,929.99 - Original price $2,929.99
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    LG - 25.5 Cu. Ft. French Door Counter-Depth Smart Refrigerator with Four Kinds of Ice - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG French Door Counter-Depth M...

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    Original price $2,929.99 - Original price $2,929.99
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  • Original price $2,379.99 - Original price $2,379.99
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    LG - 25.5 Cu. Ft. French Door Counter-Depth Smart Refrigerator with Dual Ice - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG Counter-Depth MAX French Do...

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    Original price $2,379.99 - Original price $2,379.99
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  • Original price $3,261.99 - Original price $3,261.99
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    LG - 25.5 Cu. Ft. French Door Counter-Depth Smart Refrigerator with Mirror InstaView - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. This LG 25.5 cu. ft. French Door Counter-Depth MAX Smart Refrigerator with M...

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    Original price $3,261.99 - Original price $3,261.99
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  • Original price $1,506.99 - Original price $1,506.99
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    Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Stainless Steel

    Samsung

    Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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    Original price $1,506.99 - Original price $1,506.99
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  • Original price $1,616.99 - Original price $1,616.99
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    Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Black Stainless Steel

    Samsung

    Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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    Original price $1,616.99 - Original price $1,616.99
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  • Original price $380.99 - Original price $380.99
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    Tineco - Pure One S11 Dual - Cordless Stick Vacuum with iLoop Smart Sensor Technology - Gray

    Tineco

    Cordless and lightEnjoy up to 40 minutes of hassle-free cleaning that won’t tire you out.2 is better than oneTwo brush heads offer the ultimate cl...

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    Original price $380.99 - Original price $380.99
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  • Original price $863.99 - Original price $863.99
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    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $863.99 - Original price $863.99
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  • Original price $735.99 - Original price $735.99
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    Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $735.99 - Original price $735.99
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  • Original price $971.99 - Original price $971.99
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    Insignia - 21 Cu. Ft. Garage Ready Convertible Upright Freezer - White

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $971.99 - Original price $971.99
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  • Original price $464.99 - Original price $464.99
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    Frigidaire - 1.8 Cu. Ft. Over-The-Range Microwave - Stainless Steel

    Frigidaire

    Convenient Quick Start OptionsGet meals on the table in minutes with three different Quick Start options that allow you to make yummy meals faster....

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    Original price $464.99 - Original price $464.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.