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Rent To Own Components – Upgrade Your Tech with Easy Financing

Enhance your system with top-quality components from Finance My Cart. From graphics cards and motherboards to CPUs and memory, we offer premium parts from leading brands like ASUS, Intel, NVIDIA, and more. With our rent-to-own and lease-to-own payment plans, you can upgrade your tech without the upfront cost. Enjoy affordable monthly payments and free shipping while building the perfect setup!

Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

Samsung HW-B550D - sound bar system - wireless

Samsung

Dolby Audio / DTS VirtualXEnjoy enhanced surround sound with the combination of Dolby Audio and DTS VirtualX.Built in Center SpeakerThe built in ce...

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Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99
Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99

Samsung HW-C450 - sound bar system - wireless

Samsung

DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99
Original price $749.99 - Original price $749.99
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$749.99
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Current price $749.99

LG - 5.1.3 Channel S80TR Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX and WOW Orchestra - Black

LG Electronics

Your entertainment high five Immerse yourself in every scene with exceptional cinematic surround sound. The S80TR projects powerful realistic audio...

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Original price $749.99 - Original price $749.99
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$749.99
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Current price $749.99
Original price $336.99 - Original price $336.99
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$336.99
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Current price $336.99

Samsung HW-S60D - sound bar - wireless

Samsung

All in one DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...

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Original price $336.99 - Original price $336.99
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$336.99
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Current price $336.99
Original price $953.99 - Original price $953.99
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$953.99
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Current price $953.99

LG - 7.1.3 Channel S90TR Soundbar with Wireless Subwoofer and Rear Speakers Dolby Atmos DTSX and WOW Orchestra - Black

LG Electronics

Welcome to 7-channel heaven Give yourself the home theater setup you’ve always dreamed about with rich immersive sound exceptional clarity and inte...

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Original price $953.99 - Original price $953.99
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$953.99
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Current price $953.99
Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99

ASUS ROG STRIX B650-A GAMING WIFI - motherboard - ATX - Socket AM5 - AMD B650

ASUS

AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99
Original price $565.99 - Original price $565.99
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$565.99
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Denon - AVR-S770H (75W X 7) 7.2-Ch. with HEOS and Dolby Atmos 8K Ultra HD HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon

Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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Original price $565.99 - Original price $565.99
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$565.99
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Current price $565.99
Original price $301.99 - Original price $301.99
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$301.99
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Klipsch - Flexus CORE 100 2.1 Soundbar - Black

Klipsch

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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Original price $301.99 - Original price $301.99
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$301.99
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Original price $333.99 - Original price $333.99
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$333.99
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LG - 5.1 Channel S60TR Soundbar with Wireless Subwoofer and Rear Speakers - Black

LG

Get ready to elevate your TV experience with powerful 5.1-channel Dolby Audio surround sound. The S60TR features wireless rear speaker connectivity...

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Original price $333.99 - Original price $333.99
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Original price $246.99 - Original price $246.99
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$246.99
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Current price $246.99

ASUS - TUF GAMING B650-PLUS WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6 Motherboard - Black

ASUS

Processor CompatibilityAMD Socket AM5 for AMD Ryzen 7000 SeriesSpeed (memory speed supported)4 x DIMM Max. 128GB DDR5 6400+(OC)/ 6200(OC)/ 6000(OC)...

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Original price $246.99 - Original price $246.99
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Original price $462.99 - Original price $462.99
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$462.99
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ASUS - ROG STRIX Z790-E GAMING WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

ASUS

Processor CompatibilityIntel Socket LGA1700 for 13th Gen Intel Core Processors 12th Gen Intel Core Pentium Gold and Celeron ProcessorsSpeed (memor...

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Original price $462.99 - Original price $462.99
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$462.99
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Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99

Sony - STRDH590 - 725W 5.2-Ch. Hi-Res 4K Ultra HD HDR A/V Home Theater Receiver - Black

Sony

4K HDR Dolby Vision compatibility with HDCP 2.2 supportAllows running high-quality 4K HDR video through the receiver straight to your media device....

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Original price $474.99 - Original price $474.99
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Original price $331.99 - Original price $331.99
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$331.99
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Yamaha - 5.1-Ch. 4K Ultra HD A/V Home Theater Receiver - Black

Yamaha

4K Ultra HD video technologyAllows high-quality 4K video through the receiver straight to your media device.145W RMS powerFor powerful sound.Surrou...

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Original price $331.99 - Original price $331.99
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Original price $254.99 - Original price $254.99
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$254.99
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Sony - STRDH190- 2-Ch. Stereo Receiver with Bluetooth Phono Input for Turntables - Black

Sony

100W RMS power x 2 channelsFor powerful sound.Built-in BluetoothNot only can you wirelessly stream and play music from compatible Bluetooth devices...

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Original price $254.99 - Original price $254.99
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Original price $89.99 - Original price $89.99
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$89.99
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iLive - 37" Bluetooth Soundbar - Black

DPI Inc

Built-in Bluetooth wirelessAllows for straightforward pairing with your Bluetooth enabled devices.True Wireless StereoDelivers uncompromised sound ...

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Original price $89.99 - Original price $89.99
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$89.99
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Original price $71.99 - Original price $71.99
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$71.99
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Philips - Hue Bluetooth 5/6" High Lumen Recessed Downlight - White and Color Ambiance

Philips

Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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Original price $71.99 - Original price $71.99
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Original price $137.99 - Original price $137.99
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$137.99
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Crucial - Pro 64GB Kit (2x32GB) DDR4 3200MHz C22 UDIMM Desktop Memory Kit - Black

Crucial

3200 MT/sDownclock capable for systems that only support 2933 or 2666MT/sCompatabilityCompatible with 8th13th Gen Intel Core and AMD Ryzen 10005000...

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Original price $137.99 - Original price $137.99
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Original price $819.99 - Original price $819.99
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$819.99
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Sony - BRAVIA Theater Bar 8 with 11 speakers Dolby Atmos/DTS X - Black

Sony

Unleash the full potential of surround soundHear cinema-style surround sound all around you with 360 Spatial Sound Mapping.Room optimized soundSoun...

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Original price $819.99 - Original price $819.99
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Original price $126.99 - Original price $126.99
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Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $126.99 - Original price $126.99
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Original price $92.99 - Original price $92.99
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$92.99
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Twinkly - Candies Heart Shaped 200 RGB LED Smart Light String Green Wire USB-C - Multicolor

Twinkly

Charming multicolor RGB LED light shapesDelight in the charming light shape of hearts while adding a touch of wonder to your home decor; 200 LED li...

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Original price $92.99 - Original price $92.99
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Original price $435.99 - Original price $435.99
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$435.99
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Current price $435.99

Denon - AVR-S570BT (70W X 5) 5.2-Ch. Bluetooth Capable 8K Ultra HD HDR Compatible AV Home Theater Receiver - Black

Denon

Enjoy Movies and Gaming in 8K QualityA successor to the AVR-S540BT the Denon AVR-S570BT AV receiver ensures HD audio playback and an enhanced gamin...

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Original price $435.99 - Original price $435.99
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Original price $234.99 - Original price $234.99
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$234.99
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Sharp - 5-Disc Micro System - Black

Sharp

Micro systemFeatures CD/MP3 changer digital player and radio for a variety of entertainment options.CD-RW CD-R WMA and MP3 playback formatsFor list...

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Original price $234.99 - Original price $234.99
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Original price $365.99 - Original price $365.99
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JBL - PartyBox Club 120 Portable Wireless Party Speaker - Black

JBL

Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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Original price $365.99 - Original price $365.99
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Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99

Sony - SA-SW3 200W Wireless Subwoofer - Black

Sony

Add deep rich sound to your HT-A9/A7000/A5000/A3000 soundbarThe SA-SW3 subwoofer is designed to pair to HT-A9 Home Theater System and HT-A8000/A900...

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Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99
Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99

Samsung - HW-B650/ZA 3.1 Channel Soundbar with Wireless Subwoofer Dolby 5.1 / DTS VirtualX - Black

Samsung

Dolby Digital 5.1 / DTS VirtualXElevate your favorite content. Dolby Atmos creates realistic 3D sound by projecting it from all around you includin...

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Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99
Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99

ASUS - TUF GAMING Z790-PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

ASUS

Processor CompatibilityIntel Socket LGA1700 for Intel Core 14th 13th Gen Processors Intel Core 12th Gen Pentium Gold and Celeron ProcessorsSpeed (...

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Original price $306.99 - Original price $306.99
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$306.99
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Current price $306.99
Original price $259.99 - Original price $259.99
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$259.99
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Current price $259.99

MSI - MAG B650 Tomahawk WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - Black

MSI

Processor CompatibilitySupports AMD(AM5 socket) Ryzen 7000 Series ProcessorsDDR5 memory288DIMMs X 4 with AMD EXPO Intel XMP Memory Module SupportG...

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Original price $259.99 - Original price $259.99
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$259.99
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Original price $352.99 - Original price $352.99
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$352.99
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Current price $352.99

MSI - MPG Z790 EDGE WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6 Motherboard - Black

MSI

Processor CompatibilitySupports 12th/13th Gen Intel Core Processors Pentium Gold and Celeron ProcessorsGraphicsIntegrated Graphics ProcessorDDR5 me...

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Original price $352.99 - Original price $352.99
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$352.99
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Current price $352.99
Original price $295.99 - Original price $295.99
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$295.99
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Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

Honeywell Home

Lyric T6 Pro Wi-Fi Programmable - WHITE - HONT TH6220WF2006

Original price $295.99 - Original price $295.99
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$295.99
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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

View full details
Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99
Original price $127.99 - Original price $127.99
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$127.99
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Current price $127.99

Samsung - HW-C400/ZA 2.0 Channel C-Series Soundbar with Built-in Woofer - Black

Samsung

Built-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...

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Original price $127.99 - Original price $127.99
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$127.99
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Current price $127.99
Original price $474.99 - Original price $474.99
Original price
$474.99
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Current price $474.99

Samsung - HW-LS60D Music Frame Smart Speaker/Picture Frame Dolby Atmos - Black

Samsung

Customizable DesignPump up the volume on your personality. Swap a different color bezel to match your space and showcase your personal artwork phot...

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Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99
Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99

Samsung - HW-S50B 3.0 Channel S-Series All-in-one Soundbar Dolby 5.1 / DTS VirtualX - Black

Samsung

All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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Original price $230.99 - Original price $230.99
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$230.99
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Current price $230.99
Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Current price $1,049.99

Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black

Sony

Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...

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Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Current price $1,049.99
Original price $170.99 - Original price $170.99
Original price
$170.99
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Current price $170.99

Google - Nest Smart Programmable Wifi Thermostat

GOOGLE

Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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Original price $170.99 - Original price $170.99
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$170.99
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Current price $170.99
Original price $98.99 - Original price $98.99
Original price
$98.99
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Current price $98.99

Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension

Philips

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.