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Original price $610.99 - Original price $610.99Original price$610.99$610.99 - $610.99Current price $610.99| /
Onkyo - TX 7.2-Ch. with Dolby Atmos 4K Ultra HD HDR Compatible A/V Home Theater Receiver - Black
OnkyoConnect to the InternetAccess a variety of online streaming services such as Pandora Deezer Spotify TuneIn TIDAL Chromecast and Amazon Music as wel...
View full detailsOriginal price $610.99 - Original price $610.99Original price$610.99$610.99 - $610.99Current price $610.99| / -
Original price $128.99 - Original price $128.99Original price$128.99$128.99 - $128.99Current price $128.99| /
Honeywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver
HoneywellComfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...
View full detailsOriginal price $128.99 - Original price $128.99Original price$128.99$128.99 - $128.99Current price $128.99| / -
Original price $254.99 - Original price $254.99Original price$254.99$254.99 - $254.99Current price $254.99| /
NL SHAPES BLK HEX SM
NanoleafCombine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...
View full detailsOriginal price $254.99 - Original price $254.99Original price$254.99$254.99 - $254.99Current price $254.99| / -
Original price $174.99 - Original price $174.99Original price$174.99$174.99 - $174.99Current price $174.99| /
Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor
NanoleafCombine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...
View full detailsOriginal price $174.99 - Original price $174.99Original price$174.99$174.99 - $174.99Current price $174.99| / -
Original price $165.99 - Original price $165.99Original price$165.99$165.99 - $165.99Current price $165.99| /
Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor
NanoleafCombine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...
View full detailsOriginal price $165.99 - Original price $165.99Original price$165.99$165.99 - $165.99Current price $165.99| / -
Original price $86.99 - Original price $86.99Original price$86.99$86.99 - $86.99Current price $86.99| /
Philips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...
View full detailsOriginal price $86.99 - Original price $86.99Original price$86.99$86.99 - $86.99Current price $86.99| / -
Original price $107.99 - Original price $107.99Original price$107.99$107.99 - $107.99Current price $107.99| /
Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack) - White and Color Ambiance
PhilipsColorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...
View full detailsOriginal price $107.99 - Original price $107.99Original price$107.99$107.99 - $107.99Current price $107.99| / -
Original price $75.99 - Original price $75.99Original price$75.99$75.99 - $75.99Current price $75.99| /
Philips - Hue E12 Bluetooth 50W Smart LED Bulb - White and Color Ambiance
PhilipsClassic Style Modern FeaturesThe Philips Hue E12 candelabra bulb brings classic style and modern smart lighting features to your chandelier or scon...
View full detailsOriginal price $75.99 - Original price $75.99Original price$75.99$75.99 - $75.99Current price $75.99| / -
Original price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| /
Philips - Hue Bluetooth Slim Downlight 6" - White and Color Ambiance
PhilipsCanless designThe slim downlight installs easily into any ceiling thanks to its slim profile. Place them in spaces such as narrow hallways or rooms...
View full detailsOriginal price $92.99 - Original price $92.99Original price$92.99$92.99 - $92.99Current price $92.99| / -
Original price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| /
Samsung - C Series 2.0 Ch Soundar W/ Built-in Woofer HW-C400 - Black
SamsungBuilt-in SubwooferGo deep and hear more with this soundbar’s all-in-one built-in subwoofer design.One Remote ControlKeep your finger on the pulse. ...
View full detailsOriginal price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| / -
Original price $310.99 - Original price $310.99Original price$310.99$310.99 - $310.99Current price $310.99| /
JBL - 2.1 Channel Soundbar with Wireless Subwoofer - Black
JBLBring the powerFill your whole room with sound. An impressive 300W of total system power puts you in control. Your movies and music have never soun...
View full detailsOriginal price $310.99 - Original price $310.99Original price$310.99$310.99 - $310.99Current price $310.99| / -
Original price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| /
Govee - Glide Wall Light (8+2)
GoveeBreathtaking Multi-Color LightingOur patented RGBIC tech lets Glide display up to 57 colors at one time and 16 million colors total allowing for be...
View full detailsOriginal price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| / -
Original price $520.99 - Original price $520.99Original price$520.99$520.99 - $520.99Current price $520.99| /
AMD - Ryzen 7 5800X 4th Gen 8-core 16-threads Unlocked Desktop Processor Without Cooler - Black
AMDBoost ClockUp to 4.7GHz Max Boost ClockCores8 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame Cache36 MB GameCache for game performancePCI Express...
View full detailsOriginal price $520.99 - Original price $520.99Original price$520.99$520.99 - $520.99Current price $520.99| / -
Original price $355.99 - Original price $355.99Original price$355.99$355.99 - $355.99Current price $355.99| /
AMD - Ryzen 5 5600X 4th Gen 6-core 12-threads Unlocked Desktop Processor With Wraith Stealth Cooler
AMDBoost ClockUp to 4.6GHz Max Boost ClockCores6 CPU CoresSystem MemoryUp to 3200MHz DDR4 RAMGame Cache35 MB GameCache for game performancePCI Express...
View full detailsOriginal price $355.99 - Original price $355.99Original price$355.99$355.99 - $355.99Current price $355.99| / -
Original price $508.99 - Original price $508.99Original price$508.99$508.99 - $508.99Current price $508.99| /
Samsung - MX-ST50B Sound Tower High Power Audio 240W - Black
SamsungBi-directional Sound (240 watts)Get the room jumping with 240 watts of power. Pump up the music and keep the good vibes flowing with uniquely desig...
View full detailsOriginal price $508.99 - Original price $508.99Original price$508.99$508.99 - $508.99Current price $508.99| / -
Original price $179.99 - Original price $179.99Original price$179.99$179.99 - $179.99Current price $179.99| /
Nanoleaf - Lines 60 Degrees Smarter Kit (9 Light Lines) - Multicolor
NanoleafBacklit Modular LightingDesign your own unique layouts for a stunning and futuristic ambient glow.Music VisualizerWatch the lights react and dance ...
View full detailsOriginal price $179.99 - Original price $179.99Original price$179.99$179.99 - $179.99Current price $179.99| / -
Original price $234.99 - Original price $234.99Original price$234.99$234.99 - $234.99Current price $234.99| /
JBL - Partybox Encore Essential Portable Wireless Party Speaker - Black
JBLAmazing JBL original pro soundExperience amazing JBL original pro sound with deep bass.A light show that syncs to the beatThe dynamic light show de...
View full detailsOriginal price $234.99 - Original price $234.99Original price$234.99$234.99 - $234.99Current price $234.99| / -
Original price $254.99 - Original price $254.99Original price$254.99$254.99 - $254.99Current price $254.99| /
Samsung - HW-S50B 3.0ch All in One Soundbar with Dolby 5.1 / DTS VirutalX - Black
SamsungAll-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...
View full detailsOriginal price $254.99 - Original price $254.99Original price$254.99$254.99 - $254.99Current price $254.99| / -
Original price $114.99 - Original price $114.99Original price$114.99$114.99 - $114.99Current price $114.99| /
Philips - Hue Go Bluetooth Table Lamp - White and Color Ambiance
PhilipsA truly portable smart lightThe Hue Go portable smart light can truly go wherever you want thanks to its built-in rechargeable battery. Enjoy 2.5 h...
View full detailsOriginal price $114.99 - Original price $114.99Original price$114.99$114.99 - $114.99Current price $114.99| / -
Original price $72.99 - Original price $72.99Original price$72.99$72.99 - $72.99Current price $72.99| /
Thermaltake - SMART 700W ATX 80 Plus Power Supply - Black
Thermal Take700W power supplyDelivers the power needed to run your PC.AC 115-230V inputWith input 47-63Hz frequency for wide-ranging use.ATX complianceMeets in...
View full detailsOriginal price $72.99 - Original price $72.99Original price$72.99$72.99 - $72.99Current price $72.99| / -
Original price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| /
LG - 2.0-Channel Soundbar with 40-Watt Digital Amplifier - Black
LG Electronics40W total output power (20W x 2)Provides dynamic sound.Dolby Digital decoderReproduces multichannel audio to deliver a cinematic audio experience.B...
View full detailsOriginal price $127.99 - Original price $127.99Original price$127.99$127.99 - $127.99Current price $127.99| / -
Original price $270.99 - Original price $270.99Original price$270.99$270.99 - $270.99Current price $270.99| /
Hisense - 3.1.2 Dolby ATMOS Soundbar with Wireless Subwoofer - Black
HISENSE3.1.2 Surround Sound7 speakers built into the soundbar. Left and right front channel center channel left and right overhead surround channel surrou...
View full detailsOriginal price $270.99 - Original price $270.99Original price$270.99$270.99 - $270.99Current price $270.99| / -
Original price $201.99 - Original price $201.99Original price$201.99$201.99 - $201.99Current price $201.99| /
JBL - Cinema SB170 2.1 Channel Soundbar with Wireless Subwoofer - Black
JBL220W power outputIncredible powerful sound for an immersive cinematic experience.Dedicated sound mode to enhance voice clarityJust press the “Voice...
View full detailsOriginal price $201.99 - Original price $201.99Original price$201.99$201.99 - $201.99Current price $201.99| / -
Original price $211.99 - Original price $211.99Original price$211.99$211.99 - $211.99Current price $211.99| /
Yamaha - 200W 2-Ch. Stereo Receiver - Black
Yamaha200W total powerRMS Rating of 100W x 2 8 ohms 40Hz - 20kHz 0.2 THD for robust audio.Speaker A/B switchingLets you easily switch between 2 sets of ...
View full detailsOriginal price $211.99 - Original price $211.99Original price$211.99$211.99 - $211.99Current price $211.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.