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  • Original price $1,027.99 - Original price $1,027.99
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    Apple - 13-inch iPad Air M2 chip Wi-Fi 256GB - Blue

    Apple

    13-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $1,027.99 - Original price $1,027.99
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  • Original price $325.99 - Original price $325.99
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    Google - Pixel Tablet - 11" Android Tablet - 128GB - WiFi - Hazel

    GOOGLE

    Android operating systemThe Android apps you love are already optimized for your Pixel Tablet’s larger screen; it comes with Google TV so you can w...

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    Original price $325.99 - Original price $325.99
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  • Original price $1,322.99 - Original price $1,322.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,322.99 - Original price $1,322.99
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  • Original price $689.99 - Original price $689.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 128GB - Space Gray

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $689.99 - Original price $689.99
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  • Original price $1,660.99 - Original price $1,660.99
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    Apple - 13-inch iPad Pro M4 chip Wi-Fi + Cellular 256GB with OLED - Space Black (Unlocked)

    Apple

    13-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,660.99 - Original price $1,660.99
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    Apple - 11-inch iPad Air M2 chip Wi-Fi 256GB - Blue

    Apple

    11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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    Original price $802.99 - Original price $802.99
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  • Original price $1,097.99 - Original price $1,097.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,097.99 - Original price $1,097.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 256GB with OLED - Space Black

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,097.99 - Original price $1,097.99
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  • Original price $1,265.99 - Original price $1,265.99
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    Apple - 11-inch iPad Pro M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    11-INCH ULTRA RETINA XDR DISPLAY—Ultra Retina XDR delivers extreme brightness and contrast exceptional color accuracy and features advanced technol...

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    Original price $1,265.99 - Original price $1,265.99
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    ViewSonic VG2748 - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    27" IPS LED monitorThe efficient screen type uses LEDs to provide precise backlighting to pixels.Two 2W speakersFeature stereo sound for a complete...

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    Original price $261.99 - Original price $261.99
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  • Original price $718.99 - Original price $718.99
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    Acer - Chromebook Plus 516 GE-16.0" WQXGA Laptop- Intel Core 5-8GB LPDDR4X-256GB PCIe Gen4 SSD(Protective Sleeve) - Obsidian Black

    Acer

    Chrome OSChromebook laptops run on Chrome OS - An operating system by Google that is built for the way we live today. It updates automatically boot...

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    Original price $718.99 - Original price $718.99
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    Samsung Galaxy Tab A9+ - tablet - Android - 128 GB - 11"

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $281.99 - Original price $281.99
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    Samsung Galaxy Tab A9+ - tablet - Android - 64 GB - 11"

    Samsung

    Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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    Original price $223.99 - Original price $223.99
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  • Original price $318.99 - Original price $318.99
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    ASUS - 14" Chromebook Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Gravity Gray

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $318.99 - Original price $318.99
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  • Original price $347.99 - Original price $347.99
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    ASUS - CM3001 10.5" Chromebook - MediaTek 8186 - 4GB Memory - 64GB eMMC - Fog Silver

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Original price $347.99 - Original price $347.99
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  • Original price $1,103.99 - Original price $1,103.99
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    LG - gram 17" Laptop - Intel Evo 13th Gen Intel Core i7-1360P - 16GB RAM - 1TB SSD - Black

    LG

    Windows 11 HomeWindows 11 brings you closer to what you love. Pursue your passions and maximize your productivity with the new Windows 11. Built wi...

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    Original price $1,103.99 - Original price $1,103.99
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  • Original price $406.99 - Original price $406.99
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    Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" WUXGA Touchscreen - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Original price $406.99 - Original price $406.99
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    BenQ GW2790 - LED monitor - Full HD (1080p) - 27"

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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    Original price $142.99 - Original price $142.99
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    ViewSonic - VG2448A 23.8" IPS LCD FHD Monitors (DisplayPort VGA USB HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $200.99 - Original price $200.99
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  • Original price $1,585.99 - Original price $1,585.99
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    MSI - Stealth 14 14" 165Hz FHD+ Ultra Thin Gaming Laptop-Intel Core i7-13620H with 16GB Memory-RTX 4060-1TB SSD - Star Blue

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,585.99 - Original price $1,585.99
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  • Original price $415.99 - Original price $415.99
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    ViewSonic ColorPro VP16-OLED - OLED monitor - Full HD (1080p) - 16"

    ViewSonic

    Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $415.99 - Original price $415.99
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  • Original price $1,541.99 - Original price $1,541.99
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    HP - Victus 16.1" Gaming Laptop - AMD Ryzen 7-8845HS - 16GB DDR5 Memory - NVIDIA GeForce RTX 4070 - 512GB SSD - Mica Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,541.99 - Original price $1,541.99
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    ViewSonic - VG2455-2K 24" IPS QHD Monitor (USB-C HDMI DisplayPort) - Black

    ViewSonic

    QUALITY SCREEN TIMEFrom big data to beautiful presentations this 60Hz monitor delivers QHD (2560x1440) viewing for any taskPRODUCTIVITY COMFORTAdv...

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    Original price $304.99 - Original price $304.99
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  • Original price $1,365.99 - Original price $1,365.99
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    Apple - 11-inch iPad Pro (Latest Model) M4 chip Wi-Fi 512GB with OLED - Silver

    Apple

    The new iPad Pro is impossibly thin featuring outrageous performance with the Apple M4 chip a breakthrough Ultra Retina XDR display and superfast W...

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    Original price $1,365.99 - Original price $1,365.99
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  • Original price $217.99 - Original price $217.99
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    HP - 27" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

    HP

    Life-like color. Deeper detail.Upgrade your everyday with a vibrant 27" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 99 ...

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    Original price $217.99 - Original price $217.99
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  • Original price $600.99 - Original price $600.99
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    HP - 15.6" Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SDD - Natural Silver

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    Original price $600.99 - Original price $600.99
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    HP - 15.6" Full HD Chromebook Plus Laptop - Intel Core i3 - 8GB Memory - 128GB UFS - Mineral Silver

    HP

    Chrome Plus OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on the web.Ful...

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    Original price $572.99 - Original price $572.99
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  • Original price $1,090.99 - Original price $1,090.99
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    HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,090.99 - Original price $1,090.99
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    ASUS - Vivobook 14" Laptop - Intel Core i3-1215U with 8GB Memory - 128GB SSD - Quiet Blue

    ASUS

    Windows 11 Home in S Mode Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also com...

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    Original price $427.99 - Original price $427.99
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    ViewSonic - VA2759-SMH 27" LCD FHD Monitor (VGA HDMI) - Black

    ViewSonic

    Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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    Original price $153.99 - Original price $153.99
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    MacBook Pro 14-inch Laptop Apple M3 chip - 16GB Memory - 1TB SSD (Latest Model) - Silver

    Apple

    SUPERCHARGED BY M3—With an 8-core CPU and 10-core GPU using hardware-accelerated ray tracing the Apple M3 chip can help you blaze through everyday ...

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    Original price $2,273.99 - Original price $2,273.99
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    ASUS - ROG Gaming Desktop - Intel Core i7-14700KF - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER - 2TB SSD - Black

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Original price $1,734.99 - Original price $1,734.99
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    BenQ - GW2283 22" IPS LED 1080p 60Hz Monitor Optimized for Home Office with Adaptive Brightness Technology (VGA/HDMI) - Black

    BenQ

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $113.99 - Original price $113.99
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    Lenovo - Tab M9 - 9" Tablet - 32GB - Arctic Grey

    Lenovo

    Binge SaferEnjoy immersive reading mode that simulates the color of real book pages and add some ambient sound to get into the mood. Want to read s...

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    Original price $107.99 - Original price $107.99
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    LG - 29 IPS LED UltraWide FHD 100Hz AMD FreeSync Monitor with HDR (HDMI DisplayPort) - Black

    LG

    29 UltraWide WFHD (2560 x 1080) IPS DisplayKeep everything all on one screen.sRGB 99 Color Gamut with HDR 10Immerse yourself in a world of brillian...

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    Original price $213.99 - Original price $213.99
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    ViewSonic - VA2456-MHD 23.8" LCD FHD Monitor (DisplayPort VGA HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

    View full details
    Original price $153.99 - Original price $153.99
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    $153.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.